{"id":8308,"date":"2026-08-23T21:47:33","date_gmt":"2026-08-24T04:47:33","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8308"},"modified":"2026-08-23T21:48:32","modified_gmt":"2026-08-24T04:48:32","slug":"affordable-places-to-live-in-san-jose-2026","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8308\/","title":{"rendered":"Affordable Places to Live in San Jose in 2026 | 5 Areas"},"content":{"rendered":"\n<style id=\"loaning-2026-san-jose-affordable-home-areas-design-system\">\n  @import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n  .loaning-geo-article,\n  .loaning-geo-article * {\n    box-sizing: border-box !important;\n    font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n    -webkit-print-color-adjust: exact !important;\n    print-color-adjust: exact !important;\n  }\n\n  .loaning-geo-article {\n    --loaning-green: #15966b;\n    --loaning-green-dark: #15583f;\n    --loaning-green-soft: #eef8f4;\n    --loaning-blue: #0073cf;\n    --loaning-answer: #10b981;\n    --loaning-ink: #26332d;\n    --loaning-muted: #68756f;\n    --loaning-line: #e1e7e4;\n    width: 100% !important;\n    max-width: 860px !important;\n    margin: 0 auto !important;\n    padding: 0 16px 140px !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n    letter-spacing: -0.012em !important;\n    word-break: keep-all !important;\n    overflow-wrap: break-word !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote),\n  .loaning-geo-article > ul,\n  .loaning-geo-article > ol {\n    margin-top: 0 !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote) {\n    margin-bottom: 16px !important;\n  }\n\n  .loaning-geo-article > h2 {\n    margin: 0 0 20px !important;\n    padding: 0 0 10px !important;\n    border-bottom: 1px solid #dce5e0 !important;\n    color: #173f2e !important;\n    font-size: 26px !important;\n    font-weight: 700 !important;\n    line-height: 1.38 !important;\n    letter-spacing: -0.025em !important;\n  }\n\n  .loaning-geo-article h3 {\n    margin: 32px 0 12px !important;\n    padding: 2px 0 2px 14px !important;\n    border-left: 4px solid #49cc7f !important;\n    background: transparent !important;\n    color: #1d513b !important;\n    font-size: 20px !important;\n    font-weight: 700 !important;\n    line-height: 1.45 !important;\n    letter-spacing: -0.018em !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link) {\n    color: #0b7452 !important;\n    text-decoration-thickness: 1px !important;\n    text-underline-offset: 3px !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link):focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.35) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-article-tools {\n    position: relative !important;\n    z-index: 20 !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: space-between !important;\n    gap: 18px !important;\n    width: 100% !important;\n    margin: 0 0 24px !important;\n    padding: 4px 0 18px !important;\n    border: 0 !important;\n    border-bottom: 1px solid #e3eae6 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-article-tools__keywords {\n    display: flex !important;\n    flex: 1 1 auto !important;\n    flex-wrap: wrap !important;\n    align-items: center !important;\n    gap: 2px 14px !important;\n    min-width: 0 !important;\n  }\n\n  .loaning-article-tools__label {\n    flex-basis: 100% !important;\n    color: #7a8680 !important;\n    font-size: 11px !important;\n    font-weight: 700 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-article-tools__keywords a {\n    display: inline-block !important;\n    min-height: 24px !important;\n    padding: 2px 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n    color: #27664a !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    transition: color 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-article-tools__keywords a:hover {\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-article-tools__actions {\n    position: relative !important;\n    display: flex !important;\n    flex: 0 0 auto !important;\n    align-items: center !important;\n    gap: 10px !important;\n  }\n\n  .loaning-ai-summary {\n    position: relative !important;\n  }\n\n  .loaning-ai-summary > summary {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    gap: 8px !important;\n    min-height: 44px !important;\n    padding: 8px 14px !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 700 !important;\n    line-height: 20px !important;\n    list-style: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-ai-summary > summary::-webkit-details-marker {\n    display: none !important;\n  }\n\n  .loaning-ai-summary > summary::marker {\n    content: \"\" !important;\n  }\n\n  .loaning-ai-summary > summary:hover,\n  .loaning-ai-summary[open] > summary {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-ai-summary > summary:focus-visible,\n  .loaning-share-button:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-ai-summary__icon,\n  .loaning-ai-summary__chevron,\n  .loaning-share-button svg {\n    display: block !important;\n    flex: 0 0 auto !important;\n  }\n\n  .loaning-ai-summary__icon {\n    width: 19px !important;\n    height: 19px !important;\n    color: #15966b !important;\n  }\n\n  .loaning-ai-summary__chevron {\n    width: 13px !important;\n    height: 13px !important;\n    color: #52635b !important;\n    transition: transform 0.2s ease !important;\n  }\n\n  .loaning-ai-summary[open] .loaning-ai-summary__chevron {\n    transform: rotate(180deg) !important;\n  }\n\n  .loaning-ai-summary__panel {\n    position: absolute !important;\n    z-index: 40 !important;\n    top: calc(100% + 10px) !important;\n    right: 0 !important;\n    width: min(420px, calc(100vw - 40px)) !important;\n    padding: 18px !important;\n    border: 1px solid #dbe6e0 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n    color: #2f3d37 !important;\n    box-shadow: 0 14px 34px rgba(23, 63, 46, 0.16) !important;\n  }\n\n  .loaning-ai-summary__title {\n    margin: 0 0 10px !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 750 !important;\n    line-height: 21px !important;\n  }\n\n  .loaning-ai-summary__panel ul {\n    margin: 0 !important;\n    padding-left: 19px !important;\n  }\n\n  .loaning-ai-summary__panel li {\n    margin: 0 0 7px !important;\n    color: #43524b !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n  }\n\n  .loaning-ai-summary__panel li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-share-button {\n    display: inline-flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 44px !important;\n    height: 44px !important;\n    flex: 0 0 44px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 50% !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-share-button:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-share-button svg {\n    width: 19px !important;\n    height: 19px !important;\n  }\n\n  .loaning-visually-hidden {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    padding: 0 !important;\n    margin: -1px !important;\n    overflow: hidden !important;\n    clip: rect(0, 0, 0, 0) !important;\n    white-space: nowrap !important;\n    border: 0 !important;\n  }\n\n  .loaning-side-tools,\n  .loaning-side-tools * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-side-tools {\n    position: fixed !important;\n    z-index: 9998 !important;\n    top: auto !important;\n    right: 18px !important;\n    bottom: 24px !important;\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: stretch !important;\n    gap: 8px !important;\n    width: 132px !important;\n    transform: none !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-side-tools__item {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: flex-start !important;\n    gap: 9px !important;\n    width: 100% !important;\n    min-height: 44px !important;\n    margin: 0 !important;\n    padding: 9px 12px !important;\n    border: 1px solid #dbe4df !important;\n    border-radius: 999px !important;\n    background: rgba(255, 255, 255, 0.96) !important;\n    color: #29483b !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 3px 12px rgba(23, 63, 46, 0.09) !important;\n    pointer-events: auto !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n    -webkit-appearance: none !important;\n    appearance: none !important;\n  }\n\n  .loaning-side-tools__item:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateX(-2px) !important;\n    box-shadow: 0 5px 16px rgba(23, 63, 46, 0.13) !important;\n  }\n\n  .loaning-side-tools__item:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-side-tools__item svg {\n    display: block !important;\n    width: 20px !important;\n    height: 20px !important;\n    flex: 0 0 20px !important;\n  }\n\n  .loaning-side-tools__item[hidden] {\n    display: none !important;\n  }\n\n  .loaning-side-tools__item--top {\n    justify-content: center !important;\n  }\n\n  .loaning-intro {\n    margin: 0 0 20px !important;\n  }\n\n  .loaning-intro p {\n    margin-bottom: 16px !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-key-takeaways {\n    margin: 16px 0 24px !important;\n    padding: 18px 22px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n    color: #333333 !important;\n  }\n\n  .loaning-key-takeaways__title {\n    margin: 0 0 8px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways ul {\n    margin: 0 !important;\n    padding-left: 20px !important;\n  }\n\n  .loaning-key-takeaways li {\n    margin: 0 0 6px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-toc {\n    margin: 24px 0 16px !important;\n    padding: 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n  }\n\n  .loaning-toc__title {\n    margin: 0 0 10px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 12px !important;\n    font-weight: 700 !important;\n    line-height: 1.5 !important;\n  }\n\n  .loaning-toc__links {\n    display: flex !important;\n    flex-wrap: wrap !important;\n    gap: 8px !important;\n  }\n\n  .loaning-toc__links a {\n    display: inline-flex !important;\n    align-items: center !important;\n    min-height: 36px !important;\n    padding: 8px 12px !important;\n    border: 1px solid var(--loaning-line) !important;\n    border-radius: 999px !important;\n    background: #f8faf9 !important;\n    color: #355248 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 18px !important;\n    text-decoration: none !important;\n  }\n\n  .loaning-toc__links a:hover {\n    border-color: #bcd9ca !important;\n    background: #eef8f4 !important;\n    color: #15583f !important;\n  }\n\n  .loaning-table-wrap {\n    width: 100% !important;\n    margin: 18px 0 0 !important;\n    overflow-x: hidden !important;\n    border: 1px solid #dfe7e3 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap table {\n    width: 100% !important;\n    min-width: 0 !important;\n    margin: 0 !important;\n    table-layout: fixed !important;\n    border-collapse: collapse !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap th,\n  .loaning-table-wrap td {\n    padding: 12px 10px !important;\n    border: 0 !important;\n    border-right: 1px solid #e8eeeb !important;\n    border-bottom: 1px solid #e8eeeb !important;\n    color: #35423c !important;\n    font-size: 13px !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    vertical-align: middle !important;\n    white-space: normal !important;\n    overflow-wrap: anywhere !important;\n  }\n\n  .loaning-table-wrap th {\n    background: #f3f7f5 !important;\n    color: #24463a !important;\n    font-weight: 750 !important;\n  }\n\n  .loaning-table-wrap th:last-child,\n  .loaning-table-wrap td:last-child {\n    border-right: 0 !important;\n  }\n\n  .loaning-table-wrap tr:last-child td {\n    border-bottom: 0 !important;\n  }\n\n  .loaning-table-wrap tbody tr:nth-child(even) td {\n    background: #fbfcfc !important;\n  }\n\n  .loaning-table-wrap a {\n    color: #0b7452 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n  }\n\n  .loaning-geo-article > .loaning-table-footnote {\n    margin: 6px 2px 24px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 11px !important;\n    font-weight: 400 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-important-note {\n    margin: 18px 0 28px !important;\n    padding: 20px 24px !important;\n    border: 1px solid #ffdada !important;\n    border-radius: 16px !important;\n    background: #fff4f4 !important;\n    color: #333333 !important;\n  }\n\n  .loaning-important-note__title {\n    margin: 0 0 10px !important;\n    color: #d32f2f !important;\n    font-size: 15px !important;\n    font-weight: 800 !important;\n    line-height: 1.55 !important;\n  }\n\n  .loaning-important-note p {\n    margin: 0 0 10px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-important-note p:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 20px 0 28px !important;\n    padding: 0 !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 14px 16px !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    background: #ffffff !important;\n    box-shadow: 0 2px 6px rgba(17, 24, 39, 0.04), 0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow: 0 3px 7px rgba(17, 24, 39, 0.05), 0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    margin: -1px !important;\n    padding: 0 !important;\n    overflow: hidden !important;\n    clip: rect(0 0 0 0) !important;\n    clip-path: inset(50%) !important;\n    border: 0 !important;\n    opacity: 0 !important;\n    white-space: nowrap !important;\n  }\n\n  .loaning-checklist-card__control {\n    position: relative !important;\n    display: block !important;\n    width: 18px !important;\n    min-width: 18px !important;\n    max-width: 18px !important;\n    height: 18px !important;\n    min-height: 18px !important;\n    max-height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 1px 0 0 !important;\n    padding: 0 !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control {\n    border-color: #2ecc71 !important;\n    background: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control::after {\n    position: absolute !important;\n    top: 50% !important;\n    left: 50% !important;\n    color: #ffffff !important;\n    content: \"\u2713\" !important;\n    font-size: 11px !important;\n    font-weight: 800 !important;\n    line-height: 1 !important;\n    transform: translate(-50%, -52%) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible + .loaning-checklist-card__control {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    color: #4b5563 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n    letter-spacing: -0.01em !important;\n  }\n\n  .loaning-qa-card {\n    margin: 20px 0 28px !important;\n    padding: 2px 0 2px 14px !important;\n    border: 0 !important;\n    border-left: 2px solid #dce5e0 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    color: #5b6962 !important;\n  }\n\n  .loaning-qa-card__question,\n  .loaning-faq-card__question {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 0 10px !important;\n    color: #26332d !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-qa-card__answer,\n  .loaning-faq-card__answer {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__question {\n    margin: 0 0 5px !important;\n    color: #53635c !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__answer {\n    color: #637068 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label {\n    min-width: 17px !important;\n    color: #839089 !important;\n    font-size: 13px !important;\n    font-weight: 700 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--q {\n    color: #71848d !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--a {\n    color: #7a9186 !important;\n  }\n\n  .loaning-qa-label {\n    display: inline-block !important;\n    flex: 0 0 auto !important;\n    min-width: 20px !important;\n    font-size: 13px !important;\n    font-weight: 800 !important;\n    line-height: 1.65 !important;\n  }\n\n  .loaning-qa-label--q {\n    color: #0073cf !important;\n  }\n\n  .loaning-qa-label--a {\n    color: #10b981 !important;\n  }\n\n  .loaning-qa-question-text {\n    font-weight: 400 !important;\n  }\n\n  .loaning-faq-list {\n    display: grid !important;\n    gap: 12px !important;\n    margin: 22px 0 0 !important;\n  }\n\n  .loaning-faq-card {\n    padding: 18px 20px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n  }\n\n  .loaning-faq-card__answer {\n    padding-top: 10px !important;\n    border-top: 1px solid #e4e9e6 !important;\n  }\n\n  .loaning-faq-card__answer-text {\n    min-width: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-faq-card__answer-text p {\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-floating-cta {\n    position: fixed !important;\n    z-index: 9999 !important;\n    left: 50% !important;\n    bottom: 16px !important;\n    width: min(calc(100vw - 32px), 680px) !important;\n    transform: translateX(-50%) !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-floating-cta__link {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 100% !important;\n    min-height: 52px !important;\n    padding: 12px 24px !important;\n    border-radius: 999px !important;\n    background: #49cc7f !important;\n    color: #ffffff !important;\n    -webkit-text-fill-color: #ffffff !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.3 !important;\n    text-align: center !important;\n    text-decoration: none !important;\n    text-shadow: 0 0 8px rgba(255, 255, 255, 0.34) !important;\n    box-shadow: 0 5px 16px rgba(23, 33, 29, 0.12) !important;\n    pointer-events: auto !important;\n  }\n\n  .loaning-floating-cta__link:hover {\n    background: #3fc275 !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-floating-cta__link:focus-visible {\n    outline: 3px solid rgba(23, 33, 29, 0.28) !important;\n    outline-offset: 3px !important;\n  }\n\n  @media screen and (max-width: 680px) {\n    .loaning-geo-article {\n      padding: 0 12px 124px !important;\n      word-break: normal !important;\n    }\n\n    .loaning-article-tools {\n      align-items: stretch !important;\n      flex-direction: column !important;\n      gap: 14px !important;\n      padding: 2px 0 16px !important;\n    }\n\n    .loaning-article-tools__keywords {\n      gap: 1px 11px !important;\n    }\n\n    .loaning-article-tools__keywords a {\n      font-size: 12px !important;\n      line-height: 19px !important;\n    }\n\n    .loaning-article-tools__actions {\n      width: 100% !important;\n    }\n\n    .loaning-ai-summary {\n      flex: 1 1 auto !important;\n      min-width: 0 !important;\n    }\n\n    .loaning-ai-summary > summary {\n      width: 100% !important;\n    }\n\n    .loaning-ai-summary__panel {\n      right: auto !important;\n      left: 0 !important;\n      width: min(420px, calc(100vw - 48px)) !important;\n      padding: 16px !important;\n    }\n\n    .loaning-geo-article > h2 {\n      margin-top: 0 !important;\n      font-size: 24px !important;\n    }\n\n    .loaning-geo-article h3 {\n      margin-top: 28px !important;\n      padding-left: 12px !important;\n      border-left-width: 3px !important;\n      font-size: 18px !important;\n    }\n\n    .loaning-key-takeaways,\n    .loaning-faq-card,\n    .loaning-important-note {\n      padding: 16px !important;\n      border-radius: 13px !important;\n    }\n\n    .loaning-qa-card {\n      padding: 2px 0 2px 12px !important;\n      border-radius: 0 !important;\n    }\n\n    .loaning-table-wrap {\n      overflow-x: auto !important;\n      -webkit-overflow-scrolling: touch !important;\n    }\n\n    .loaning-table-wrap table {\n      min-width: 620px !important;\n    }\n\n    .loaning-checklist-card {\n      gap: 8px !important;\n      padding: 13px 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 14px !important;\n      line-height: 22px !important;\n    }\n\n    .loaning-floating-cta {\n      bottom: 10px !important;\n      width: calc(100vw - 24px) !important;\n    }\n\n    .loaning-floating-cta__link {\n      min-height: 50px !important;\n      padding: 11px 18px !important;\n      font-size: 14px !important;\n    }\n  }\n\n  @media screen and (max-width: 1180px) {\n    .loaning-side-tools {\n      right: 12px !important;\n      bottom: 76px !important;\n      width: 44px !important;\n    }\n\n    .loaning-side-tools__item {\n      justify-content: center !important;\n      width: 44px !important;\n      min-height: 44px !important;\n      padding: 0 !important;\n    }\n\n    .loaning-side-tools__item span {\n      display: none !important;\n    }\n  }\n\n  @media screen and (max-width: 680px) {\n    .loaning-side-tools {\n      top: auto !important;\n      right: 12px !important;\n      bottom: 72px !important;\n      flex-direction: row !important;\n      justify-content: flex-end !important;\n      width: auto !important;\n      transform: none !important;\n    }\n\n    .loaning-side-tools__item:hover {\n      transform: translateY(-1px) !important;\n    }\n  }\n\n  @media print {\n    .loaning-geo-article {\n      max-width: 100% !important;\n      padding-bottom: 0 !important;\n    }\n\n    .loaning-floating-cta {\n      display: none !important;\n    }\n\n    .loaning-side-tools,\n    .loaning-article-tools__actions {\n      display: none !important;\n    }\n\n    .loaning-table-wrap {\n      overflow: visible !important;\n    }\n\n    .loaning-table-wrap table {\n      min-width: 0 !important;\n    }\n\n    .loaning-rate-box,\n    .loaning-key-takeaways,\n    .loaning-faq-card,\n    .loaning-important-note {\n      break-inside: avoid !important;\n    }\n  }\n<\/style>\n\n<style>\n.loaning-rate-box,\n.loaning-rate-box * {\n  box-sizing: border-box;\n}\n\n.loaning-rate-box {\n  width: 100%;\n  max-width: 960px;\n  margin: 28px auto;\n  padding: 24px 26px 22px;\n  border: 1px solid #e5e7eb;\n  border-radius: 10px;\n  background: #ffffff;\n  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.12);\n  font-family: inherit;\n  color: #111827;\n  overflow: hidden;\n}\n\n.loaning-rate-box h2 {\n  margin: 0 0 20px;\n  text-align: center;\n  font-size: 23px;\n  line-height: 1.25;\n  font-weight: 800;\n  color: #111827;\n  white-space: normal;\n  overflow-wrap: break-word;\n  letter-spacing: -0.02em;\n}\n\n.loaning-rate-form {\n  display: grid;\n  grid-template-columns: minmax(120px, 0.85fr) minmax(120px, 0.85fr) minmax(120px, 0.85fr) minmax(170px, 1.15fr);\n  gap: 14px;\n  align-items: stretch;\n  width: 100%;\n}\n\n.loaning-rate-field {\n  display: block;\n  min-height: 58px;\n  padding: 10px 12px;\n  border: 1px solid #9ca3af;\n  border-radius: 5px;\n  background: #ffffff;\n  color: #111827 !important;\n  text-decoration: none !important;\n  transition: border-color 0.2s ease, box-shadow 0.2s ease;\n  overflow: hidden;\n}\n\n.loaning-rate-field:hover {\n  border-color: #0073cf;\n  box-shadow: 0 0 0 2px rgba(0, 115, 207, 0.12);\n}\n\n.loaning-rate-field span {\n  display: block;\n  margin-bottom: 3px;\n  font-size: 11px;\n  line-height: 1.2;\n  color: #6b7280;\n  white-space: nowrap;\n}\n\n.loaning-rate-field strong {\n  display: block;\n  font-size: 14px;\n  line-height: 1.25;\n  font-weight: 700;\n  color: #374151;\n}\n\n.loaning-rate-button {\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  min-height: 58px;\n  padding: 0 28px;\n  border-radius: 999px;\n  background: #22c965;\n  color: #ffffff !important;\n  text-decoration: none !important;\n  font-size: 16px;\n  line-height: 1.2;\n  font-weight: 800;\n  white-space: nowrap;\n  box-shadow: 0 4px 10px rgba(34, 201, 101, 0.18);\n  transition: background-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;\n}\n\n.loaning-rate-button:hover {\n  background: #1db65a;\n  color: #ffffff !important;\n  transform: translateY(-1px);\n  box-shadow: 0 6px 14px rgba(34, 201, 101, 0.24);\n}\n\n.loaning-rate-note {\n  margin: 6px 0 0;\n  text-align: center;\n  font-size: 13px;\n  line-height: 1.4;\n  color: #374151;\n}\n\n.loaning-rate-note::before {\n  content: \"\u25a3\";\n  display: inline-block;\n  margin-right: 6px;\n  font-size: 10px;\n  color: #111827;\n  vertical-align: 1px;\n}\n\n@media (max-width: 900px) {\n  .loaning-rate-box h2 {\n    font-size: 21px;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr 1fr;\n  }\n\n  .loaning-rate-button {\n    grid-column: span 2;\n  }\n}\n\n@media (max-width: 600px) {\n  .loaning-rate-box {\n    padding: 20px 16px;\n    margin: 24px 0;\n  }\n\n  .loaning-rate-box h2 {\n    font-size: 20px;\n    text-align: left;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr;\n    gap: 10px;\n  }\n\n  .loaning-rate-field {\n    min-height: 52px;\n  }\n\n  .loaning-rate-button {\n    grid-column: auto;\n    width: 100%;\n    min-height: 50px;\n  }\n\n  .loaning-rate-note {\n    font-size: 13px;\n    margin-top: 10px;\n  }\n}\n<\/style>\n\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" tabindex=\"-1\">\n  <section class=\"loaning-article-tools\" aria-label=\"Related keywords and article tools\">\n    <div class=\"loaning-article-tools__keywords\" role=\"group\" aria-label=\"Related keywords\">\n      <span class=\"loaning-article-tools__label\">Related Keywords<\/span>\n      <a href=\"#sj-market\">#San Jose Home Prices<\/a>\n      <a href=\"#sj-area-comparison\">#Affordable Areas in San Jose<\/a>\n      <a href=\"#sj-home-types\">#San Jose Condos<\/a>\n      <a href=\"#sj-commute\">#San Jose Commute<\/a>\n    <\/div>\n\n    <div class=\"loaning-article-tools__actions\">\n      <details class=\"loaning-ai-summary\">\n        <summary aria-label=\"Open AI summary\">\n          <svg class=\"loaning-ai-summary__icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M7.5 4.5h9a4 4 0 0 1 4 4v5a4 4 0 0 1-4 4h-4.2l-3.8 2.7v-2.7h-1a4 4 0 0 1-4-4v-5a4 4 0 0 1 4-4Z\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linejoin=\"round\"\/>\n            <path d=\"M9 9.3v.1M15 9.3v.1M9.2 13c1.7 1.2 3.9 1.2 5.6 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n          <\/svg>\n          <span>AI Summary<\/span>\n          <svg class=\"loaning-ai-summary__chevron\" viewBox=\"0 0 16 16\" aria-hidden=\"true\">\n            <path d=\"m4 6 4 4 4-4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n          <\/svg>\n        <\/summary>\n        <div class=\"loaning-ai-summary__panel\" role=\"region\" aria-label=\"AI summary\">\n          <p class=\"loaning-ai-summary__title\">The Essentials at a Glance<\/p>\n          <ul>\n            <li>Seven Trees had a median price of $697,257, but with only eight sales, buyers should verify prices by property type.<\/li>\n            <li>Median prices in South San Jose, Downtown, and East San Jose were about 25% to 28% below the citywide median.<\/li>\n            <li>Narrow your options by total monthly cost, including property taxes, supplemental taxes, HOA dues, and insurance.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n\n      <button type=\"button\" class=\"loaning-share-button\" aria-label=\"Share this article\" title=\"Share\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"18\" cy=\"5\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"6\" cy=\"12\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"18\" cy=\"19\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <path d=\"m8.2 10.8 7.6-4.5M8.2 13.2l7.6 4.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n        <\/svg>\n      <\/button>\n      <span class=\"loaning-share-status loaning-visually-hidden\" role=\"status\" aria-live=\"polite\"><\/span>\n    <\/div>\n  <\/section>\n\n  <div class=\"loaning-intro\">\n    <p>If you&#8217;re looking for <strong>affordable places to live in San Jose in 2026<\/strong>, start by comparing Seven Trees, South San Jose, Downtown San Jose, East San Jose, and Edenvale. For the three-month period ending June 2026, median prices across all property types in these five areas ranged from about $697,000 to $1.25 million. That was roughly 15% to 53% below San Jose&#8217;s citywide median of $1,469,200.<\/p>\n    <p>However, a price in the $700,000s and one above $1 million do not necessarily represent comparable homes. The mix of condos, townhomes, single-family homes, and mobile homes varies by area. Once you find a neighborhood you like, filter the data again by your preferred property type and bedroom count.<\/p>\n  <\/div>\n\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"Key takeaways\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n    <ul>\n      <li><strong>Price benchmark:<\/strong> South San Jose, Downtown, and East San Jose had relatively larger sales samples and median prices about 25% to 28% below the citywide figure.<\/li>\n      <li><strong>Property type matters:<\/strong> Seven Trees&#8217; $697,257 median came from only eight sales. Review the individual transactions before treating that figure as a single-family home budget.<\/li>\n      <li><strong>Actual cost:<\/strong> In addition to principal and interest, include property taxes, supplemental taxes, HOA dues, homeowners insurance, and possible flood insurance in one comparison.<\/li>\n    <\/ul>\n  <\/div>\n\n\n  <nav class=\"loaning-toc\" aria-label=\"Table of contents\">\n    <p class=\"loaning-toc__title\">What You&#8217;ll Find in This Guide<\/p>\n    <div class=\"loaning-toc__links\">\n      <a href=\"#sj-market\">Market Benchmark<\/a>\n      <a href=\"#sj-area-comparison\">5 Areas<\/a>\n      <a href=\"#sj-home-types\">Property Types<\/a>\n      <a href=\"#sj-monthly-cost\">Monthly Costs<\/a>\n      <a href=\"#sj-commute\">Commute Comparison<\/a>\n      <a href=\"#sj-offer-check\">Pre-Offer Checks<\/a>\n      <a href=\"#sj-faq\">FAQ<\/a>\n    <\/div>\n  <\/nav>\n\n  <br><br>\n  <h2 id=\"sj-market\">\ud83c\udfd8\ufe0f A Price Benchmark Below San Jose&#8217;s Citywide Median<\/h2>\n\n  <h3>A Citywide Median of $1,469,200<\/h3>\n  <p>For the three-month period ending June 2026, San Jose&#8217;s citywide median sale price was $1,469,200. There were 1,696 sales, and the median time on market was 15 days, meaning well-maintained homes could still go under contract quickly despite the high price point.<\/p>\n  <p>Across San Jose, homes sold for about 2% above list price on average. If you are considering a competitive listing, do not treat the asking price as your automatic ceiling. Decide first whether you can cover a potential appraisal gap and how much additional cash you can commit.<\/p>\n\n  <h3>How to Turn a Median Price Into a Working Budget<\/h3>\n  <p>A neighborhood median can help you prioritize your search, but it is not your loan limit. Reset your range using sales from the past 90 days that match your preferred property type, bedroom count, square footage, and year built. Then combine the purchase price with your cash needs and total monthly costs to see how many listings are truly within reach.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">If the median is in the $700,000s, are single-family homes priced the same way?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>No. Area medians may combine condos, townhomes, mobile homes, and single-family homes. Once you filter for detached homes only, the typical price can be substantially different.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-area-comparison\">\ud83d\uddfa\ufe0f Affordable Places to Live in San Jose in 2026: 5 Areas Compared<\/h2>\n\n  <h3>Compare Both Sales Volume and Median Price<\/h3>\n  <p>The table below compares five San Jose search areas with median prices below the citywide figure over the same period and across all property types. This is not a definitive affordability ranking, and an area average that combines very different property types should not be used as the price tag for an individual home.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"San Jose home price comparison by area\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:25%\">\n        <col style=\"width:22%\">\n        <col style=\"width:18%\">\n        <col style=\"width:18%\">\n        <col style=\"width:17%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Area<\/th>\n          <th scope=\"col\">3-Month Median<\/th>\n          <th scope=\"col\">vs. City<\/th>\n          <th scope=\"col\">YoY<\/th>\n          <th scope=\"col\">June Sales<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>San Jose Overall<\/td><td>$1,469,200<\/td><td>Baseline<\/td><td>-0.76%<\/td><td>1,696<\/td><\/tr>\n        <tr><td>Seven Trees<\/td><td>$697,257<\/td><td>-52.5%<\/td><td>+5.8%<\/td><td>8<\/td><\/tr>\n        <tr><td>South San Jose<\/td><td>$1,057,132<\/td><td>-28.0%<\/td><td>-1.2%<\/td><td>117<\/td><\/tr>\n        <tr><td>Downtown San Jose<\/td><td>$1,072,627<\/td><td>-27.0%<\/td><td>-2.7%<\/td><td>78<\/td><\/tr>\n        <tr><td>East San Jose<\/td><td>$1,099,617<\/td><td>-25.2%<\/td><td>+0.7%<\/td><td>188<\/td><\/tr>\n        <tr><td>Edenvale<\/td><td>$1,249,565<\/td><td>-14.9%<\/td><td>-3.9%<\/td><td>217<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Source period: three months ending June 2026, all property types. Differences from the citywide median are rounded to one decimal place.<\/p>\n\n\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"Seven Trees sales sample warning\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f Important: Seven Trees&#8217; Price in the High $600,000s Comes From a Small Sample<\/strong><\/p>\n    <p>Only eight homes sold in Seven Trees in June. When mobile homes and smaller attached properties are included, the median can fall well below the typical price of a single-family home.<\/p>\n    <p>Do not make an offer based on the lowest median alone. First confirm the ownership structure, land lease, HOA dues, and whether the property qualifies for your financing.<\/p>\n  <\/aside>\n\n  <h3>South San Jose and East San Jose<\/h3>\n  <p>South San Jose had a median of $1,057,132, while East San Jose was at $1,099,617. Their sales samples, 117 and 188 transactions respectively, were much larger than Seven Trees&#8217;. They can be useful starting points for condos below $1 million and a wider mix of homes in the low $1 millions. Prices can still vary substantially within each area based on road access, lot characteristics, parking, and condition.<\/p>\n\n  <h3>Downtown San Jose and Edenvale<\/h3>\n  <p>Downtown San Jose&#8217;s $1,072,627 median may reflect a larger share of condos and attached homes. A shorter commute does not necessarily mean lower monthly costs if HOA dues, parking fees, and building insurance are high. Edenvale&#8217;s median was higher at $1,249,565, but its 217 sales provide a broader sample. At about 15% below the citywide median, it may suit buyers looking to expand their single-family home options.<\/p>\n\n  <br><br>\n  <h2 id=\"sj-home-types\">\ud83c\udfe0 Separate Property Types Before Comparing Prices<\/h2>\n\n  <h3>HOA Costs for Condos and Townhomes<\/h3>\n  <p>A condo may have a lower purchase price than a single-family home, but monthly HOA dues can reduce the loan amount for which you qualify. Review more than the monthly fee: reserves, the budget, recent meeting minutes, litigation, and the master insurance policy can reveal the risk of a sudden special assessment.<\/p>\n\n  <h3>Repair Budgets for Single-Family Homes<\/h3>\n  <p>Without an HOA, the owner of a single-family home is directly responsible for the roof, exterior, plumbing, electrical panel, and heating system. If a property is already at the top of your budget, do not focus only on negotiating the price. Keep separate cash reserves for repairs likely to be needed within the first year after inspection.<\/p>\n\n  <h3>Land Terms for Mobile Homes<\/h3>\n  <p>A mobile home may appear inexpensive, but the transaction works very differently depending on whether the land is included or you pay monthly space rent. Financing may also differ from a standard mortgage, so confirm the ownership structure before comparing the price with a single-family home.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"San Jose property type checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"ownership-type\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I confirmed the ownership structure and whether the land is included.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"same-home-comps\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I reviewed only sales from the past 90 days with the same property type and bedroom count.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"hoa-documents\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I obtained the HOA budget, reserve information, insurance documents, and special assessment records.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"repair-cash\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I set aside cash for post-inspection repairs and closing costs.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-monthly-cost\">\ud83d\udcb0 Monthly Costs From $700,000 to $1.25 Million<\/h2>\n\n  <h3>Sample Monthly Principal and Interest at an Assumed Rate<\/h3>\n  <p>To compare cash flow at different purchase prices, the table below assumes 20% down and a 30-year fixed mortgage at 6.65%. It does not represent a current rate quote. It simply shows how price differences affect monthly principal and interest under the same assumptions.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Estimated monthly principal and interest by San Jose area\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:28%\">\n        <col style=\"width:24%\">\n        <col style=\"width:24%\">\n        <col style=\"width:24%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Area<\/th>\n          <th scope=\"col\">Median Price<\/th>\n          <th scope=\"col\">Sample Loan<\/th>\n          <th scope=\"col\">Est. Monthly P&amp;I<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Seven Trees<\/td><td>$697,257<\/td><td>$557,806<\/td><td>About $3,581<\/td><\/tr>\n        <tr><td>South San Jose<\/td><td>$1,057,132<\/td><td>$845,706<\/td><td>About $5,429<\/td><\/tr>\n        <tr><td>Downtown San Jose<\/td><td>$1,072,627<\/td><td>$858,102<\/td><td>About $5,509<\/td><\/tr>\n        <tr><td>East San Jose<\/td><td>$1,099,617<\/td><td>$879,694<\/td><td>About $5,647<\/td><\/tr>\n        <tr><td>Edenvale<\/td><td>$1,249,565<\/td><td>$999,652<\/td><td>About $6,417<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Assumptions: 20% down and a 30-year fixed mortgage at 6.65%. Estimates exclude property taxes, homeowners insurance, HOA dues, PMI, and closing costs.<\/p>\n\n  <h3>Base Property Tax and Supplemental Tax<\/h3>\n  <p>California Proposition 13 limits the base property tax rate to 1% of assessed value, but a Santa Clara County tax bill may also include bonds, special taxes, and direct assessments. After a purchase, you may receive a supplemental bill for the difference between the new market value and the previous assessed value. Budgeting only from the seller&#8217;s current tax bill may leave you short.<\/p>\n\n  <h3>Insurance and Flood Zones<\/h3>\n  <p>Insurance premiums can vary within the same neighborhood based on the address, roof and plumbing age, claims history, and reconstruction cost. Flood zones in Santa Clara County vary by parcel, so check the address on FEMA and Valley Water maps and request a preliminary quote to see whether flood insurance may be needed in addition to standard homeowners coverage.<\/p>\n\n\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"San Jose total monthly cost warning\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f Important: Do Not Judge Affordability by the Median Price and Principal-and-Interest Payment Alone<\/strong><\/p>\n    <p>The table excludes property taxes, insurance, HOA dues, closing costs, and repairs. PMI may also apply if your down payment is below 20%.<\/p>\n    <p>Once you have a specific address in mind, place the lender&#8217;s Loan Estimate, APN-specific taxes, insurance quote, and HOA documents into the same monthly budget worksheet to identify missing costs.<\/p>\n  <\/aside>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>\ud83c\udfe6 Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-commute\">\ud83d\ude89 Comparing Commutes From Downtown, East, and South San Jose<\/h2>\n\n  <h3>Measure the Full Trip Between Home and the Station<\/h3>\n  <p>A nearby VTA light rail line does not automatically make a commute convenient. When comparing Downtown and Diridon access, the Orange Line from East San Jose, and the Blue Line from South San Jose, include the trip from home to the platform, transfer time, and evening service frequency.<\/p>\n\n  <h3>Driving Times Change by Time of Day<\/h3>\n  <p>Even within San Jose, one freeway entrance or congested intersection can change your daily commute. Do not assume a route driven on a weekend afternoon reflects weekday traffic. Test the trip to the workplace, school, or medical facility you visit most often during peak weekday hours.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">Can I give up my car if I buy a condo near a station?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>It depends on your workplace, grocery trips, evening travel, and weekend schedule. Reducing car expenses may offset higher HOA dues, but check evening service and the walking route to the platform on a weekday before calculating the savings.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-offer-check\">\u2705 Price, Tax, and Insurance Checks Before You Make an Offer<\/h2>\n\n  <h3>Use Comparable Sales From the Same Property Type<\/h3>\n  <p>The most appraisal-relevant comparisons are recent sales with the same property type and similar bedroom counts, square footage, and condition, not the neighborhood average. If your offer may exceed the appraised value, decide in advance whether you can cover the difference in cash and what contractual protections you need.<\/p>\n\n  <h3>APN-Specific Taxes and Address-Specific Insurance<\/h3>\n  <p>Use the property&#8217;s APN to review the current tax bill and special assessments, then recalculate the likely assessed value using your expected purchase price. Insurance quotes become meaningful only with a specific address and building details, so request a preliminary quote before making an offer and a final quote after you are under contract.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"San Jose pre-offer checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"recent-comps\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I set my offer range using recent comparable sales with the same property type and bedroom count.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"supplemental-tax\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I recalculated property taxes and possible supplemental taxes using the expected purchase price.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"insurance-flood\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I checked the flood zone and obtained a homeowners insurance quote for the exact address.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"commute-test\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I tested the commute during weekday rush hour and compared driving and transit costs.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-faq\">\u2753 San Jose Home Prices: 6 Frequently Asked Questions<\/h2>\n\n  <div class=\"loaning-faq-list\">\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Which San Jose area had the lowest median price in this 2026 comparison?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Among the five areas compared, Seven Trees had the lowest median at $697,257 for the three-month period ending June 2026. However, the figure came from only eight sales and included other property types such as mobile homes, so it should not be treated as the typical price of a single-family home.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Can I buy a home in San Jose for under $1 million?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>You may find options if you include condos, townhomes, and smaller homes. The required budget can rise once you limit the search to single-family homes or add a specific bedroom count and commute area, so choose the property type first.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Why are Downtown San Jose condos relatively affordable?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>The area median reflects a larger share of condos and attached homes. Compare more than the purchase price: review HOA dues, the budget and reserves, master insurance, and any planned special assessments.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Should I budget only 1% of the purchase price for San Jose property taxes?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>The base rate is limited to 1% of assessed value, but voter-approved bonds, special taxes, and direct assessments may be added. You may also receive a separate supplemental tax bill after the ownership transfer, so review the APN-specific tax history.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">How can I tell whether I need flood insurance in San Jose?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Check the property address on FEMA&#8217;s flood map and Valley Water&#8217;s lookup tool. Standard homeowners insurance often excludes flood damage, so request an address-specific quote whether or not your lender requires flood coverage.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">How should commuting needs affect my choice of area?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Measure weekday morning and evening travel times to the workplace you visit most often. Even if a light rail station is nearby, include the trip from home to the platform, transfers, and evening service when estimating the true cost of the commute.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-conclusion\">\ud83c\udfaf Choose by Total Monthly Cost, Not the Median Alone<\/h2>\n  <p>When searching for affordable places to live in San Jose in 2026, do not follow Seven Trees&#8217; low headline number alone. Recheck South San Jose, Downtown, East San Jose, and Edenvale using your preferred property type. Your final choice should be a home supported by recent comparable sales that remains comfortable each month after adding property taxes, HOA dues, insurance, and commuting costs.<\/p>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>\ud83c\udfe6 Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n\n  <div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:10px;\n    line-height:1.7;\n    color:#333333;\n    font-family:inherit;\n  \">\n    <div style=\"margin-bottom:8px;\">\n      * This article is for general informational purposes only and does not guarantee any lender&#8217;s actual rates or costs. Any sample rate, APR, monthly payment, points, fees, or credits are hypothetical examples provided for illustration. Actual terms may vary based on the applicant&#8217;s credit score, income, debt-to-income ratio, property type, occupancy, location, market rates, quote timing, and underwriting decision. Loaning.ai does not guarantee that it will always provide every customer with a lower rate or lower costs.\n    <\/div>\n  <\/div>\n\n  <div class=\"loaning-side-tools\" aria-label=\"Page navigation tools\">\n    <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to top\" title=\"Back to top\" hidden>\n      <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n        <path d=\"m6 10 6-6 6 6M12 4v16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n      <\/svg>\n      <span>Back to Top<\/span>\n    <\/button>\n  <\/div>\n\n  <div class=\"loaning-floating-cta\" aria-label=\"Compare mortgage rates\">\n    <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_affordable_places_series&amp;utm_content=en_sanjose_home_price\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Find My Best Mortgage Rate<\/a>\n  <\/div>\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Which San Jose area had the lowest median price in this 2026 comparison?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Among the five areas compared, Seven Trees had the lowest median at $697,257 for the three-month period ending June 2026. However, the figure came from only eight sales and included other property types such as mobile homes, so it should not be treated as the typical price of a single-family home.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I buy a home in San Jose for under $1 million?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"You may find options if you include condos, townhomes, and smaller homes. The required budget can rise once you limit the search to single-family homes or add a specific bedroom count and commute area, so choose the property type first.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Why are Downtown San Jose condos relatively affordable?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The area median reflects a larger share of condos and attached homes. Compare more than the purchase price: review HOA dues, the budget and reserves, master insurance, and any planned special assessments.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Should I budget only 1% of the purchase price for San Jose property taxes?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The base rate is limited to 1% of assessed value, but voter-approved bonds, special taxes, and direct assessments may be added. You may also receive a separate supplemental tax bill after the ownership transfer, so review the APN-specific tax history.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How can I tell whether I need flood insurance in San Jose?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Check the property address on FEMA's flood map and Valley Water's lookup tool. Standard homeowners insurance often excludes flood damage, so request an address-specific quote whether or not your lender requires flood coverage.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How should commuting needs affect my choice of area?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Measure weekday morning and evening travel times to the workplace you visit most often. Even if a light rail station is nearby, include the trip from home to the platform, transfers, and evening service when estimating the true cost of the commute.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n<script>\n  (function () {\n    var article = document.querySelector(\".loaning-geo-article\");\n    if (!article) return;\n\n    var summary = article.querySelector(\".loaning-ai-summary\");\n    var summaryToggle = summary ? summary.querySelector(\"summary\") : null;\n    var shareButton = article.querySelector(\".loaning-share-button\");\n    var shareStatus = article.querySelector(\".loaning-share-status\");\n    var scrollTopButton = article.querySelector(\".loaning-side-tools__item--top\");\n\n    function closeSummary() {\n      if (summary && summary.open) summary.removeAttribute(\"open\");\n    }\n\n    if (summary && summaryToggle) {\n      summary.addEventListener(\"toggle\", function () {\n        summaryToggle.setAttribute(\"aria-label\", summary.open ? \"Close AI summary\" : \"Open AI summary\");\n      });\n\n      document.addEventListener(\"click\", function (event) {\n        if (summary.open && !summary.contains(event.target)) closeSummary();\n      });\n\n      document.addEventListener(\"keydown\", function (event) {\n        if (event.key === \"Escape\" && summary.open) {\n          closeSummary();\n          summaryToggle.focus();\n        }\n      });\n    }\n\n    function announce(message) {\n      if (!shareStatus) return;\n      shareStatus.textContent = message;\n      window.setTimeout(function () {\n        shareStatus.textContent = \"\";\n      }, 2500);\n    }\n\n    function fallbackCopy(value) {\n      var field = document.createElement(\"textarea\");\n      field.value = value;\n      field.setAttribute(\"readonly\", \"\");\n      field.style.position = \"fixed\";\n      field.style.opacity = \"0\";\n      document.body.appendChild(field);\n      var copied = false;\n      try {\n        field.select();\n        copied = document.execCommand(\"copy\");\n      } finally {\n        document.body.removeChild(field);\n      }\n      if (!copied) throw new Error(\"copy_failed\");\n    }\n\n    if (shareButton) {\n      shareButton.addEventListener(\"click\", async function () {\n        var shareData = {\n          title: document.title || \"Affordable Places to Live in San Jose in 2026\",\n          text: \"Explore five relatively affordable places to live in San Jose in 2026 and compare their estimated monthly costs.\",\n          url: window.location.href\n        };\n        try {\n          if (navigator.share) {\n            await navigator.share(shareData);\n            announce(\"Share dialog opened.\");\n            return;\n          }\n          if (navigator.clipboard && window.isSecureContext) {\n            await navigator.clipboard.writeText(shareData.url);\n          } else {\n            fallbackCopy(shareData.url);\n          }\n          announce(\"Link copied.\");\n        } catch (error) {\n          if (error && error.name === \"AbortError\") return;\n          try {\n            fallbackCopy(shareData.url);\n            announce(\"Link copied.\");\n          } catch (copyError) {\n            announce(\"Please copy the link from your browser's address bar.\");\n          }\n        }\n      });\n    }\n\n    if (scrollTopButton) {\n      function updateScrollTopButton() {\n        scrollTopButton.hidden = window.scrollY < 560;\n      }\n      scrollTopButton.addEventListener(\"click\", function () {\n        window.scrollTo({ top: 0, behavior: \"smooth\" });\n      });\n      window.addEventListener(\"scroll\", updateScrollTopButton, { passive: true });\n      updateScrollTopButton();\n    }\n  })();\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Related Keywords #San Jose Home Prices #Affordable Areas in San Jose #San Jose Condos #San Jose Commute AI Summary The Essentials at a Glance Seven Trees had a median price of $697,257, but with only eight sales, buyers should verify prices by property type. Median prices in South San Jose, Downtown, and East San Jose [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":8311,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[432],"tags":[],"class_list":["post-8308","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Affordable Places to Live in San Jose in 2026<\/title>\n<meta name=\"description\" content=\"Compare five affordable places to live in San Jose by median sale price, home type, HOA fees, property taxes, insurance, and monthly costs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.loaning.ai\/en\/8308\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Affordable Places to Live in San Jose in 2026 | 5 Areas\" \/>\n<meta property=\"og:description\" content=\"Compare five affordable places to live in San Jose by median sale price, home type, HOA fees, property taxes, insurance, and monthly costs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.loaning.ai\/en\/8308\/\" \/>\n<meta property=\"og:site_name\" content=\"Loaning.AI Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-24T04:47:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-24T04:48:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/en_sanjose_home_price.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1020\" \/>\n\t<meta property=\"og:image:height\" content=\"735\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"jhryu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jhryu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/\"},\"author\":{\"name\":\"jhryu\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/person\\\/d1644675e04b2c09848d7c1ce056c8d2\"},\"headline\":\"Affordable Places to Live in San Jose in 2026 | 5 Areas\",\"datePublished\":\"2026-08-24T04:47:33+00:00\",\"dateModified\":\"2026-08-24T04:48:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/\"},\"wordCount\":2252,\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/en_sanjose_home_price.png\",\"articleSection\":[\"Real estate\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/\",\"name\":\"Affordable Places to Live in San Jose in 2026\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/en_sanjose_home_price.png\",\"datePublished\":\"2026-08-24T04:47:33+00:00\",\"dateModified\":\"2026-08-24T04:48:32+00:00\",\"description\":\"Compare five affordable places to live in San Jose by median sale price, home type, HOA fees, property taxes, insurance, and monthly costs.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/#primaryimage\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/en_sanjose_home_price.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/en_sanjose_home_price.png\",\"width\":1020,\"height\":735},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8308\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Real estate\",\"item\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/category\\\/real-estate\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Affordable Places to Live in San Jose in 2026 | 5 Areas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/\",\"name\":\"Loaning.AI Blog\",\"description\":\"Compare 30 year mortgage rates in US\",\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#organization\",\"name\":\"Loaning.AI Blog\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/Group-181.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/Group-181.png\",\"width\":153,\"height\":144,\"caption\":\"Loaning.AI Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/person\\\/d1644675e04b2c09848d7c1ce056c8d2\",\"name\":\"jhryu\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/author\\\/jhryu\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Affordable Places to Live in San Jose in 2026","description":"Compare five affordable places to live in San Jose by median sale price, home type, HOA fees, property taxes, insurance, and monthly costs.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.loaning.ai\/en\/8308\/","og_locale":"en_US","og_type":"article","og_title":"Affordable Places to Live in San Jose in 2026 | 5 Areas","og_description":"Compare five affordable places to live in San Jose by median sale price, home type, HOA fees, property taxes, insurance, and monthly costs.","og_url":"https:\/\/blog.loaning.ai\/en\/8308\/","og_site_name":"Loaning.AI Blog","article_published_time":"2026-08-24T04:47:33+00:00","article_modified_time":"2026-08-24T04:48:32+00:00","og_image":[{"width":1020,"height":735,"url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/en_sanjose_home_price.png","type":"image\/png"}],"author":"jhryu","twitter_card":"summary_large_image","twitter_misc":{"Written by":"jhryu","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.loaning.ai\/en\/8308\/#article","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/en\/8308\/"},"author":{"name":"jhryu","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/d1644675e04b2c09848d7c1ce056c8d2"},"headline":"Affordable Places to Live in San Jose in 2026 | 5 Areas","datePublished":"2026-08-24T04:47:33+00:00","dateModified":"2026-08-24T04:48:32+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.loaning.ai\/en\/8308\/"},"wordCount":2252,"publisher":{"@id":"https:\/\/blog.loaning.ai\/en\/#organization"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/8308\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/en_sanjose_home_price.png","articleSection":["Real estate"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/blog.loaning.ai\/en\/8308\/","url":"https:\/\/blog.loaning.ai\/en\/8308\/","name":"Affordable Places to Live in San Jose in 2026","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.loaning.ai\/en\/8308\/#primaryimage"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/8308\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/en_sanjose_home_price.png","datePublished":"2026-08-24T04:47:33+00:00","dateModified":"2026-08-24T04:48:32+00:00","description":"Compare five affordable places to live in San Jose by median sale price, home type, HOA fees, property taxes, insurance, and monthly costs.","breadcrumb":{"@id":"https:\/\/blog.loaning.ai\/en\/8308\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.loaning.ai\/en\/8308\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blog.loaning.ai\/en\/8308\/#primaryimage","url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/en_sanjose_home_price.png","contentUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/en_sanjose_home_price.png","width":1020,"height":735},{"@type":"BreadcrumbList","@id":"https:\/\/blog.loaning.ai\/en\/8308\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blog.loaning.ai\/en\/"},{"@type":"ListItem","position":2,"name":"Real estate","item":"https:\/\/blog.loaning.ai\/en\/category\/real-estate\/"},{"@type":"ListItem","position":3,"name":"Affordable Places to Live in San Jose in 2026 | 5 Areas"}]},{"@type":"WebSite","@id":"https:\/\/blog.loaning.ai\/en\/#website","url":"https:\/\/blog.loaning.ai\/en\/","name":"Loaning.AI Blog","description":"Compare 30 year mortgage rates in US","publisher":{"@id":"https:\/\/blog.loaning.ai\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.loaning.ai\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/blog.loaning.ai\/en\/#organization","name":"Loaning.AI Blog","url":"https:\/\/blog.loaning.ai\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/","url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png","contentUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png","width":153,"height":144,"caption":"Loaning.AI Blog"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/d1644675e04b2c09848d7c1ce056c8d2","name":"jhryu","url":"https:\/\/blog.loaning.ai\/en\/author\/jhryu\/"}]}},"views":9,"_links":{"self":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/8308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/comments?post=8308"}],"version-history":[{"count":1,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/8308\/revisions"}],"predecessor-version":[{"id":8309,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/8308\/revisions\/8309"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/media\/8311"}],"wp:attachment":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/media?parent=8308"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/categories?post=8308"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/tags?post=8308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}