Hello from Loaning.ai! Today, we’re showcasing a stunning modern home in sunny San Diego, California — the perfect place to live your best San Diego coastal lifestyle.
Located just one block from Sail Bay in the desirable Crown Point area, this professionally managed co-ownership property offers seamless indoor-outdoor living and effortless coastal charm.
🏡 Property Overview
💵 $499,000 (⅛ Co-ownership Share)
📍 3705 Haines St, San Diego, CA 92109
4 Bedrooms | 3 Bathrooms
🏠 2,690 sq ft
📅 Listed on October 06
Listing Agent: Jacob Karp (DRE #02039254)
Email: mls@pacaso.com
Office: Pacaso Inc.
Phone: 714-584-0428
Source: CRMLS #250040912SD
🌟 Explore This San Diego Home in Detail 🌟
Highlights for the Ultimate San Diego Coastal Lifestyle
- Premium Co-ownership Opportunity
- Own one-eighth of this fully furnished, professionally managed turnkey home.
- It’s the perfect way to begin your San Diego coastal lifestyle without the stress of maintenance or management.
- Prime Location – One Block from Sail Bay
- Live steps away from the water, local cafés, and walking trails.
- Enjoy beach mornings, sunset strolls, and weekend paddleboarding all within your neighborhood.
- Architecturally Designed Open Concept
- This contemporary residence features soaring ceilings, eight skylights, and expansive glass doors connecting to two private terraces—perfect for true indoor-outdoor living.
- Chef-Inspired Kitchen
- Rooftop Deck with Panoramic Views
- Fully Furnished & Professionally Styled
Space-by-Space Walkthrough
First Floor — Private Comfort Meets Function
The first floor includes three bedrooms, featuring a luxurious primary suite with a soaking tub, dual vanities, and a tiled shower.
Elegant finishes and modern design create a serene retreat, while additional bedrooms can serve as guest or office spaces.
Second Floor — Light-Filled Living & Dining
The main living area on the second floor features an open floor plan connecting the living room, dining area, and kitchen.
Vaulted ceilings and skylights flood the home with sunlight, while sliding doors open to spacious terraces for relaxing or entertaining.
Media Room & Terrace
Just off the great room, a media lounge opens to a second terrace with a built-in grill — perfect for alfresco dining and gatherings.
Rooftop Deck — Sunset Views Over the Bay
The rooftop deck, complete with a gas fireplace and bar seating, offers panoramic views of the San Diego skyline and bay.
It’s a true highlight of the San Diego coastal lifestyle — where every evening feels like a vacation.
Top Schools (GreatSchools Ratings)
- Crown Point Jr Music Academy (K–5) — 5/10 (0.4mi)
- Pacific Beach Middle School (6–8) — 8/10 (1mi)
- Mission Bay High School (9–12) — 9/10 (1.3mi)
📉 Today’s Mortgage Rates (As of 10/09/2025, PST)
If you are considering purchasing an Real Estate in San Diego, here is the latest rate info:
The rates shown here are calculated under the following conditions:
-30 Year Fixed, Level Payment, U.S. Citizen, Tax report of 2 years or more, Full-Document, Single family, Purchase, Primary Residence, Credit Score(FICO) 740, DTI 45% and LTV 70%.
-Your actual rate, payment, and costs could differ based on your full financial picture. This is NOT a mortgage loan approval or commitment to lend.
Ideal for Those Who Want…
- To enjoy the best of San Diego coastal lifestyle—sun, sea, and sophistication
- Affordable co-ownership in a luxury coastal home near Sail Bay
- A turnkey, fully furnished property requiring zero management effort
- Premium design, location, and amenities in one package
Loaning.ai specializes in finding the best properties and offering personalized mortgage consultation services.
