Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of May 15, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.250%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.250%.

APR : 6.343%
Points : $4,375.00

This rate is based on the following assumptions:

Home Price: $1,000,000.00
Loan Amount: $700,000.00
Loan Type: 30-Year Fixed, Level Payment
Credit Score (FICO): 740
DTI (Debt-to-Income Ratio): 45%
LTV (Loan-to-Value): 70%

⚠️ Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from April 4, 2025, to May 15, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
Customized Solutions: Get tailored rates that match your financial goals.
Efficient Tools: Use our calculators to assess payments and make informed decisions.