{"id":6875,"date":"2026-03-21T02:44:19","date_gmt":"2026-03-21T09:44:19","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=6875"},"modified":"2026-03-21T02:44:21","modified_gmt":"2026-03-21T09:44:21","slug":"capital-gains-tax-on-home-sale-how-to-exclude-up-to-500k-tax-free-in-2026","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/6875\/","title":{"rendered":"Capital Gains Tax on Home Sale: How to Exclude Up to $500K Tax-Free in 2026?"},"content":{"rendered":"\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <strong style=\"display:block; margin-bottom:12px;\">Capital Gains Tax on Home Sale: 3 Key Points \ud83d\udcdd<\/strong>\n   \n    <div style=\"margin-bottom: 12px;\">\n        <strong>1. Exclusion Limits<\/strong><br>\n        Single: up to $250,000 \/ Married filing jointly: up to $500,000 of capital gain can be tax-free\n    <\/div>\n   \n    <div style=\"margin-bottom: 12px;\">\n        <strong>2. 2-out-of-5 Rule<\/strong><br>\n        You must have owned AND lived in the home as your primary residence for at least 2 of the last 5 years (730 days total)\n    <\/div>\n   \n    <div>\n        <strong>3. How to Claim It<\/strong><br>\n        Report on Form 8949 (use code \u201cEH\u201d), keep utility bills, driver\u2019s license, and 5-year residency proof for audit protection\n    <\/div>\n<\/div>\n\n\n\n<p>Capital Gains Tax on Home Sale is one of the biggest worries when you\u2019re thinking about selling the home you live in.<\/p>\n\n\n\n<p style=\"font-size:16px\">Even if you make hundreds of thousands (or millions) in profit, you may be able to pay zero in federal capital gains tax.<\/p>\n\n\n\n<p>The secret is the Primary Residence Exclusion (Section 121). Single filers can exclude up to $250,000, and married couples filing jointly can exclude up to $500,000 of the gain.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/2026_\ubbf8\uad6d-\ubd80\ub3d9\uc0b0-\uc138\uae08-\uac00\uc774\ub4dc2.png\" alt=\"capital-gains-tax-on-home-sale-primary-residence-exclusion\" class=\"wp-image-14212\"\/><\/figure>\n\n\n\n<p class=\"has-cyan-bluish-gray-color has-text-color has-link-color has-small-font-size wp-elements-67c538f61b8d05db029c847dc7d0bcee\">\u203b <em>Loaning.ai provides this information for general educational purposes only. This is not tax, legal, or financial advice. Please consult a qualified tax professional or CPA before making any decisions.<\/em><\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-capital-gains-tax-on-home-sale-what-is-the-primary-residence-exclusion\" style=\"font-size:24px\"><strong>Capital Gains Tax on Home Sale: What Is the Primary Residence Exclusion?<\/strong><\/h2>\n\n\n\n<p>Capital Gains Tax on Home Sale is one of the most powerful IRS rules available to homeowners. It lets you exclude a large portion of the profit (capital gain) when you sell your main home. It is one of the biggest tax benefits in U.S. real estate law.<\/p>\n\n\n\n<p><strong>Exclusion Limits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Single: up to <strong>$250,000<\/strong> <\/li>\n\n\n\n<li>Married filing jointly: up to <strong>$500,000<\/strong><\/li>\n<\/ul>\n\n\n\n<p>To qualify, you generally need to meet the Ownership &amp; Use Test: You (or your spouse) must have owned the home and used it as your primary residence for at least 2 of the 5 years before the sale.<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-capital-gains-tax-on-home-sale-ownership-amp-use-test-for-married-couples\" style=\"font-size:24px\"><strong>Capital Gains Tax on Home Sale: Ownership &amp; Use Test for Married Couples<\/strong><\/h2>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <strong style=\"display:block; margin-bottom:12px; font-size:16px; color:#2C3E50;\">\ud83c\udfe0 Capital Gains Tax Exclusion for Married Filing Jointly (Ownership &#038; Use Test)<\/strong>\n    <ul style=\"margin: 0; padding-left: 20px;\">\n        <li style=\"margin-bottom: 8px;\">\n            <strong>Ownership Test:<\/strong> The requirement is met if <strong>at least one spouse<\/strong> has owned the home for at least 2 years.\n        <\/li>\n        <li>\n            <strong>Use Test (Residency):<\/strong> <strong>Both spouses<\/strong> must have lived in the home as their main residence for at least 2 out of the last 5 years.\n        <\/li>\n    <\/ul>\n<\/div>\n\n\n\n<p>If only one spouse meets the use test, that spouse can still claim the $250,000 exclusion individually.<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-capital-gains-tax-on-home-sale-the-flexible-2-out-of-5-rule\" style=\"font-size:18px\"><strong>Capital Gains Tax on Home Sale: The Flexible 2-out-of-5 Rule<\/strong><\/h3>\n\n\n\n<p>You don\u2019t have to live in the home for 24 consecutive months. The 2 years can be any combination of time within the 5 years before the sale (730 days total).<\/p>\n\n\n\n<p>Example: You live in the house for 1 year, rent it out for 2 years while on assignment, then move back for 1 more year \u2014 you still qualify for the full exclusion.<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-capital-gains-tax-on-home-sale-partial-exclusion-for-unforeseen-circumstances\" style=\"font-size:18px\"><strong>Capital Gains Tax on Home Sale: Partial Exclusion for Unforeseen Circumstances<\/strong><\/h3>\n\n\n\n<p>If you can\u2019t meet the full 2-year requirement due to a qualifying event, you may still get a pro-rated exclusion based on the time you actually lived there.<\/p>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <strong style=\"display:block; margin-bottom:12px; font-size:16px; color:#2C3E50;\">\ud83d\udca1 Exceptions to the 2-Year Residency Requirement<\/strong>\n    <ul style=\"margin: 0; padding-left: 20px;\">\n        <li style=\"margin-bottom: 8px;\">\n            <strong>Work-Related Move:<\/strong> You may qualify for a partial exclusion if your new place of work is <strong>at least 50 miles farther<\/strong> from your home than your old workplace was.\n        <\/li>\n        <li>\n            <strong>Health-Related Move:<\/strong> This includes moving to obtain, provide, or facilitate <strong>diagnosis, cure, mitigation, or treatment<\/strong> of a disease or illness for yourself or a family member.\n        <\/li>\n    <\/ul>\n<\/div>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-capital-gains-tax-on-home-sale-proof-of-residency-checklist\" style=\"font-size:24px\"><strong>Capital Gains Tax on Home Sale: Proof of Residency (Checklist)<\/strong><\/h2>\n\n\n\n<p>The IRS looks closely at whether you truly lived in the home. Keep these records for at least 5 years:<\/p>\n\n\n\n<div style=\"width: 100%; margin: 30px 0; border: 2px solid #C8E6C9; border-radius: 15px; background-color: #fff; overflow: hidden; box-shadow: 0 10px 20px rgba(0,0,0,0.05); font-family: 'Pretendard', -apple-system, sans-serif; box-sizing: border-box;\">\n    <div style=\"width: 100%; overflow-x: auto;\">\n        <table style=\"width: 100%; border-collapse: collapse; border-spacing: 0; margin: 0; padding: 0; border-style: none; min-width: 750px;\">\n            <thead>\n                <tr>\n                    <th style=\"width: 18%; background-color: #E8F5E9; color: #444; font-weight: 700; padding: 15px 10px; text-align: center; border-bottom: 1px solid #C8E6C9; border-right: 1px solid #C8E6C9; font-size: 15px;\">Category<\/th>\n                    <th style=\"width: 52%; background-color: #E8F5E9; color: #444; font-weight: 700; padding: 15px 15px; text-align: left; border-bottom: 1px solid #C8E6C9; border-right: 1px solid #C8E6C9; font-size: 15px;\">Required Documents (Checklist)<\/th>\n                    <th style=\"width: 20%; background-color: #E8F5E9; color: #444; font-weight: 700; padding: 15px 15px; text-align: center; border-bottom: 1px solid #C8E6C9; border-right: 1px solid #C8E6C9; font-size: 15px;\">Evidence Strength<\/th>\n                    <th style=\"width: 10%; background-color: #E8F5E9; color: #444; font-weight: 700; padding: 15px 5px; text-align: center; border-bottom: 1px solid #C8E6C9; font-size: 15px;\">Check<\/th>\n                <\/tr>\n            <\/thead>\n            <tbody>\n                <tr>\n                    <td style=\"text-align: center; padding: 20px 10px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #333; font-size: 14px; font-weight: 700;\">Address Verification<\/td>\n                    <td style=\"padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #444; font-size: 13px; line-height: 1.8; text-align: left;\">\n                        \u2022 Utility Bills (Electricity, Gas, Water, Internet)<br>\n                        \u2022 Driver\u2019s License \/ State ID (Address change history)<br>\n                        \u2022 Voter Registration Records<br>\n                        \u2022 Prior year&#8217;s Form 1040 (Address on record)\n                    <\/td>\n                    <td style=\"text-align: center; padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #666; font-size: 13px;\">\u2605\u2605\u2605\u2605\u2605<\/td>\n                    <td style=\"text-align: center; padding: 15px 5px; border-bottom: 1px solid #f0f0f0;\"><input type=\"checkbox\" style=\"width: 18px; height: 18px; accent-color: #2E7D32;\"><\/td>\n                <\/tr>\n                <tr>\n                    <td style=\"text-align: center; padding: 20px 10px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #333; font-size: 14px; font-weight: 700;\">Expenses &#038; Taxes<\/td>\n                    <td style=\"padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #444; font-size: 13px; line-height: 1.8; text-align: left;\">\n                        \u2022 HOA Payment History\/Ledger<br>\n                        \u2022 Property Tax Bills<br>\n                        \u2022 \u25b3 Transfer Tax is excluded (Not required)<br>\n                        \u2022 Homeowners Insurance Policy<br>\n                        \u2022 Mortgage Interest Statement (Form 1098)\n                    <\/td>\n                    <td style=\"text-align: center; padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #666; font-size: 13px;\">\u2605\u2605\u2605\u2605<\/td>\n                    <td style=\"text-align: center; padding: 15px 5px; border-bottom: 1px solid #f0f0f0;\"><input type=\"checkbox\" style=\"width: 18px; height: 18px; accent-color: #2E7D32;\"><\/td>\n                <\/tr>\n                <tr>\n                    <td style=\"text-align: center; padding: 20px 10px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #333; font-size: 14px; font-weight: 700;\">Finance &#038; Transactions<\/td>\n                    <td style=\"padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #444; font-size: 13px; line-height: 1.8; text-align: left;\">\n                        \u2022 Credit Card\/Bank Statements (Local transaction records)<br>\n                        \u2022 Mailed Bank Statements (Proof of residency)\n                    <\/td>\n                    <td style=\"text-align: center; padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #666; font-size: 13px;\">\u2605\u2605\u2605<\/td>\n                    <td style=\"text-align: center; padding: 15px 5px; border-bottom: 1px solid #f0f0f0;\"><input type=\"checkbox\" style=\"width: 18px; height: 18px; accent-color: #2E7D32;\"><\/td>\n                <\/tr>\n                <tr>\n                    <td style=\"text-align: center; padding: 20px 10px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #333; font-size: 14px; font-weight: 700;\">Family &#038; Education<\/td>\n                    <td style=\"padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #444; font-size: 13px; line-height: 1.8; text-align: left;\">\n                        \u2022 Children&#8217;s School Enrollment Certificates (School records)<br>\n                        \u2022 Medical Records (Doctor\/Pharmacy receipts)\n                    <\/td>\n                    <td style=\"text-align: center; padding: 15px 15px; border-bottom: 1px solid #f0f0f0; border-right: 1px solid #f0f0f0; color: #666; font-size: 13px;\">\u2605\u2605\u2605\u2605\u2605<\/td>\n                    <td style=\"text-align: center; padding: 15px 5px; border-bottom: 1px solid #f0f0f0;\"><input type=\"checkbox\" style=\"width: 18px; height: 18px; accent-color: #2E7D32;\"><\/td>\n                <\/tr>\n                <tr>\n                    <td style=\"text-align: center; padding: 20px 10px; border-bottom: none; border-right: 1px solid #f0f0f0; color: #333; font-size: 14px; font-weight: 700;\">Korean Docs<\/td>\n                    <td style=\"padding: 15px 15px; border-bottom: none; border-right: 1px solid #f0f0f0; color: #444; font-size: 13px; line-height: 1.8; text-align: left;\">\n                        \u2022 \u25b3 Resident Registration (Cho-bon) \u2192 Not required for IRS submission\n                    <\/td>\n                    <td style=\"text-align: center; padding: 15px 15px; border-bottom: none; border-right: 1px solid #f0f0f0; color: #666; font-size: 13px;\">&#8211;<\/td>\n                    <td style=\"text-align: center; padding: 15px 5px; border-bottom: none;\"><input type=\"checkbox\" style=\"width: 18px; height: 18px; accent-color: #2E7D32;\"><\/td>\n                <\/tr>\n            <\/tbody>\n        <\/table>\n    <\/div>\n<\/div>\n\n\n\n<p>Pro tip: Take photos of repairs and improvements (roof, kitchen, etc.). These increase your \u201cadjusted basis\u201d and reduce your taxable gain. Keep receipts and before\/after pictures.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>(\u203b Source : IRS Publication 523 (2025) \ubc0f \uc2e4\uc81c IRS \uac10\uc0ac \uae30\uc900 (facts and circumstances test))<\/em><\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-capital-gains-tax-on-home-sale-how-to-report-the-sale-on-your-tax-return\" style=\"font-size:18px\"><strong>Capital Gains Tax on Home Sale: How to Report the Sale on Your Tax Return<\/strong><\/h3>\n\n\n\n<p>You don\u2019t need a separate application. Simply report the sale correctly on your annual tax return.<\/p>\n\n\n\n<div style=\"\n    background-color:#F1F7FF;\n    border-radius:16px;\n    padding:20px 24px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <strong style=\"display:block; margin-bottom:18px; font-size:17px; color:#2C3E50;\">5-Step Home Sale Tax Reporting Process<\/strong>\n    \n    <div style=\"display: flex; flex-direction: column; gap: 14px;\">\n        <div style=\"display: flex; align-items: flex-start;\">\n            <span style=\"background-color:#007BFF; color:white; border-radius:50%; width:18px; height:18px; display:flex; align-items:center; justify-content:center; font-size:11px; margin-top:4px; margin-right:10px; flex-shrink:0; font-weight:bold;\">1<\/span>\n            <div>\n                <strong>Calculate Your Gain<\/strong><br>\n                <span style=\"color:#555; font-size:14px;\">Sale price \u2013 selling costs \u2013 adjusted basis (purchase price + improvements).<\/span>\n            <\/div>\n        <\/div>\n\n        <div style=\"display: flex; align-items: flex-start;\">\n            <span style=\"background-color:#007BFF; color:white; border-radius:50%; width:18px; height:18px; display:flex; align-items:center; justify-content:center; font-size:11px; margin-top:4px; margin-right:10px; flex-shrink:0; font-weight:bold;\">2<\/span>\n            <div>\n                <strong>Complete Form 8949<\/strong><br>\n                <span style=\"color:#555; font-size:14px;\">Report the sale details. Use code \u201cEH\u201d if claiming the exclusion.<\/span>\n            <\/div>\n        <\/div>\n\n        <div style=\"display: flex; align-items: flex-start;\">\n            <span style=\"background-color:#007BFF; color:white; border-radius:50%; width:18px; height:18px; display:flex; align-items:center; justify-content:center; font-size:11px; margin-top:4px; margin-right:10px; flex-shrink:0; font-weight:bold;\">3<\/span>\n            <div>\n                <strong>Carry to Schedule D<\/strong><br>\n                <span style=\"color:#555; font-size:14px;\">Transfer totals to your main Form 1040.<\/span>\n            <\/div>\n        <\/div>\n\n        <div style=\"display: flex; align-items: flex-start;\">\n            <span style=\"background-color:#007BFF; color:white; border-radius:50%; width:18px; height:18px; display:flex; align-items:center; justify-content:center; font-size:11px; margin-top:4px; margin-right:10px; flex-shrink:0; font-weight:bold;\">4<\/span>\n            <div>\n                <strong>Check for Special Situations<\/strong><br>\n                <span style=\"color:#555; font-size:14px;\">Home office depreciation recapture (Form 4797) if applicable.<\/span>\n            <\/div>\n        <\/div>\n\n        <div style=\"display: flex; align-items: flex-start;\">\n            <span style=\"background-color:#007BFF; color:white; border-radius:50%; width:18px; height:18px; display:flex; align-items:center; justify-content:center; font-size:11px; margin-top:4px; margin-right:10px; flex-shrink:0; font-weight:bold;\">5<\/span>\n            <div>\n                <strong>File by April 15<\/strong><br>\n                <span style=\"color:#555; font-size:14px;\">Submit with your tax return (or extension).<\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n    <div style=\"margin-top:15px; padding-top:10px; border-top:1px dashed #007BFF; font-size:13px; color:#333;\">\n        <strong>Note:<\/strong> Even if your entire gain is excluded, you may still receive Form 1099-S from the title company. Report it properly to avoid IRS notices.\n    <\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>(\u203b Source 1: IRS Publication 523 (2025) \u2013 Selling Your Home)<br>(\u203b Source 2: Form 8949 Instructions (2025) and Schedule D Instructions)<\/em><\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-capital-gains-tax-on-home-sale-maximize-your-benefits-with-loaning-ai\" style=\"font-size:24px\"><strong>Capital Gains Tax on Home Sale: Maximize Your Benefits with Loaning.ai<\/strong><\/h2>\n\n\n\n<p>Capital Gains Tax on Home Sale is one of the most important factors when selling your primary residence. Selling a home with hundreds of thousands (or millions) at stake is a big decision. Don\u2019t leave money on the table because of complicated rules.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/250312_homebuyguide_4view4-1.png\" alt=\"capital-gains-tax-on-home-sale-primary-residence-exclusion\" class=\"wp-image-14213\"\/><\/figure>\n\n\n\n<p>Loaning.ai provides general information to help you understand your options. \ud83d\ude0e<\/p>\n\n\n\n<p class=\"has-cyan-bluish-gray-color has-text-color has-link-color has-small-font-size wp-elements-67c538f61b8d05db029c847dc7d0bcee\">\u203b <em>Loaning.ai provides this information for general educational purposes only. This is not tax, legal, or financial advice. Please consult a qualified tax professional or CPA before making any decisions.<\/em><\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-c645e628e62f8fbab9d9726851472d16\"><\/p>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=housing_support_program&amp;utm_content=wish_program\" style=\"background-color:#49cf7e\"><strong>\ud83d\udc49 Ask questions easily via chat.<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-c645e628e62f8fbab9d9726851472d16\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Capital Gains Tax on Home Sale: 3 Key Points \ud83d\udcdd 1. Exclusion Limits Single: up to $250,000 \/ Married filing jointly: up to $500,000 of capital gain can be tax-free 2. 2-out-of-5 Rule You must have owned AND lived in the home as your primary residence for at least 2 of the last 5 years [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":6860,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[432],"tags":[],"class_list":["post-6875","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Capital Gains Tax on Home Sale: How to Save Up to $500K<\/title>\n<meta name=\"description\" content=\"Capital Gains Tax on Home Sale: Worried about taxes when selling your US home? You may pay capital gains tax thanks to this exclusion.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.loaning.ai\/en\/6875\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capital Gains Tax on Home Sale: How to Exclude Up to $500K Tax-Free in 2026?\" \/>\n<meta property=\"og:description\" content=\"Capital Gains Tax on Home Sale: Worried about taxes when selling your US home? 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