{"id":8436,"date":"2026-09-02T17:08:39","date_gmt":"2026-09-03T00:08:39","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8436"},"modified":"2026-09-17T21:21:20","modified_gmt":"2026-09-18T04:21:20","slug":"california-wildfire-reform-pge-utility-delays","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8436\/","title":{"rendered":"California Wildfire Reform Stalls: Possible PG&amp;E Utility Delays for Homebuyers"},"content":{"rendered":"\n<!--\nCategory: Current Economy Trend\nArticle Title: California Wildfire Reform Stalls: Possible PG&E Utility Delays for Homebuyers\nKey Phrase: California wildfire reform\nSEO Title: California Wildfire Reform: What Homebuyers Should Know\nMeta Description: California wildfire reform stalled as PG&E cut planned investment. See what possible utility and housing delays may mean for homebuyers.\nRecommended Slug: california-wildfire-reform-pge-utility-delays\nOriginal Source: CNBC, PG&E CEO calls on California to pass wildfire reform after the shelved effort crushed the stock, September 2, 2026\nSource URL: https:\/\/www.cnbc.com\/2026\/09\/02\/pge-ceo-calls-on-california-to-pass-wildfire-reform-after-the-shelved-effort-crushed-the-stock.html\nVerification Note: The final SB 492 text and status were checked against California Legislative Information and CalMatters; PG&E's investment changes were checked against its disclosure and Reuters; FOMC structure and policy were checked against the Federal Reserve.\nSupporting Sources: Original source: CNBC \u2014 September 2, 2026: https:\/\/www.cnbc.com\/2026\/09\/02\/pge-ceo-calls-on-california-to-pass-wildfire-reform-after-the-shelved-effort-crushed-the-stock.html; PG&E Corporation \u2014 Strategic Review and 2027 Investment Plan, September 2, 2026: https:\/\/investor.pgecorp.com\/news-events\/press-releases\/press-release-details\/2026\/PGE-Launches-Strategic-Review-to-Build-a-Better-More-Affordable-Energy-Future-for-California-Customers\/default.aspx; Reuters \u2014 PG&E defers $2 billion after wildfire bill setback, September 2, 2026: https:\/\/www.reuters.com\/business\/energy\/pge-invest-114-billion-california-2027-part-strategic-review-2026-09-02\/; California Legislative Information \u2014 SB 492 text and history: https:\/\/leginfo.legislature.ca.gov\/faces\/billNavClient.xhtml?bill_id=202520260SB492; CalMatters \u2014 Wildfire liability bill dies without a vote, September 1, 2026: https:\/\/calmatters.org\/economy\/2026\/09\/wildfire-liability-bill-dies-without-a-vote-on-final-day-of-session\/; Federal Reserve \u2014 FOMC structure and responsibilities: https:\/\/www.federalreserve.gov\/monetarypolicy\/fomc.htm; Federal Reserve \u2014 July 29, 2026 FOMC statement: https:\/\/www.federalreserve.gov\/newsevents\/pressreleases\/monetary20260729a.htm\n-->\n\n<style id=\"loaning-california-wildfire-reform-pge-utility-delays-design-system\">\n  @import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n  .loaning-geo-article,\n  .loaning-geo-article * {\n    box-sizing: border-box !important;\n    font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n    -webkit-print-color-adjust: exact !important;\n    print-color-adjust: exact !important;\n  }\n\n  .loaning-geo-article {\n    --loaning-green: #15966b;\n    --loaning-green-dark: #15583f;\n    --loaning-green-soft: #eef8f4;\n    --loaning-blue: #0073cf;\n    --loaning-answer: #10b981;\n    --loaning-ink: #26332d;\n    --loaning-muted: #68756f;\n    --loaning-line: #e1e7e4;\n    width: 100% !important;\n    max-width: 860px !important;\n    margin: 0 auto !important;\n    padding: 0 16px 140px !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n    letter-spacing: -0.012em !important;\n    word-break: keep-all !important;\n    overflow-wrap: break-word !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote),\n  .loaning-geo-article > ul,\n  .loaning-geo-article > ol {\n    margin-top: 0 !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote) {\n    margin-bottom: 16px !important;\n  }\n\n  .loaning-geo-article > h2 {\n    margin: 0 0 20px !important;\n    padding: 0 0 10px !important;\n    border-bottom: 1px solid #dce5e0 !important;\n    color: #173f2e !important;\n    font-size: 26px !important;\n    font-weight: 700 !important;\n    line-height: 1.38 !important;\n    letter-spacing: -0.025em !important;\n  }\n\n  .loaning-geo-article h3 {\n    margin: 32px 0 12px !important;\n    padding: 2px 0 2px 14px !important;\n    border-left: 4px solid #49cc7f !important;\n    background: transparent !important;\n    color: #1d513b !important;\n    font-size: 20px !important;\n    font-weight: 700 !important;\n    line-height: 1.45 !important;\n    letter-spacing: -0.018em !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link) {\n    color: #0b7452 !important;\n    text-decoration-thickness: 1px !important;\n    text-underline-offset: 3px !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link):focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.35) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-article-tools {\n    position: relative !important;\n    z-index: 20 !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: space-between !important;\n    gap: 18px !important;\n    width: 100% !important;\n    margin: 0 0 24px !important;\n    padding: 4px 0 18px !important;\n    border: 0 !important;\n    border-bottom: 1px solid #e3eae6 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-article-tools__keywords {\n    display: flex !important;\n    flex: 1 1 auto !important;\n    flex-wrap: wrap !important;\n    align-items: center !important;\n    gap: 7px 14px !important;\n    min-width: 0 !important;\n  }\n\n  .loaning-article-tools__label {\n    flex-basis: 100% !important;\n    color: #7a8680 !important;\n    font-size: 11px !important;\n    font-weight: 700 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-article-tools__keywords a {\n    display: inline-block !important;\n    min-height: 32px !important;\n    padding: 6px 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n    color: #27664a !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    transition: color 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-article-tools__keywords a:hover {\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-article-tools__actions {\n    position: relative !important;\n    display: flex !important;\n    flex: 0 0 auto !important;\n    align-items: center !important;\n    gap: 10px !important;\n  }\n\n  .loaning-ai-summary {\n    position: relative !important;\n  }\n\n  .loaning-ai-summary > summary {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    gap: 8px !important;\n    min-height: 44px !important;\n    padding: 8px 14px !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 700 !important;\n    line-height: 20px !important;\n    list-style: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-ai-summary > summary::-webkit-details-marker {\n    display: none !important;\n  }\n\n  .loaning-ai-summary > summary::marker {\n    content: \"\" !important;\n  }\n\n  .loaning-ai-summary > summary:hover,\n  .loaning-ai-summary[open] > summary {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-ai-summary > summary:focus-visible,\n  .loaning-share-button:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-ai-summary__icon,\n  .loaning-ai-summary__chevron,\n  .loaning-share-button svg {\n    display: block !important;\n    flex: 0 0 auto !important;\n  }\n\n  .loaning-ai-summary__icon {\n    width: 19px !important;\n    height: 19px !important;\n    color: #15966b !important;\n  }\n\n  .loaning-ai-summary__chevron {\n    width: 13px !important;\n    height: 13px !important;\n    color: #52635b !important;\n    transition: transform 0.2s ease !important;\n  }\n\n  .loaning-ai-summary[open] .loaning-ai-summary__chevron {\n    transform: rotate(180deg) !important;\n  }\n\n  .loaning-ai-summary__panel {\n    position: absolute !important;\n    z-index: 40 !important;\n    top: calc(100% + 10px) !important;\n    right: 0 !important;\n    width: min(420px, calc(100vw - 40px)) !important;\n    padding: 18px !important;\n    border: 1px solid #dbe6e0 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n    color: #2f3d37 !important;\n    box-shadow: 0 14px 34px rgba(23, 63, 46, 0.16) !important;\n  }\n\n  .loaning-ai-summary__title {\n    margin: 0 0 10px !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 750 !important;\n    line-height: 21px !important;\n  }\n\n  .loaning-ai-summary__panel ul {\n    margin: 0 !important;\n    padding-left: 19px !important;\n  }\n\n  .loaning-ai-summary__panel li {\n    margin: 0 0 7px !important;\n    color: #43524b !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n  }\n\n  .loaning-ai-summary__panel li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-share-button {\n    display: inline-flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 44px !important;\n    height: 44px !important;\n    flex: 0 0 44px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 50% !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-share-button:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-share-button svg {\n    width: 19px !important;\n    height: 19px !important;\n  }\n\n  .loaning-visually-hidden {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    padding: 0 !important;\n    margin: -1px !important;\n    overflow: hidden !important;\n    clip: rect(0, 0, 0, 0) !important;\n    white-space: nowrap !important;\n    border: 0 !important;\n  }\n\n  .loaning-side-tools,\n  .loaning-side-tools * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-side-tools {\n    position: fixed !important;\n    z-index: 9998 !important;\n    top: auto !important;\n    right: 18px !important;\n    bottom: 24px !important;\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: stretch !important;\n    gap: 8px !important;\n    width: 132px !important;\n    transform: none !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-side-tools__item {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: flex-start !important;\n    gap: 9px !important;\n    width: 100% !important;\n    min-height: 44px !important;\n    margin: 0 !important;\n    padding: 9px 12px !important;\n    border: 1px solid #dbe4df !important;\n    border-radius: 999px !important;\n    background: rgba(255, 255, 255, 0.96) !important;\n    color: #29483b !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 3px 12px rgba(23, 63, 46, 0.09) !important;\n    pointer-events: auto !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n    -webkit-appearance: none !important;\n    appearance: none !important;\n  }\n\n  .loaning-side-tools__item:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateX(-2px) !important;\n    box-shadow: 0 5px 16px rgba(23, 63, 46, 0.13) !important;\n  }\n\n  .loaning-side-tools__item:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-side-tools__item svg {\n    display: block !important;\n    width: 20px !important;\n    height: 20px !important;\n    flex: 0 0 20px !important;\n  }\n\n  .loaning-side-tools__item[hidden] {\n    display: none !important;\n  }\n\n  .loaning-side-tools__item--top {\n    justify-content: center !important;\n  }\n\n  .loaning-intro {\n    margin: 0 0 20px !important;\n  }\n\n  .loaning-intro p {\n    margin-bottom: 16px !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-key-takeaways {\n    margin: 16px 0 24px !important;\n    padding: 18px 22px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n    color: #333333 !important;\n  }\n\n  .loaning-key-takeaways__title {\n    margin: 0 0 8px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways ul {\n    margin: 0 !important;\n    padding-left: 20px !important;\n  }\n\n  .loaning-key-takeaways li {\n    margin: 0 0 6px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-toc {\n    margin: 24px 0 16px !important;\n    padding: 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n  }\n\n  .loaning-toc__title {\n    margin: 0 0 10px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 12px !important;\n    font-weight: 700 !important;\n    line-height: 1.5 !important;\n  }\n\n  .loaning-toc__links {\n    display: flex !important;\n    flex-wrap: wrap !important;\n    gap: 8px !important;\n  }\n\n  .loaning-toc__links a {\n    display: inline-flex !important;\n    align-items: center !important;\n    min-height: 36px !important;\n    padding: 8px 12px !important;\n    border: 1px solid var(--loaning-line) !important;\n    border-radius: 999px !important;\n    background: #f8faf9 !important;\n    color: #355248 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 18px !important;\n    text-decoration: none !important;\n  }\n\n  .loaning-toc__links a:hover {\n    border-color: #bcd9ca !important;\n    background: #eef8f4 !important;\n    color: #15583f !important;\n  }\n\n  .loaning-table-wrap {\n    width: 100% !important;\n    margin: 18px 0 0 !important;\n    overflow-x: hidden !important;\n    border: 1px solid #dfe7e3 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap table {\n    width: 100% !important;\n    min-width: 0 !important;\n    margin: 0 !important;\n    table-layout: fixed !important;\n    border-collapse: collapse !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap th,\n  .loaning-table-wrap td {\n    padding: 12px 10px !important;\n    border: 0 !important;\n    border-right: 1px solid #e8eeeb !important;\n    border-bottom: 1px solid #e8eeeb !important;\n    color: #35423c !important;\n    font-size: 13px !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    vertical-align: middle !important;\n    white-space: normal !important;\n    overflow-wrap: anywhere !important;\n  }\n\n  .loaning-table-wrap th {\n    background: #f3f7f5 !important;\n    color: #24463a !important;\n    font-weight: 750 !important;\n  }\n\n  .loaning-table-wrap th:last-child,\n  .loaning-table-wrap td:last-child {\n    border-right: 0 !important;\n  }\n\n  .loaning-table-wrap tr:last-child td {\n    border-bottom: 0 !important;\n  }\n\n  .loaning-table-wrap tbody tr:nth-child(even) td {\n    background: #fbfcfc !important;\n  }\n\n  .loaning-table-wrap a {\n    color: #0b7452 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n  }\n\n  .loaning-geo-article > .loaning-table-footnote {\n    margin: 6px 2px 24px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 11px !important;\n    font-weight: 400 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-important-note {\n    margin: 18px 0 28px !important;\n    padding: 20px 24px !important;\n    border: 1px solid #ffdada !important;\n    border-radius: 16px !important;\n    background: #fff4f4 !important;\n    color: #333333 !important;\n  }\n\n  .loaning-important-note__title {\n    margin: 0 0 10px !important;\n    color: #d32f2f !important;\n    font-size: 15px !important;\n    font-weight: 800 !important;\n    line-height: 1.55 !important;\n  }\n\n  .loaning-important-note p {\n    margin: 0 0 10px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-important-note p:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 20px 0 28px !important;\n    padding: 0 !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 14px 16px !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    background: #ffffff !important;\n    box-shadow: 0 2px 6px rgba(17, 24, 39, 0.04), 0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow: 0 3px 7px rgba(17, 24, 39, 0.05), 0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    margin: -1px !important;\n    padding: 0 !important;\n    overflow: hidden !important;\n    clip: rect(0 0 0 0) !important;\n    clip-path: inset(50%) !important;\n    border: 0 !important;\n    opacity: 0 !important;\n    white-space: nowrap !important;\n  }\n\n  .loaning-checklist-card__control {\n    position: relative !important;\n    display: block !important;\n    width: 18px !important;\n    min-width: 18px !important;\n    max-width: 18px !important;\n    height: 18px !important;\n    min-height: 18px !important;\n    max-height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 1px 0 0 !important;\n    padding: 0 !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control {\n    border-color: #2ecc71 !important;\n    background: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control::after {\n    position: absolute !important;\n    top: 50% !important;\n    left: 50% !important;\n    color: #ffffff !important;\n    content: \"\u2713\" !important;\n    font-size: 11px !important;\n    font-weight: 800 !important;\n    line-height: 1 !important;\n    transform: translate(-50%, -52%) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible + .loaning-checklist-card__control {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    color: #4b5563 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n    letter-spacing: -0.01em !important;\n  }\n\n  .loaning-qa-card {\n    margin: 20px 0 28px !important;\n    padding: 2px 0 2px 14px !important;\n    border: 0 !important;\n    border-left: 2px solid #dce5e0 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    color: #5b6962 !important;\n  }\n\n  .loaning-qa-card__question,\n  .loaning-faq-card__question {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 0 10px !important;\n    color: #26332d !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-qa-card__answer,\n  .loaning-faq-card__answer {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__question {\n    margin: 0 0 5px !important;\n    color: #53635c !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__answer {\n    color: #637068 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label {\n    min-width: 17px !important;\n    color: #839089 !important;\n    font-size: 13px !important;\n    font-weight: 700 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--q {\n    color: #71848d !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--a {\n    color: #7a9186 !important;\n  }\n\n  .loaning-qa-label {\n    display: inline-block !important;\n    flex: 0 0 auto !important;\n    min-width: 20px !important;\n    font-size: 13px !important;\n    font-weight: 800 !important;\n    line-height: 1.65 !important;\n  }\n\n  .loaning-qa-label--q {\n    color: #0073cf !important;\n  }\n\n  .loaning-qa-label--a {\n    color: #10b981 !important;\n  }\n\n  .loaning-qa-question-text {\n    font-weight: 400 !important;\n  }\n\n  .loaning-faq-list {\n    display: grid !important;\n    gap: 12px !important;\n    margin: 22px 0 0 !important;\n  }\n\n  .loaning-faq-card {\n    padding: 18px 20px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n  }\n\n  .loaning-faq-card__answer {\n    padding-top: 10px !important;\n    border-top: 1px solid #e4e9e6 !important;\n  }\n\n  .loaning-faq-card__answer-text {\n    min-width: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-faq-card__answer-text p {\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-floating-cta {\n    position: fixed !important;\n    z-index: 9999 !important;\n    left: 50% !important;\n    bottom: 16px !important;\n    width: min(calc(100vw - 32px), 680px) !important;\n    transform: translateX(-50%) !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-floating-cta__link {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 100% !important;\n    min-height: 52px !important;\n    padding: 12px 24px !important;\n    border-radius: 999px !important;\n    background: #49cc7f !important;\n    color: #ffffff !important;\n    -webkit-text-fill-color: #ffffff !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.3 !important;\n    text-align: center !important;\n    text-decoration: none !important;\n    text-shadow: 0 0 8px rgba(255, 255, 255, 0.34) !important;\n    box-shadow: 0 5px 16px rgba(23, 33, 29, 0.12) !important;\n    pointer-events: auto !important;\n  }\n\n  .loaning-floating-cta__link:hover {\n    background: #3fc275 !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-floating-cta__link:focus-visible {\n    outline: 3px solid rgba(23, 33, 29, 0.28) !important;\n    outline-offset: 3px !important;\n  }\n\n  @media screen and (max-width: 680px) {\n    .loaning-geo-article {\n      padding: 0 12px 124px !important;\n      word-break: normal !important;\n    }\n\n    .loaning-article-tools {\n      align-items: stretch !important;\n      flex-direction: column !important;\n      gap: 14px !important;\n      padding: 2px 0 16px !important;\n    }\n\n    .loaning-article-tools__keywords {\n      gap: 5px 11px !important;\n    }\n\n    .loaning-article-tools__keywords a {\n      font-size: 12px !important;\n      line-height: 19px !important;\n    }\n\n    .loaning-article-tools__actions {\n      width: 100% !important;\n    }\n\n    .loaning-ai-summary {\n      flex: 1 1 auto !important;\n      min-width: 0 !important;\n    }\n\n    .loaning-ai-summary > summary {\n      width: 100% !important;\n    }\n\n    .loaning-ai-summary__panel {\n      right: auto !important;\n      left: 0 !important;\n      width: min(420px, calc(100vw - 48px)) !important;\n      padding: 16px !important;\n    }\n\n    .loaning-geo-article > h2 {\n      margin-top: 0 !important;\n      font-size: 24px !important;\n    }\n\n    .loaning-geo-article h3 {\n      margin-top: 28px !important;\n      padding-left: 12px !important;\n      border-left-width: 3px !important;\n      font-size: 18px !important;\n    }\n\n    .loaning-key-takeaways,\n    .loaning-faq-card,\n    .loaning-important-note {\n      padding: 16px !important;\n      border-radius: 13px !important;\n    }\n\n    .loaning-qa-card {\n      padding: 2px 0 2px 12px !important;\n      border-radius: 0 !important;\n    }\n\n    .loaning-table-wrap {\n      overflow-x: auto !important;\n      -webkit-overflow-scrolling: touch !important;\n    }\n\n    .loaning-table-wrap table {\n      min-width: 620px !important;\n    }\n\n    .loaning-checklist-card {\n      gap: 8px !important;\n      padding: 13px 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 14px !important;\n      line-height: 22px !important;\n    }\n\n    .loaning-floating-cta {\n      bottom: 10px !important;\n      width: calc(100vw - 24px) !important;\n    }\n\n    .loaning-floating-cta__link {\n      min-height: 50px !important;\n      padding: 11px 18px !important;\n      font-size: 14px !important;\n    }\n  }\n\n  @media screen and (max-width: 1180px) {\n    .loaning-side-tools {\n      right: 12px !important;\n      bottom: 76px !important;\n      width: 44px !important;\n    }\n\n    .loaning-side-tools__item {\n      justify-content: center !important;\n      width: 44px !important;\n      min-height: 44px !important;\n      padding: 0 !important;\n    }\n\n    .loaning-side-tools__item span {\n      display: none !important;\n    }\n  }\n\n  @media screen and (max-width: 680px) {\n    .loaning-side-tools {\n      top: auto !important;\n      right: 12px !important;\n      bottom: 72px !important;\n      flex-direction: row !important;\n      justify-content: flex-end !important;\n      width: auto !important;\n      transform: none !important;\n    }\n\n    .loaning-side-tools__item:hover {\n      transform: translateY(-1px) !important;\n    }\n  }\n\n  @media print {\n    .loaning-geo-article {\n      max-width: 100% !important;\n      padding-bottom: 0 !important;\n    }\n\n    .loaning-floating-cta {\n      display: none !important;\n    }\n\n    .loaning-side-tools,\n    .loaning-article-tools__actions {\n      display: none !important;\n    }\n\n    .loaning-table-wrap {\n      overflow: visible !important;\n    }\n\n    .loaning-table-wrap table {\n      min-width: 0 !important;\n    }\n\n    .loaning-rate-box,\n    .loaning-key-takeaways,\n    .loaning-faq-card,\n    .loaning-important-note {\n      break-inside: avoid !important;\n    }\n  }\n<\/style>\n\n<style>\n.loaning-rate-box,\n.loaning-rate-box * {\n  box-sizing: border-box;\n}\n\n.loaning-rate-box {\n  width: 100%;\n  max-width: 960px;\n  margin: 28px auto;\n  padding: 24px 26px 22px;\n  border: 1px solid #e5e7eb;\n  border-radius: 10px;\n  background: #ffffff;\n  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.12);\n  font-family: inherit;\n  color: #111827;\n  overflow: hidden;\n}\n\n.loaning-rate-box h2 {\n  margin: 0 0 20px;\n  text-align: center;\n  font-size: 23px;\n  line-height: 1.25;\n  font-weight: 800;\n  color: #111827;\n  white-space: nowrap;\n  letter-spacing: -0.02em;\n}\n\n.loaning-rate-form {\n  display: grid;\n  grid-template-columns: minmax(120px, 0.85fr) minmax(120px, 0.85fr) minmax(120px, 0.85fr) minmax(170px, 1.15fr);\n  gap: 14px;\n  align-items: stretch;\n  width: 100%;\n}\n\n.loaning-rate-field {\n  display: block;\n  min-height: 58px;\n  padding: 10px 12px;\n  border: 1px solid #9ca3af;\n  border-radius: 5px;\n  background: #ffffff;\n  color: #111827 !important;\n  text-decoration: none !important;\n  transition: border-color 0.2s ease, box-shadow 0.2s ease;\n  overflow: hidden;\n}\n\n.loaning-rate-field:hover {\n  border-color: #0073cf;\n  box-shadow: 0 0 0 2px rgba(0, 115, 207, 0.12);\n}\n\n.loaning-rate-field span {\n  display: block;\n  margin-bottom: 3px;\n  font-size: 11px;\n  line-height: 1.2;\n  color: #6b7280;\n  white-space: nowrap;\n}\n\n.loaning-rate-field strong {\n  display: block;\n  font-size: 14px;\n  line-height: 1.25;\n  font-weight: 700;\n  color: #374151;\n}\n\n.loaning-rate-button {\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  min-height: 58px;\n  padding: 0 28px;\n  border-radius: 999px;\n  background: #22c965;\n  color: #ffffff !important;\n  text-decoration: none !important;\n  font-size: 16px;\n  line-height: 1.2;\n  font-weight: 800;\n  white-space: nowrap;\n  box-shadow: 0 4px 10px rgba(34, 201, 101, 0.18);\n  transition: background-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;\n}\n\n.loaning-rate-button:hover {\n  background: #1db65a;\n  color: #ffffff !important;\n  transform: translateY(-1px);\n  box-shadow: 0 6px 14px rgba(34, 201, 101, 0.24);\n}\n\n.loaning-rate-note {\n  margin: 6px 0 0;\n  text-align: center;\n  font-size: 13px;\n  line-height: 1.4;\n  color: #374151;\n}\n\n.loaning-rate-note::before {\n  content: \"\u25a3\";\n  display: inline-block;\n  margin-right: 6px;\n  font-size: 10px;\n  color: #111827;\n  vertical-align: 1px;\n}\n\n@media (max-width: 900px) {\n  .loaning-rate-box h2 {\n    font-size: 21px;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr 1fr;\n  }\n\n  .loaning-rate-button {\n    grid-column: span 2;\n  }\n}\n\n@media (max-width: 600px) {\n  .loaning-rate-box {\n    padding: 20px 16px;\n    margin: 24px 0;\n  }\n\n  .loaning-rate-box h2 {\n    font-size: 20px;\n    text-align: left;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr;\n    gap: 10px;\n  }\n\n  .loaning-rate-field {\n    min-height: 52px;\n  }\n\n  .loaning-rate-button {\n    grid-column: auto;\n    width: 100%;\n    min-height: 50px;\n  }\n\n  .loaning-rate-note {\n    font-size: 13px;\n    margin-top: 10px;\n  }\n}\n<\/style>\n\n<style id=\"loaning-california-wildfire-reform-pge-utility-delays-editorial-overrides\">\n  .loaning-fact-check { margin-top: 30px !important; }\n  .loaning-editorial-disclosure * { font-size: 10px !important; line-height: 1.7 !important; }\n  @media (max-width: 600px) {\n    .loaning-editorial-disclosure { padding: 15px 17px !important; }\n  }\n<\/style>\n\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\" tabindex=\"-1\">\n  <section class=\"loaning-article-tools\" aria-label=\"Related keywords and article tools\">\n    <div class=\"loaning-article-tools__keywords\" role=\"group\" aria-label=\"Related keywords\">\n      <span class=\"loaning-article-tools__label\">Related keywords<\/span>\n      <a href=\"#cet-bill\">#CaliforniaHousing<\/a>\n      <a href=\"#cet-liability\">#WildfireReform<\/a>\n      <a href=\"#cet-housing\">#UtilityConnections<\/a>\n      <a href=\"#cet-fomc\">#FOMC<\/a>\n    <\/div>\n\n    <div class=\"loaning-article-tools__actions\">\n      <details class=\"loaning-ai-summary\">\n        <summary aria-label=\"Open AI summary\">\n          <svg class=\"loaning-ai-summary__icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M7.5 4.5h9a4 4 0 0 1 4 4v5a4 4 0 0 1-4 4h-4.2l-3.8 2.7v-2.7h-1a4 4 0 0 1-4-4v-5a4 4 0 0 1 4-4Z\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linejoin=\"round\"><\/path>\n            <path d=\"M9 9.3v.1M15 9.3v.1M9.2 13c1.7 1.2 3.9 1.2 5.6 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n          <\/svg>\n          <span>AI Summary<\/span>\n          <svg class=\"loaning-ai-summary__chevron\" viewBox=\"0 0 16 16\" aria-hidden=\"true\">\n            <path d=\"m4 6 4 4 4-4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n          <\/svg>\n        <\/summary>\n        <div class=\"loaning-ai-summary__panel\" role=\"region\" aria-label=\"AI summary\">\n          <p class=\"loaning-ai-summary__title\">The essentials at a glance<\/p>\n          <ul>\n            <li>California lawmakers did not pass SB 492; the final compromise never received an Assembly vote and did not become law.<\/li>\n            <li>PG&#038;E reduced planned 2027 capital investment from $13.4 billion to $11.4 billion, and some new-housing connection work could be delayed.<\/li>\n            <li>The dispute concerns state utility liability and infrastructure\u2014not a Federal Reserve decision or a direct change in mortgage rates.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n\n      <button type=\"button\" class=\"loaning-share-button\" aria-label=\"Share this article\" title=\"Share\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"18\" cy=\"5\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <circle cx=\"6\" cy=\"12\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <circle cx=\"18\" cy=\"19\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"><\/circle>\n          <path d=\"m8.2 10.8 7.6-4.5M8.2 13.2l7.6 4.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"><\/path>\n        <\/svg>\n      <\/button>\n      <span class=\"loaning-share-status loaning-visually-hidden\" role=\"status\" aria-live=\"polite\"><\/span>\n    <\/div>\n  <\/section>\n\n  <div class=\"loaning-intro\">\n    <p>California wildfire reform stalled at the end of the legislative session, prompting PG&#038;E to defer $2 billion from its planned 2027 capital investment.<\/p>\n    <p>For homebuyers, the confirmed near-term link is limited but important: some new-housing utility connection work in PG&#038;E territory could be delayed. Broader effects on prices, insurance, mortgage rates or utility bills remain unproven.<\/p>\n  <\/div>\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"Key takeaways\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n    <ul>\n      <li><strong>Bill status:<\/strong> SB 492 did not receive a final Assembly vote and did not become law.<\/li>\n      <li><strong>Housing link:<\/strong> PG&#038;E&#8217;s investment deferral may affect some new-housing connections, but the project list was not final at publication.<\/li>\n      <li><strong>Policy boundary:<\/strong> State officials and utility executives do not set the federal funds rate; the voting FOMC makes monetary-policy decisions collectively.<\/li>\n    <\/ul>\n  <\/div>\n\n  <nav class=\"loaning-toc\" aria-label=\"Table of contents\">\n    <p class=\"loaning-toc__title\">In this guide<\/p>\n    <div class=\"loaning-toc__links\">\n      <a href=\"#cet-bill\">What happened to SB 492<\/a>\n      <a href=\"#cet-liability\">Why utilities sought reform<\/a>\n      <a href=\"#cet-housing\">Housing connection risk<\/a>\n      <a href=\"#cet-fomc\">FOMC distinction<\/a>\n      <a href=\"#cet-buyer\">Buyer checklist<\/a>\n      <a href=\"#cet-conclusion\">Conclusion<\/a>\n    <\/div>\n  <\/nav>\n\n  <div class=\"loaning-key-takeaways loaning-fact-check\" aria-label=\"Fact-check snapshot\">\n    <p class=\"loaning-key-takeaways__title\">\u2705 <strong>Fact-Check Snapshot<\/strong><\/p>\n    <ul>\n      <li>The final SB 492 compromise was amended on August 29 but did not receive an Assembly vote before the session ended.<\/li>\n      <li>The final bill preserved survivors&#8217; ability to sue and did not cap survivor damages; broader liability limits appeared in earlier proposals.<\/li>\n      <li>PG&#038;E&#8217;s estimate that investment-grade borrowing could have saved customers about $600 million over two years is a company estimate.<\/li>\n      <li>The FOMC voted 9\u20133 on July 29 to hold the federal funds target range at 3.50% to 3.75%; its next meeting is scheduled for September 15\u201316.<\/li>\n    <\/ul>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"cet-bill\">\ud83c\udfdb\ufe0f The Legislative Push Ended Without a Vote<\/h2>\n  <p>PG&amp;E Chief Executive Patti Poppe told CNBC that she hoped California would revive wildfire-liability reform, potentially in a special session. Her appeal for California wildfire reform followed a sharp selloff in California utility shares and the collapse of a late-session compromise. PG&amp;E shares fell about 20% on Monday after investors concluded the proposal would not deliver the protections utilities had sought.<\/p>\n  <p>The final version of SB 492 would have created a faster claims-payment process, expanded statewide wildfire planning and data sharing, restricted certain trading in wildfire claims, tightened executive incentive rules and capped some fees charged by attorneys representing insurers in subrogation claims. It retained the rights of survivors and insurers to pursue utilities and did not cap survivor damages.<\/p>\n  <div class=\"loaning-table-wrap\">\n    <table>\n      <thead><tr><th scope=\"col\">Issue<\/th><th scope=\"col\">Verified status<\/th><\/tr><\/thead>\n      <tbody>\n        <tr><td>SB 492<\/td><td>No Assembly vote; did not become law<\/td><\/tr>\n        <tr><td>Survivor lawsuits<\/td><td>Preserved in the final compromise<\/td><\/tr>\n        <tr><td>Survivor damages<\/td><td>Not capped by the final compromise<\/td><\/tr>\n        <tr><td>Broader liability limits<\/td><td>Discussed in earlier proposals, not the final bill<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">Sources: California Legislative Information and CalMatters. The distinction between earlier proposals and the final text is material.<\/p>\n\n  <br><br>\n  <h2 id=\"cet-liability\">\ud83d\udd25 Why Utilities Want Broader Reform<\/h2>\n  <p>California&#8217;s inverse-condemnation framework can leave an investor-owned utility responsible for property damage caused by its equipment even without a negligence finding. The state created a roughly $21 billion Wildfire Fund in 2019 to reimburse participating utilities after eligible claims are paid. Utilities and state officials continue to debate whether the system has enough long-term capacity and how future costs should be shared.<\/p>\n  <p>PG&amp;E argues that unresolved liability makes debt more expensive and can increase customer costs. Poppe estimated that broader investment-grade borrowing access could have saved customers about $600 million on debt issued over the prior two years. That figure is a company estimate, and other stakeholders have opposed liability limits because costs or risk could shift to survivors, insurers or policyholders.<\/p>\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage options in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">Personalized rates and terms vary by borrower and lender<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"cet-housing\">\ud83c\udfd7\ufe0f The Confirmed Housing Link<\/h2>\n  <p>On September 2, PG&amp;E reduced its planned 2027 capital investment from $13.4 billion to $11.4 billion and said the change would lower its borrowing needs by $2 billion. The utility said required safety work and its wildfire-mitigation plan would continue. Work that may be delayed includes some new-housing connections, renewable-generation interconnections, technology upgrades and large-load projects.<\/p>\n  <p>For homebuyers, the clearest near-term issue is timing. A development cannot deliver occupied homes without utility service, so delayed connections could push back completion dates for some projects in PG&amp;E&#8217;s Northern and Central California territory. PG&amp;E had not finalized the affected project list at publication, and the announcement should not be generalized to all new construction or all of California.<\/p>\n  <p>Possible effects on electricity bills, home supply and insurance costs remain less certain. The failed bill and PG&amp;E&#8217;s announcement do not by themselves prove that a specific home&#8217;s premium, value, mortgage rate or monthly utility bill will rise.<\/p>\n\n  <br><br>\n  <h2 id=\"cet-fomc\">\ud83c\udfe6 State Policy Is Not an FOMC Decision<\/h2>\n  <p>The Federal Open Market Committee held the federal funds target range at 3.50% to 3.75% on July 29 and is next scheduled to meet September 15\u201316. That target is set collectively by the 12-member FOMC based on national employment, inflation and financial conditions.<\/p>\n  <p>California wildfire legislation and PG&amp;E&#8217;s company-specific credit risk do not determine the federal funds rate. Mortgage rates are long-term market rates influenced by, but not identical to, the federal funds rate. Political or corporate statements should not be presented as evidence of an FOMC decision.<\/p>\n\n  <div class=\"loaning-important-note\" role=\"note\" aria-label=\"State and federal policy distinction\">\n    <p class=\"loaning-important-note__title\">\u26a0\ufe0f Separate the state dispute, company response and federal vote<\/p>\n    <p>California lawmakers decide state wildfire legislation. PG&amp;E decides how to revise its investment plan. The voting FOMC decides national monetary policy. None of those steps, by itself, guarantees a change in mortgage rates or a specific home&#8217;s costs.<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"cet-buyer\">\u2705 What Homebuyers Should Ask<\/h2>\n  <div class=\"loaning-checklist\" aria-label=\"California utility-delay buyer checklist\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"economy-homebuyer-checklist\" value=\"item-1\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">For new construction in PG&#038;E territory, ask whether the utility has confirmed the permanent-service date.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"economy-homebuyer-checklist\" value=\"item-2\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">Review what the purchase contract permits if the utility connection or completion date changes.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"economy-homebuyer-checklist\" value=\"item-3\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">Obtain property-specific insurance quotes early, especially in higher-wildfire-risk areas.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"economy-homebuyer-checklist\" value=\"item-4\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">Track enacted legislation and formal FOMC statements instead of treating proposals or executive comments as final policy.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"cet-conclusion\">\ud83c\udfaf Conclusion<\/h2>\n  <p>Homebuyers considering new construction in PG&amp;E territory should verify utility timing and contract protections. Until lawmakers act or PG&amp;E identifies the deferred projects, broader cost and housing-market effects remain possibilities rather than confirmed outcomes.<\/p>\n\n  <div class=\"loaning-rate-box\">\n    <h2>Compare mortgage options in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">Personalized rates and terms vary by borrower and lender<\/p>\n  <\/div>\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"Sources and methodology\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udd0e <strong>Sources &amp; Methodology<\/strong><\/p>\n    <ul>\n      <li><a href=\"https:\/\/www.cnbc.com\/2026\/09\/02\/pge-ceo-calls-on-california-to-pass-wildfire-reform-after-the-shelved-effort-crushed-the-stock.html\" target=\"_blank\" rel=\"noopener noreferrer\">Original source: CNBC \u2014 September 2, 2026<\/a><\/li>\n      <li><a href=\"https:\/\/investor.pgecorp.com\/news-events\/press-releases\/press-release-details\/2026\/PGE-Launches-Strategic-Review-to-Build-a-Better-More-Affordable-Energy-Future-for-California-Customers\/default.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">PG&amp;E Corporation \u2014 Strategic Review and 2027 Investment Plan, September 2, 2026<\/a><\/li>\n      <li><a href=\"https:\/\/www.reuters.com\/business\/energy\/pge-invest-114-billion-california-2027-part-strategic-review-2026-09-02\/\" target=\"_blank\" rel=\"noopener noreferrer\">Reuters \u2014 PG&amp;E defers $2 billion after wildfire bill setback, September 2, 2026<\/a><\/li>\n      <li><a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/billNavClient.xhtml?bill_id=202520260SB492\" target=\"_blank\" rel=\"noopener noreferrer\">California Legislative Information \u2014 SB 492 text and history<\/a><\/li>\n      <li><a href=\"https:\/\/calmatters.org\/economy\/2026\/09\/wildfire-liability-bill-dies-without-a-vote-on-final-day-of-session\/\" target=\"_blank\" rel=\"noopener noreferrer\">CalMatters \u2014 Wildfire liability bill dies without a vote, September 1, 2026<\/a><\/li>\n      <li><a href=\"https:\/\/www.federalreserve.gov\/monetarypolicy\/fomc.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Reserve \u2014 FOMC structure and responsibilities<\/a><\/li>\n      <li><a href=\"https:\/\/www.federalreserve.gov\/newsevents\/pressreleases\/monetary20260729a.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Reserve \u2014 July 29, 2026 FOMC statement<\/a><\/li>\n    <\/ul>\n  <\/div>\n\n  <div class=\"loaning-editorial-disclosure\" style=\"background-color:#F8F9FA;border-radius:16px;padding:18px 22px;margin:16px 0;font-size:10px;line-height:1.7;color:#333333;font-family:inherit;\">\n    <div style=\"margin-bottom:8px;\">* This article is for general informational and educational purposes only and does not constitute financial, legal, investment, tax, insurance or mortgage advice. National, metro or survey figures are not personalized offers or property-specific conclusions. Actual mortgage rates, APRs, payments, points, fees, credits and eligibility vary by credit profile, loan-to-value ratio, product, property, occupancy, location, lender, market conditions and quote time. Loaning.ai does not guarantee approval, pricing or savings. Data may be revised, and proposals or company statements should not be treated as enacted law or guaranteed outcomes.<\/div>\n  <\/div>\n\n  <div class=\"loaning-side-tools\" aria-label=\"Page navigation tools\">\n    <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to the top of the page\" title=\"Back to top\" hidden=\"\">\n      <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n        <path d=\"m6 10 6-6 6 6M12 4v16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path>\n      <\/svg>\n      <span>Back to top<\/span>\n    <\/button>\n  <\/div>\n\n  <div class=\"loaning-floating-cta\" aria-label=\"Compare mortgage options\">\n    <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0903\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Compare Mortgage Options<\/a>\n  <\/div>\n<\/article>\n\n\n\n<script>\n  (function () {\n    var article = document.querySelector(\".loaning-geo-article\");\n    if (!article) return;\n\n    var summary = article.querySelector(\".loaning-ai-summary\");\n    var summaryToggle = summary ? summary.querySelector(\"summary\") : null;\n    var shareButton = article.querySelector(\".loaning-share-button\");\n    var shareStatus = article.querySelector(\".loaning-share-status\");\n    var scrollTopButton = article.querySelector(\".loaning-side-tools__item--top\");\n\n    function closeSummary() {\n      if (summary && summary.open) summary.removeAttribute(\"open\");\n    }\n\n    if (summary && summaryToggle) {\n      summary.addEventListener(\"toggle\", function () {\n        summaryToggle.setAttribute(\"aria-label\", summary.open ? \"Close AI summary\" : \"Open AI summary\");\n      });\n      document.addEventListener(\"click\", function (event) {\n        if (summary.open && !summary.contains(event.target)) closeSummary();\n      });\n      document.addEventListener(\"keydown\", function (event) {\n        if (event.key === \"Escape\" && summary.open) {\n          closeSummary();\n          summaryToggle.focus();\n        }\n      });\n    }\n\n    function announce(message) {\n      if (!shareStatus) return;\n      shareStatus.textContent = message;\n      window.setTimeout(function () { shareStatus.textContent = \"\"; }, 2500);\n    }\n\n    function fallbackCopy(value) {\n      var field = document.createElement(\"textarea\");\n      field.value = value;\n      field.setAttribute(\"readonly\", \"\");\n      field.style.position = \"fixed\";\n      field.style.opacity = \"0\";\n      document.body.appendChild(field);\n      var copied = false;\n      try {\n        field.select();\n        copied = document.execCommand(\"copy\");\n      } finally {\n        document.body.removeChild(field);\n      }\n      if (!copied) throw new Error(\"copy_failed\");\n    }\n\n    if (shareButton) {\n      shareButton.addEventListener(\"click\", async function () {\n        var shareData = {\"title\": \"California Wildfire Reform Stalls: Possible PG&E Utility Delays for Homebuyers\", \"text\": \"California wildfire reform stalled as PG&E cut planned investment. See what possible utility and housing delays may mean for homebuyers.\", \"url\": window.location.href };\n        try {\n          if (navigator.share) {\n            await navigator.share(shareData);\n            announce(\"Share completed.\");\n            return;\n          }\n          if (navigator.clipboard && window.isSecureContext) {\n            await navigator.clipboard.writeText(shareData.url);\n          } else {\n            fallbackCopy(shareData.url);\n          }\n          announce(\"Link copied.\");\n        } catch (error) {\n          if (error && error.name === \"AbortError\") return;\n          try {\n            fallbackCopy(shareData.url);\n            announce(\"Link copied.\");\n          } catch (copyError) {\n            announce(\"Please copy the link from your address bar.\");\n          }\n        }\n      });\n    }\n\n    if (scrollTopButton) {\n      function updateScrollTopButton() {\n        scrollTopButton.hidden = window.scrollY < 560;\n      }\n      scrollTopButton.addEventListener(\"click\", function () {\n        window.scrollTo({ top: 0, behavior: \"smooth\" });\n      });\n      window.addEventListener(\"scroll\", updateScrollTopButton, { passive: true });\n      updateScrollTopButton();\n    }\n  })();\n<\/script>\n\n\n\n<style id=\"loaning-rate-layout-repair-20260918\">.loaning-rate-box .loaning-rate-form{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(min(100%,150px),1fr))!important;gap:14px!important;width:100%!important;min-width:0!important;margin:0!important;padding:0!important}.loaning-rate-box .loaning-rate-form>br,.loaning-rate-box .loaning-rate-form>p:empty{display:none!important}.loaning-rate-box .loaning-rate-form>p{display:contents!important}.loaning-rate-box .loaning-rate-field{display:block!important;box-sizing:border-box!important;width:100%!important;min-width:0!important;height:auto!important;min-height:66px!important;padding:12px 14px!important;white-space:normal!important;overflow-wrap:anywhere!important;float:none!important;margin:0!important}.loaning-rate-box .loaning-rate-button{display:flex!important;grid-column:1\/-1!important;align-items:center!important;justify-content:center!important;box-sizing:border-box!important;width:100%!important;max-width:100%!important;min-width:0!important;height:auto!important;min-height:50px!important;margin:0!important;padding:14px 20px!important;line-height:1.5!important;font-size:16px!important;white-space:normal!important;text-align:center!important;overflow:visible!important;float:none!important}.loaning-rate-box h2{white-space:normal!important;overflow-wrap:anywhere!important;line-height:1.35!important}.loaning-rate-box .loaning-rate-field strong{white-space:normal!important;overflow-wrap:anywhere!important}@media(max-width:480px){.loaning-rate-box{padding:20px 16px!important}.loaning-rate-box .loaning-rate-form{grid-template-columns:minmax(0,1fr)!important}}<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Related keywords #CaliforniaHousing #WildfireReform #UtilityConnections #FOMC AI Summary The essentials at a glance California lawmakers did not pass SB 492; the final compromise never received an Assembly vote and did not become law. PG&#038;E reduced planned 2027 capital investment from $13.4 billion to $11.4 billion, and some new-housing connection work could be delayed. The dispute [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":8167,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[443],"tags":[],"class_list":["post-8436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>California Wildfire Reform: What Homebuyers Should Know<\/title>\n<meta name=\"description\" content=\"California wildfire reform stalled as PG&amp;E cut planned investment. See what possible utility and housing delays may mean for homebuyers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.loaning.ai\/en\/8436\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"California Wildfire Reform Stalls: Possible PG&amp;E Utility Delays for Homebuyers\" \/>\n<meta property=\"og:description\" content=\"California wildfire reform stalled as PG&amp;E cut planned investment. See what possible utility and housing delays may mean for homebuyers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.loaning.ai\/en\/8436\/\" \/>\n<meta property=\"og:site_name\" content=\"Loaning.AI Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-03T00:08:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-18T04:21:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/260123_fight_thumb.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1020\" \/>\n\t<meta property=\"og:image:height\" content=\"735\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"jhryu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jhryu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/\"},\"author\":{\"name\":\"jhryu\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/person\\\/d1644675e04b2c09848d7c1ce056c8d2\"},\"headline\":\"California Wildfire Reform Stalls: Possible PG&amp;E Utility Delays for Homebuyers\",\"datePublished\":\"2026-09-03T00:08:39+00:00\",\"dateModified\":\"2026-09-18T04:21:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/\"},\"wordCount\":1217,\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/260123_fight_thumb.png\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/\",\"name\":\"California Wildfire Reform: What Homebuyers Should Know\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/260123_fight_thumb.png\",\"datePublished\":\"2026-09-03T00:08:39+00:00\",\"dateModified\":\"2026-09-18T04:21:20+00:00\",\"description\":\"California wildfire reform stalled as PG&E cut planned investment. See what possible utility and housing delays may mean for homebuyers.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/#primaryimage\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/260123_fight_thumb.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/260123_fight_thumb.png\",\"width\":1020,\"height\":735},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/8436\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"News\",\"item\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/category\\\/news\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"California Wildfire Reform Stalls: Possible PG&amp;E Utility Delays for Homebuyers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/\",\"name\":\"Loaning.AI Blog\",\"description\":\"Compare 30 year mortgage rates in US\",\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#organization\",\"name\":\"Loaning.AI Blog\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/Group-181.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/Group-181.png\",\"width\":153,\"height\":144,\"caption\":\"Loaning.AI Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/#\\\/schema\\\/person\\\/d1644675e04b2c09848d7c1ce056c8d2\",\"name\":\"jhryu\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/en\\\/author\\\/jhryu\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"California Wildfire Reform: What Homebuyers Should Know","description":"California wildfire reform stalled as PG&E cut planned investment. See what possible utility and housing delays may mean for homebuyers.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.loaning.ai\/en\/8436\/","og_locale":"en_US","og_type":"article","og_title":"California Wildfire Reform Stalls: Possible PG&amp;E Utility Delays for Homebuyers","og_description":"California wildfire reform stalled as PG&E cut planned investment. See what possible utility and housing delays may mean for homebuyers.","og_url":"https:\/\/blog.loaning.ai\/en\/8436\/","og_site_name":"Loaning.AI Blog","article_published_time":"2026-09-03T00:08:39+00:00","article_modified_time":"2026-09-18T04:21:20+00:00","og_image":[{"width":1020,"height":735,"url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/260123_fight_thumb.png","type":"image\/png"}],"author":"jhryu","twitter_card":"summary_large_image","twitter_misc":{"Written by":"jhryu","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.loaning.ai\/en\/8436\/#article","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/en\/8436\/"},"author":{"name":"jhryu","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/d1644675e04b2c09848d7c1ce056c8d2"},"headline":"California Wildfire Reform Stalls: Possible PG&amp;E Utility Delays for Homebuyers","datePublished":"2026-09-03T00:08:39+00:00","dateModified":"2026-09-18T04:21:20+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.loaning.ai\/en\/8436\/"},"wordCount":1217,"publisher":{"@id":"https:\/\/blog.loaning.ai\/en\/#organization"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/8436\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/260123_fight_thumb.png","articleSection":["News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/blog.loaning.ai\/en\/8436\/","url":"https:\/\/blog.loaning.ai\/en\/8436\/","name":"California Wildfire Reform: What Homebuyers Should Know","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.loaning.ai\/en\/8436\/#primaryimage"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/8436\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/260123_fight_thumb.png","datePublished":"2026-09-03T00:08:39+00:00","dateModified":"2026-09-18T04:21:20+00:00","description":"California wildfire reform stalled as PG&E cut planned investment. See what possible utility and housing delays may mean for homebuyers.","breadcrumb":{"@id":"https:\/\/blog.loaning.ai\/en\/8436\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.loaning.ai\/en\/8436\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blog.loaning.ai\/en\/8436\/#primaryimage","url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/260123_fight_thumb.png","contentUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2026\/08\/260123_fight_thumb.png","width":1020,"height":735},{"@type":"BreadcrumbList","@id":"https:\/\/blog.loaning.ai\/en\/8436\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blog.loaning.ai\/en\/"},{"@type":"ListItem","position":2,"name":"News","item":"https:\/\/blog.loaning.ai\/en\/category\/news\/"},{"@type":"ListItem","position":3,"name":"California Wildfire Reform Stalls: Possible PG&amp;E Utility Delays for Homebuyers"}]},{"@type":"WebSite","@id":"https:\/\/blog.loaning.ai\/en\/#website","url":"https:\/\/blog.loaning.ai\/en\/","name":"Loaning.AI Blog","description":"Compare 30 year mortgage rates in US","publisher":{"@id":"https:\/\/blog.loaning.ai\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.loaning.ai\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/blog.loaning.ai\/en\/#organization","name":"Loaning.AI Blog","url":"https:\/\/blog.loaning.ai\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/","url":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png","contentUrl":"https:\/\/blog.loaning.ai\/en\/wp-content\/uploads\/2024\/11\/Group-181.png","width":153,"height":144,"caption":"Loaning.AI Blog"},"image":{"@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/blog.loaning.ai\/en\/#\/schema\/person\/d1644675e04b2c09848d7c1ce056c8d2","name":"jhryu","url":"https:\/\/blog.loaning.ai\/en\/author\/jhryu\/"}]}},"views":14,"_links":{"self":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/8436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/comments?post=8436"}],"version-history":[{"count":2,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/8436\/revisions"}],"predecessor-version":[{"id":8540,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/posts\/8436\/revisions\/8540"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/media\/8167"}],"wp:attachment":[{"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/media?parent=8436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/categories?post=8436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.loaning.ai\/en\/wp-json\/wp\/v2\/tags?post=8436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}