{"id":8366,"date":"2026-08-24T18:39:06","date_gmt":"2026-08-25T01:39:06","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8366"},"modified":"2026-09-22T17:51:53","modified_gmt":"2026-09-23T00:51:53","slug":"30-year-fixed-mortgage-rate-today-august-24-2026","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8366\/","title":{"rendered":"30-Year Fixed Mortgage Rate Today: 6.125% on August 24, 2026"},"content":{"rendered":"\n<!--\nCategory: Mortgage Rates Today\nArticle Title: 30-Year Fixed Mortgage Rate Today: 6.125% on August 24, 2026\nKey Phrase: 30-year fixed mortgage rate today\nSEO Title: 30-Year Fixed Mortgage Rate Today: 6.125% on Aug. 24\nMeta Description: 30-year fixed mortgage rate today is 6.125%, with a 6.217% APR and $4,186 in points for a $700,000 purchase loan as of August 24, 2026.\nRecommended Slug: 30-year-fixed-mortgage-rate-today-august-24-2026\nOriginal Source: Loaning.ai Blog, 30 year fixed mortgage rates, August 24, 2026\nSource URL: https:\/\/blog.loaning.ai\/en\/7968\/\nVerification Note: The article structure was adapted from the referenced Loaning.ai post. The August 24 rate, APR, points, assumptions and trend window were verified against the three image URLs supplied for this assignment.\nFeatured Image URL: https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/20260824_Blog_TodayRate_EN.jpg\nFeatured Image Alt: 30-year fixed mortgage rate today at 6.125 percent on August 24 2026\n-->\n\n<style id=\"loaning-30-year-fixed-mortgage-rate-today-august-24-2026-design-system\">\n  @import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n  .loaning-geo-article,\n  .loaning-geo-article * {\n    box-sizing: border-box !important;\n    font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n    -webkit-print-color-adjust: exact !important;\n    print-color-adjust: exact !important;\n  }\n\n  .loaning-geo-article {\n    --loaning-green: #15966b;\n    --loaning-green-dark: #15583f;\n    --loaning-green-soft: #eef8f4;\n    --loaning-blue: #0073cf;\n    --loaning-answer: #10b981;\n    --loaning-ink: #26332d;\n    --loaning-muted: #68756f;\n    --loaning-line: #e1e7e4;\n    width: 100% !important;\n    max-width: 860px !important;\n    margin: 0 auto !important;\n    padding: 0 16px 140px !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n    letter-spacing: -0.012em !important;\n    word-break: keep-all !important;\n    overflow-wrap: break-word !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote),\n  .loaning-geo-article > ul,\n  .loaning-geo-article > ol {\n    margin-top: 0 !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote) {\n    margin-bottom: 16px !important;\n  }\n\n  .loaning-geo-article > h2 {\n    margin: 0 0 20px !important;\n    padding: 0 0 10px !important;\n    border-bottom: 1px solid #dce5e0 !important;\n    color: #173f2e !important;\n    font-size: 26px !important;\n    font-weight: 700 !important;\n    line-height: 1.38 !important;\n    letter-spacing: -0.025em !important;\n  }\n\n  .loaning-geo-article h3 {\n    margin: 32px 0 12px !important;\n    padding: 2px 0 2px 14px !important;\n    border-left: 4px solid #49cc7f !important;\n    background: transparent !important;\n    color: #1d513b !important;\n    font-size: 20px !important;\n    font-weight: 700 !important;\n    line-height: 1.45 !important;\n    letter-spacing: -0.018em !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link) {\n    color: #0b7452 !important;\n    text-decoration-thickness: 1px !important;\n    text-underline-offset: 3px !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link):focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.35) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-article-tools {\n    position: relative !important;\n    z-index: 20 !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: space-between !important;\n    gap: 18px !important;\n    width: 100% !important;\n    margin: 0 0 24px !important;\n    padding: 4px 0 18px !important;\n    border: 0 !important;\n    border-bottom: 1px solid #e3eae6 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-article-tools__keywords {\n    display: flex !important;\n    flex: 1 1 auto !important;\n    flex-wrap: wrap !important;\n    align-items: center !important;\n    gap: 7px 14px !important;\n    min-width: 0 !important;\n  }\n\n  .loaning-article-tools__label {\n    flex-basis: 100% !important;\n    color: #7a8680 !important;\n    font-size: 11px !important;\n    font-weight: 700 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-article-tools__keywords a {\n    display: inline-block !important;\n    min-height: 32px !important;\n    padding: 6px 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n    color: #27664a !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    transition: color 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-article-tools__keywords a:hover {\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-article-tools__actions {\n    position: relative !important;\n    display: flex !important;\n    flex: 0 0 auto !important;\n    align-items: center !important;\n    gap: 10px !important;\n  }\n\n  .loaning-ai-summary {\n    position: relative !important;\n  }\n\n  .loaning-ai-summary > summary {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    gap: 8px !important;\n    min-height: 44px !important;\n    padding: 8px 14px !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 700 !important;\n    line-height: 20px !important;\n    list-style: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-ai-summary > summary::-webkit-details-marker {\n    display: none !important;\n  }\n\n  .loaning-ai-summary > summary::marker {\n    content: \"\" !important;\n  }\n\n  .loaning-ai-summary > summary:hover,\n  .loaning-ai-summary[open] > summary {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-ai-summary > summary:focus-visible,\n  .loaning-share-button:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-ai-summary__icon,\n  .loaning-ai-summary__chevron,\n  .loaning-share-button svg {\n    display: block !important;\n    flex: 0 0 auto !important;\n  }\n\n  .loaning-ai-summary__icon {\n    width: 19px !important;\n    height: 19px !important;\n    color: #15966b !important;\n  }\n\n  .loaning-ai-summary__chevron {\n    width: 13px !important;\n    height: 13px !important;\n    color: #52635b !important;\n    transition: transform 0.2s ease !important;\n  }\n\n  .loaning-ai-summary[open] .loaning-ai-summary__chevron {\n    transform: rotate(180deg) !important;\n  }\n\n  .loaning-ai-summary__panel {\n    position: absolute !important;\n    z-index: 40 !important;\n    top: calc(100% + 10px) !important;\n    right: 0 !important;\n    width: min(420px, calc(100vw - 40px)) !important;\n    padding: 18px !important;\n    border: 1px solid #dbe6e0 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n    color: #2f3d37 !important;\n    box-shadow: 0 14px 34px rgba(23, 63, 46, 0.16) !important;\n  }\n\n  .loaning-ai-summary__title {\n    margin: 0 0 10px !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 750 !important;\n    line-height: 21px !important;\n  }\n\n  .loaning-ai-summary__panel ul {\n    margin: 0 !important;\n    padding-left: 19px !important;\n  }\n\n  .loaning-ai-summary__panel li {\n    margin: 0 0 7px !important;\n    color: #43524b !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n  }\n\n  .loaning-ai-summary__panel li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-share-button {\n    display: inline-flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 44px !important;\n    height: 44px !important;\n    flex: 0 0 44px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 50% !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-share-button:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-share-button svg {\n    width: 19px !important;\n    height: 19px !important;\n  }\n\n  .loaning-visually-hidden {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    padding: 0 !important;\n    margin: -1px !important;\n    overflow: hidden !important;\n    clip: rect(0, 0, 0, 0) !important;\n    white-space: nowrap !important;\n    border: 0 !important;\n  }\n\n  .loaning-side-tools,\n  .loaning-side-tools * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-side-tools {\n    position: fixed !important;\n    z-index: 9998 !important;\n    top: auto !important;\n    right: 18px !important;\n    bottom: 24px !important;\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: stretch !important;\n    gap: 8px !important;\n    width: 132px !important;\n    transform: none !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-side-tools__item {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: flex-start !important;\n    gap: 9px !important;\n    width: 100% !important;\n    min-height: 44px !important;\n    margin: 0 !important;\n    padding: 9px 12px !important;\n    border: 1px solid #dbe4df !important;\n    border-radius: 999px !important;\n    background: rgba(255, 255, 255, 0.96) !important;\n    color: #29483b !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 3px 12px rgba(23, 63, 46, 0.09) !important;\n    pointer-events: auto !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n    -webkit-appearance: none !important;\n    appearance: none !important;\n  }\n\n  .loaning-side-tools__item:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateX(-2px) !important;\n    box-shadow: 0 5px 16px rgba(23, 63, 46, 0.13) !important;\n  }\n\n  .loaning-side-tools__item:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-side-tools__item svg {\n    display: block !important;\n    width: 20px !important;\n    height: 20px !important;\n    flex: 0 0 20px !important;\n  }\n\n  .loaning-side-tools__item[hidden] {\n    display: none !important;\n  }\n\n  .loaning-side-tools__item--top {\n    justify-content: center !important;\n  }\n\n  .loaning-intro {\n    margin: 0 0 20px !important;\n  }\n\n  .loaning-intro p {\n    margin-bottom: 16px !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-key-takeaways {\n    margin: 16px 0 24px !important;\n    padding: 18px 22px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n    color: #333333 !important;\n  }\n\n  .loaning-key-takeaways__title {\n    margin: 0 0 8px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways ul {\n    margin: 0 !important;\n    padding-left: 20px !important;\n  }\n\n  .loaning-key-takeaways li {\n    margin: 0 0 6px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-toc {\n    margin: 24px 0 16px !important;\n    padding: 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n  }\n\n  .loaning-toc__title {\n    margin: 0 0 10px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 12px !important;\n    font-weight: 700 !important;\n    line-height: 1.5 !important;\n  }\n\n  .loaning-toc__links {\n    display: flex !important;\n    flex-wrap: wrap !important;\n    gap: 8px !important;\n  }\n\n  .loaning-toc__links a {\n    display: inline-flex !important;\n    align-items: center !important;\n    min-height: 36px !important;\n    padding: 8px 12px !important;\n    border: 1px solid var(--loaning-line) !important;\n    border-radius: 999px !important;\n    background: #f8faf9 !important;\n    color: #355248 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 18px !important;\n    text-decoration: none !important;\n  }\n\n  .loaning-toc__links a:hover {\n    border-color: #bcd9ca !important;\n    background: #eef8f4 !important;\n    color: #15583f !important;\n  }\n\n  .loaning-table-wrap {\n    width: 100% !important;\n    margin: 18px 0 0 !important;\n    overflow-x: hidden !important;\n    border: 1px solid #dfe7e3 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap table {\n    width: 100% !important;\n    min-width: 0 !important;\n    margin: 0 !important;\n    table-layout: fixed !important;\n    border-collapse: collapse !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap th,\n  .loaning-table-wrap td {\n    padding: 12px 10px !important;\n    border: 0 !important;\n    border-right: 1px solid #e8eeeb !important;\n    border-bottom: 1px solid #e8eeeb !important;\n    color: #35423c !important;\n    font-size: 13px !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    vertical-align: middle !important;\n    white-space: normal !important;\n    overflow-wrap: anywhere !important;\n  }\n\n  .loaning-table-wrap th {\n    background: #f3f7f5 !important;\n    color: #24463a !important;\n    font-weight: 750 !important;\n  }\n\n  .loaning-table-wrap th:last-child,\n  .loaning-table-wrap td:last-child {\n    border-right: 0 !important;\n  }\n\n  .loaning-table-wrap tr:last-child td {\n    border-bottom: 0 !important;\n  }\n\n  .loaning-table-wrap tbody tr:nth-child(even) td {\n    background: #fbfcfc !important;\n  }\n\n  .loaning-table-wrap a {\n    color: #0b7452 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n  }\n\n  .loaning-geo-article > .loaning-table-footnote {\n    margin: 6px 2px 24px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 11px !important;\n    font-weight: 400 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-important-note {\n    margin: 18px 0 28px !important;\n    padding: 20px 24px !important;\n    border: 1px solid #ffdada !important;\n    border-radius: 16px !important;\n    background: #fff4f4 !important;\n    color: #333333 !important;\n  }\n\n  .loaning-important-note__title {\n    margin: 0 0 10px !important;\n    color: #d32f2f !important;\n    font-size: 15px !important;\n    font-weight: 800 !important;\n    line-height: 1.55 !important;\n  }\n\n  .loaning-important-note p {\n    margin: 0 0 10px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-important-note p:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 20px 0 28px !important;\n    padding: 0 !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 14px 16px !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    background: #ffffff !important;\n    box-shadow: 0 2px 6px rgba(17, 24, 39, 0.04), 0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow: 0 3px 7px rgba(17, 24, 39, 0.05), 0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    margin: -1px !important;\n    padding: 0 !important;\n    overflow: hidden !important;\n    clip: rect(0 0 0 0) !important;\n    clip-path: inset(50%) !important;\n    border: 0 !important;\n    opacity: 0 !important;\n    white-space: nowrap !important;\n  }\n\n  .loaning-checklist-card__control {\n    position: relative !important;\n    display: block !important;\n    width: 18px !important;\n    min-width: 18px !important;\n    max-width: 18px !important;\n    height: 18px !important;\n    min-height: 18px !important;\n    max-height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 1px 0 0 !important;\n    padding: 0 !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control {\n    border-color: #2ecc71 !important;\n    background: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control::after {\n    position: absolute !important;\n    top: 50% !important;\n    left: 50% !important;\n    color: #ffffff !important;\n    content: \"\u2713\" !important;\n    font-size: 11px !important;\n    font-weight: 800 !important;\n    line-height: 1 !important;\n    transform: translate(-50%, -52%) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible + .loaning-checklist-card__control {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    color: #4b5563 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n    letter-spacing: -0.01em !important;\n  }\n\n  .loaning-qa-card {\n    margin: 20px 0 28px !important;\n    padding: 2px 0 2px 14px !important;\n    border: 0 !important;\n    border-left: 2px solid #dce5e0 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    color: #5b6962 !important;\n  }\n\n  .loaning-qa-card__question,\n  .loaning-faq-card__question {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 0 10px !important;\n    color: #26332d !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-qa-card__answer,\n  .loaning-faq-card__answer {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__question {\n    margin: 0 0 5px !important;\n    color: #53635c !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__answer {\n    color: #637068 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label {\n    min-width: 17px !important;\n    color: #839089 !important;\n    font-size: 13px !important;\n    font-weight: 700 !important;\n    line-height: 23px !important;\n  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font-size: 10px;\n  color: #111827;\n  vertical-align: 1px;\n}\n\n@media (max-width: 900px) {\n  .loaning-rate-box h2 {\n    font-size: 21px;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr 1fr;\n  }\n\n  .loaning-rate-button {\n    grid-column: span 2;\n  }\n}\n\n@media (max-width: 600px) {\n  .loaning-rate-box {\n    padding: 20px 16px;\n    margin: 24px 0;\n  }\n\n  .loaning-rate-box h2 {\n    font-size: 20px;\n    text-align: left;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr;\n    gap: 10px;\n  }\n\n  .loaning-rate-field {\n    min-height: 52px;\n  }\n\n  .loaning-rate-button {\n    grid-column: auto;\n    width: 100%;\n    min-height: 50px;\n  }\n\n  .loaning-rate-note {\n    font-size: 13px;\n    margin-top: 10px;\n  }\n}\n<\/style>\n\n<style id=\"loaning-30-year-fixed-mortgage-rate-today-august-24-2026-editorial-overrides\">\n  .loaning-fact-check { margin-top: 30px !important; }\n  .loaning-article-image {\n    width: 100% !important;\n    margin: 24px 0 28px !important;\n  }\n  .loaning-article-image--hero { margin-top: 0 !important; }\n  .loaning-article-image img {\n    display: block !important;\n    width: 100% !important;\n    max-width: 100% !important;\n    height: auto !important;\n    border: 1px solid #e1e7e4 !important;\n    border-radius: 14px !important;\n    background: #eef8f4 !important;\n    box-shadow: 0 3px 14px rgba(21, 88, 63, 0.08) !important;\n  }\n  .loaning-article-image figcaption {\n    margin: 8px 2px 0 !important;\n    color: #68756f !important;\n    font-size: 11px !important;\n    line-height: 1.55 !important;\n  }\n  .loaning-editorial-disclosure * { font-size: 10px !important; line-height: 1.7 !important; }\n  @media (max-width: 600px) {\n    .loaning-editorial-disclosure { padding: 15px 17px !important; }\n  }\n<\/style>\n\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\" tabindex=\"-1\">\n  <section class=\"loaning-article-tools\" aria-label=\"Related keywords and article tools\">\n    <div class=\"loaning-article-tools__keywords\" role=\"group\" aria-label=\"Related keywords\">\n      <span class=\"loaning-article-tools__label\">Related keywords<\/span>\n      <a href=\"#today-rate\">#30YearFixedRate<\/a>\n      <a href=\"#quote-assumptions\">#MortgageAPR<\/a>\n      <a href=\"#quote-assumptions\">#MortgagePoints<\/a>\n      <a href=\"#rate-trends\">#RateTrends<\/a>\n      <a href=\"#compare-quotes\">#CompareRates<\/a>\n    <\/div>\n\n    <div class=\"loaning-article-tools__actions\">\n      <details class=\"loaning-ai-summary\">\n        <summary aria-label=\"Open AI summary\">\n          <svg class=\"loaning-ai-summary__icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M7.5 4.5h9a4 4 0 0 1 4 4v5a4 4 0 0 1-4 4h-4.2l-3.8 2.7v-2.7h-1a4 4 0 0 1-4-4v-5a4 4 0 0 1 4-4Z\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linejoin=\"round\"\/>\n            <path d=\"M9 9.3v.1M15 9.3v.1M9.2 13c1.7 1.2 3.9 1.2 5.6 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n          <\/svg>\n          <span>AI Summary<\/span>\n          <svg class=\"loaning-ai-summary__chevron\" viewBox=\"0 0 16 16\" aria-hidden=\"true\">\n            <path d=\"m4 6 4 4 4-4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n          <\/svg>\n        <\/summary>\n        <div class=\"loaning-ai-summary__panel\" role=\"region\" aria-label=\"AI Summary\">\n          <p class=\"loaning-ai-summary__title\">The essentials at a glance<\/p>\n          <ul>\n            <li>Loaning.ai displayed a 6.125% 30-year fixed rate on August 24, 2026, with a 6.217% APR and $4,186 in points.<\/li>\n            <li>The example assumes a $1,000,000 purchase, a $700,000 loan, 740 FICO, 45% DTI and 70% LTV, among other stated conditions.<\/li>\n            <li>The trend chart covers July 14 through August 24. It is historical context, not a promise that the same rate will be available to another borrower.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n\n      <button type=\"button\" class=\"loaning-share-button\" aria-label=\"Share this article\" title=\"Share\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"18\" cy=\"5\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"6\" cy=\"12\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"18\" cy=\"19\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <path d=\"m8.2 10.8 7.6-4.5M8.2 13.2l7.6 4.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n        <\/svg>\n      <\/button>\n      <span class=\"loaning-share-status loaning-visually-hidden\" role=\"status\" aria-live=\"polite\"><\/span>\n    <\/div>\n  <\/section>\n\n  <figure class=\"loaning-article-image loaning-article-image--hero\">\n    <img src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/20260824_Blog_TodayRate_EN.jpg\" alt=\"30-year fixed mortgage rate today at 6.125 percent on August 24 2026\" width=\"1140\" height=\"761\" loading=\"eager\" decoding=\"async\" fetchpriority=\"high\">\n    <figcaption>Loaning.ai rate snapshot for August 24, 2026, GMT-8.<\/figcaption>\n  <\/figure>\n\n  <div class=\"loaning-intro\">\n    <p>The 30-year fixed mortgage rate today shown by Loaning.ai was 6.125% as of August 24, 2026, GMT-8. The same example displayed a 6.217% APR and $4,186 in points for a $700,000 purchase loan on a $1,000,000 primary residence.<\/p>\n    <p>Those three numbers describe different parts of the quote. The interest rate helps determine principal and interest. APR reflects the rate plus certain borrowing costs. Points are an upfront charge. A useful comparison keeps the borrower profile, property, loan product, lock timing and cost structure the same.<\/p>\n  <\/div>\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"Key takeaways\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n    <ul>\n      <li><strong>Displayed rate:<\/strong> 6.125% for a 30-year fixed purchase example dated August 24, 2026, GMT-8.<\/li>\n      <li><strong>Full cost:<\/strong> The example also shows a 6.217% APR and $4,186 in points, so the interest rate should not be reviewed alone.<\/li>\n      <li><strong>Comparison rule:<\/strong> Match the loan type, borrower profile, property, quote time and lock period before comparing lenders.<\/li>\n    <\/ul>\n  <\/div>\n\n  <nav class=\"loaning-toc\" aria-label=\"Table of contents\">\n    <p class=\"loaning-toc__title\">In this guide<\/p>\n    <div class=\"loaning-toc__links\">\n      <a href=\"#today-rate\">Rate snapshot<\/a>\n      <a href=\"#quote-assumptions\">Quote assumptions<\/a>\n      <a href=\"#rate-trends\">Rate trend<\/a>\n      <a href=\"#compare-quotes\">How to compare<\/a>\n      <a href=\"#rate-faq\">FAQ<\/a>\n      <a href=\"#rate-conclusion\">Conclusion<\/a>\n    <\/div>\n  <\/nav>\n\n  <div class=\"loaning-key-takeaways loaning-fact-check\" aria-label=\"Mortgage quote snapshot\">\n    <p class=\"loaning-key-takeaways__title\">\u2705 <strong>Quote Snapshot<\/strong><\/p>\n    <ul>\n      <li>Date and time zone: August 24, 2026, GMT-8.<\/li>\n      <li>Displayed terms: 6.125% interest rate, 6.217% APR and $4,186 in points.<\/li>\n      <li>Core scenario: $1,000,000 home price, $700,000 purchase loan, 30-year fixed level-payment mortgage, 740 FICO, 45% DTI and 70% LTV.<\/li>\n      <li>Trend window: July 14 through August 24, 2026. The chart states that it uses the same assumptions as the quote.<\/li>\n    <\/ul>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"today-rate\">\ud83d\udcb5 Today&#8217;s 30-Year Fixed Mortgage Rate Is 6.125%<\/h2>\n  <p>Loaning.ai&#8217;s August 24 snapshot shows the interest rate, APR and upfront points in one place. The rate is the starting point for the loan&#8217;s principal-and-interest calculation, but it does not capture every cost of borrowing.<\/p>\n  <figure class=\"loaning-article-image\">\n    <img src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/20260824_Blog_TodayRate_EN-1.jpg\" alt=\"30-year fixed mortgage rate today with 6.125 percent rate 6.217 percent APR and 4186 dollars in points\" width=\"1440\" height=\"1003\" loading=\"lazy\" decoding=\"async\">\n    <figcaption>Quote details for the stated $1,000,000 purchase scenario.<\/figcaption>\n  <\/figure>\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"August 24 2026 30-year fixed mortgage quote details\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:26%\">\n        <col style=\"width:22%\">\n        <col style=\"width:52%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Quote item<\/th>\n          <th scope=\"col\">Displayed value<\/th>\n          <th scope=\"col\">How to read it<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Interest rate<\/td><td><strong>6.125%<\/strong><\/td><td>Used to calculate principal and interest under the stated loan terms<\/td><\/tr>\n        <tr><td>APR<\/td><td><strong>6.217%<\/strong><\/td><td>A broader annualized cost measure that can include the rate and certain finance charges<\/td><\/tr>\n        <tr><td>Points<\/td><td><strong>$4,186<\/strong><\/td><td>Upfront cost shown for this example; confirm how it affects rate and cash to close<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Illustrative Loaning.ai quote dated August 24, 2026, GMT-8. The values apply only to the assumptions stated in this article.<\/p>\n  <h3>Read the rate, APR and points together<\/h3>\n  <p>A lower advertised rate may require more points, while a quote with fewer upfront costs may carry a different rate or APR. Ask for the same loan product and lock period, then compare the Loan Estimate rather than choosing from the headline rate alone.<\/p>\n\n  <h3>This is a scenario, not a universal offer<\/h3>\n  <p>The displayed pricing is tied to a defined borrower and property profile. Credit, income documentation, reserves, occupancy, property type, loan amount, location and market movement can change the terms available to an individual applicant.<\/p>\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"Mortgage rate availability notice\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f Important: The displayed terms are not a loan approval<\/strong><\/p>\n    <p>Actual rates, payments and costs can differ after a lender reviews the complete application and property. Pricing can also change before a rate is locked.<\/p>\n  <\/aside>\n\n  <br><br>\n  <h2 id=\"quote-assumptions\">\ud83e\uddfe The Quote Uses a $1 Million Purchase Scenario<\/h2>\n  <p>The example is based on a purchase of a single-family primary residence by a U.S. citizen using full documentation and at least two years of tax returns. It assumes a $1,000,000 price, a $700,000 loan and a 30-year fixed level-payment structure.<\/p>\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"Borrower property and loan assumptions for the August 24 quote\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:34%\">\n        <col style=\"width:28%\">\n        <col style=\"width:38%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">Assumption<\/th>\n          <th scope=\"col\">Example<\/th>\n          <th scope=\"col\">Why it matters<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Home price and loan<\/td><td><strong>$1,000,000 and $700,000<\/strong><\/td><td>Establishes a 70% loan-to-value ratio<\/td><\/tr>\n        <tr><td>Credit score<\/td><td><strong>FICO 740<\/strong><\/td><td>Credit profile can affect rate and cost<\/td><\/tr>\n        <tr><td>Debt-to-income ratio<\/td><td><strong>45% DTI<\/strong><\/td><td>Measures monthly debt against qualifying income<\/td><\/tr>\n        <tr><td>Property and occupancy<\/td><td><strong>Single-family primary residence<\/strong><\/td><td>Pricing can differ for other property and occupancy types<\/td><\/tr>\n        <tr><td>Documentation<\/td><td><strong>Full documentation<\/strong><\/td><td>Income, assets and eligibility remain subject to review<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">The illustration also assumes a purchase transaction, U.S. citizenship, at least two years of tax returns and a 30-year fixed level-payment mortgage.<\/p>\n  <h3>Keep assumptions identical when comparing lenders<\/h3>\n  <p>A fair comparison uses the same loan amount, down payment, property type, occupancy, credit profile and rate-lock period. If one quote changes even one of those inputs, the difference may come from the scenario rather than the lender.<\/p>\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"rate-trends\">\ud83d\udcc8 Mortgage Rate Trends From July 14 to August 24<\/h2>\n  <p>The supplied chart tracks the lowest displayed 30-year fixed rates from July 14 through August 24 under the same assumptions. Loaning.ai&#8217;s green line ended at 6.125% on August 24 after moving within a relatively narrow band during the period.<\/p>\n  <figure class=\"loaning-article-image\">\n    <img src=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/20260824_Blog_TodayRate_EN-2.jpg\" alt=\"30-year fixed mortgage rate today trend chart from July 14 to August 24 2026\" width=\"1440\" height=\"1003\" loading=\"lazy\" decoding=\"async\">\n    <figcaption>30-year fixed lowest-rate trend chart using the quote&#8217;s stated assumptions.<\/figcaption>\n  <\/figure>\n  <h3>The chart provides context, not a forecast<\/h3>\n  <p>Historical lines help show how displayed pricing changed on prior dates. They do not predict the next move or guarantee that another borrower would have qualified for the same terms. Daily rate sheets can change with mortgage-backed securities, Treasury yields, lender capacity and borrower-specific adjustments.<\/p>\n\n  <h3>Confirm the cost behind every plotted rate<\/h3>\n  <p>A rate line is only directly comparable when points, loan type, lock timing and assumptions are aligned. Before acting on a chart, request a current quote and review the APR, points, lender credits, fees and lock details.<\/p>\n\n  <br><br>\n  <h2 id=\"compare-quotes\">\u2705 Compare Complete Quotes, Not Just the Headline Rate<\/h2>\n  <p>The 6.125% figure is a useful reference for this exact August 24 scenario. A homebuyer still needs a personalized quote to understand the payment, upfront cash and risks attached to a specific purchase.<\/p>\n  <h3>Match the date, terms and lock period first<\/h3>\n  <p>Rates can move during the day. Ask lenders for quotes close together in time and specify the same 30-year fixed product, loan amount and lock period. Then compare the written disclosures line by line.<\/p>\n  <div class=\"loaning-checklist\" aria-label=\"30-year fixed mortgage quote comparison checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"today-rate-comparison\" value=\"item-1\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I matched the loan amount, down payment, property type, occupancy and lock period.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"today-rate-comparison\" value=\"item-2\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I compared the interest rate, APR, points, lender credits and total lender fees.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"today-rate-comparison\" value=\"item-3\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I checked the estimated principal and interest, taxes, insurance, mortgage insurance and HOA dues.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"today-rate-comparison\" value=\"item-4\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">I confirmed total cash to close, quote expiration, lock status and any float-down terms.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"rate-faq\">\u2753 30-Year Fixed Mortgage Rate FAQ<\/h2>\n\n  <div class=\"loaning-faq-list\">\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">What 30-year fixed mortgage rate did Loaning.ai display on August 24, 2026?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>The supplied Loaning.ai image shows a 6.125% interest rate, a 6.217% APR and $4,186 in points as of August 24, 2026, GMT-8. The example uses a $700,000 purchase loan on a $1,000,000 primary residence under the stated borrower assumptions.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Why is the APR higher than the interest rate?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>The interest rate is used to calculate interest on the loan balance. APR is a broader annualized measure that can include the interest rate and certain finance charges. The exact items included should be reviewed on the Loan Estimate.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">What do $4,186 in points mean?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>Points are an upfront charge associated with the displayed pricing. Ask whether the amount buys down the rate, how it appears in cash to close and whether another rate with fewer points would better fit the expected time in the home.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Does the trend chart guarantee the next mortgage rate?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>No. It shows historical displayed rates under stated assumptions. Mortgage pricing can change with financial markets, lender policies, property details and the applicant&#8217;s complete financial profile.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"rate-conclusion\">\ud83c\udfaf 30-Year Fixed Mortgage Rate Today: What to Remember<\/h2>\n  <p>The 30-year fixed mortgage rate today shown for August 24 was 6.125%, with a 6.217% APR and $4,186 in points under a defined $700,000 purchase-loan scenario. Use it as a dated reference, then compare written quotes with the same assumptions and review APR, points, fees, payment, cash to close and lock terms together.<\/p>\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <div class=\"loaning-editorial-disclosure\" style=\"background-color:#F8F9FA;border-radius:16px;padding:18px 22px;margin:16px 0;font-size:10px;line-height:1.7;color:#333333;font-family:inherit;\">\n    <div style=\"margin-bottom:8px;\">* This article is for general informational purposes only and does not guarantee any lender\u2019s actual rates or costs. Any rates, APRs, monthly payments, points, fees, or credits shown are hypothetical examples for explanation. Actual terms may vary based on the applicant\u2019s credit score, income, debt-to-income ratio, property type, occupancy, location, market rates, quote date, and underwriting results. Loaning.ai does not guarantee that it will always offer every customer a lower rate or lower costs.<\/div>\n  <\/div>\n\n  <div class=\"loaning-side-tools\" aria-label=\"Page navigation tools\">\n    <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to the top of the page\" title=\"Back to top\" hidden>\n      <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n        <path d=\"m6 10 6-6 6 6M12 4v16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n      <\/svg>\n      <span>Back to top<\/span>\n    <\/button>\n  <\/div>\n\n  <div class=\"loaning-floating-cta\" aria-label=\"Compare mortgage rates\">\n    <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=mortgage_rates&amp;utm_content=wpblog_en_shop_todaymortgage_rates\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Find My Best Mortgage Rate<\/a>\n  <\/div>\n<\/article>\n\n<script type=\"application\/ld+json\">\n[\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [\n      {\n        \"@type\": \"Question\",\n        \"name\": \"What 30-year fixed mortgage rate did Loaning.ai display on August 24, 2026?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"The supplied Loaning.ai image shows a 6.125% interest rate, a 6.217% APR and $4,186 in points as of August 24, 2026, GMT-8. The example uses a $700,000 purchase loan on a $1,000,000 primary residence under the stated borrower assumptions.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Why is the APR higher than the interest rate?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"The interest rate is used to calculate interest on the loan balance. APR is a broader annualized measure that can include the interest rate and certain finance charges. The exact items included should be reviewed on the Loan Estimate.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"What do $4,186 in points mean?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Points are an upfront charge associated with the displayed pricing. 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Mortgage pricing can change with financial markets, lender policies, property details and the applicant's complete financial profile.\"\n        }\n      }\n    ]\n  }\n]\n<\/script>\n\n<script>\n  (function () {\n    var article = document.querySelector(\".loaning-geo-article\");\n    if (!article) return;\n\n    var summary = article.querySelector(\".loaning-ai-summary\");\n    var summaryToggle = summary ? summary.querySelector(\"summary\") : null;\n    var shareButton = article.querySelector(\".loaning-share-button\");\n    var shareStatus = article.querySelector(\".loaning-share-status\");\n    var scrollTopButton = article.querySelector(\".loaning-side-tools__item--top\");\n\n    function closeSummary() {\n      if (summary && summary.open) summary.removeAttribute(\"open\");\n    }\n\n    if (summary && summaryToggle) {\n      summary.addEventListener(\"toggle\", function () {\n        summaryToggle.setAttribute(\"aria-label\", summary.open ? \"Close AI summary\" : \"Open AI summary\");\n      });\n      document.addEventListener(\"click\", function (event) {\n        if (summary.open && !summary.contains(event.target)) closeSummary();\n      });\n      document.addEventListener(\"keydown\", function (event) {\n        if (event.key === \"Escape\" && summary.open) {\n          closeSummary();\n          summaryToggle.focus();\n        }\n      });\n    }\n\n    function announce(message) {\n      if (!shareStatus) return;\n      shareStatus.textContent = message;\n      window.setTimeout(function () { shareStatus.textContent = \"\"; }, 2500);\n    }\n\n    function fallbackCopy(value) {\n      var field = document.createElement(\"textarea\");\n      field.value = value;\n      field.setAttribute(\"readonly\", \"\");\n      field.style.position = \"fixed\";\n      field.style.opacity = \"0\";\n      document.body.appendChild(field);\n      var copied = false;\n      try {\n        field.select();\n        copied = document.execCommand(\"copy\");\n      } finally {\n        document.body.removeChild(field);\n      }\n      if (!copied) throw new Error(\"copy_failed\");\n    }\n\n    if (shareButton) {\n      shareButton.addEventListener(\"click\", async function () {\n        var shareData = { title: \"30-Year Fixed Mortgage Rate Today: 6.125% on August 24, 2026\", text: \"30-year fixed mortgage rate today is 6.125%, with a 6.217% APR and $4,186 in points for a $700,000 purchase loan as of August 24, 2026.\", url: window.location.href };\n        try {\n          if (navigator.share) {\n            await navigator.share(shareData);\n            announce(\"The share dialog is open.\");\n            return;\n          }\n          if (navigator.clipboard && window.isSecureContext) {\n            await navigator.clipboard.writeText(shareData.url);\n          } else {\n            fallbackCopy(shareData.url);\n          }\n          announce(\"Link copied.\");\n        } catch (error) {\n          if (error && error.name === \"AbortError\") return;\n          try {\n            fallbackCopy(shareData.url);\n            announce(\"Link copied.\");\n          } catch (copyError) {\n            announce(\"Please copy the link from your address bar.\");\n          }\n        }\n      });\n    }\n\n    if (scrollTopButton) {\n      function updateScrollTopButton() {\n        scrollTopButton.hidden = window.scrollY < 560;\n      }\n      scrollTopButton.addEventListener(\"click\", function () {\n        window.scrollTo({ top: 0, behavior: \"smooth\" });\n      });\n      window.addEventListener(\"scroll\", updateScrollTopButton, { passive: true });\n      updateScrollTopButton();\n    }\n  })();\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Related keywords #30YearFixedRate #MortgageAPR #MortgagePoints #RateTrends #CompareRates AI Summary The essentials at a glance Loaning.ai displayed a 6.125% 30-year fixed rate on August 24, 2026, with a 6.217% APR and $4,186 in points. The example assumes a $1,000,000 purchase, a $700,000 loan, 740 FICO, 45% DTI and 70% LTV, among other stated conditions. The trend [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":8368,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[5],"tags":[],"class_list":["post-8366","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-rates-today"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>30-Year Fixed Mortgage Rate Today: 6.125% on Aug. 24<\/title>\n<meta name=\"description\" content=\"30-year fixed mortgage rate today is 6.125%, with a 6.217% APR and $4,186 in points for a $700,000 purchase loan as of August 24, 2026.Recommended Slug: 30-year-fixed-mortgage-rate-today-august-24-2026\" \/>\n<meta name=\"robots\" content=\"index, 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