{"id":7081,"date":"2026-04-18T07:13:37","date_gmt":"2026-04-18T14:13:37","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=7081"},"modified":"2026-04-18T07:19:31","modified_gmt":"2026-04-18T14:19:31","slug":"mortgage-pre-approval","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/7081\/","title":{"rendered":"Mortgage Pre-Approval: Why It Matters and How to Get Started"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_-1.png\" alt=\"mortgage pre-approval\" class=\"wp-image-14897\"\/><\/figure>\n\n\n\n<p>In the previous articles, we walked through your budget, interest rates, lender comparisons, and the loan options available based on your situation.<\/p>\n\n\n\n<p>Now, the final step is completing the process and getting ready to buy a home.<\/p>\n\n\n\n<p>That process starts with <strong>a mortgage pre-approval<\/strong>.<\/p>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-mortgage-pre-approval-important\">Why Is Mortgage Pre-Approval Important?<\/h2>\n\n\n\n<p>In the U.S., buying a home involves more than just choosing a property.<\/p>\n\n\n\n<p>In competitive markets, multiple buyers often submit offers at the same time. From the seller\u2019s perspective, <strong>the most important question is whether the buyer is actually capable of completing the purchase.<\/strong><\/p>\n\n\n\n<p>This is where a pre-approval letter becomes critical.<\/p>\n\n\n\n<p><strong>A mortgage pre-approval <\/strong>shows that <strong>your finances have already been reviewed by a lender.<\/strong><\/p>\n\n\n\n<p>As a result, buyers with pre-approval are in a much stronger position compared to those without it.<\/p>\n\n\n\n<p>In many cases, it\u2019s not optional\u2014it\u2019s practically required to compete.<br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pre-approval-vs-pre-qualification-what-s-the-difference\">Pre-Approval vs. Pre-Qualification: What\u2019s the Difference?<\/h2>\n\n\n\n<p>These two terms are often confused, but they serve very different purposes.<\/p>\n\n\n\n<p><strong>Pre-qualification<\/strong> is a basic estimate based on<strong> self-reported information.<\/strong><\/p>\n\n\n\n<p><strong>Pre-approval,<\/strong> on the other hand, involves reviewing <strong>your income, assets, and credit in detail.<\/strong><\/p>\n\n\n\n<div style=\"\n  background:#F8F9FA;\n  padding:18px;\n  border-radius:14px;\n  margin:16px 0;\n  line-height:1.6;\n  font-family:'Pretendard Variable', sans-serif;\n\">\n  <p style=\"margin-bottom:10px;\">\nIn simple terms:\n  <\/p>\n  <ul style=\"padding-left:18px; margin:0;\">\n    <li>Pre-qualification \u2192 <strong>for reference<\/strong><\/li>\n    <li>Pre-approval \u2192 <strong> used in actual transactions <\/strong><\/li>\n  <\/ul>\n<\/div>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-does-a-credit-check-affect-you\">How Does a Credit Check Affect You?<\/h2>\n\n\n\n<p>During the mortgage pre-approval process, a credit check is required.<\/p>\n\n\n\n<p>This typically involves a <strong>hard inquiry<\/strong>, which may have a small and temporary impact on your credit score.<\/p>\n\n\n\n<p>However, if you apply with multiple lenders within a short period (typically 14\u201345 days), <strong>these checks are often grouped as a single inquiry.<\/strong><\/p>\n\n\n\n<p>That means you can compare multiple lenders without significantly affecting your credit.<\/p>\n\n\n\n<p>That said, during this period, it\u2019s important to avoid other credit activities such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Opening new credit cards<\/li>\n\n\n\n<li>Applying for auto loans<\/li>\n<\/ul>\n\n\n\n<p>These can impact your credit separately.<br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-do-you-need-for-mortgage-pre-approval\">What Do You Need for Mortgage Pre-Approval?<\/h2>\n\n\n\n<p>To get pre-approved, you\u2019ll need to provide documents that verify your financial situation.<\/p>\n\n\n\n<div style=\"\n  background:#F8F9FA;\n  padding:18px;\n  border-radius:14px;\n  margin:16px 0;\n  line-height:1.6;\n  font-family:'Pretendard Variable', sans-serif;\n\">\n  <p style=\"margin-bottom:10px;\">\nTypically, this includes:\n  <\/p>\n  <ul style=\"padding-left:18px; margin:0;\">\n    <li>Identification documents  <\/li>\n    <li>Proof of income (W2, 1099, etc.) <\/li>\n    <li>Bank accounts and asset information <\/li>\n    <li>Existing debt information  <\/li>\n  <\/ul>\n<\/div>\n\n\n\n<p>This is not just a rough estimate\u2014it\u2019s a key step in determining whether you qualify for a loan.<\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-makes-loaning-ai-different\">What Makes Loaning.ai Different?<\/h2>\n\n\n\n<p>Traditionally, getting pre-approved required submitting documents and going back and forth with a loan officer.<\/p>\n\n\n\n<p>Loaning.ai simplifies this process with an <strong>AI-based system that helps generate pre-approval letters more quickly.<\/strong><\/p>\n\n\n\n<p>Instead of lengthy back-and-forth communication, you can move through the process faster using structured inputs.<\/p>\n\n\n\n<p>In a competitive market, speed matters\u2014and having your pre-approval ready can give you a clear advantage.<br><br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-are-you-ready-to-start-the-mortgage-pre-approval-process\">Are You Ready to Start the Mortgage Pre-Approval Process?<\/h2>\n\n\n\n<p>If you\u2019ve already gone through the previous steps\u2014budgeting, rate analysis, lender comparison, and eligibility\u2014you\u2019re well prepared to move forward.<\/p>\n\n\n\n<p>At this point, the goal is no longer just to compare options, but to confirm what you can actually move forward with.<br><br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-now-it-s-time-to-take-action\">Now It\u2019s Time to Take Action<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_en.png\" alt=\"mortgage pre-approval\" class=\"wp-image-7091\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_en.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_en-300x216.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_en-768x553.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_en-120x86.png 120w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_en-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n\n\n\n<p>Up to now, you\u2019ve been gathering information and comparing scenarios.<\/p>\n\n\n\n<p><strong>Now, it\u2019s time to finalize your position.<\/strong><\/p>\n\n\n\n<p>Mortgage pre-approval is the step that turns your financial profile into a real buying position.<\/p>\n\n\n\n<p>Especially in competitive markets, having your pre-approval ready can make a meaningful difference.<\/p>\n\n\n\n<p>Start by confirming your options and take one step closer to your home purchase.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/apply?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=loaning_guide&amp;utm_content=pre_approval\" style=\"background-color:#49cf7e\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\ud83d\udc49 Apply for your mortgage pre-approval now<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the previous articles, we walked through your budget, interest rates, lender comparisons, and the loan options available based on your situation. Now, the final step is completing the process and getting ready to buy a home. That process starts with a mortgage pre-approval. Why Is Mortgage Pre-Approval Important? In the U.S., buying a home [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":7090,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[436,438],"tags":[],"class_list":["post-7081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-buying-guide","category-mortgage-guide"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage Pre-Approval: Why It Matters and How to Get Started - Loaning.AI Blog<\/title>\n<meta name=\"description\" content=\"Mortgage pre-approval is essential in today\u2019s competitive market. Learn why it matters, how it affects your home buying process.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.loaning.ai\/en\/7081\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Pre-Approval: Why It Matters and How to Get Started\" \/>\n<meta property=\"og:description\" content=\"Mortgage pre-approval is essential in today\u2019s competitive market. Learn why it matters, how it affects your home buying process.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.loaning.ai\/en\/7081\/\" \/>\n<meta property=\"og:site_name\" content=\"Loaning.AI Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-18T14:13:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-18T14:19:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1020\" \/>\n\t<meta property=\"og:image:height\" content=\"735\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Youngseo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"Youngseo\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"4\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/\"},\"author\":{\"name\":\"Youngseo\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/f12a0a52ed9d610f8b9f6960024fb160\"},\"headline\":\"Mortgage Pre-Approval: Why It Matters and How to Get Started\",\"datePublished\":\"2026-04-18T14:13:37+00:00\",\"dateModified\":\"2026-04-18T14:19:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/\"},\"wordCount\":563,\"publisher\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png\",\"articleSection\":[\"Home Buying Guide\",\"Mortgage Guide\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/\",\"url\":\"https:\/\/blog.loaning.ai\/en\/7081\/\",\"name\":\"Mortgage Pre-Approval: Why It Matters and How to Get Started - Loaning.AI Blog\",\"isPartOf\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png\",\"datePublished\":\"2026-04-18T14:13:37+00:00\",\"dateModified\":\"2026-04-18T14:19:31+00:00\",\"description\":\"Mortgage pre-approval is essential in today\u2019s competitive market. Learn why it matters, how it affects your home buying process.\",\"breadcrumb\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/blog.loaning.ai\/en\/7081\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage\",\"url\":\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png\",\"contentUrl\":\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png\",\"width\":1020,\"height\":735},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/7081\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/blog.loaning.ai\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage Pre-Approval: Why It Matters and How to Get Started\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/#website\",\"url\":\"https:\/\/blog.loaning.ai\/en\/\",\"name\":\"Loaning.AI Blog\",\"description\":\"Compare 30 year mortgage rates in US\",\"publisher\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/blog.loaning.ai\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/#organization\",\"name\":\"Loaning.AI Blog\",\"url\":\"https:\/\/blog.loaning.ai\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png\",\"contentUrl\":\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png\",\"width\":153,\"height\":144,\"caption\":\"Loaning.AI Blog\"},\"image\":{\"@id\":\"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/f12a0a52ed9d610f8b9f6960024fb160\",\"name\":\"Youngseo\",\"url\":\"https:\/\/blog.loaning.ai\/en\/author\/youngseo\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Mortgage Pre-Approval: Why It Matters and How to Get Started - Loaning.AI Blog","description":"Mortgage pre-approval is essential in today\u2019s competitive market. Learn why it matters, how it affects your home buying process.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.loaning.ai\/en\/7081\/","og_locale":"ko_KR","og_type":"article","og_title":"Mortgage Pre-Approval: Why It Matters and How to Get Started","og_description":"Mortgage pre-approval is essential in today\u2019s competitive market. Learn why it matters, how it affects your home buying process.","og_url":"https:\/\/blog.loaning.ai\/en\/7081\/","og_site_name":"Loaning.AI Blog","article_published_time":"2026-04-18T14:13:37+00:00","article_modified_time":"2026-04-18T14:19:31+00:00","og_image":[{"width":1020,"height":735,"url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png","type":"image\/png"}],"author":"Youngseo","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"Youngseo","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"4\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.loaning.ai\/en\/7081\/#article","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/en\/7081\/"},"author":{"name":"Youngseo","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/f12a0a52ed9d610f8b9f6960024fb160"},"headline":"Mortgage Pre-Approval: Why It Matters and How to Get Started","datePublished":"2026-04-18T14:13:37+00:00","dateModified":"2026-04-18T14:19:31+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.loaning.ai\/en\/7081\/"},"wordCount":563,"publisher":{"@id":"https:\/\/blog.loaning.ai\/en\/#organization"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png","articleSection":["Home Buying Guide","Mortgage Guide"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/blog.loaning.ai\/en\/7081\/","url":"https:\/\/blog.loaning.ai\/en\/7081\/","name":"Mortgage Pre-Approval: Why It Matters and How to Get Started - Loaning.AI Blog","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png","datePublished":"2026-04-18T14:13:37+00:00","dateModified":"2026-04-18T14:19:31+00:00","description":"Mortgage pre-approval is essential in today\u2019s competitive market. Learn why it matters, how it affects your home buying process.","breadcrumb":{"@id":"https:\/\/blog.loaning.ai\/en\/7081\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.loaning.ai\/en\/7081\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/en\/7081\/#primaryimage","url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png","contentUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/04\/20260416_Pre_approval_e.png","width":1020,"height":735},{"@type":"BreadcrumbList","@id":"https:\/\/blog.loaning.ai\/en\/7081\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blog.loaning.ai\/en\/"},{"@type":"ListItem","position":2,"name":"Mortgage Pre-Approval: Why It Matters and How to Get Started"}]},{"@type":"WebSite","@id":"https:\/\/blog.loaning.ai\/en\/#website","url":"https:\/\/blog.loaning.ai\/en\/","name":"Loaning.AI Blog","description":"Compare 30 year mortgage rates in US","publisher":{"@id":"https:\/\/blog.loaning.ai\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.loaning.ai\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/blog.loaning.ai\/en\/#organization","name":"Loaning.AI Blog","url":"https:\/\/blog.loaning.ai\/en\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/","url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png","contentUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png","width":153,"height":144,"caption":"Loaning.AI Blog"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/f12a0a52ed9d610f8b9f6960024fb160","name":"Youngseo","url":"https:\/\/blog.loaning.ai\/en\/author\/youngseo\/"}]}},"views":2,"_links":{"self":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/7081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/comments?post=7081"}],"version-history":[{"count":2,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/7081\/revisions"}],"predecessor-version":[{"id":7094,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/7081\/revisions\/7094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/media\/7090"}],"wp:attachment":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/media?parent=7081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/categories?post=7081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/tags?post=7081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}