{"id":8354,"date":"2026-08-24T17:09:56","date_gmt":"2026-08-25T00:09:56","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8354"},"modified":"2026-09-17T21:26:06","modified_gmt":"2026-09-18T04:26:06","slug":"texas-buyers-markets-ranked-july-2026","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8354\/","title":{"rendered":"Texas Buyer\u2019s Markets Give Homebuyers More Leverage\u2014but Not on Every Home"},"content":{"rendered":"\n<!--\nCategory: Housing Market Trend\nArticle Title: Texas Buyer\u2019s Markets Give Homebuyers More Leverage\u2014but Not on Every Home\nKey Phrase: Texas buyer\u2019s markets\nSEO Title: Texas Buyer\u2019s Markets Ranked: Where Buyers Have More Leverage\nMeta Description: Texas buyer\u2019s markets favor shoppers in Houston, San Antonio, Austin, Dallas and Fort Worth, but turnkey homes can still draw competition.\nRecommended Slug: texas-buyers-markets-ranked-july-2026\nOriginal Source: Redfin, With Texas Homebuyers Now Firmly in Control, Here Are the Lone Star State\u2019s Buyer\u2019s Markets, Ranked, August 24, 2026\nSource URL: https:\/\/www.redfin.com\/news\/texas-buyers-markets-ranking-july-2026\/\nVerification Note: Figures and metro rankings are from Redfin\u2019s July 2026 analysis. Transaction examples and timing commentary are treated as agent observations, not guaranteed market terms.\n-->\n\n<style id=\"loaning-texas-buyers-markets-ranked-july-2026-design-system\">\n  @import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n  .loaning-geo-article,\n  .loaning-geo-article * {\n    box-sizing: border-box !important;\n    font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n    -webkit-print-color-adjust: exact !important;\n    print-color-adjust: exact !important;\n  }\n\n  .loaning-geo-article {\n    --loaning-green: #15966b;\n    --loaning-green-dark: #15583f;\n    --loaning-green-soft: #eef8f4;\n    --loaning-blue: #0073cf;\n    --loaning-answer: #10b981;\n    --loaning-ink: #26332d;\n    --loaning-muted: #68756f;\n    --loaning-line: #e1e7e4;\n    width: 100% !important;\n    max-width: 860px !important;\n    margin: 0 auto !important;\n    padding: 0 16px 140px !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n    letter-spacing: -0.012em !important;\n    word-break: keep-all !important;\n    overflow-wrap: break-word !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote),\n  .loaning-geo-article > ul,\n  .loaning-geo-article > ol {\n    margin-top: 0 !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote) {\n    margin-bottom: 16px !important;\n  }\n\n  .loaning-geo-article > h2 {\n    margin: 0 0 20px !important;\n    padding: 0 0 10px !important;\n    border-bottom: 1px solid #dce5e0 !important;\n    color: #173f2e !important;\n    font-size: 26px !important;\n    font-weight: 700 !important;\n    line-height: 1.38 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!important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: space-between !important;\n    gap: 18px !important;\n    width: 100% !important;\n    margin: 0 0 24px !important;\n    padding: 4px 0 18px !important;\n    border: 0 !important;\n    border-bottom: 1px solid #e3eae6 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-article-tools__keywords {\n    display: flex !important;\n    flex: 1 1 auto !important;\n    flex-wrap: wrap !important;\n    align-items: center !important;\n    gap: 7px 14px !important;\n    min-width: 0 !important;\n  }\n\n  .loaning-article-tools__label {\n    flex-basis: 100% !important;\n    color: #7a8680 !important;\n    font-size: 11px !important;\n    font-weight: 700 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-article-tools__keywords a {\n    display: inline-block !important;\n    min-height: 32px !important;\n    padding: 6px 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n    color: #27664a !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    transition: color 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-article-tools__keywords a:hover {\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-article-tools__actions {\n    position: relative !important;\n    display: flex !important;\n    flex: 0 0 auto !important;\n    align-items: center !important;\n    gap: 10px !important;\n  }\n\n  .loaning-ai-summary {\n    position: relative !important;\n  }\n\n  .loaning-ai-summary > summary {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    gap: 8px !important;\n    min-height: 44px !important;\n    padding: 8px 14px !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 700 !important;\n    line-height: 20px !important;\n    list-style: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-ai-summary > summary::-webkit-details-marker {\n    display: none !important;\n  }\n\n  .loaning-ai-summary > summary::marker {\n    content: \"\" !important;\n  }\n\n  .loaning-ai-summary > summary:hover,\n  .loaning-ai-summary[open] > summary {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-ai-summary > 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!important;\n    border: 1px solid #dbe6e0 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n    color: #2f3d37 !important;\n    box-shadow: 0 14px 34px rgba(23, 63, 46, 0.16) !important;\n  }\n\n  .loaning-ai-summary__title {\n    margin: 0 0 10px !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 750 !important;\n    line-height: 21px !important;\n  }\n\n  .loaning-ai-summary__panel ul {\n    margin: 0 !important;\n    padding-left: 19px !important;\n  }\n\n  .loaning-ai-summary__panel li {\n    margin: 0 0 7px !important;\n    color: #43524b !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n  }\n\n  .loaning-ai-summary__panel li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-share-button {\n    display: inline-flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 44px !important;\n    height: 44px !important;\n    flex: 0 0 44px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 50% !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-share-button:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-share-button svg {\n    width: 19px !important;\n    height: 19px !important;\n  }\n\n  .loaning-visually-hidden {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    padding: 0 !important;\n    margin: -1px !important;\n    overflow: hidden !important;\n    clip: rect(0, 0, 0, 0) !important;\n    white-space: nowrap !important;\n    border: 0 !important;\n  }\n\n  .loaning-side-tools,\n  .loaning-side-tools * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-side-tools {\n    position: fixed !important;\n    z-index: 9998 !important;\n    top: auto !important;\n    right: 18px !important;\n    bottom: 24px !important;\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: stretch !important;\n    gap: 8px !important;\n    width: 132px !important;\n    transform: none !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-side-tools__item {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: flex-start !important;\n    gap: 9px !important;\n    width: 100% !important;\n    min-height: 44px !important;\n    margin: 0 !important;\n    padding: 9px 12px !important;\n    border: 1px solid #dbe4df !important;\n    border-radius: 999px !important;\n    background: rgba(255, 255, 255, 0.96) !important;\n    color: #29483b !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 3px 12px rgba(23, 63, 46, 0.09) !important;\n    pointer-events: auto !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n    -webkit-appearance: none !important;\n    appearance: none !important;\n  }\n\n  .loaning-side-tools__item:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateX(-2px) !important;\n    box-shadow: 0 5px 16px rgba(23, 63, 46, 0.13) !important;\n  }\n\n  .loaning-side-tools__item:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-side-tools__item svg {\n    display: block !important;\n    width: 20px !important;\n    height: 20px !important;\n    flex: 0 0 20px !important;\n  }\n\n  .loaning-side-tools__item[hidden] {\n    display: none !important;\n  }\n\n  .loaning-side-tools__item--top {\n    justify-content: center !important;\n  }\n\n  .loaning-intro {\n    margin: 0 0 20px !important;\n  }\n\n  .loaning-intro p {\n    margin-bottom: 16px !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-key-takeaways {\n    margin: 16px 0 24px !important;\n    padding: 18px 22px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n    color: #333333 !important;\n  }\n\n  .loaning-key-takeaways__title {\n    margin: 0 0 8px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways ul {\n    margin: 0 !important;\n    padding-left: 20px !important;\n  }\n\n  .loaning-key-takeaways li {\n    margin: 0 0 6px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-toc {\n    margin: 24px 0 16px !important;\n    padding: 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n  }\n\n  .loaning-toc__title {\n    margin: 0 0 10px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 12px !important;\n    font-weight: 700 !important;\n    line-height: 1.5 !important;\n  }\n\n  .loaning-toc__links {\n    display: flex !important;\n    flex-wrap: wrap !important;\n    gap: 8px !important;\n  }\n\n  .loaning-toc__links a {\n    display: inline-flex !important;\n    align-items: center !important;\n    min-height: 36px !important;\n    padding: 8px 12px !important;\n    border: 1px solid var(--loaning-line) !important;\n    border-radius: 999px !important;\n    background: #f8faf9 !important;\n    color: #355248 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 18px !important;\n    text-decoration: none !important;\n  }\n\n  .loaning-toc__links a:hover {\n    border-color: #bcd9ca !important;\n    background: #eef8f4 !important;\n    color: #15583f !important;\n  }\n\n  .loaning-table-wrap {\n    width: 100% !important;\n    margin: 18px 0 0 !important;\n    overflow-x: hidden !important;\n    border: 1px solid #dfe7e3 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap table {\n    width: 100% !important;\n    min-width: 0 !important;\n    margin: 0 !important;\n    table-layout: fixed !important;\n    border-collapse: collapse !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap th,\n  .loaning-table-wrap td {\n    padding: 12px 10px !important;\n    border: 0 !important;\n    border-right: 1px solid #e8eeeb !important;\n    border-bottom: 1px solid #e8eeeb !important;\n    color: #35423c !important;\n    font-size: 13px !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    vertical-align: middle !important;\n    white-space: normal !important;\n    overflow-wrap: anywhere !important;\n  }\n\n  .loaning-table-wrap th {\n    background: #f3f7f5 !important;\n    color: #24463a !important;\n    font-weight: 750 !important;\n  }\n\n  .loaning-table-wrap th:last-child,\n  .loaning-table-wrap td:last-child {\n    border-right: 0 !important;\n  }\n\n  .loaning-table-wrap tr:last-child td {\n    border-bottom: 0 !important;\n  }\n\n  .loaning-table-wrap tbody tr:nth-child(even) td {\n    background: #fbfcfc !important;\n  }\n\n  .loaning-table-wrap a {\n    color: #0b7452 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n  }\n\n  .loaning-geo-article > .loaning-table-footnote {\n    margin: 6px 2px 24px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 11px !important;\n    font-weight: 400 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-important-note {\n    margin: 18px 0 28px !important;\n    padding: 20px 24px !important;\n    border: 1px solid #ffdada !important;\n    border-radius: 16px !important;\n    background: #fff4f4 !important;\n    color: #333333 !important;\n  }\n\n  .loaning-important-note__title {\n    margin: 0 0 10px !important;\n    color: #d32f2f !important;\n    font-size: 15px !important;\n    font-weight: 800 !important;\n    line-height: 1.55 !important;\n  }\n\n  .loaning-important-note p {\n    margin: 0 0 10px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-important-note p:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 20px 0 28px !important;\n    padding: 0 !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 14px 16px !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    background: #ffffff !important;\n    box-shadow: 0 2px 6px rgba(17, 24, 39, 0.04), 0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow: 0 3px 7px rgba(17, 24, 39, 0.05), 0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    margin: -1px !important;\n    padding: 0 !important;\n    overflow: hidden !important;\n    clip: rect(0 0 0 0) !important;\n    clip-path: inset(50%) !important;\n    border: 0 !important;\n    opacity: 0 !important;\n    white-space: nowrap !important;\n  }\n\n  .loaning-checklist-card__control {\n    position: relative !important;\n    display: block !important;\n    width: 18px !important;\n    min-width: 18px !important;\n    max-width: 18px !important;\n    height: 18px !important;\n    min-height: 18px !important;\n    max-height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 1px 0 0 !important;\n    padding: 0 !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control {\n    border-color: #2ecc71 !important;\n    background: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control::after {\n    position: absolute !important;\n    top: 50% !important;\n    left: 50% !important;\n    color: #ffffff !important;\n    content: \"\u2713\" !important;\n    font-size: 11px !important;\n    font-weight: 800 !important;\n    line-height: 1 !important;\n    transform: translate(-50%, -52%) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible + .loaning-checklist-card__control {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    color: #4b5563 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n    letter-spacing: -0.01em !important;\n  }\n\n  .loaning-qa-card {\n    margin: 20px 0 28px !important;\n    padding: 2px 0 2px 14px !important;\n    border: 0 !important;\n    border-left: 2px solid #dce5e0 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    color: #5b6962 !important;\n  }\n\n  .loaning-qa-card__question,\n  .loaning-faq-card__question {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 0 10px !important;\n    color: #26332d !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-qa-card__answer,\n  .loaning-faq-card__answer {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px 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.loaning-rate-box {\n    padding: 20px 16px;\n    margin: 24px 0;\n  }\n\n  .loaning-rate-box h2 {\n    font-size: 20px;\n    text-align: left;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr;\n    gap: 10px;\n  }\n\n  .loaning-rate-field {\n    min-height: 52px;\n  }\n\n  .loaning-rate-button {\n    grid-column: auto;\n    width: 100%;\n    min-height: 50px;\n  }\n\n  .loaning-rate-note {\n    font-size: 13px;\n    margin-top: 10px;\n  }\n}\n<\/style>\n\n<style id=\"loaning-texas-buyers-markets-ranked-july-2026-editorial-overrides\">\n  .loaning-fact-check { margin-top: 30px !important; }\n  .loaning-editorial-disclosure * { font-size: 10px !important; line-height: 1.7 !important; }\n  @media (max-width: 600px) {\n    .loaning-editorial-disclosure { padding: 15px 17px !important; }\n  }\n<\/style>\n\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\" tabindex=\"-1\">\n  <section class=\"loaning-article-tools\" aria-label=\"Related keywords and article tools\">\n    <div class=\"loaning-article-tools__keywords\" role=\"group\" aria-label=\"Related keywords\">\n      <span class=\"loaning-article-tools__label\">Related keywords<\/span>\n      <a href=\"#tx-market\">#TexasHousing<\/a>\n      <a href=\"#tx-leverage\">#BuyersMarket<\/a>\n      <a href=\"#tx-cost\">#HomeInsurance<\/a>\n      <a href=\"#tx-action\">#Negotiation<\/a>\n    <\/div>\n\n    <div class=\"loaning-article-tools__actions\">\n      <details class=\"loaning-ai-summary\">\n        <summary aria-label=\"Open AI summary\">\n          <svg class=\"loaning-ai-summary__icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M7.5 4.5h9a4 4 0 0 1 4 4v5a4 4 0 0 1-4 4h-4.2l-3.8 2.7v-2.7h-1a4 4 0 0 1-4-4v-5a4 4 0 0 1 4-4Z\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linejoin=\"round\"\/>\n            <path d=\"M9 9.3v.1M15 9.3v.1M9.2 13c1.7 1.2 3.9 1.2 5.6 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n          <\/svg>\n          <span>AI Summary<\/span>\n          <svg class=\"loaning-ai-summary__chevron\" viewBox=\"0 0 16 16\" aria-hidden=\"true\">\n            <path d=\"m4 6 4 4 4-4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n          <\/svg>\n        <\/summary>\n        <div class=\"loaning-ai-summary__panel\" role=\"region\" aria-label=\"AI summary\">\n          <p class=\"loaning-ai-summary__title\">The essentials at a glance<\/p>\n          <ul>\n            <li>Redfin ranked Houston as Texas\u2019s strongest buyer\u2019s market in July 2026, followed by San Antonio, Austin, Dallas and Fort Worth.<\/li>\n            <li>A metro-wide seller surplus can improve negotiating room, but it does not guarantee a discount on a specific property.<\/li>\n            <li>Insurance, property taxes, HOA dues and repairs can outweigh the benefit of a lower contract price.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n\n      <button type=\"button\" class=\"loaning-share-button\" aria-label=\"Share this article\" title=\"Share\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"18\" cy=\"5\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"6\" cy=\"12\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"18\" cy=\"19\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <path d=\"m8.2 10.8 7.6-4.5M8.2 13.2l7.6 4.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n        <\/svg>\n      <\/button>\n      <span class=\"loaning-share-status loaning-visually-hidden\" role=\"status\" aria-live=\"polite\"><\/span>\n    <\/div>\n  <\/section>\n\n  <div class=\"loaning-intro\">\n    <p>Texas buyers have more choice and bargaining room, but desirable homes can still move quickly and ownership costs remain highly local.<\/p>\n    <p>Sellers outnumbered buyers by 85.7% to 129.8% across Texas\u2019s five largest buyer-leaning metros in July. That imbalance can create negotiating opportunities, but it does not guarantee a price cut, concession or lack of competition on a specific home.<\/p>\n  <\/div>\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"Key takeaways\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n    <ul>\n      <li><strong>Market balance:<\/strong> Sellers outnumbered buyers by 85.7% to 129.8% across the five listed Texas metros.<\/li>\n      <li><strong>Property-level reality:<\/strong> Well-priced, move-in-ready homes can still attract competition even inside a buyer-leaning metro.<\/li>\n      <li><strong>Total cost:<\/strong> Evaluate insurance, taxes, HOA dues, repairs and financing terms alongside the purchase price.<\/li>\n    <\/ul>\n  <\/div>\n\n  <nav class=\"loaning-toc\" aria-label=\"Table of contents\">\n    <p class=\"loaning-toc__title\">In this guide<\/p>\n    <div class=\"loaning-toc__links\">\n      <a href=\"#tx-market\">Metro ranking<\/a>\n      <a href=\"#tx-leverage\">Buyer leverage<\/a>\n      <a href=\"#tx-bargain\">Not every home<\/a>\n      <a href=\"#tx-cost\">Ownership cost<\/a>\n      <a href=\"#tx-action\">Buyer checklist<\/a>\n      <a href=\"#tx-conclusion\">Conclusion<\/a>\n    <\/div>\n  <\/nav>\n\n  <div class=\"loaning-key-takeaways loaning-fact-check\" aria-label=\"Fact-check snapshot\">\n    <p class=\"loaning-key-takeaways__title\">\u2705 <strong>Fact-Check Snapshot<\/strong><\/p>\n    <ul>\n      <li>Redfin ranked Houston as Texas\u2019s strongest buyer\u2019s market in July 2026, followed by San Antonio, Austin, Dallas and Fort Worth.<\/li>\n      <li>Redfin classifies a metro as a buyer\u2019s market when estimated sellers exceed buyers by more than 10%; a range within 10% in either direction is considered balanced.<\/li>\n      <li>Active sellers come from MLS listings. Buyer counts are modeled from active and pending sales plus Redfin\u2019s estimate of the typical time from a first tour to a purchase. The seasonally adjusted estimates are subject to revision.<\/li>\n      <li>Local-agent reports of price cuts, closing credits, repairs or loan-assumption opportunities are examples, not standard terms available on every transaction.<\/li>\n    <\/ul>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"tx-market\">\ud83c\udfe0 Texas\u2019s Five Strongest Buyer-Leaning Metros<\/h2>\n  <p>Texas buyer\u2019s markets are giving active home shoppers more room to compare properties and negotiate than they had during the pandemic-era bidding wars. In Redfin\u2019s July 2026 ranking, sellers substantially outnumbered buyers in all five metros below.<\/p>\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Texas buyer-leaning metros ranked for July 2026\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:9%\">\n        <col style=\"width:25%\">\n        <col style=\"width:25%\">\n        <col style=\"width:23%\">\n        <col style=\"width:18%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Rank<\/th>\n          <th scope=\"col\">Texas metro<\/th>\n          <th scope=\"col\">Sellers outnumber buyers<\/th>\n          <th scope=\"col\">Median sale price<\/th>\n          <th scope=\"col\">YoY price change<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>1<\/td><td><strong>Houston<\/strong><\/td><td>129.8%<\/td><td>$343,929<\/td><td>+1.2%<\/td><\/tr>\n        <tr><td>2<\/td><td><strong>San Antonio<\/strong><\/td><td>116.3%<\/td><td>$320,243<\/td><td>+3.3%<\/td><\/tr>\n        <tr><td>3<\/td><td><strong>Austin<\/strong><\/td><td>111.9%<\/td><td>$438,634<\/td><td>+1.8%<\/td><\/tr>\n        <tr><td>4<\/td><td><strong>Dallas<\/strong><\/td><td>99.0%<\/td><td>$416,702<\/td><td>\u22120.8%<\/td><\/tr>\n        <tr><td>5<\/td><td><strong>Fort Worth<\/strong><\/td><td>85.7%<\/td><td>$359,199<\/td><td>\u22120.2%<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Source: Redfin analysis for July 2026. \u201cSellers outnumber buyers\u201d is a modeled seller surplus, not the share of listings that will accept a discount.<\/p>\n  <p>Houston\u2019s 129.8% seller surplus means its estimated seller count was more than double its buyer count. San Antonio and Austin also had more than twice as many sellers as buyers. Dallas and Fort Worth were less imbalanced but still well beyond Redfin\u2019s 10% threshold for a buyer\u2019s market.<\/p>\n\n  <br><br>\n  <h2 id=\"tx-leverage\">\ud83e\udd1d What More Buyer Leverage Can Look Like<\/h2>\n  <p>When listings compete for fewer shoppers, motivated sellers may be more open to price reductions, closing-cost credits, repair requests or a longer inspection period. Redfin agents described individual Texas transactions that included concessions and price cuts, while builders were also using incentives to move new inventory.<\/p>\n  <p>Those examples show what may be negotiable; they are not a promise of market-wide discounts. Seller motivation, time on market, property condition, competing new construction and the strength of the buyer\u2019s financing all influence the final outcome. An incentive should also be evaluated for its actual value. For example, a rate buydown may lower the payment for a limited period, while a purchase-price reduction can affect equity and long-term borrowing costs differently.<\/p>\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"tx-bargain\">\u2696\ufe0f Why a Buyer\u2019s Market Does Not Mean Every Home Is a Bargain<\/h2>\n  <p>Market labels describe overall supply and demand, not the appeal of an individual property. Well-priced, move-in-ready homes in desirable neighborhoods can still attract multiple offers. Redfin agents noted that competition persists in some pockets, including sought-after Dallas-area suburbs. A stale or overpriced listing may offer leverage, while a renovated home with strong schools and limited nearby supply may not.<\/p>\n  <p>Price trends also remain mixed. Median sale prices rose year over year in Houston, San Antonio and Austin, even with large seller surpluses. Dallas and Fort Worth posted small annual declines. More negotiating power can slow price growth before it produces broad price reductions.<\/p>\n\n  <br><br>\n  <h2 id=\"tx-cost\">\ud83e\uddfe Insurance and Total Ownership Cost Matter<\/h2>\n  <p>Higher insurance costs are making Texas buyers more sensitive to both home prices and mortgage payments, especially in areas with coastal, wind or flood exposure. A lower contract price does not automatically create an affordable monthly budget if insurance, property taxes, homeowners association dues or repairs are higher than expected.<\/p>\n\n  <br><br>\n  <h2 id=\"tx-action\">\u2705 A Practical Texas Buyer Checklist<\/h2>\n\n  <div class=\"loaning-checklist\" aria-label=\"Texas buyer due-diligence checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"texas-buyer-checklist\" value=\"item-1\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">Request an insurance quote early and confirm whether flood or wind coverage is separate.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"texas-buyer-checklist\" value=\"item-2\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">Compare recent sales and current competition at the neighborhood and property-type level\u2014not only at the metro level.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"texas-buyer-checklist\" value=\"item-3\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">Use inspection findings, time on market and nearby builder incentives to support a specific, documented request.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"texas-buyer-checklist\" value=\"item-4\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">Confirm that seller credits fit loan-program limits and that any assumable-loan example is available, transferable and appropriate for the buyer.<\/span>\n    <\/label>\n  <\/div>\n  <p>Redfin agents identified late summer through late September as a potentially favorable negotiating window. That is local professional commentary, not a guaranteed deadline. Inventory, mortgage rates and seller urgency can change, and the best approach is to evaluate the actual home and financing package in front of the buyer.<\/p>\n\n  <br><br>\n  <h2 id=\"tx-conclusion\">\ud83c\udfaf Conclusion<\/h2>\n  <p>Houston, San Antonio, Austin, Dallas and Fort Worth all favored buyers in Redfin\u2019s July data. The practical benefit is optionality: more listings, more time and a better chance to request concessions. Buyers should still price each property locally, account for insurance and taxes, and expect strong homes to attract competition.<\/p>\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <div class=\"loaning-editorial-disclosure\" style=\"background-color:#F8F9FA;border-radius:16px;padding:18px 22px;margin:16px 0;font-size:10px;line-height:1.7;color:#333333;font-family:inherit;\">\n    <div style=\"margin-bottom:8px;\">* This article is for general informational purposes only and does not guarantee any lender\u2019s actual rates or costs. Any rates, APRs, monthly payments, points, fees, or credits shown are hypothetical examples for explanation. Actual terms may vary based on the applicant\u2019s credit score, income, debt-to-income ratio, property type, occupancy, location, market rates, quote date, and underwriting results. Loaning.ai does not guarantee that it will always offer every customer a lower rate or lower costs.<\/div>\n  <\/div>\n\n  <div class=\"loaning-side-tools\" aria-label=\"Page navigation tools\">\n    <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to the top of the page\" title=\"Back to top\" hidden>\n      <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n        <path d=\"m6 10 6-6 6 6M12 4v16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n      <\/svg>\n      <span>Back to top<\/span>\n    <\/button>\n  <\/div>\n\n  <div class=\"loaning-floating-cta\" aria-label=\"Compare mortgage rates\">\n    <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_housing_price_0825\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Find My Best Mortgage Rate<\/a>\n  <\/div>\n<\/article>\n\n\n\n<script>\n  (function () {\n    var article = document.querySelector(\".loaning-geo-article\");\n    if (!article) return;\n\n    var summary = article.querySelector(\".loaning-ai-summary\");\n    var summaryToggle = summary ? summary.querySelector(\"summary\") : null;\n    var shareButton = article.querySelector(\".loaning-share-button\");\n    var shareStatus = article.querySelector(\".loaning-share-status\");\n    var scrollTopButton = article.querySelector(\".loaning-side-tools__item--top\");\n\n    function closeSummary() {\n      if (summary && summary.open) summary.removeAttribute(\"open\");\n    }\n\n    if (summary && summaryToggle) {\n      summary.addEventListener(\"toggle\", function () {\n        summaryToggle.setAttribute(\"aria-label\", summary.open ? \"Close AI summary\" : \"Open AI summary\");\n      });\n      document.addEventListener(\"click\", function (event) {\n        if (summary.open && !summary.contains(event.target)) closeSummary();\n      });\n      document.addEventListener(\"keydown\", function (event) {\n        if (event.key === \"Escape\" && summary.open) {\n          closeSummary();\n          summaryToggle.focus();\n        }\n      });\n    }\n\n    function announce(message) {\n      if (!shareStatus) return;\n      shareStatus.textContent = message;\n      window.setTimeout(function () { shareStatus.textContent = \"\"; 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A metro-wide seller surplus can improve negotiating room, but it does not guarantee a discount on a specific property. Insurance, property taxes, [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":8167,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[443],"tags":[],"class_list":["post-8354","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Texas Buyer\u2019s Markets Ranked: Where Buyers Have More Leverage<\/title>\n<meta name=\"description\" content=\"Texas buyer\u2019s markets favor shoppers in Houston, San Antonio, Austin, Dallas and Fort Worth, but turnkey homes can still draw competition\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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