30 Year Mortgage rates today
05/09/2026

LoaningAI is a real-time mortgage rates comparison platform that offers the lowest mortgage rates in the United States today.
Find the lowest 30 year mortgage rates with LoaningAI and buy your dream home!

LoaningAI offers the lowest 30 year mortgage rates on May 09, 2026, at 5.625% (Point $5250.00).

• 30 year Fixed Rate, Amortized loan
• Full-time Employee, Credit Score 740, LTV 70%, DTI 45%<
• Purchase, Single Family, Primary Residence<

Compare the lowest 30 year mortgage rates
from the top 5 lenders

Get the lowest mortgage rates today! Compare rates from the top 5 lenders in United States, including WellsFargo and RocketMortgage.

Lender	Interest rate	APR	Point
LoaningAI >	5.625%	5.726%	$5,250.00
Check Right now >
Wells Fargo (Wells Fargo)	6.125%	6.283%	$7,000.00
Rocket Mortgage (Rocket Mortgage)	5.750%	5.805%	$7,623.00
Chase (Chase)	5.750%	5.929%	$14,000.00
SoFi (SoFi)	5.750%	5.994%	$14,952.00

* Home Price / Loan Amount

• Loaning.ai : $1,000,000 / $700,000
• Wells Fargo : $1,000,000 / $700,000
• Rocket Mortgage : $1,000,000 / $700,000
• Chase : $1,000,000 / $700,000
• SoFi : $1,000,000 / $700,000

LoaningAI
Mortgage Rates Trends

Date	Interest rate	APR	DoD
05/08	5.625%	5.726%	+0.000%
05/07	5.625%	5.715%	+0.000%
05/06	5.625%	5.746%	-0.125%
05/05	5.750%	5.850%	+0.000%
05/04	5.750%	5.825%	+0.000%
05/01	5.750%	5.805%	+0.000%
04/30	5.750%	5.814%	+0.000%
04/29	5.750%	5.825%	+0.125%
04/28	5.625%	5.701%	+0.125%
04/27	5.500%	5.586%	+0.000%
04/24	5.500%	5.586%	+0.000%
04/23	5.500%	5.586%	+0.000%
04/22	5.500%	5.586%	+0.000%
04/21	5.500%	5.586%	+0.000%
04/20	5.500%	5.577%	+0.000%
04/17	5.500%	5.553%	+0.000%
04/16	5.500%	5.589%	+0.000%
04/15	5.500%	5.589%	+0.000%
04/14	5.500%	5.598%	-0.125%
04/13	5.625%	5.691%	+0.125%
04/10	5.500%	5.600%	-0.125%
04/09	5.625%	5.691%	– %

• 30 year Fixed Rate, Amortized loan
• Full-time Employee, Credit Score 740, LTV 70%, DTI 45%
• Purchase, Single Family, Primary Residence

The post Compare 30 year mortgage rates today | LoaningAI appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of May 15, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.250%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.250%.

• APR : 6.343%
• Points : $4,375.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from April 4, 2025, to May 15, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – May 15, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of May 14, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.250%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.250%.

• APR : 6.343%
• Points : $4,375.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from April 3, 2025, to May 14, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – May 14, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of May 8, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.000%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.000%.

• APR : 6.103%
• Points : $5,250.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from March 28, 2025, to May 8, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – May 8, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of May 7, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.000%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.000%.

• APR : 6.115%
• Points : $6,125.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from March 27, 2025, to May 7, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – May 7, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of May 6, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.000%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.000%.

• APR : 6.092%
• Points : $4,375.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from March 26, 2025, to May 6, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – May 6, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of May 1, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 5.875%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 5.875%.

• APR : 5.978%
• Points : $5,250.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from March 21, 2025, to May 1, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – May 1, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of April 29, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 5.875%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 5.875%.

• APR : 5.978%
• Points : $5,250.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from March 19, 2025, to April 29, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – April 29, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of April 24, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.000%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.000%.

• APR : 6.113%
• Points : $5,950.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from March 14, 2025, to April 24, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – April 24, 2025 appeared first on Loaning.AI Blog.

Hello from Loaning.ai!

We’re here to provide you with today’s best 30-year mortgage rates. As of April 23, 2025, here are the updated 30-year fixed-rate mortgages for homebuyers and refinancers.

Today’s Mortgage Rates

Today’s Mortgage Rates : 6.125%

Loaning.ai offers one of the most competitive rates for a 30-year fixed mortgage at 6.125%.

• APR : 6.241%
• Points : $6,125.00

• Home Price: $1,000,000.00
• Loan Amount: $700,000.00
• Loan Type: 30-Year Fixed, Level Payment
• Credit Score (FICO): 740
• DTI (Debt-to-Income Ratio): 45%
• LTV (Loan-to-Value): 70%

Your actual rate, payment, and costs may vary depending on your full financial situation. This is not a mortgage loan approval or commitment to lend.

Mortgage rate trends

Loaning.ai’s 30-Year Fixed Lowest Rate Trends chart highlights mortgage rate fluctuations from March 13, 2025, to April 23, 2025.

Our rates have remained consistently competitive, outperforming many major lenders. While recent trends show a slight increase over the past month, Loaning.ai continues to offer some of the lowest 30-year fixed mortgage rates in the market.

Why Choose Loaning.ai?

At Loaning.ai, we offer

• Transparent Rate Comparisons: Compare rates from top lenders effortlessly.
• Customized Solutions: Get tailored rates that match your financial goals.
• Efficient Tools: Use our calculators to assess payments and make informed decisions.
  

Explore Your Options Today!

Explore your options today! Click below to compare rates and find the best 30-year fixed mortgage rates for your needs.

Let Loaning.ai help you secure your dream home with competitive rates and expert solutions!

The post best 30 year fixed mortgage rates – April 23, 2025 appeared first on Loaning.AI Blog.