{"id":8334,"date":"2026-08-23T23:21:20","date_gmt":"2026-08-24T06:21:20","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8334"},"modified":"2026-08-23T23:21:22","modified_gmt":"2026-08-24T06:21:22","slug":"irvine-average-home-price-2026","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8334\/","title":{"rendered":"Irvine Average Home Price in 2026: Buyer Budget Guide"},"content":{"rendered":"\n<style id=\"loaning-irvine-average-home-price-2026-design-system\">\n  @import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n  .loaning-geo-article,\n  .loaning-geo-article * {\n    box-sizing: border-box !important;\n    font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n    -webkit-print-color-adjust: exact !important;\n    print-color-adjust: exact !important;\n  }\n\n  .loaning-geo-article {\n    --loaning-green: #15966b;\n    --loaning-green-dark: #15583f;\n    --loaning-green-soft: #eef8f4;\n    --loaning-blue: #0073cf;\n    --loaning-answer: #10b981;\n    --loaning-ink: #26332d;\n    --loaning-muted: #68756f;\n    --loaning-line: #e1e7e4;\n    width: 100% !important;\n    max-width: 860px !important;\n    margin: 0 auto !important;\n    padding: 0 16px 140px !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n    letter-spacing: -0.012em !important;\n    word-break: keep-all !important;\n    overflow-wrap: break-word !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote),\n  .loaning-geo-article > ul,\n  .loaning-geo-article > ol {\n    margin-top: 0 !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote) {\n    margin-bottom: 16px !important;\n  }\n\n  .loaning-geo-article > h2 {\n    margin: 0 0 20px !important;\n    padding: 0 0 10px !important;\n    border-bottom: 1px solid #dce5e0 !important;\n    color: #173f2e !important;\n    font-size: 26px !important;\n    font-weight: 700 !important;\n    line-height: 1.38 !important;\n    letter-spacing: -0.025em !important;\n  }\n\n  .loaning-geo-article h3 {\n    margin: 32px 0 12px !important;\n    padding: 2px 0 2px 14px !important;\n    border-left: 4px solid #49cc7f !important;\n    background: transparent !important;\n    color: #1d513b !important;\n    font-size: 20px !important;\n    font-weight: 700 !important;\n    line-height: 1.45 !important;\n    letter-spacing: -0.018em !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link) {\n    color: #0b7452 !important;\n    text-decoration-thickness: 1px !important;\n    text-underline-offset: 3px !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link):focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.35) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-article-tools {\n    position: relative !important;\n    z-index: 20 !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: space-between !important;\n    gap: 18px !important;\n    width: 100% !important;\n    margin: 0 0 24px !important;\n    padding: 4px 0 18px !important;\n    border: 0 !important;\n    border-bottom: 1px solid #e3eae6 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-article-tools__keywords {\n    display: flex !important;\n    flex: 1 1 auto !important;\n    flex-wrap: wrap !important;\n    align-items: center !important;\n    gap: 7px 14px !important;\n    min-width: 0 !important;\n  }\n\n  .loaning-article-tools__label {\n    flex-basis: 100% !important;\n    color: #7a8680 !important;\n    font-size: 11px !important;\n    font-weight: 700 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-article-tools__keywords a {\n    display: inline-block !important;\n    min-height: 32px !important;\n    padding: 6px 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n    color: #27664a !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    transition: color 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-article-tools__keywords a:hover {\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-article-tools__actions {\n    position: relative !important;\n    display: flex !important;\n    flex: 0 0 auto !important;\n    align-items: center !important;\n    gap: 10px !important;\n  }\n\n  .loaning-ai-summary {\n    position: relative !important;\n  }\n\n  .loaning-ai-summary > summary {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    gap: 8px !important;\n    min-height: 44px !important;\n    padding: 8px 14px !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 700 !important;\n    line-height: 20px !important;\n    list-style: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-ai-summary > summary::-webkit-details-marker {\n    display: none !important;\n  }\n\n  .loaning-ai-summary > summary::marker {\n    content: \"\" !important;\n  }\n\n  .loaning-ai-summary > summary:hover,\n  .loaning-ai-summary[open] > summary {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-ai-summary > summary:focus-visible,\n  .loaning-share-button:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-ai-summary__icon,\n  .loaning-ai-summary__chevron,\n  .loaning-share-button svg {\n    display: block !important;\n    flex: 0 0 auto !important;\n  }\n\n  .loaning-ai-summary__icon {\n    width: 19px !important;\n    height: 19px !important;\n    color: #15966b !important;\n  }\n\n  .loaning-ai-summary__chevron {\n    width: 13px !important;\n    height: 13px !important;\n    color: #52635b !important;\n    transition: transform 0.2s ease !important;\n  }\n\n  .loaning-ai-summary[open] .loaning-ai-summary__chevron {\n    transform: rotate(180deg) !important;\n  }\n\n  .loaning-ai-summary__panel {\n    position: absolute !important;\n    z-index: 40 !important;\n    top: calc(100% + 10px) !important;\n    right: 0 !important;\n    width: min(420px, calc(100vw - 40px)) !important;\n    padding: 18px !important;\n    border: 1px solid #dbe6e0 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n    color: #2f3d37 !important;\n    box-shadow: 0 14px 34px rgba(23, 63, 46, 0.16) !important;\n  }\n\n  .loaning-ai-summary__title {\n    margin: 0 0 10px !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 750 !important;\n    line-height: 21px !important;\n  }\n\n  .loaning-ai-summary__panel ul {\n    margin: 0 !important;\n    padding-left: 19px !important;\n  }\n\n  .loaning-ai-summary__panel li {\n    margin: 0 0 7px !important;\n    color: #43524b !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n  }\n\n  .loaning-ai-summary__panel li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-share-button {\n    display: inline-flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 44px !important;\n    height: 44px !important;\n    flex: 0 0 44px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 50% !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-share-button:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-share-button svg {\n    width: 19px !important;\n    height: 19px !important;\n  }\n\n  .loaning-visually-hidden {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    padding: 0 !important;\n    margin: -1px !important;\n    overflow: hidden !important;\n    clip: rect(0, 0, 0, 0) !important;\n    white-space: nowrap !important;\n    border: 0 !important;\n  }\n\n  .loaning-side-tools,\n  .loaning-side-tools * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-side-tools {\n    position: fixed !important;\n    z-index: 9998 !important;\n    top: auto !important;\n    right: 18px !important;\n    bottom: 24px !important;\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: stretch !important;\n    gap: 8px !important;\n    width: 132px !important;\n    transform: none !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-side-tools__item {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: flex-start !important;\n    gap: 9px !important;\n    width: 100% !important;\n    min-height: 44px !important;\n    margin: 0 !important;\n    padding: 9px 12px !important;\n    border: 1px solid #dbe4df !important;\n    border-radius: 999px !important;\n    background: rgba(255, 255, 255, 0.96) !important;\n    color: #29483b !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 3px 12px rgba(23, 63, 46, 0.09) !important;\n    pointer-events: auto !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n    -webkit-appearance: none !important;\n    appearance: none !important;\n  }\n\n  .loaning-side-tools__item:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateX(-2px) !important;\n    box-shadow: 0 5px 16px rgba(23, 63, 46, 0.13) !important;\n  }\n\n  .loaning-side-tools__item:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-side-tools__item svg {\n    display: block !important;\n    width: 20px !important;\n    height: 20px !important;\n    flex: 0 0 20px !important;\n  }\n\n  .loaning-side-tools__item[hidden] {\n    display: none !important;\n  }\n\n  .loaning-side-tools__item--top {\n    justify-content: center !important;\n  }\n\n  .loaning-intro {\n    margin: 0 0 20px !important;\n  }\n\n  .loaning-intro p {\n    margin-bottom: 16px !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-key-takeaways {\n    margin: 16px 0 24px !important;\n    padding: 18px 22px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n    color: #333333 !important;\n  }\n\n  .loaning-key-takeaways__title {\n    margin: 0 0 8px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways ul {\n    margin: 0 !important;\n    padding-left: 20px !important;\n  }\n\n  .loaning-key-takeaways li {\n    margin: 0 0 6px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-toc {\n    margin: 24px 0 16px !important;\n    padding: 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n  }\n\n  .loaning-toc__title {\n    margin: 0 0 10px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 12px !important;\n    font-weight: 700 !important;\n    line-height: 1.5 !important;\n  }\n\n  .loaning-toc__links {\n    display: flex !important;\n    flex-wrap: wrap !important;\n    gap: 8px !important;\n  }\n\n  .loaning-toc__links a {\n    display: inline-flex !important;\n    align-items: center !important;\n    min-height: 36px !important;\n    padding: 8px 12px !important;\n    border: 1px solid var(--loaning-line) !important;\n    border-radius: 999px !important;\n    background: #f8faf9 !important;\n    color: #355248 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 18px !important;\n    text-decoration: none !important;\n  }\n\n  .loaning-toc__links a:hover {\n    border-color: #bcd9ca !important;\n    background: #eef8f4 !important;\n    color: #15583f !important;\n  }\n\n  .loaning-table-wrap {\n    width: 100% !important;\n    margin: 18px 0 0 !important;\n    overflow-x: hidden !important;\n    border: 1px solid #dfe7e3 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap table {\n    width: 100% !important;\n    min-width: 0 !important;\n    margin: 0 !important;\n    table-layout: fixed !important;\n    border-collapse: collapse !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap th,\n  .loaning-table-wrap td {\n    padding: 12px 10px !important;\n    border: 0 !important;\n    border-right: 1px solid #e8eeeb !important;\n    border-bottom: 1px solid #e8eeeb !important;\n    color: #35423c !important;\n    font-size: 13px !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    vertical-align: middle !important;\n    white-space: normal !important;\n    overflow-wrap: anywhere !important;\n  }\n\n  .loaning-table-wrap th {\n    background: #f3f7f5 !important;\n    color: #24463a !important;\n    font-weight: 750 !important;\n  }\n\n  .loaning-table-wrap th:last-child,\n  .loaning-table-wrap td:last-child {\n    border-right: 0 !important;\n  }\n\n  .loaning-table-wrap tr:last-child td {\n    border-bottom: 0 !important;\n  }\n\n  .loaning-table-wrap tbody tr:nth-child(even) td {\n    background: #fbfcfc !important;\n  }\n\n  .loaning-table-wrap a {\n    color: #0b7452 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n  }\n\n  .loaning-geo-article > .loaning-table-footnote {\n    margin: 6px 2px 24px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 11px !important;\n    font-weight: 400 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-important-note {\n    margin: 18px 0 28px !important;\n    padding: 20px 24px !important;\n    border: 1px solid #ffdada !important;\n    border-radius: 16px !important;\n    background: #fff4f4 !important;\n    color: #333333 !important;\n  }\n\n  .loaning-important-note__title {\n    margin: 0 0 10px !important;\n    color: #d32f2f !important;\n    font-size: 15px !important;\n    font-weight: 800 !important;\n    line-height: 1.55 !important;\n  }\n\n  .loaning-important-note p {\n    margin: 0 0 10px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-important-note p:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 20px 0 28px !important;\n    padding: 0 !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 14px 16px !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    background: #ffffff !important;\n    box-shadow: 0 2px 6px rgba(17, 24, 39, 0.04), 0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow: 0 3px 7px rgba(17, 24, 39, 0.05), 0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    margin: -1px !important;\n    padding: 0 !important;\n    overflow: hidden !important;\n    clip: rect(0 0 0 0) !important;\n    clip-path: inset(50%) !important;\n    border: 0 !important;\n    opacity: 0 !important;\n    white-space: nowrap !important;\n  }\n\n  .loaning-checklist-card__control {\n    position: relative !important;\n    display: block !important;\n    width: 18px !important;\n    min-width: 18px !important;\n    max-width: 18px !important;\n    height: 18px !important;\n    min-height: 18px !important;\n    max-height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 1px 0 0 !important;\n    padding: 0 !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control {\n    border-color: #2ecc71 !important;\n    background: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control::after {\n    position: absolute !important;\n    top: 50% !important;\n    left: 50% !important;\n    color: #ffffff !important;\n    content: \"\u2713\" !important;\n    font-size: 11px !important;\n    font-weight: 800 !important;\n    line-height: 1 !important;\n    transform: translate(-50%, -52%) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible + .loaning-checklist-card__control {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    color: #4b5563 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n    letter-spacing: -0.01em !important;\n  }\n\n  .loaning-qa-card {\n    margin: 20px 0 28px !important;\n    padding: 2px 0 2px 14px !important;\n    border: 0 !important;\n    border-left: 2px solid #dce5e0 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    color: #5b6962 !important;\n  }\n\n  .loaning-qa-card__question,\n  .loaning-faq-card__question {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 0 10px !important;\n    color: #26332d !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-qa-card__answer,\n  .loaning-faq-card__answer {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__question {\n    margin: 0 0 5px !important;\n    color: #53635c !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__answer {\n    color: #637068 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label {\n    min-width: 17px !important;\n    color: #839089 !important;\n    font-size: 13px !important;\n    font-weight: 700 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--q {\n    color: #71848d !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--a {\n    color: #7a9186 !important;\n  }\n\n  .loaning-qa-label {\n    display: inline-block !important;\n    flex: 0 0 auto !important;\n    min-width: 20px !important;\n    font-size: 13px !important;\n    font-weight: 800 !important;\n    line-height: 1.65 !important;\n  }\n\n  .loaning-qa-label--q {\n    color: #0073cf !important;\n  }\n\n  .loaning-qa-label--a {\n    color: #10b981 !important;\n  }\n\n  .loaning-qa-question-text {\n    font-weight: 400 !important;\n  }\n\n  .loaning-faq-list {\n    display: grid !important;\n    gap: 12px !important;\n    margin: 22px 0 0 !important;\n  }\n\n  .loaning-faq-card {\n    padding: 18px 20px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n  }\n\n  .loaning-faq-card__answer {\n    padding-top: 10px !important;\n    border-top: 1px solid #e4e9e6 !important;\n  }\n\n  .loaning-faq-card__answer-text {\n    min-width: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-faq-card__answer-text p {\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-floating-cta {\n    position: fixed !important;\n    z-index: 9999 !important;\n    left: 50% !important;\n    bottom: 16px !important;\n    width: min(calc(100vw - 32px), 680px) !important;\n    transform: translateX(-50%) !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-floating-cta__link {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 100% !important;\n    min-height: 52px !important;\n    padding: 12px 24px !important;\n    border-radius: 999px !important;\n    background: 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font-size: 10px;\n  color: #111827;\n  vertical-align: 1px;\n}\n\n@media (max-width: 900px) {\n  .loaning-rate-box h2 {\n    font-size: 21px;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr 1fr;\n  }\n\n  .loaning-rate-button {\n    grid-column: span 2;\n  }\n}\n\n@media (max-width: 600px) {\n  .loaning-rate-box {\n    padding: 20px 16px;\n    margin: 24px 0;\n  }\n\n  .loaning-rate-box h2 {\n    font-size: 20px;\n    text-align: left;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr;\n    gap: 10px;\n  }\n\n  .loaning-rate-field {\n    min-height: 52px;\n  }\n\n  .loaning-rate-button {\n    grid-column: auto;\n    width: 100%;\n    min-height: 50px;\n  }\n\n  .loaning-rate-note {\n    font-size: 13px;\n    margin-top: 10px;\n  }\n}\n\n.loaning-main-image {\n  width: 100% !important;\n  margin: 28px 0 36px !important;\n}\n\n.loaning-main-image img {\n  display: block !important;\n  width: 100% !important;\n  max-width: 100% !important;\n  height: auto !important;\n  border-radius: 16px !important;\n}\n<\/style>\n\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\" tabindex=\"-1\">\n  <section class=\"loaning-article-tools\" aria-label=\"Related topics and article tools\">\n    <div class=\"loaning-article-tools__keywords\" role=\"group\" aria-label=\"Related topics\">\n      <span class=\"loaning-article-tools__label\">Related topics<\/span>\n      <a href=\"#irvavgen-price\">#Irvine home prices<\/a>\n      <a href=\"#irvavgen-villages\">#Irvine villages<\/a>\n      <a href=\"#irvavgen-budget\">#Buyer budget<\/a>\n      <a href=\"#irvavgen-tax\">#HOA and Mello-Roos<\/a>\n    <\/div>\n\n    <div class=\"loaning-article-tools__actions\">\n      <details class=\"loaning-ai-summary\">\n        <summary aria-label=\"Open AI summary\">\n          <svg class=\"loaning-ai-summary__icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M7.5 4.5h9a4 4 0 0 1 4 4v5a4 4 0 0 1-4 4h-4.2l-3.8 2.7v-2.7h-1a4 4 0 0 1-4-4v-5a4 4 0 0 1 4-4Z\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linejoin=\"round\"><\/path>\n            <path d=\"M9 9.3v.1M15 9.3v.1M9.2 13c1.7 1.2 3.9 1.2 5.6 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n          <\/svg>\n          <span>AI Summary<\/span>\n          <svg class=\"loaning-ai-summary__chevron\" viewBox=\"0 0 16 16\" aria-hidden=\"true\">\n            <path d=\"m4 6 4 4 4-4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n          <\/svg>\n        <\/summary>\n        <div class=\"loaning-ai-summary__panel\" role=\"region\" aria-label=\"AI summary\">\n          <p class=\"loaning-ai-summary__title\">Quick summary<\/p>\n          <ul>\n            <li>Irvine Average Home Price in 2026 is $1,517,431 using Zillow&#8217;s July typical home value.<\/li>\n            <li>June closed-sale medians ranged from $1,447,000 to $1,569,146 because the sources used different time windows and methods.<\/li>\n            <li>A useful Irvine budget adds HOA dues, parcel-specific taxes, insurance, and repairs to the mortgage payment.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n\n      <button type=\"button\" class=\"loaning-share-button\" aria-label=\"Share this article\" title=\"Share\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"18\" cy=\"5\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <circle cx=\"6\" cy=\"12\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <circle cx=\"18\" cy=\"19\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <path d=\"m8.2 10.8 7.6-4.5M8.2 13.2l7.6 4.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n        <\/svg>\n      <\/button>\n      <span class=\"loaning-share-status loaning-visually-hidden\" role=\"status\" aria-live=\"polite\"><\/span>\n    <\/div>\n  <\/section>\n\n  <div class=\"loaning-intro\">\n    <p>Irvine Average Home Price in 2026 is $1,517,431 when the question refers to Zillow&#8217;s typical home value on July 31. That figure was 1.9% lower than a year earlier. Closed sales told a slightly different story: Zillow&#8217;s June median was $1,447,000, while Redfin&#8217;s three-month median ending in June was $1,569,146.<\/p>\n    <p>Those figures are useful boundaries, not a ready-made offer price. Irvine&#8217;s condos, townhomes, detached homes, older villages, and newer communities do not share one price curve. A buyer still needs to match the ownership type, size, condition, HOA structure, special taxes, and insurance before deciding what fits the monthly budget.<\/p>\n  <\/div>\n\n\n  <figure class=\"loaning-main-image\">\n    <img src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/irvine_average_home_price.png\" alt=\"Irvine Average Home Price in 2026 infographic\" loading=\"eager\" decoding=\"async\">\n  <\/figure>\n\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"Key takeaways\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n    <ul>\n      <li><strong>Direct answer:<\/strong> The Irvine Average Home Price in 2026 is $1,517,431 using Zillow&#8217;s July typical-home-value measure.<\/li>\n      <li><strong>Closed sales:<\/strong> The June sale benchmarks were $1,447,000 from Zillow and $1,569,146 from Redfin&#8217;s three-month calculation.<\/li>\n      <li><strong>Buyer budget:<\/strong> Compare matching homes, then add property tax, HOA dues, Mello-Roos, insurance, and repairs to principal and interest.<\/li>\n    <\/ul>\n  <\/div>\n\n\n  <nav class=\"loaning-toc\" aria-label=\"Table of contents\">\n    <p class=\"loaning-toc__title\">In this guide<\/p>\n    <div class=\"loaning-toc__links\">\n      <a href=\"#irvavgen-price\">2026 price answer<\/a>\n      <a href=\"#irvavgen-shift\">Market change<\/a>\n      <a href=\"#irvavgen-villages\">Village values<\/a>\n      <a href=\"#irvavgen-budget\">Budget lanes<\/a>\n      <a href=\"#irvavgen-leverage\">Negotiation<\/a>\n      <a href=\"#irvavgen-payment\">Monthly cost<\/a>\n      <a href=\"#irvavgen-tax\">HOA and tax<\/a>\n      <a href=\"#irvavgen-faq\">FAQ<\/a>\n    <\/div>\n  <\/nav>\n\n  <br><br>\n  <h2 id=\"irvavgen-price\">\ud83d\udcca Irvine Average Home Price in 2026: $1,517,431<\/h2>\n\n  <h3>A typical value is not a simple arithmetic average<\/h3>\n  <p>Zillow&#8217;s $1,517,431 figure is a home-value index designed to describe a typical Irvine property. It includes an estimate for homes that did not sell, so it is better suited to measuring the city&#8217;s value level than pricing one listing. The July 2026 index was down 1.9% year over year.<\/p>\n\n  <h3>Closed-sale medians answer a different question<\/h3>\n  <p>Zillow reported a June median sale price of $1,447,000. Redfin reported $1,569,146 for all home types over the three months ending June. The $122,146 gap does not make either number wrong. One is a monthly measure, the other uses a three-month window, and the mix of homes sold within each sample can differ.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Comparison of 2026 Irvine home-price measures\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:28%\">\n        <col style=\"width:21%\">\n        <col style=\"width:23%\">\n        <col style=\"width:28%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Price measure<\/th>\n          <th scope=\"col\">Amount<\/th>\n          <th scope=\"col\">Date or period<\/th>\n          <th scope=\"col\">Best use<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Zillow typical value<\/td><td>$1,517,431<\/td><td>Jul. 31, 2026<\/td><td>City value trend<\/td><\/tr>\n        <tr><td>Zillow sale median<\/td><td>$1,447,000<\/td><td>Jun. 30, 2026<\/td><td>June closings<\/td><\/tr>\n        <tr><td>Redfin sale median<\/td><td>$1,569,146<\/td><td>3 months ending Jun.<\/td><td>Recent closed sales<\/td><\/tr>\n        <tr><td>Zillow list median<\/td><td>$1,593,333<\/td><td>Jul. 31, 2026<\/td><td>Seller asking level<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Basis: all Irvine home types. Typical value, sale median, and list median are different measures and should not be averaged together.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">Which number should I use for an Irvine offer?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>Use the citywide value to set the broad search range. Price the offer with recent closed sales from the same village, ownership type, bedroom count, size range, and condition as the target home.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"irvavgen-shift\">\ud83d\udcc9 2026 Prices Are Softer, but Irvine Is Not One Market<\/h2>\n\n  <h3>Both value and sale measures moved down slightly<\/h3>\n  <p>Zillow&#8217;s typical value declined 1.9% year over year, while Redfin&#8217;s three-month sale median declined 1.8%. Those are modest changes against Irvine&#8217;s high price base. They show a cooler market than the prior year, not a citywide clearance sale.<\/p>\n\n  <h3>Inventory and closing behavior show more choice<\/h3>\n  <p>Zillow counted 920 for-sale homes and 266 new listings on July 31. Its June data showed 70.2% of sales closing below list and 20.8% above list. Redfin counted 537 sales in the three months ending June, up 7.1% from a year earlier. More transactions and a large below-list share give buyers room to compare, but well-priced homes can still attract competition.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Irvine 2026 housing market activity\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:27%\">\n        <col style=\"width:20%\">\n        <col style=\"width:22%\">\n        <col style=\"width:31%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Market signal<\/th>\n          <th scope=\"col\">2026 reading<\/th>\n          <th scope=\"col\">Period<\/th>\n          <th scope=\"col\">What it suggests<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>For-sale inventory<\/td><td>920<\/td><td>Jul. 31<\/td><td>More listings to screen<\/td><\/tr>\n        <tr><td>New listings<\/td><td>266<\/td><td>Jul. 31<\/td><td>Fresh choices entering<\/td><\/tr>\n        <tr><td>Sales below list<\/td><td>70.2%<\/td><td>June<\/td><td>Negotiation was common<\/td><\/tr>\n        <tr><td>Sales above list<\/td><td>20.8%<\/td><td>June<\/td><td>Strong homes still competed<\/td><\/tr>\n        <tr><td>Homes sold<\/td><td>537<\/td><td>3 months ending June<\/td><td>+7.1% year over year<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Zillow and Redfin use different definitions and reporting windows. These figures describe the broader market and are not a fixed discount for an individual listing.<\/p>\n\n  <br><br>\n  <h2 id=\"irvavgen-villages\">\ud83d\udccd Village Values Range from About $981K to $1.64M<\/h2>\n\n  <h3>Oak Creek sits below the city benchmark<\/h3>\n  <p>Oak Creek&#8217;s July typical value was $981,298, about 35.3% below Irvine&#8217;s citywide figure. That does not mean every Oak Creek home costs less than $1 million. The neighborhood measure blends different home types, including attached homes, and current inventory may not match the index.<\/p>\n\n  <h3>The middle of the map spans several ownership types<\/h3>\n  <p>Woodbury East and Woodbridge were both near $1.24 million, while El Camino Real was about $1.36 million. Cypress Village and Quail Hill were near $1.46 million. Buyers should separate condos, townhomes, and detached homes before treating any neighborhood figure as a usable purchase range.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"July 2026 typical home values for Irvine villages\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:24%\">\n        <col style=\"width:24%\">\n        <col style=\"width:21%\">\n        <col style=\"width:31%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Village<\/th>\n          <th scope=\"col\">Typical value<\/th>\n          <th scope=\"col\">Versus Irvine<\/th>\n          <th scope=\"col\">First item to verify<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Oak Creek<\/td><td>$981,298<\/td><td>About -35.3%<\/td><td>Ownership type and HOA<\/td><\/tr>\n        <tr><td>Woodbury East<\/td><td>$1,237,485<\/td><td>About -18.4%<\/td><td>Dues and special tax<\/td><\/tr>\n        <tr><td>Woodbridge<\/td><td>$1,238,661<\/td><td>About -18.4%<\/td><td>Age and repairs<\/td><\/tr>\n        <tr><td>El Camino Real<\/td><td>$1,358,803<\/td><td>About -10.5%<\/td><td>Matching closed sales<\/td><\/tr>\n        <tr><td>Cypress Village<\/td><td>$1,469,337<\/td><td>About -3.2%<\/td><td>HOA and CFD tax<\/td><\/tr>\n        <tr><td>Quail Hill<\/td><td>$1,463,634<\/td><td>About -3.5%<\/td><td>Home type and location<\/td><\/tr>\n        <tr><td>Northwood<\/td><td>$1,590,241<\/td><td>About +4.8%<\/td><td>Lot and condition<\/td><\/tr>\n        <tr><td>Woodbury<\/td><td>$1,644,000<\/td><td>About +8.3%<\/td><td>Size and special tax<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Basis: Zillow typical home values on July 31, 2026. Percentages compare each village with Irvine&#8217;s $1,517,431 city value and are rounded. These are not current listing-price guarantees.<\/p>\n\n\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"Warning about Irvine neighborhood value comparisons\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f Important: A village index is not a detached-home price list<\/strong><\/p>\n    <p>Neighborhood values combine properties with different ownership types, sizes, ages, and conditions. A lower figure may partly reflect a larger share of condos or townhomes.<\/p>\n    <p>After selecting a village, rebuild the range with comparable closed sales that match the home you actually want to buy.<\/p>\n  <\/aside>\n\n  <br><br>\n  <h2 id=\"irvavgen-budget\">\ud83e\udded Use Three Budget Lanes to Narrow the Search<\/h2>\n\n  <h3>Near or below $1.1 million<\/h3>\n  <p>This lane is most likely to produce attached-home options or smaller properties when inventory is available. Oak Creek&#8217;s value benchmark shows that sub-$1.1 million searches are not impossible, but the buyer should verify the ownership type, HOA coverage, parking, master insurance, and any pending assessment before treating the lower purchase price as lower total cost.<\/p>\n\n  <h3>About $1.2 million to $1.4 million<\/h3>\n  <p>This range overlaps the typical values reported for Woodbridge, Woodbury East, and El Camino Real. It can include very different combinations of age, square footage, and ownership. In an older property, put more weight on roof, plumbing, windows, HVAC, and remodel quality. In a newer community, put more weight on special taxes, solar terms, and association costs.<\/p>\n\n  <h3>About $1.45 million and above<\/h3>\n  <p>Cypress Village, Quail Hill, Northwood, and Woodbury fall around or above this level at the neighborhood-index scale. That larger budget does not eliminate tradeoffs. Lot position, street exposure, floor plan, upgrades, and recurring community costs can create meaningful price differences inside the same village.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">Does a $1.3 million budget guarantee a home in Woodbridge?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>No. The neighborhood value is a market benchmark, not an inventory promise. Filter active and recently closed homes by ownership type, size, condition, and exact location before deciding whether the budget is realistic.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"irvavgen-leverage\">\ud83e\udd1d A Slower Listing Can Create Negotiating Room<\/h2>\n\n  <h3>List-to-sale data favors careful underwriting<\/h3>\n  <p>Redfin&#8217;s June sale-to-list ratio was 98.2%, and 33.1% of homes had a price drop. Its three-month median market time was 43 days. Zillow reported a 32-day median to pending. Together, those figures suggest buyers had more time and leverage on some homes, though the sources measure different stages of the sale process.<\/p>\n\n  <h3>The listing history matters more than a citywide discount<\/h3>\n  <p>A home that has been available for several weeks, reduced its price, or returned to the market may support a request for a lower price, repair credit, or closing-cost credit. First find out why the property has not sold. Condition, insurance, appraisal risk, HOA finances, or an unrealistic original price can require different responses.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Irvine 2026 offer negotiation indicators\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:28%\">\n        <col style=\"width:18%\">\n        <col style=\"width:23%\">\n        <col style=\"width:31%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Indicator<\/th>\n          <th scope=\"col\">Reading<\/th>\n          <th scope=\"col\">Source period<\/th>\n          <th scope=\"col\">Offer use<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Sale-to-list ratio<\/td><td>98.2%<\/td><td>Redfin, June<\/td><td>Context for pricing<\/td><\/tr>\n        <tr><td>Homes with price drops<\/td><td>33.1%<\/td><td>Redfin, June<\/td><td>Review change history<\/td><\/tr>\n        <tr><td>Median days on market<\/td><td>43 days<\/td><td>Redfin, 3 months<\/td><td>Gauge seller patience<\/td><\/tr>\n        <tr><td>Median days to pending<\/td><td>32 days<\/td><td>Zillow, July<\/td><td>Compare listing pace<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Market-level readings are not an automatic offer formula. Review the property&#8217;s own history, disclosures, condition, and matching closed sales.<\/p>\n\n  <br><br>\n  <h2 id=\"irvavgen-payment\">\ud83d\udcb5 Turn the $1.52M Benchmark into a Monthly Cost<\/h2>\n\n  <h3>Use one loan assumption to compare price levels<\/h3>\n  <p>The examples below use 20% down, a 30-year fixed loan, and a hypothetical 6.65% rate. They are not rate quotes. Keeping the financing assumptions constant shows how the different Irvine price measures affect principal and interest.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Sample monthly principal and interest for Irvine prices\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:30%\">\n        <col style=\"width:23%\">\n        <col style=\"width:23%\">\n        <col style=\"width:24%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Price reference<\/th>\n          <th scope=\"col\">Home price<\/th>\n          <th scope=\"col\">Sample loan<\/th>\n          <th scope=\"col\">Monthly P and I<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Zillow typical value<\/td><td>$1,517,431<\/td><td>$1,213,945<\/td><td>About $7,793<\/td><\/tr>\n        <tr><td>Zillow sale median<\/td><td>$1,447,000<\/td><td>$1,157,600<\/td><td>About $7,431<\/td><\/tr>\n        <tr><td>Redfin sale median<\/td><td>$1,569,146<\/td><td>$1,255,317<\/td><td>About $8,059<\/td><\/tr>\n        <tr><td>Oak Creek value<\/td><td>$981,298<\/td><td>$785,038<\/td><td>About $5,040<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Illustration only: 20% down, 30-year fixed loan at a hypothetical 6.65%. Excludes property tax, insurance, HOA dues, Mello-Roos, mortgage insurance, points, closing costs, and repairs.<\/p>\n\n  <h3>The mortgage is only the first line of the budget<\/h3>\n  <p>At $1,517,431, sample principal and interest is about $7,793 per month. A simple 1% base-property-tax estimate adds about $1,265 per month before voter-approved debt and direct assessments. HOA dues, parcel-specific special taxes, insurance, utilities, and maintenance can push the usable budget well above the mortgage payment.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"Irvine monthly housing budget checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-budget\" value=\"mortgage\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I compared principal and interest using the same down payment, term, and rate assumption.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-budget\" value=\"parcel-tax\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I estimated property tax from the expected purchase price and checked parcel-specific assessments.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-budget\" value=\"hoa-insurance\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I added every HOA layer, an address-specific insurance quote, and any mortgage insurance.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-budget\" value=\"cash-reserve\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I kept separate cash for closing costs, repairs, builder options, and an emergency reserve.<\/span>\n    <\/label>\n  <\/div>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"irvavgen-tax\">\ud83e\uddfe HOA, Mello-Roos, and Supplemental Tax Change the Math<\/h2>\n\n  <h3>Review the association, not just the monthly dues<\/h3>\n  <p>An Irvine property may have more than one association. Read the budget, reserve study, master-insurance summary, recent meeting minutes, litigation disclosures, and pending special assessments. Low dues can become expensive if reserves are weak or insurance and major repairs are underfunded.<\/p>\n\n  <h3>Mello-Roos is tied to the parcel<\/h3>\n  <p>A Community Facilities District can levy a special tax to fund public facilities and services. It is not a single Irvine-wide percentage. Confirm the charge on the parcel&#8217;s recent tax bill, then review the district&#8217;s adjustment method and expected duration instead of relying only on a listing description.<\/p>\n\n  <h3>A supplemental assessment can arrive after closing<\/h3>\n  <p>Orange County can reassess property after a change in ownership or completed new construction. A transfer from June 1 through December 31 can generate one supplemental assessment, while a transfer from January 1 through May 31 can generate two. The calculation is prorated for the remaining months in the fiscal year.<\/p>\n\n\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"Orange County supplemental property tax warning\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f Important: Do not assume the impound account covers a supplemental bill<\/strong><\/p>\n    <p>Supplemental tax is separate from the regular secured tax bill. Watch the mail after closing and confirm how the lender will handle any bill that arrives.<\/p>\n    <p>Rebuild the tax estimate from the expected purchase price. The seller&#8217;s current bill may reflect an older assessed value and exemptions that do not transfer.<\/p>\n  <\/aside>\n\n  <h3>Get an insurance quote before removing contingencies<\/h3>\n  <p>Use the exact address and accurate construction details when requesting coverage. Compare premiums, deductibles, exclusions, and whether the policy meets lender requirements. If standard coverage is difficult to obtain, California&#8217;s FAIR Plan is a last-resort option and may need a Difference in Conditions policy to fill gaps.<\/p>\n\n  <br><br>\n  <h2 id=\"irvavgen-new-resale\">\ud83c\udfe0 Compare Builder Incentives with Resale Credits<\/h2>\n\n  <h3>A builder credit may come with conditions<\/h3>\n  <p>A rate buydown or closing credit can depend on using the builder&#8217;s preferred lender and meeting a specified closing schedule. Add lot premiums, structural options, design-center upgrades, solar terms, window coverings, landscaping, and moving costs before comparing the package with an outside loan quote.<\/p>\n\n  <h3>A resale home exposes different costs<\/h3>\n  <p>A completed neighborhood offers an established HOA record and observable resale history. The tradeoff may be roof, HVAC, plumbing, window, or appliance work. Price the inspection findings and verify the tax reset instead of assuming the seller&#8217;s lower tax bill will continue.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Comparison of Irvine new construction and resale costs\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:26%\">\n        <col style=\"width:37%\">\n        <col style=\"width:37%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Cost question<\/th>\n          <th scope=\"col\">New construction<\/th>\n          <th scope=\"col\">Resale home<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Displayed price<\/td><td>Add lot and options<\/td><td>Adjust for condition<\/td><\/tr>\n        <tr><td>Financing<\/td><td>Check preferred-lender terms<\/td><td>Compare multiple lenders<\/td><\/tr>\n        <tr><td>Property tax<\/td><td>Verify CFD and projections<\/td><td>Estimate post-sale reset<\/td><\/tr>\n        <tr><td>HOA record<\/td><td>May have limited history<\/td><td>Review actual records<\/td><\/tr>\n        <tr><td>Near-term cash<\/td><td>Upgrades and landscaping<\/td><td>Repairs and replacements<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Terms vary by home and community. Compare the same cash-to-close items and the same monthly-cost items rather than relying on the headline price or credit alone.<\/p>\n\n  <br><br>\n  <h2 id=\"irvavgen-offer\">\u2705 Run a Four-Part Review Before the Offer<\/h2>\n\n  <h3>Build the value from matching closed sales<\/h3>\n  <p>Start with the same village and ownership type, then narrow by bedroom count, square footage, age, location, parking, condition, and major upgrades. This smaller set is more useful than any citywide figure when deciding an offer range.<\/p>\n\n  <h3>Convert every disclosure into cash or monthly cost<\/h3>\n  <p>Put the Loan Estimate, expected taxes, every HOA, special assessments, insurance, and near-term repairs on one worksheet. For a new home, include the payment after a temporary buydown ends. For a resale, include the likely timing of major replacements.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"Irvine offer review checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-offer\" value=\"closed-comps\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I reviewed recent closed sales with the same village, ownership type, size, and condition.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-offer\" value=\"hoa-package\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I reviewed HOA budgets, reserves, insurance, minutes, litigation, and planned assessments.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-offer\" value=\"tax-detail\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I checked the parcel&#8217;s tax detail, special taxes, and possible supplemental assessment.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"irvavgen-offer\" value=\"insurance-repairs\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I obtained an address-specific insurance quote and priced inspection repairs or builder upgrades.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"irvavgen-faq\">\u2753 Irvine Home Price FAQ<\/h2>\n\n  <div class=\"loaning-faq-list\">\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">What is the Irvine Average Home Price in 2026?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Zillow&#8217;s typical Irvine home value was $1,517,431 as of July 31, 2026, down 1.9% from a year earlier. Closed-sale medians were different: Zillow reported $1,447,000 for June, while Redfin reported $1,569,146 for the three months ending June.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Why do Irvine home-price websites show different numbers?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>A home-value index estimates the value of a typical home, including homes that did not sell. A sale-price median only describes homes that closed during a stated period. The time window, property mix, and geographic boundaries can all change the result.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Can a buyer still find an Irvine home near $1 million?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Possibly, especially when condos and other attached homes are included. Oak Creek&#8217;s July 2026 typical home value was $981,298, but that neighborhood index is not a promise that a particular home type or floor plan is available at that price.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">What is the sample payment on a $1,517,431 Irvine home?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>With 20% down, a 30-year fixed loan, and a hypothetical 6.65% rate, principal and interest would be about $7,793 per month. Property tax, insurance, HOA dues, Mello-Roos, mortgage insurance, points, and closing costs are not included.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Does every Irvine home have Mello-Roos?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>No. Community Facilities District special taxes are parcel-specific. Review the property&#8217;s recent tax bill and applicable district documents to confirm the amount, adjustment method, and expected duration.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">What should an Irvine buyer verify before making an offer?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Compare matching closed sales, review HOA finances and master insurance, estimate tax from the purchase price, check parcel-specific special assessments, obtain an address-specific insurance quote, and budget for near-term repairs or builder upgrades.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"irvavgen-conclusion\">\ud83c\udfaf Let Total Monthly Cost Set the Final Budget<\/h2>\n  <p>Irvine Average Home Price in 2026 is $1,517,431 using Zillow&#8217;s July typical-value measure. The useful number for a specific purchase may be much lower or higher because village, ownership type, size, and condition change the comparable set. Start with matching closed sales, then add the mortgage, property tax, HOA dues, Mello-Roos, insurance, and repairs before deciding what is affordable.<\/p>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n\n  <div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:10px;\n    line-height:1.7;\n    color:#333333;\n    font-family:inherit;\n  \">\n    <div style=\"margin-bottom:8px;\">\n      * This article is for general informational purposes only and does not guarantee any lender\u2019s actual rates or costs. Any rates, APRs, monthly payments, points, fees, or credits shown are hypothetical examples for explanation. Actual terms may vary based on the applicant\u2019s credit score, income, debt-to-income ratio, property type, occupancy, location, market rates, quote date, and underwriting results. Loaning.ai does not guarantee that it will always offer every customer a lower rate or lower costs.\n    <\/div>\n  <\/div>\n\n  <div class=\"loaning-side-tools\" aria-label=\"Page navigation tools\">\n    <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to the top of the page\" title=\"Back to top\" hidden=\"\">\n      <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n        <path d=\"m6 10 6-6 6 6M12 4v16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n      <\/svg>\n      <span>Back to top<\/span>\n    <\/button>\n  <\/div>\n\n  <div class=\"loaning-floating-cta\" aria-label=\"Compare mortgage rates\">\n    <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_irvine_average_home_price\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Find My Best Mortgage Rate<\/a>\n  <\/div>\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the Irvine Average Home Price in 2026?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Zillow's typical Irvine home value was $1,517,431 as of July 31, 2026, down 1.9% from a year earlier. Closed-sale medians were different: Zillow reported $1,447,000 for June, while Redfin reported $1,569,146 for the three months ending June.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Why do Irvine home-price websites show different numbers?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A home-value index estimates the value of a typical home, including homes that did not sell. A sale-price median only describes homes that closed during a stated period. The time window, property mix, and geographic boundaries can all change the result.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can a buyer still find an Irvine home near $1 million?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Possibly, especially when condos and other attached homes are included. Oak Creek's July 2026 typical home value was $981,298, but that neighborhood index is not a promise that a particular home type or floor plan is available at that price.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the sample payment on a $1,517,431 Irvine home?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"With 20% down, a 30-year fixed loan, and a hypothetical 6.65% rate, principal and interest would be about $7,793 per month. Property tax, insurance, HOA dues, Mello-Roos, mortgage insurance, points, and closing costs are not included.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Does every Irvine home have Mello-Roos?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No. Community Facilities District special taxes are parcel-specific. Review the property's recent tax bill and applicable district documents to confirm the amount, adjustment method, and expected duration.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What should an Irvine buyer verify before making an offer?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Compare matching closed sales, review HOA finances and master insurance, estimate tax from the purchase price, check parcel-specific special assessments, obtain an address-specific insurance quote, and budget for near-term repairs or builder upgrades.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n<script>\n  (function () {\n    var article = document.querySelector(\".loaning-geo-article\");\n    if (!article) return;\n\n    var summary = article.querySelector(\".loaning-ai-summary\");\n    var summaryToggle = summary ? summary.querySelector(\"summary\") : null;\n    var shareButton = article.querySelector(\".loaning-share-button\");\n    var shareStatus = article.querySelector(\".loaning-share-status\");\n    var scrollTopButton = article.querySelector(\".loaning-side-tools__item--top\");\n\n    function closeSummary() {\n      if (summary && summary.open) summary.removeAttribute(\"open\");\n    }\n\n    if (summary && summaryToggle) {\n      summary.addEventListener(\"toggle\", function () {\n        summaryToggle.setAttribute(\"aria-label\", summary.open ? \"Close AI summary\" : \"Open AI summary\");\n      });\n\n      document.addEventListener(\"click\", function (event) {\n        if (summary.open && !summary.contains(event.target)) closeSummary();\n      });\n\n      document.addEventListener(\"keydown\", function (event) {\n        if (event.key === \"Escape\" && summary.open) {\n          closeSummary();\n          summaryToggle.focus();\n        }\n      });\n    }\n\n    function announce(message) {\n      if (!shareStatus) return;\n      shareStatus.textContent = message;\n      window.setTimeout(function () {\n        shareStatus.textContent = \"\";\n      }, 2500);\n    }\n\n    function fallbackCopy(value) {\n      var field = document.createElement(\"textarea\");\n      field.value = value;\n      field.setAttribute(\"readonly\", \"\");\n      field.style.position = \"fixed\";\n      field.style.opacity = \"0\";\n      document.body.appendChild(field);\n      var copied = false;\n      try {\n        field.select();\n        copied = document.execCommand(\"copy\");\n      } finally {\n        document.body.removeChild(field);\n      }\n      if (!copied) throw new Error(\"copy_failed\");\n    }\n\n    if (shareButton) {\n      shareButton.addEventListener(\"click\", async function () {\n        var shareData = {\n          title: document.title || \"Irvine Average Home Price in 2026\",\n          text: \"Compare Irvine's 2026 home-value benchmark, village prices, market leverage, and full monthly ownership costs.\",\n          url: window.location.href\n        };\n        try {\n          if (navigator.share) {\n            await navigator.share(shareData);\n            announce(\"The share dialog is open.\");\n            return;\n          }\n          if (navigator.clipboard && window.isSecureContext) {\n            await navigator.clipboard.writeText(shareData.url);\n          } else {\n            fallbackCopy(shareData.url);\n          }\n          announce(\"Link copied.\");\n        } catch (error) {\n          if (error && error.name === \"AbortError\") return;\n          try {\n            fallbackCopy(shareData.url);\n            announce(\"Link copied.\");\n          } catch (copyError) {\n            announce(\"Please copy the link from your address bar.\");\n          }\n        }\n      });\n    }\n\n    if (scrollTopButton) {\n      function updateScrollTopButton() {\n        scrollTopButton.hidden = window.scrollY < 560;\n      }\n      scrollTopButton.addEventListener(\"click\", function () {\n        window.scrollTo({ top: 0, behavior: \"smooth\" });\n      });\n      window.addEventListener(\"scroll\", updateScrollTopButton, { passive: true });\n      updateScrollTopButton();\n    }\n  })();\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Related topics #Irvine home prices #Irvine villages #Buyer budget #HOA and Mello-Roos AI Summary Quick summary Irvine Average Home Price in 2026 is $1,517,431 using Zillow&#8217;s July typical home value. June closed-sale medians ranged from $1,447,000 to $1,569,146 because the sources used different time windows and methods. A useful Irvine budget adds HOA dues, parcel-specific [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":8336,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[432],"tags":[],"class_list":["post-8334","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Irvine Average Home Price in 2026<\/title>\n<meta name=\"description\" content=\"Irvine Average Home Price in 2026 is $1,517,431. 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