Hello from Loaning.ai! We’re here to provide you with today’s best 30-year fixed mortgage rates. As of February 07, 2025, here are the updated 30-year fixed mortgage rates for homebuyers and refinancers:
1. Today’s Best Mortgage Rate
- Today’s Best Mortgage Rate: 6.250%
Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.250%.
- APR: 6.400%
- Points: $2,560.00
This rate is based on the following assumptions:
- Home Price: $400,000.00
- Loan Amount: $320,000.00
- Loan Type: 30-Year Fixed, Level Payment
- Credit Score (FICO): 740
- DTI (Debt-to-Income Ratio): 45%
- LTV (Loan-to-Value): 80%
⚠️ Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.
2. Recent Mortgage Rate Trends
Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from December 26, 2024, to February 07, 2025.
Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.
3. Why Choose Loaning.ai?
At Loaning.ai, we offer:
- Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
- Customized Solutions: Get tailored rates that match your financial goals.
- Efficient Tools: Use our calculators to assess payments and make informed decisions.
🔗 Explore Your Options Today!
Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.
➡️ Loaning.ai Compare Rates Tool
Let Loaning.ai help you secure your dream home with competitive rates and expert solutions! 🏠
