{"id":8342,"date":"2026-08-23T23:33:39","date_gmt":"2026-08-24T06:33:39","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8342"},"modified":"2026-08-23T23:33:42","modified_gmt":"2026-08-24T06:33:42","slug":"torrance-average-home-price-2026","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8342\/","title":{"rendered":"Torrance Average Home Price in 2026: $1.12M Buyer Guide"},"content":{"rendered":"\n<style id=\"loaning-torrance-average-home-price-2026-design-system\">\n  @import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n  .loaning-geo-article,\n  .loaning-geo-article * {\n    box-sizing: border-box !important;\n    font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n    -webkit-print-color-adjust: exact !important;\n    print-color-adjust: exact !important;\n  }\n\n  .loaning-geo-article {\n    --loaning-green: #15966b;\n    --loaning-green-dark: #15583f;\n    --loaning-green-soft: #eef8f4;\n    --loaning-blue: #0073cf;\n    --loaning-answer: #10b981;\n    --loaning-ink: #26332d;\n    --loaning-muted: #68756f;\n    --loaning-line: #e1e7e4;\n    width: 100% !important;\n    max-width: 860px !important;\n    margin: 0 auto !important;\n    padding: 0 16px 140px !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n    letter-spacing: -0.012em !important;\n    word-break: keep-all !important;\n    overflow-wrap: break-word !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote),\n  .loaning-geo-article > ul,\n  .loaning-geo-article > ol {\n    margin-top: 0 !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote) {\n    margin-bottom: 16px !important;\n  }\n\n  .loaning-geo-article > h2 {\n    margin: 0 0 20px !important;\n    padding: 0 0 10px !important;\n    border-bottom: 1px solid #dce5e0 !important;\n    color: #173f2e !important;\n    font-size: 26px !important;\n    font-weight: 700 !important;\n    line-height: 1.38 !important;\n    letter-spacing: -0.025em !important;\n  }\n\n  .loaning-geo-article h3 {\n    margin: 32px 0 12px !important;\n    padding: 2px 0 2px 14px !important;\n    border-left: 4px solid #49cc7f !important;\n    background: transparent !important;\n    color: #1d513b !important;\n    font-size: 20px !important;\n    font-weight: 700 !important;\n    line-height: 1.45 !important;\n    letter-spacing: -0.018em !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link) {\n    color: #0b7452 !important;\n    text-decoration-thickness: 1px !important;\n    text-underline-offset: 3px !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link):focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.35) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-article-tools {\n    position: relative !important;\n    z-index: 20 !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: space-between !important;\n    gap: 18px !important;\n    width: 100% !important;\n    margin: 0 0 24px !important;\n    padding: 4px 0 18px !important;\n    border: 0 !important;\n    border-bottom: 1px solid #e3eae6 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-article-tools__keywords {\n    display: flex !important;\n    flex: 1 1 auto !important;\n    flex-wrap: wrap !important;\n    align-items: center !important;\n    gap: 7px 14px !important;\n    min-width: 0 !important;\n  }\n\n  .loaning-article-tools__label {\n    flex-basis: 100% !important;\n    color: #7a8680 !important;\n    font-size: 11px !important;\n    font-weight: 700 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-article-tools__keywords a {\n    display: inline-block !important;\n    min-height: 32px !important;\n    padding: 6px 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n    color: #27664a !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    transition: color 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-article-tools__keywords a:hover {\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-article-tools__actions {\n    position: relative !important;\n    display: flex !important;\n    flex: 0 0 auto !important;\n    align-items: center !important;\n    gap: 10px !important;\n  }\n\n  .loaning-ai-summary {\n    position: relative !important;\n  }\n\n  .loaning-ai-summary > summary {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    gap: 8px !important;\n    min-height: 44px !important;\n    padding: 8px 14px !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 700 !important;\n    line-height: 20px !important;\n    list-style: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-ai-summary > summary::-webkit-details-marker {\n    display: none !important;\n  }\n\n  .loaning-ai-summary > summary::marker {\n    content: \"\" !important;\n  }\n\n  .loaning-ai-summary > summary:hover,\n  .loaning-ai-summary[open] > summary {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-ai-summary > summary:focus-visible,\n  .loaning-share-button:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-ai-summary__icon,\n  .loaning-ai-summary__chevron,\n  .loaning-share-button svg {\n    display: block !important;\n    flex: 0 0 auto !important;\n  }\n\n  .loaning-ai-summary__icon {\n    width: 19px !important;\n    height: 19px !important;\n    color: #15966b !important;\n  }\n\n  .loaning-ai-summary__chevron {\n    width: 13px !important;\n    height: 13px !important;\n    color: #52635b !important;\n    transition: transform 0.2s ease !important;\n  }\n\n  .loaning-ai-summary[open] .loaning-ai-summary__chevron {\n    transform: rotate(180deg) !important;\n  }\n\n  .loaning-ai-summary__panel {\n    position: absolute !important;\n    z-index: 40 !important;\n    top: calc(100% + 10px) !important;\n    right: 0 !important;\n    width: min(420px, calc(100vw - 40px)) !important;\n    padding: 18px !important;\n    border: 1px solid #dbe6e0 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n    color: #2f3d37 !important;\n    box-shadow: 0 14px 34px rgba(23, 63, 46, 0.16) !important;\n  }\n\n  .loaning-ai-summary__title {\n    margin: 0 0 10px !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 750 !important;\n    line-height: 21px !important;\n  }\n\n  .loaning-ai-summary__panel ul {\n    margin: 0 !important;\n    padding-left: 19px !important;\n  }\n\n  .loaning-ai-summary__panel li {\n    margin: 0 0 7px !important;\n    color: #43524b !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n  }\n\n  .loaning-ai-summary__panel li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-share-button {\n    display: inline-flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 44px !important;\n    height: 44px !important;\n    flex: 0 0 44px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 50% !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-share-button:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-share-button svg {\n    width: 19px !important;\n    height: 19px !important;\n  }\n\n  .loaning-visually-hidden {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    padding: 0 !important;\n    margin: -1px !important;\n    overflow: hidden !important;\n    clip: rect(0, 0, 0, 0) !important;\n    white-space: nowrap !important;\n    border: 0 !important;\n  }\n\n  .loaning-side-tools,\n  .loaning-side-tools * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-side-tools {\n    position: fixed !important;\n    z-index: 9998 !important;\n    top: auto !important;\n    right: 18px !important;\n    bottom: 24px !important;\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: stretch !important;\n    gap: 8px !important;\n    width: 132px !important;\n    transform: none !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-side-tools__item {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: flex-start !important;\n    gap: 9px !important;\n    width: 100% !important;\n    min-height: 44px !important;\n    margin: 0 !important;\n    padding: 9px 12px !important;\n    border: 1px solid #dbe4df !important;\n    border-radius: 999px !important;\n    background: rgba(255, 255, 255, 0.96) !important;\n    color: #29483b !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 3px 12px rgba(23, 63, 46, 0.09) !important;\n    pointer-events: auto !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n    -webkit-appearance: none !important;\n    appearance: none !important;\n  }\n\n  .loaning-side-tools__item:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateX(-2px) !important;\n    box-shadow: 0 5px 16px rgba(23, 63, 46, 0.13) !important;\n  }\n\n  .loaning-side-tools__item:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-side-tools__item svg {\n    display: block !important;\n    width: 20px !important;\n    height: 20px !important;\n    flex: 0 0 20px !important;\n  }\n\n  .loaning-side-tools__item[hidden] {\n    display: none !important;\n  }\n\n  .loaning-side-tools__item--top {\n    justify-content: center !important;\n  }\n\n  .loaning-intro {\n    margin: 0 0 20px !important;\n  }\n\n  .loaning-intro p {\n    margin-bottom: 16px !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-key-takeaways {\n    margin: 16px 0 24px !important;\n    padding: 18px 22px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n    color: #333333 !important;\n  }\n\n  .loaning-key-takeaways__title {\n    margin: 0 0 8px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways ul {\n    margin: 0 !important;\n    padding-left: 20px !important;\n  }\n\n  .loaning-key-takeaways li {\n    margin: 0 0 6px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-toc {\n    margin: 24px 0 16px !important;\n    padding: 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n  }\n\n  .loaning-toc__title {\n    margin: 0 0 10px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 12px !important;\n    font-weight: 700 !important;\n    line-height: 1.5 !important;\n  }\n\n  .loaning-toc__links {\n    display: flex !important;\n    flex-wrap: wrap !important;\n    gap: 8px !important;\n  }\n\n  .loaning-toc__links a {\n    display: inline-flex !important;\n    align-items: center !important;\n    min-height: 36px !important;\n    padding: 8px 12px !important;\n    border: 1px solid var(--loaning-line) !important;\n    border-radius: 999px !important;\n    background: #f8faf9 !important;\n    color: #355248 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 18px !important;\n    text-decoration: none !important;\n  }\n\n  .loaning-toc__links a:hover {\n    border-color: #bcd9ca !important;\n    background: #eef8f4 !important;\n    color: #15583f !important;\n  }\n\n  .loaning-table-wrap {\n    width: 100% !important;\n    margin: 18px 0 0 !important;\n    overflow-x: hidden !important;\n    border: 1px solid #dfe7e3 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap table {\n    width: 100% !important;\n    min-width: 0 !important;\n    margin: 0 !important;\n    table-layout: fixed !important;\n    border-collapse: collapse !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap th,\n  .loaning-table-wrap td {\n    padding: 12px 10px !important;\n    border: 0 !important;\n    border-right: 1px solid #e8eeeb !important;\n    border-bottom: 1px solid #e8eeeb !important;\n    color: #35423c !important;\n    font-size: 13px !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    vertical-align: middle !important;\n    white-space: normal !important;\n    overflow-wrap: anywhere !important;\n  }\n\n  .loaning-table-wrap th {\n    background: #f3f7f5 !important;\n    color: #24463a !important;\n    font-weight: 750 !important;\n  }\n\n  .loaning-table-wrap th:last-child,\n  .loaning-table-wrap td:last-child {\n    border-right: 0 !important;\n  }\n\n  .loaning-table-wrap tr:last-child td {\n    border-bottom: 0 !important;\n  }\n\n  .loaning-table-wrap tbody tr:nth-child(even) td {\n    background: #fbfcfc !important;\n  }\n\n  .loaning-table-wrap a {\n    color: #0b7452 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n  }\n\n  .loaning-geo-article > .loaning-table-footnote {\n    margin: 6px 2px 24px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 11px !important;\n    font-weight: 400 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-important-note {\n    margin: 18px 0 28px !important;\n    padding: 20px 24px !important;\n    border: 1px solid #ffdada !important;\n    border-radius: 16px !important;\n    background: #fff4f4 !important;\n    color: #333333 !important;\n  }\n\n  .loaning-important-note__title {\n    margin: 0 0 10px !important;\n    color: #d32f2f !important;\n    font-size: 15px !important;\n    font-weight: 800 !important;\n    line-height: 1.55 !important;\n  }\n\n  .loaning-important-note p {\n    margin: 0 0 10px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-important-note p:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 20px 0 28px !important;\n    padding: 0 !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 14px 16px !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    background: #ffffff !important;\n    box-shadow: 0 2px 6px rgba(17, 24, 39, 0.04), 0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow: 0 3px 7px rgba(17, 24, 39, 0.05), 0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    margin: -1px !important;\n    padding: 0 !important;\n    overflow: hidden !important;\n    clip: rect(0 0 0 0) !important;\n    clip-path: inset(50%) !important;\n    border: 0 !important;\n    opacity: 0 !important;\n    white-space: nowrap !important;\n  }\n\n  .loaning-checklist-card__control {\n    position: relative !important;\n    display: block !important;\n    width: 18px !important;\n    min-width: 18px !important;\n    max-width: 18px !important;\n    height: 18px !important;\n    min-height: 18px !important;\n    max-height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 1px 0 0 !important;\n    padding: 0 !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control {\n    border-color: #2ecc71 !important;\n    background: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control::after {\n    position: absolute !important;\n    top: 50% !important;\n    left: 50% !important;\n    color: #ffffff !important;\n    content: \"\u2713\" !important;\n    font-size: 11px !important;\n    font-weight: 800 !important;\n    line-height: 1 !important;\n    transform: translate(-50%, -52%) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible + .loaning-checklist-card__control {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    color: #4b5563 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n    letter-spacing: -0.01em !important;\n  }\n\n  .loaning-qa-card {\n    margin: 20px 0 28px !important;\n    padding: 2px 0 2px 14px !important;\n    border: 0 !important;\n    border-left: 2px solid #dce5e0 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    color: #5b6962 !important;\n  }\n\n  .loaning-qa-card__question,\n  .loaning-faq-card__question {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 0 10px !important;\n    color: #26332d !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-qa-card__answer,\n  .loaning-faq-card__answer {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__question {\n    margin: 0 0 5px !important;\n    color: #53635c !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__answer {\n    color: #637068 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label {\n    min-width: 17px !important;\n    color: #839089 !important;\n    font-size: 13px !important;\n    font-weight: 700 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--q {\n    color: #71848d !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--a {\n    color: #7a9186 !important;\n  }\n\n  .loaning-qa-label {\n    display: inline-block !important;\n    flex: 0 0 auto !important;\n    min-width: 20px !important;\n    font-size: 13px !important;\n    font-weight: 800 !important;\n    line-height: 1.65 !important;\n  }\n\n  .loaning-qa-label--q {\n    color: #0073cf !important;\n  }\n\n  .loaning-qa-label--a {\n    color: #10b981 !important;\n  }\n\n  .loaning-qa-question-text {\n    font-weight: 400 !important;\n  }\n\n  .loaning-faq-list {\n    display: grid !important;\n    gap: 12px !important;\n    margin: 22px 0 0 !important;\n  }\n\n  .loaning-faq-card {\n    padding: 18px 20px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n  }\n\n  .loaning-faq-card__answer {\n    padding-top: 10px !important;\n    border-top: 1px solid #e4e9e6 !important;\n  }\n\n  .loaning-faq-card__answer-text {\n    min-width: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-faq-card__answer-text p {\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-floating-cta {\n    position: fixed !important;\n    z-index: 9999 !important;\n    left: 50% !important;\n    bottom: 16px !important;\n    width: min(calc(100vw - 32px), 680px) !important;\n    transform: translateX(-50%) !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-floating-cta__link {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 100% !important;\n    min-height: 52px !important;\n    padding: 12px 24px !important;\n    border-radius: 999px !important;\n    background: #49cc7f !important;\n    color: #ffffff !important;\n    -webkit-text-fill-color: #ffffff !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.3 !important;\n    text-align: center !important;\n    text-decoration: none !important;\n    text-shadow: 0 0 8px rgba(255, 255, 255, 0.34) !important;\n    box-shadow: 0 5px 16px rgba(23, 33, 29, 0.12) !important;\n    pointer-events: auto !important;\n  }\n\n  .loaning-floating-cta__link:hover {\n    background: #3fc275 !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-floating-cta__link:focus-visible {\n    outline: 3px solid rgba(23, 33, 29, 0.28) !important;\n    outline-offset: 3px !important;\n  }\n\n  @media screen and (max-width: 680px) {\n    .loaning-geo-article {\n      padding: 0 12px 124px !important;\n      word-break: normal !important;\n    }\n\n    .loaning-article-tools {\n      align-items: stretch !important;\n      flex-direction: column !important;\n  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font-size: 10px;\n  color: #111827;\n  vertical-align: 1px;\n}\n\n@media (max-width: 900px) {\n  .loaning-rate-box h2 {\n    font-size: 21px;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr 1fr;\n  }\n\n  .loaning-rate-button {\n    grid-column: span 2;\n  }\n}\n\n@media (max-width: 600px) {\n  .loaning-rate-box {\n    padding: 20px 16px;\n    margin: 24px 0;\n  }\n\n  .loaning-rate-box h2 {\n    font-size: 20px;\n    text-align: left;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr;\n    gap: 10px;\n  }\n\n  .loaning-rate-field {\n    min-height: 52px;\n  }\n\n  .loaning-rate-button {\n    grid-column: auto;\n    width: 100%;\n    min-height: 50px;\n  }\n\n  .loaning-rate-note {\n    font-size: 13px;\n    margin-top: 10px;\n  }\n}\n\n.loaning-main-image {\n  width: 100% !important;\n  margin: 28px 0 36px !important;\n}\n\n.loaning-main-image img {\n  display: block !important;\n  width: 100% !important;\n  max-width: 100% !important;\n  height: auto !important;\n  border-radius: 16px !important;\n}\n<\/style>\n\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\" tabindex=\"-1\">\n  <section class=\"loaning-article-tools\" aria-label=\"Related topics and article tools\">\n    <div class=\"loaning-article-tools__keywords\" role=\"group\" aria-label=\"Related topics\">\n      <span class=\"loaning-article-tools__label\">Related topics<\/span>\n      <a href=\"#toren-price\">#Torrance home value<\/a>\n      <a href=\"#toren-zip\">#Torrance ZIP prices<\/a>\n      <a href=\"#toren-market\">#Torrance market<\/a>\n      <a href=\"#toren-payment\">#Torrance payment<\/a>\n    <\/div>\n\n    <div class=\"loaning-article-tools__actions\">\n      <details class=\"loaning-ai-summary\">\n        <summary aria-label=\"Open AI summary\">\n          <svg class=\"loaning-ai-summary__icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M7.5 4.5h9a4 4 0 0 1 4 4v5a4 4 0 0 1-4 4h-4.2l-3.8 2.7v-2.7h-1a4 4 0 0 1-4-4v-5a4 4 0 0 1 4-4Z\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linejoin=\"round\"><\/path>\n            <path d=\"M9 9.3v.1M15 9.3v.1M9.2 13c1.7 1.2 3.9 1.2 5.6 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n          <\/svg>\n          <span>AI Summary<\/span>\n          <svg class=\"loaning-ai-summary__chevron\" viewBox=\"0 0 16 16\" aria-hidden=\"true\">\n            <path d=\"m4 6 4 4 4-4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n          <\/svg>\n        <\/summary>\n        <div class=\"loaning-ai-summary__panel\" role=\"region\" aria-label=\"AI summary\">\n          <p class=\"loaning-ai-summary__title\">Quick summary<\/p>\n          <ul>\n            <li>Torrance Average Home Price in 2026 is $1,117,906 on Zillow&#8217;s July typical-home-value measure.<\/li>\n            <li>Redfin&#8217;s three-month sale median was $1,260,814, reflecting a different time window and mix of closed homes.<\/li>\n            <li>A Torrance mailing address, City jurisdiction, property type, taxes, HOA dues, and insurance all change the usable budget.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n\n      <button type=\"button\" class=\"loaning-share-button\" aria-label=\"Share this article\" title=\"Share\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"18\" cy=\"5\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <circle cx=\"6\" cy=\"12\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <circle cx=\"18\" cy=\"19\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <path d=\"m8.2 10.8 7.6-4.5M8.2 13.2l7.6 4.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n        <\/svg>\n      <\/button>\n      <span class=\"loaning-share-status loaning-visually-hidden\" role=\"status\" aria-live=\"polite\"><\/span>\n    <\/div>\n  <\/section>\n\n  <div class=\"loaning-intro\">\n    <p>Torrance Average Home Price in 2026 is $1,117,906 using Zillow&#8217;s typical home value as of July 31. That benchmark was 1.8% higher than a year earlier. Closed-sale figures did not land on one identical number: Zillow reported a June median sale price of $1,107,667, while Redfin reported a $1,260,814 median for the three months ending in June.<\/p>\n    <p>The gap is useful, not confusing, once the measures are separated. A citywide value index describes the broad housing stock. A sale median describes only the homes that closed during a defined period. A buyer should use those figures to frame a search, then price a specific property with matching ownership type, jurisdiction, location, size, condition, and recent comparable sales.<\/p>\n  <\/div>\n\n\n  <figure class=\"loaning-main-image\">\n    <img\n      src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/torrance_average_home_price.png\"\n      alt=\"Torrance Average Home Price in 2026 infographic\"\n      loading=\"eager\"\n      decoding=\"async\"\n    >\n  <\/figure>\n\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"Key takeaways\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n    <ul>\n      <li><strong>Direct answer:<\/strong> Torrance Average Home Price in 2026 is $1,117,906 on Zillow&#8217;s July 31 typical-value measure.<\/li>\n      <li><strong>Closed sales:<\/strong> Zillow&#8217;s June sale median was $1,107,667, while Redfin&#8217;s three-month median was $1,260,814.<\/li>\n      <li><strong>Buyer filter:<\/strong> Verify jurisdiction and ownership type before adding mortgage principal, interest, property tax, insurance, HOA dues, and repairs.<\/li>\n    <\/ul>\n  <\/div>\n\n\n  <nav class=\"loaning-toc\" aria-label=\"Table of contents\">\n    <p class=\"loaning-toc__title\">In this guide<\/p>\n    <div class=\"loaning-toc__links\">\n      <a href=\"#toren-price\">2026 benchmark<\/a>\n      <a href=\"#toren-gap\">Price gap<\/a>\n      <a href=\"#toren-zip\">ZIP values<\/a>\n      <a href=\"#toren-jurisdiction\">Jurisdiction<\/a>\n      <a href=\"#toren-market\">Market speed<\/a>\n      <a href=\"#toren-payment\">Monthly payment<\/a>\n      <a href=\"#toren-cost\">Taxes and HOA<\/a>\n      <a href=\"#toren-offer\">Offer plan<\/a>\n      <a href=\"#toren-faq\">FAQ<\/a>\n    <\/div>\n  <\/nav>\n\n  <br><br>\n  <h2 id=\"toren-price\">\ud83d\udcca Torrance Average Home Price in 2026 Is $1,117,906<\/h2>\n\n  <h3>A typical value is not a simple sales average<\/h3>\n  <p>Zillow&#8217;s $1,117,906 figure is a Home Value Index designed to estimate the value of a typical Torrance home, including properties that did not sell that month. It is most useful as a citywide level and trend measure. It should not be treated as an appraisal or a ready-made offer price for one listing.<\/p>\n  <p>The index increased 1.8% from the prior year. Zillow also showed 244 homes in inventory, 108 new listings, and a median 14 days to pending as of July 31. These figures describe a market where selection exists, but well-positioned homes can still move quickly.<\/p>\n\n  <h3>Closed-sale medians describe recent buyers, not every home<\/h3>\n  <p>Zillow&#8217;s median sale price was $1,107,667 in June. Redfin&#8217;s all-home-types median for the three months ending in June was $1,260,814. Redfin also reported 271 sales, 25 median days on market, and a median $742 per square foot. The wider three-month measure was about $143,000 above Zillow&#8217;s typical value.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Torrance 2026 home price benchmark comparison\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:28%\">\n        <col style=\"width:22%\">\n        <col style=\"width:22%\">\n        <col style=\"width:28%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Metric<\/th>\n          <th scope=\"col\">Amount<\/th>\n          <th scope=\"col\">Period<\/th>\n          <th scope=\"col\">Best use<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Zillow typical value<\/td><td>$1,117,906<\/td><td>July 31, 2026<\/td><td>City value level<\/td><\/tr>\n        <tr><td>Zillow sale median<\/td><td>$1,107,667<\/td><td>June 2026<\/td><td>Monthly closings<\/td><\/tr>\n        <tr><td>Redfin sale median<\/td><td>$1,260,814<\/td><td>3 months ending June<\/td><td>Recent closed sales<\/td><\/tr>\n        <tr><td>Zillow list median<\/td><td>$1,014,997<\/td><td>July 31, 2026<\/td><td>Current asking mix<\/td><\/tr>\n        <tr><td>Redfin price per sq. ft.<\/td><td>$742<\/td><td>3 months ending June<\/td><td>Size-adjusted context<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Scope: Torrance, all home types. Zillow and Redfin use different definitions and reporting windows, so the figures should not be averaged into a new market price.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">Which number should guide an offer?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>Use the city figures to set a broad search range. Build the offer from recently closed homes in the same jurisdiction and neighborhood with the same ownership type, similar size, condition, parking, and location features.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"toren-gap\">\ud83d\udd0d The $143,000 Gap Comes From Measurement and Mix<\/h2>\n\n  <h3>The index covers the housing stock<\/h3>\n  <p>A value index estimates where the broader stock of Torrance homes sits, whether or not those homes changed owners. This smooths some of the noise created when a small number of expensive or inexpensive properties close in one month. The result works well for monitoring direction, but it cannot tell a buyer what a remodeled detached home or an attached unit should command.<\/p>\n\n  <h3>The sale median covers a changing set of closings<\/h3>\n  <p>A closed-sale median depends on what sold. If more detached homes in higher-value sections of the city closed during a quarter, the median can move above the broad value index even without every home appreciating. Redfin&#8217;s median was down 1.1% year over year at the same time Zillow&#8217;s typical value was up 1.8%, which is a clear reminder that the metrics answer different questions.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Torrance value and sales trend comparison\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:28%\">\n        <col style=\"width:23%\">\n        <col style=\"width:21%\">\n        <col style=\"width:28%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Measure<\/th>\n          <th scope=\"col\">2026 result<\/th>\n          <th scope=\"col\">Year over year<\/th>\n          <th scope=\"col\">Reading<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Zillow typical value<\/td><td>$1,117,906<\/td><td>+1.8%<\/td><td>Broad stock value<\/td><\/tr>\n        <tr><td>Redfin sale median<\/td><td>$1,260,814<\/td><td>-1.1%<\/td><td>Recent closing mix<\/td><\/tr>\n        <tr><td>Redfin homes sold<\/td><td>271<\/td><td>+21.7%<\/td><td>Transaction volume<\/td><\/tr>\n        <tr><td>Redfin market time<\/td><td>25 days<\/td><td>5 days faster<\/td><td>Sale speed<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">The Zillow figure is dated July 31, 2026. Redfin&#8217;s price and market-time figures cover the three months ending in June 2026.<\/p>\n\n  <br><br>\n  <h2 id=\"toren-zip\">\ud83d\uddfa\ufe0f ZIP Values Spanned About $734,000 to $1.43 Million<\/h2>\n\n  <h3>90502 and 90501 sit below the city benchmark<\/h3>\n  <p>Zillow&#8217;s July typical value was $733,953 for 90502 and $981,709 for 90501. Those lower figures do not automatically identify equivalent detached homes at a discount. The property mix can include condos, townhomes, manufactured housing, and areas that use Torrance as a mailing city while falling outside City jurisdiction.<\/p>\n\n  <h3>90503 and 90505 sit above the city benchmark<\/h3>\n  <p>The typical value was $1,293,892 in 90503 and $1,425,788 in 90505. The same July data showed 59.3% of June sales in 90503 closing above list price, which signals that attractive listings within a higher-value ZIP can still draw substantial competition.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Torrance ZIP code typical home values in July 2026\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:20%\">\n        <col style=\"width:27%\">\n        <col style=\"width:23%\">\n        <col style=\"width:30%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">ZIP code<\/th>\n          <th scope=\"col\">Typical value<\/th>\n          <th scope=\"col\">Vs. city value<\/th>\n          <th scope=\"col\">Sample P&amp;I<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>90502<\/td><td>$733,953<\/td><td>34.3% lower<\/td><td>About $3,769<\/td><\/tr>\n        <tr><td>90501<\/td><td>$981,709<\/td><td>12.2% lower<\/td><td>About $5,042<\/td><\/tr>\n        <tr><td>90504<\/td><td>$1,005,781<\/td><td>10.0% lower<\/td><td>About $5,165<\/td><\/tr>\n        <tr><td>90503<\/td><td>$1,293,892<\/td><td>15.7% higher<\/td><td>About $6,645<\/td><\/tr>\n        <tr><td>90505<\/td><td>$1,425,788<\/td><td>27.5% higher<\/td><td>About $7,322<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Zillow typical values are dated July 31, 2026. Sample principal and interest assumes 20% down, a 30-year fixed loan, and a hypothetical 6.65% rate. ZIP boundaries are postal geographies, not proof of City jurisdiction.<\/p>\n\n  <h3>Neighborhood figures provide a second layer<\/h3>\n  <p>Zillow reported $940,812 for Olde Torrance and $1,022,804 for Northeast Torrance. Madrona was $1,201,150, South Bayport was $1,264,557, and Belmar North was $1,393,937. Torrance Windemere was $780,133, but an attached-home community should not be compared directly with a detached-home neighborhood without accounting for ownership structure and HOA obligations.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"Torrance property comparison checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-property\" value=\"jurisdiction\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I confirmed whether the parcel is inside the City of Torrance or an unincorporated Los Angeles County area.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-property\" value=\"ownership\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I separated detached homes, townhomes, condos, and manufactured homes before comparing prices.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-property\" value=\"comps\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I matched recent sales by neighborhood, bedroom count, size, condition, parking, and major location features.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-property\" value=\"monthly-cost\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I added property tax, insurance, HOA dues, repairs, utilities, and closing cash to the mortgage estimate.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"toren-jurisdiction\">\ud83d\udccd A Torrance Mailing Address May Not Mean City Jurisdiction<\/h2>\n\n  <h3>Postal labels and municipal boundaries solve different problems<\/h3>\n  <p>Los Angeles County Planning explains that a property in an unincorporated area may use the name of an adjacent city in its mailing address. That distinction matters in the Torrance search area. A listing can display Torrance, California while the parcel is governed by Los Angeles County rather than the City of Torrance.<\/p>\n\n  <h3>Confirm the parcel before comparing taxes and services<\/h3>\n  <p>Use the parcel address or APN in an official jurisdiction lookup, then confirm the result against the listing&#8217;s disclosures and title information. Do not infer jurisdiction from the ZIP code, marketing copy, or the postal city alone. Once jurisdiction is clear, compare local requirements, utilities, parcel taxes, and other services on the same basis.<\/p>\n\n\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"Torrance jurisdiction notice\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f Important: Do not price a home from the mailing city alone<\/strong><\/p>\n    <p>Two properties with Torrance mailing addresses can fall under different local jurisdictions and have different parcel-level charges or service arrangements.<\/p>\n    <p>Verify jurisdiction first, then keep only comparable sales with the same ownership type and a genuinely comparable micro-location.<\/p>\n  <\/aside>\n\n  <br><br>\n  <h2 id=\"toren-market\">\ud83e\udd1d A Competitive Market Still Leaves Selective Openings<\/h2>\n\n  <h3>Average homes received three offers<\/h3>\n  <p>Redfin rated Torrance very competitive, with a Compete Score of 79. Homes received three offers on average, and the three-month sale-to-list ratio was 101.0%. Nearly half of sales, 49.2%, closed above list price. A well-priced property can therefore attract competition even when the broader sale median is down from a year earlier.<\/p>\n\n  <h3>List price is not the same as market value<\/h3>\n  <p>Zillow showed a July median list price of $1,014,997, below both the typical value and Redfin&#8217;s sale median. That does not prove sellers were accepting a broad discount. The active listing mix may contain smaller homes, attached units, condition issues, or deliberately low asking prices intended to attract multiple bids.<\/p>\n\n  <h3>Price reductions create a due-diligence question<\/h3>\n  <p>Redfin reported price drops on 20.0% of homes. A reduction can create room to negotiate, but it can also reflect condition, insurance difficulty, HOA issues, an optimistic original price, or location-specific limitations. Review the entire listing history and compare the adjusted price with recent closed sales before treating a reduction as savings.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Torrance 2026 buyer competition indicators\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:25%\">\n        <col style=\"width:18%\">\n        <col style=\"width:27%\">\n        <col style=\"width:30%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Indicator<\/th>\n          <th scope=\"col\">Result<\/th>\n          <th scope=\"col\">Buyer meaning<\/th>\n          <th scope=\"col\">Practical response<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Compete Score<\/td><td>79 of 100<\/td><td>Very competitive<\/td><td>Prepare a complete offer<\/td><\/tr>\n        <tr><td>Average offers<\/td><td>3<\/td><td>Multiple bids possible<\/td><td>Set a hard price ceiling<\/td><\/tr>\n        <tr><td>Sale-to-list<\/td><td>101.0%<\/td><td>Average above asking<\/td><td>Use closed comps<\/td><\/tr>\n        <tr><td>Above-list sales<\/td><td>49.2%<\/td><td>Competition is uneven<\/td><td>Separate hot and stale homes<\/td><\/tr>\n        <tr><td>Price drops<\/td><td>20.0%<\/td><td>Some seller adjustment<\/td><td>Check history and defects<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Redfin figures cover the three months ending in June 2026. They describe the market, not a guaranteed premium or discount for one property.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">Should a buyer waive protections to compete?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>Not automatically. A strong preapproval, documented funds, and a clear closing plan can improve an offer without taking unlimited appraisal, inspection, insurance, or HOA risk. Set separate cash limits before changing any contingency.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"toren-payment\">\ud83d\udcb0 The $1.12 Million Benchmark Means About $5,741 in P&amp;I<\/h2>\n\n  <h3>Keep loan assumptions identical when comparing prices<\/h3>\n  <p>The following examples use 20% down, a 30-year fixed term, and a hypothetical 6.65% interest rate. Holding the financing inputs constant isolates the effect of the purchase price. The numbers are educational examples and do not represent a rate quote or approval.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Torrance price and sample monthly mortgage payment comparison\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:30%\">\n        <col style=\"width:23%\">\n        <col style=\"width:23%\">\n        <col style=\"width:24%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Price reference<\/th>\n          <th scope=\"col\">Home price<\/th>\n          <th scope=\"col\">Sample loan<\/th>\n          <th scope=\"col\">Sample monthly P&amp;I<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>90502 typical value<\/td><td>$733,953<\/td><td>$587,162<\/td><td>About $3,769<\/td><\/tr>\n        <tr><td>90501 typical value<\/td><td>$981,709<\/td><td>$785,367<\/td><td>About $5,042<\/td><\/tr>\n        <tr><td>Torrance typical value<\/td><td>$1,117,906<\/td><td>$894,325<\/td><td>About $5,741<\/td><\/tr>\n        <tr><td>Redfin sale median<\/td><td>$1,260,814<\/td><td>$1,008,651<\/td><td>About $6,475<\/td><\/tr>\n        <tr><td>90505 typical value<\/td><td>$1,425,788<\/td><td>$1,140,630<\/td><td>About $7,322<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Educational calculation only: 20% down, 30-year fixed loan, hypothetical 6.65% rate. Property tax, insurance, HOA dues, PMI, points, closing costs, utilities, and repairs are excluded.<\/p>\n\n  <h3>The base property-tax example adds about $932 a month<\/h3>\n  <p>Applying only California&#8217;s 1% base property-tax rate to $1,117,906 produces about $11,179 a year, or $932 a month. Voter-approved debt and direct assessments can make the actual bill higher. Insurance, HOA dues, utilities, and maintenance then sit on top of that amount.<\/p>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"toren-cost\">\ud83e\uddfe Taxes, HOA Documents, and Insurance Complete the Budget<\/h2>\n\n  <h3>Recalculate property tax from the purchase price<\/h3>\n  <p>California Proposition 13 sets a 1% base rate and generally limits annual increases in assessed value, but a change in ownership can establish a new base-year value. The seller&#8217;s bill may reflect an older assessed value and should not be copied into a buyer&#8217;s budget without adjustment.<\/p>\n\n  <h3>A supplemental bill can arrive separately<\/h3>\n  <p>When a purchase creates a higher assessed value, Los Angeles County can issue a supplemental assessment for the difference. The resulting bill is separate from the regular annual property-tax bill. Confirm whether the lender&#8217;s impound account will handle it and keep enough cash available if it will not.<\/p>\n\n  <h3>HOA risk is larger than the monthly dues<\/h3>\n  <p>For a condo or townhome, read the current budget, reserve study, master insurance, recent meeting minutes, pending litigation, lending eligibility, and planned special assessments. A lower purchase price can lose its monthly advantage if reserves are weak or a major project is not adequately funded.<\/p>\n\n  <h3>Obtain an address-specific insurance quote before removing protection<\/h3>\n  <p>Use the exact address and accurate building information to compare premiums, deductibles, exclusions, replacement-cost assumptions, and required inspections. For an attached home, identify the boundary between the HOA master policy and the buyer&#8217;s HO-6 policy. California&#8217;s Department of Insurance recommends shopping and comparing residential coverage rather than relying on one assumption.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"Torrance offer budget checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-offer\" value=\"loan-cash\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I verified the loan amount, down payment, reserves, points, and total cash to close.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-offer\" value=\"tax-supplemental\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I estimated tax from the purchase price and reserved cash for a possible supplemental bill.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-offer\" value=\"hoa-insurance\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I reviewed the full HOA package and obtained an address-specific insurance quote.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"toren-offer\" value=\"appraisal-repair\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I set separate limits for appraisal shortage, inspection repairs, and immediate maintenance.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"toren-offer\">\u2705 Build the Offer From the Parcel Outward<\/h2>\n\n  <h3>Start with jurisdiction and ownership type<\/h3>\n  <p>Confirm the parcel&#8217;s governing jurisdiction, then keep only the recent sales that share the same ownership type. Narrow further by micro-location, size, bedroom count, age, condition, parking, lot characteristics, and meaningful upgrades. This group is more useful than a citywide average when setting an offer range.<\/p>\n\n  <h3>Separate seller appeal from buyer risk<\/h3>\n  <p>A clear preapproval, proof of funds, responsive communication, and a realistic closing schedule can make an offer easier to accept. Appraisal exposure, inspection scope, insurance availability, HOA review, and repair cash are separate risks. Decide the dollar limit for each before entering a multiple-offer situation.<\/p>\n\n  <h3>Compare the full monthly expense, not the headline price<\/h3>\n  <p>Place principal and interest, estimated property tax, insurance, every HOA charge, utilities, maintenance, and any recurring parcel assessment on one worksheet. Then add the cash needed for the down payment, closing costs, reserves, repairs, and possible appraisal gap. The home that is cheaper to buy is not always cheaper to own.<\/p>\n\n  <br><br>\n  <h2 id=\"toren-faq\">\u2753 Torrance Home Price FAQ for 2026 Buyers<\/h2>\n\n  <div class=\"loaning-faq-list\">\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">What is the Torrance Average Home Price in 2026?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Zillow reported a typical Torrance home value of $1,117,906 as of July 31, 2026, up 1.8% year over year. That is a home-value index, not the arithmetic average of recent sales. Zillow&#8217;s June sale median was $1,107,667, while Redfin&#8217;s three-month median ending in June was $1,260,814.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Why is Redfin&#8217;s Torrance sale median higher than Zillow&#8217;s home value?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>The figures measure different groups of homes over different time windows. Zillow&#8217;s value index estimates the typical value across the housing stock. Redfin&#8217;s number summarizes homes that actually closed during the latest three-month period, when the mix of property types and locations may have skewed higher.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Which Torrance ZIP code had the lowest typical home value?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Among the ZIP codes shown in Zillow&#8217;s July 2026 comparison, 90502 had the lowest typical value at $733,953. A Torrance mailing address does not guarantee that a property is inside the City of Torrance, and the ZIP includes a different housing mix, so verify jurisdiction, property type, ownership structure, and comparable sales.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">How much is the sample mortgage payment on a $1,117,906 home?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>With 20% down, a 30-year fixed loan, and a hypothetical 6.65% rate, principal and interest would be about $5,741 per month. Property tax, insurance, HOA dues, PMI, points, closing costs, and repairs are not included in that example.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Does a Torrance buyer pay only 1% in property tax?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>California&#8217;s Proposition 13 limits the base property tax rate to 1% of assessed value, but voter-approved debt and direct assessments can be added. A purchase may also trigger a separate supplemental assessment, so estimate taxes from the purchase price and review the parcel&#8217;s actual tax detail.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">What should a buyer check before making a Torrance offer?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Confirm city or county jurisdiction, compare recent sales with the same ownership type and similar size, review every HOA document when applicable, obtain an address-specific insurance quote, and set separate limits for appraisal risk, repairs, closing costs, and monthly housing expense.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"toren-conclusion\">\ud83c\udfaf Use the Benchmark, Then Price the Exact Home<\/h2>\n  <p>Torrance Average Home Price in 2026 is best answered with a definition: Zillow&#8217;s July typical value was $1,117,906, while recent closed-sale medians ranged from $1,107,667 to $1,260,814 depending on the source and period. Confirm jurisdiction, compare matching closed sales, and convert the chosen price into a complete monthly and cash budget before deciding what to offer.<\/p>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n\n  <div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:10px;\n    line-height:1.7;\n    color:#333333;\n    font-family:inherit;\n  \">\n    <div style=\"margin-bottom:8px;\">\n      * This article is for general informational purposes only and does not guarantee any lender\u2019s actual rates or costs. Any rates, APRs, monthly payments, points, fees, or credits shown are hypothetical examples for explanation. Actual terms may vary based on the applicant\u2019s credit score, income, debt-to-income ratio, property type, occupancy, location, market rates, quote date, and underwriting results. Loaning.ai does not guarantee that it will always offer every customer a lower rate or lower costs.\n    <\/div>\n  <\/div>\n\n  <div class=\"loaning-side-tools\" aria-label=\"Page navigation tools\">\n    <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to the top of the page\" title=\"Back to top\" hidden=\"\">\n      <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n        <path d=\"m6 10 6-6 6 6M12 4v16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n      <\/svg>\n      <span>Back to top<\/span>\n    <\/button>\n  <\/div>\n\n  <div class=\"loaning-floating-cta\" aria-label=\"Compare mortgage rates\">\n    <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=26_average_home_price&amp;utm_content=en_torrance_average_home_price\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Find My Best Mortgage Rate<\/a>\n  <\/div>\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the Torrance Average Home Price in 2026?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Zillow reported a typical Torrance home value of $1,117,906 as of July 31, 2026, up 1.8% year over year. That is a home-value index, not the arithmetic average of recent sales. Zillow's June sale median was $1,107,667, while Redfin's three-month median ending in June was $1,260,814.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Why is Redfin's Torrance sale median higher than Zillow's home value?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The figures measure different groups of homes over different time windows. Zillow's value index estimates the typical value across the housing stock. Redfin's number summarizes homes that actually closed during the latest three-month period, when the mix of property types and locations may have skewed higher.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Which Torrance ZIP code had the lowest typical home value?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Among the ZIP codes shown in Zillow's July 2026 comparison, 90502 had the lowest typical value at $733,953. A Torrance mailing address does not guarantee that a property is inside the City of Torrance, and the ZIP includes a different housing mix, so verify jurisdiction, property type, ownership structure, and comparable sales.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How much is the sample mortgage payment on a $1,117,906 home?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"With 20% down, a 30-year fixed loan, and a hypothetical 6.65% rate, principal and interest would be about $5,741 per month. Property tax, insurance, HOA dues, PMI, points, closing costs, and repairs are not included in that example.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Does a Torrance buyer pay only 1% in property tax?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"California's Proposition 13 limits the base property tax rate to 1% of assessed value, but voter-approved debt and direct assessments can be added. 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Redfin&#8217;s three-month sale median was $1,260,814, reflecting a different time window and mix of closed homes. A Torrance mailing address, City jurisdiction, property type, taxes, HOA [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":8343,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[432],"tags":[],"class_list":["post-8342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Torrance Average Home Price in 2026: ZIP Cost Guide<\/title>\n<meta name=\"description\" content=\"Torrance Average Home Price is $1,117,906. 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