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January 27, 2025: Today’s Best Mortgage Rate – Comparison of 30-Year Fixed Rates

01/27/25
in Mortgage Rates Today

Hello from Loaning.ai. We’re here to provide you with today’s best mortgage rates. As of January 27, 2025, here are the updated 30-year fixed mortgage rates.



1. Today’s Best Mortgage Rate: 6.375%

Today’s Best Mortgage Rate

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.375%.

  • APR: 6.507%
  • Points: $1,920.00

This rate is based on the following assumptions:

  • Home Price: $400,000.00
  • Loan Amount: $320,000.00
  • Loan Type: 30-Year Fixed, Level Payment
  • Credit Score (FICO): 740
  • DTI (Debt-to-Income Ratio): 45%
  • LTV (Loan-to-Value): 80%

⚠️ Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.


2. Recent Rate Trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from December 12, 2024, to January 27, 2025.

  • Our rates have remained consistently competitive, outperforming many major lenders.
  • The current trend shows a slight increase over the past month, but Loaning.ai continues to offer some of the lowest rates in the market.
Today’s Best Mortgage Rate



3. Why Choose Loaning.ai?

At Loaning.ai, we pride ourselves on delivering:

  • Transparent Rate Comparisons: Easily compare rates from top lenders to find the best deal.
  • Customized Solutions: Get mortgage rates tailored to your unique financial situation.
  • Efficient Tools: Explore our interactive tools to calculate payments and assess your options.



Explore Your Options Today!

Click the link below to explore Today’s Best Mortgage Rate and compare rates:
➡️ Loaning.ai Compare Rates Tool

Let Loaning.ai help you find the best rate for your dream home or investment property! 🏠




Tags: 0YearFixedMortgageCompareMortgageRatesLowestMortgageRatesMortgageRateUpdatesToday’s Best RateUSHomeBuyingUSHomeLoans

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