{"id":8118,"date":"2026-07-30T03:13:16","date_gmt":"2026-07-30T10:13:16","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8118"},"modified":"2026-07-30T03:13:18","modified_gmt":"2026-07-30T10:13:18","slug":"how-to-use-my-homecheck-from-address-search-to-a-free-property-report","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8118\/","title":{"rendered":"How to Use My HomeCheck: From Address Search to a Free Property Report"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/loaning.ai\/my-homecheck?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=myhomecheck&amp;utm_content=myhomecheck_howto\">My HomeCheck<\/a> is a free property report service from <a href=\"https:\/\/loaning.ai\/my-homecheck?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=myhomecheck&amp;utm_content=myhomecheck_howto\">Loaning.ai<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Simply enter the address of a home\u2014no personal information required\u2014to review loan options, estimated monthly housing costs, required income, flood risk, HOA details, and transaction history in about 10 seconds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s how to search for a property and review your My HomeCheck report step by step. \ud83d\ude0e<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-1-enter-the-property-address\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 1. Enter the Property Address<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Visit My HomeCheck and enter the address of the home you want to review.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Select the complete address\u2014including the street, city, state, and ZIP Code\u2014from the autocomplete list. Then click <strong>Analyze<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If no results appear, check that:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"address-check\" value=\"street-number\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Check that the street name and house number are correct\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"address-check\" value=\"city-state\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Check that the city and state are included\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"address-check\" value=\"autocomplete-selection\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Confirm that you selected the address from the autocomplete list\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"address-check\" value=\"service-area\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Check whether the property is within the current service area\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 15px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 2px 0 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.6 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 768px) {\n    .loaning-checklist {\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      gap: 8px !important;\n      padding: 13px 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n      margin-top: 1px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.55 !important;\n    }\n  }\n<\/style>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_1_en.png\" alt=\"\" class=\"wp-image-8141\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_1_en.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_1_en-300x216.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_1_en-768x553.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_1_en-120x86.png 120w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_1_en-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-2 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-2-verify-the-basic-property-information\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 2. Verify the Basic Property Information<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s use <strong>88 Maple Ave, Irvine, CA 92620<\/strong> as an example.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once the report is generated, first confirm the property details:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-info\" value=\"address\">\n\n    <span class=\"loaning-checklist-card__text\">Address<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-info\" value=\"listing-price\">\n\n    <span class=\"loaning-checklist-card__text\">Listing price<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-info\" value=\"property-type\">\n\n    <span class=\"loaning-checklist-card__text\">Property type<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-info\" value=\"year-built\">\n\n    <span class=\"loaning-checklist-card__text\">Year built<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-info\" value=\"bedrooms-bathrooms\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Bedrooms and bathrooms\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-info\" value=\"building-square-footage\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Building square footage\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-info\" value=\"lot-size\">\n\n    <span class=\"loaning-checklist-card__text\">Lot size<\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: center !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.5 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 46px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">Incorrect property information may affect the loan and cost estimates. If anything differs from the listing, compare it with the listing page and public records to identify the latest information.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"608\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_2_en-1.png\" alt=\"\" class=\"wp-image-8144\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_2_en-1.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_2_en-1-300x179.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_2_en-1-768x458.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_2_en-1-750x447.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-3 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-3-start-with-the-ai-summary\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 3. Start with the AI Summary<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>AI Summary<\/strong> highlights key information about financing, costs, and potential risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read it first to quickly identify which parts of the report require closer attention. <br>However, because it is only a summary, review the detailed sections before making a decision.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"613\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_3_en.png\" alt=\"\" class=\"wp-image-8145\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_3_en.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_3_en-300x180.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_3_en-768x462.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_3_en-750x451.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-4 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-4-compare-loan-options\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 4. Compare Loan Options<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In <strong>Can I Finance It?<\/strong>, you can compare Conventional and FHA loan information based on the property\u2019s price and location.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Review:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"loan-option-check\" value=\"purchase-price\">\n\n    <span class=\"loaning-checklist-card__text\">Purchase price<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"loan-option-check\" value=\"local-loan-limit\">\n\n    <span class=\"loaning-checklist-card__text\">Local loan limit<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"loan-option-check\" value=\"remaining-loan-limit\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Amount remaining within the loan limit\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"loan-option-check\" value=\"estimated-interest-rate\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Estimated interest rate\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"loan-option-check\" value=\"preliminary-eligibility\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Preliminary eligibility\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: center !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.5 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 46px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">An <strong>Eligible<\/strong> result does not mean the loan is approved. Final approval and terms depend on your income, credit score, debt, down payment, and the lender\u2019s underwriting requirements.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"626\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_4.png\" alt=\"\" class=\"wp-image-8146\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_4.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_4-300x184.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_4-768x471.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_4-750x460.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-5 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-5-review-the-estimated-monthly-housing-cost\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 5. Review the Estimated Monthly Housing Cost<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Estimated Monthly Cost<\/strong> shows the projected monthly cost of owning the home.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It generally includes:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"monthly-cost-check\" value=\"principal-interest\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Principal and interest\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"monthly-cost-check\" value=\"property-taxes\">\n\n    <span class=\"loaning-checklist-card__text\">Property taxes<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"monthly-cost-check\" value=\"homeowners-insurance\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Homeowners insurance\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"monthly-cost-check\" value=\"hoa-fees\">\n\n    <span class=\"loaning-checklist-card__text\">HOA fees<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"monthly-cost-check\" value=\"additional-insurance\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Additional insurance, when applicable\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: center !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.5 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 46px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">Check <strong>Total Monthly Payment<\/strong> for the full estimate. Compare your budget with the total\u2014not just the listing price or principal and interest.<br>These figures are estimates based on current inputs and assumptions. Actual costs may vary depending on your loan terms, tax rate, and insurance quote.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"459\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_5.png\" alt=\"\" class=\"wp-image-8147\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_5.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_5-300x135.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_5-768x346.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_5-750x338.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-6 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-6-compare-the-estimated-required-income\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 6. Compare the Estimated Required Income<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Required Income<\/strong> compares the estimated income needed for Conventional and FHA loans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Each option may include:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"required-income-check\" value=\"monthly-income\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Estimated monthly income required\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"required-income-check\" value=\"annual-income\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Estimated annual income required\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"required-income-check\" value=\"loan-terms\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Loan terms used\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"required-income-check\" value=\"loan-amount\">\n\n    <span class=\"loaning-checklist-card__text\">Loan amount<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"required-income-check\" value=\"down-payment\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Down payment percentage\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"required-income-check\" value=\"monthly-payment\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Estimated monthly payment\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: center !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.5 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 46px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">Comparing the two options can help you identify which may be closer to your current budget.<br>Required income is only an estimate. Actual underwriting also considers your credit score, debt-to-income ratio, employment, assets, and other debts.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"905\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_6.png\" alt=\"\" class=\"wp-image-8148\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_6.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_6-300x266.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_6-768x681.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_6-750x665.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-7-check-flood-risk\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 7. Check Flood Risk<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Property Risk Analysis<\/strong> provides available natural-hazard information for the property.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If flood-risk data is available, review:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"flood-risk-check\" value=\"flood-zone\">\n\n    <span class=\"loaning-checklist-card__text\">Flood zone<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"flood-risk-check\" value=\"risk-level\">\n\n    <span class=\"loaning-checklist-card__text\">Risk level<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"flood-risk-check\" value=\"insurance-requirement\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Flood insurance requirement\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"flood-risk-check\" value=\"additional-cost\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Estimated additional cost\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: center !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.5 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 46px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">If the report shows elevated risk or a possible insurance requirement, ask an insurer about coverage availability and premiums. You should also review the latest FEMA flood maps and local records.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If <strong>Wildfire Risk<\/strong> or <strong>Earthquake Risk<\/strong> shows <strong>Coming Soon<\/strong>, the analysis is not yet available. It does not mean the property has low risk.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"491\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_7.png\" alt=\"\" class=\"wp-image-8149\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_7.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_7-300x144.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_7-768x370.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_7-750x361.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-8 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-8-review-hoa-costs-and-obligations\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 8. Review HOA Costs and Obligations<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HOA Details<\/strong> shows available HOA information connected to the property.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Review:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"hoa-details-check\" value=\"hoa-name\">\n\n    <span class=\"loaning-checklist-card__text\">HOA name<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"hoa-details-check\" value=\"operating-status\">\n\n    <span class=\"loaning-checklist-card__text\">Operating status<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"hoa-details-check\" value=\"monthly-dues\">\n\n    <span class=\"loaning-checklist-card__text\">Monthly dues<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"hoa-details-check\" value=\"annual-cost\">\n\n    <span class=\"loaning-checklist-card__text\">Total annual cost<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"hoa-details-check\" value=\"hoa-documents\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Available HOA documents\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: center !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.5 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 46px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">A property may be connected to more than one HOA, so review every association listed.<br>You should also check the actual HOA documents for CC&amp;Rs, recent budgets, reserve funds, planned dues increases, and possible special assessments.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"483\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_8.png\" alt=\"\" class=\"wp-image-8150\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_8.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_8-300x142.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_8-768x364.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_8-750x355.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-9 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-9-review-transaction-and-price-history\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 9. Review Transaction and Price History<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Property History<\/strong> shows past transactions and changes in the property\u2019s listing price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Review:<\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-history-check\" value=\"year-built\">\n\n    <span class=\"loaning-checklist-card__text\">Year built<\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-history-check\" value=\"sale-prices\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Previous sale prices\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-history-check\" value=\"listing-date\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Current listing date\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-history-check\" value=\"price-adjustments\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Price increases or reductions\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-history-check\" value=\"days-on-market\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Days on market\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"property-history-check\" value=\"price-history\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Price changes over time\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: center !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.5 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 46px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">A recent price reduction or a long time on the market may be useful when considering whether to negotiate.<br>However, past sale prices alone cannot determine the home\u2019s current value. Compare recent nearby sales and consider the property\u2019s condition as well.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"454\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_9.png\" alt=\"\" class=\"wp-image-8151\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_9.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_9-300x134.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_9-768x342.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_9-750x334.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-10 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-step-10-save-the-report-as-a-pdf\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step 10. Save the Report as a PDF<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Go to <strong>Save Your Home Check Report<\/strong> at the bottom of the report.<br>Enter your email address and click <strong>Download PDF<\/strong> to save the report or receive it by email.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A saved PDF can help you: <\/p>\n\n\n\n<div class=\"loaning-checklist\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"report-use-check\" value=\"compare-costs\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Compare monthly costs across properties\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"report-use-check\" value=\"share-report\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Share the report with family or a co-buyer\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"report-use-check\" value=\"agent-conversation\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Prepare for a conversation with your real estate agent\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"report-use-check\" value=\"loan-officer-questions\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Organize questions for a loan officer\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"report-use-check\" value=\"insurance-hoa-follow-up\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Follow up on insurance and HOA matters\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist {\n    display: grid !important;\n    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 58px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 2px 0 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.55 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist {\n      grid-template-columns: 1fr !important;\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 50px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n      margin-top: 1px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/loaning.ai\/my-homecheck?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=myhomecheck&amp;utm_content=myhomecheck_howto\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"328\" src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_10.png\" alt=\"\" class=\"wp-image-8152\" srcset=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_10.png 1020w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_10-300x96.png 300w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_10-768x247.png 768w, https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/07\/260730_MyHomeCheck_10-750x241.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-11 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-what-to-do-after-reviewing-the-report\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>What to Do After Reviewing the Report<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Use your My HomeCheck report to organize any questions that still need confirmation:<\/p>\n\n\n\n<div class=\"loaning-checklist loaning-checklist--single\">\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"follow-up-check\" value=\"loan-terms\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Confirm loan terms with a lender or loan officer.\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"follow-up-check\" value=\"insurance\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Confirm insurance premiums and eligibility with an insurer.\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"follow-up-check\" value=\"hoa-documents\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Review HOA costs and obligations in the latest HOA documents.\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"follow-up-check\" value=\"property-inspection\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Ask a professional inspector about the property&#8217;s condition and potential repairs.\n    <\/span>\n  <\/label>\n\n  <label class=\"loaning-checklist-card\">\n    <input type=\"checkbox\" name=\"follow-up-check\" value=\"price-negotiation\">\n\n    <span class=\"loaning-checklist-card__text\">\n      Discuss the listing price and negotiation options with your real estate agent.\n    <\/span>\n  <\/label>\n<\/div>\n\n<style>\n  .loaning-checklist,\n  .loaning-checklist * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-checklist--single {\n    display: grid !important;\n    grid-template-columns: 1fr !important;\n    gap: 10px !important;\n    width: 100% !important;\n    max-width: 900px !important;\n    margin: 24px auto !important;\n    padding: 0 16px !important;\n    font-family:\n      -apple-system,\n      BlinkMacSystemFont,\n      \"Segoe UI\",\n      Arial,\n      sans-serif !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    min-width: 0 !important;\n    min-height: 52px !important;\n    margin: 0 !important;\n    padding: 14px 17px !important;\n    background-color: #fff !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    box-shadow:\n      0 2px 6px rgba(17, 24, 39, 0.04),\n      0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition:\n      border-color 0.2s ease,\n      box-shadow 0.2s ease,\n      transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow:\n      0 3px 7px rgba(17, 24, 39, 0.05),\n      0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: relative !important;\n    appearance: none !important;\n    -webkit-appearance: none !important;\n    width: 18px !important;\n    height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 2px 0 0 !important;\n    padding: 0 !important;\n    background-color: #fff !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 50% !important;\n    cursor: pointer !important;\n    transition:\n      background-color 0.2s ease,\n      border-color 0.2s ease !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked {\n    background-color: #2ecc71 !important;\n    border-color: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    color: #fff;\n    content: \"\u2713\";\n    font-size: 11px;\n    font-weight: 700;\n    line-height: 1;\n    transform: translate(-50%, -52%);\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    min-width: 0;\n    color: #4b5563 !important;\n    font-size: 13px !important;\n    font-weight: 400 !important;\n    line-height: 1.55 !important;\n    letter-spacing: -0.01em !important;\n    word-break: normal !important;\n    overflow-wrap: break-word !important;\n  }\n\n  @media screen and (max-width: 600px) {\n    .loaning-checklist--single {\n      gap: 9px !important;\n      max-width: 100% !important;\n      margin: 20px 0 !important;\n      padding: 0 !important;\n    }\n\n    .loaning-checklist-card {\n      min-height: 50px !important;\n      gap: 8px !important;\n      padding: 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"] {\n      width: 17px !important;\n      height: 17px !important;\n      flex-basis: 17px !important;\n      margin-top: 1px !important;\n    }\n\n    .loaning-checklist-card input[type=\"checkbox\"]:checked::after {\n      font-size: 10px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 12px !important;\n      line-height: 1.5 !important;\n    }\n  }\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">My HomeCheck\u2019s estimates and analyses are based on public records, third-party data, and calculation assumptions. They do not replace loan approval, an insurance quote, an appraisal, or a professional home inspection.<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-12 wp-block-paragraph\">.<\/p>\n\n\n\n<h2 id=\"h-check-a-property-now\" class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Check a Property Now<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Prepare the address of a home you are interested in and enter it into My HomeCheck. Follow the steps above to review its estimated costs and key property information in order.<\/p>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/my-homecheck?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=myhomecheck&amp;utm_content=myhomecheck_howto\" style=\"background-color:#49cf7e\"><strong>\ud83d\udc49 Try For Free<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>My HomeCheck is a free property report service from Loaning.ai. Simply enter the address of a home\u2014no personal information required\u2014to review loan options, estimated monthly housing costs, required income, flood risk, HOA details, and transaction history in about 10 seconds. Here\u2019s how to search for a property and review your My HomeCheck report step by [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":8155,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[432],"tags":[],"class_list":["post-8118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Use My HomeCheck: A Free Property Report<\/title>\n<meta name=\"description\" content=\"Learn how to use My HomeCheck: enter an address, review loans, monthly costs, income needs, flood risk, HOA and sales history, and save a PDF.\" \/>\n<meta name=\"robots\" content=\"index, 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