{"id":8494,"date":"2026-09-14T18:59:13","date_gmt":"2026-09-15T01:59:13","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/?p=8494"},"modified":"2026-09-14T18:59:15","modified_gmt":"2026-09-15T01:59:15","slug":"ai-policy-and-homebuying-costs-september-2026","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8494\/","title":{"rendered":"AI Policy Debate Intensifies: What Homebuyers Should Watch"},"content":{"rendered":"\n<!--\nCategory: Current Economy Trend\nArticle Title: AI Policy Debate Intensifies: What Homebuyers Should Watch\nKey Phrase: data centers and homeownership costs\nSEO Title: Data Centers and Homeownership Costs: What Buyers Should Watch\nMeta Description: Explore data centers and homeownership costs as the AI policy debate intensifies, with a focus on electricity budgets and independent Fed decisions.\nRecommended Slug: data-centers-and-homeownership-costs-september-2026\nOriginal Source: CNBC \u2014 supplied September 14, 2026 URL concerning Trump, AI data centers and Anthropic CEO Dario Amodei; exact article headline not independently confirmed.\nSource URL: https:\/\/www.cnbc.com\/2026\/09\/14\/trump-ai-data-centers-anthropic-dario-amodei.html\nVerification Note: The supplied CNBC page returned an access error, so its full text and publication\/update timestamps could not be verified. Replacement verification used the text in Donald Trump's original public Truth Social page metadata, Dario Amodei's original essay, and contemporaneous Le Monde reporting. EIA and Federal Reserve sources provide separately identified economic and institutional context. EIA figures for 2026 and 2027 are forecasts, not completed annual observations. The AI statements are not represented as a request for an FOMC rate change. This Loaning.ai article is dated September 14, 2026, the U.S. Eastern date at preparation.\nSupporting Sources:\nDonald Trump public post: https:\/\/truthsocial.com\/@realDonaldTrump\/posts\/117269745153543631\nDario Amodei, We Must Pace the Frontier: https:\/\/darioamodei.com\/post\/we-must-pace-the-frontier\nLe Monde, September 14 reporting: https:\/\/www.lemonde.fr\/en\/economy\/article\/2026\/09\/14\/trump-rejects-pause-in-ai-race-citing-competition-from-china_6757508_19.html\nEIA September Short-Term Energy Outlook: https:\/\/www.eia.gov\/outlooks\/steo\/report\/elec_coal_renew.php\nFederal Reserve independence FAQ: https:\/\/www.federalreserve.gov\/faqs\/about_12799.htm\nFederal Open Market Committee structure: https:\/\/www.federalreserve.gov\/monetarypolicy\/fomc.htm\nFOMC calendar: https:\/\/www.federalreserve.gov\/monetarypolicy\/fomccalendars.htm\n-->\n\n<style id=\"loaning-data-centers-and-homeownership-costs-september-2026-design-system\">\n@import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n.loaning-geo-article,\n.loaning-geo-article * {\n  box-sizing: border-box !important;\n  font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n}\n\n.loaning-geo-article {\n  --loaning-green: #117a57;\n  --loaning-ink: #26332d;\n  --loaning-muted: #68756f;\n  --loaning-line: #e1e7e4;\n  container: loaning-article \/ inline-size;\n  width: 100% !important;\n  max-width: 860px !important;\n  min-width: 0 !important;\n  margin: 0 auto !important;\n  padding: 0 20px 150px !important;\n  color: var(--loaning-ink) !important;\n  font-size: 16px !important;\n  line-height: 1.75 !important;\n  overflow-wrap: break-word;\n}\n\n.loaning-geo-article p {\n  margin: 0 0 16px !important;\n  padding: 0 !important;\n  color: inherit !important;\n  font-size: 16px !important;\n  line-height: 1.75 !important;\n  letter-spacing: normal !important;\n}\n\n.loaning-geo-article > h2 {\n  margin: 36px 0 16px !important;\n  padding: 0 0 12px !important;\n  border-bottom: 1px solid #dce5e0 !important;\n  color: #173f2e !important;\n  font-size: 25px !important;\n  line-height: 1.35 !important;\n  letter-spacing: -.02em !important;\n  scroll-margin-top: 96px;\n}\n\n.loaning-geo-article > br { display: none !important; 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}\n}\n@container loaning-article (max-width: 440px) {\n  .loaning-geo-article .loaning-rate-form { grid-template-columns: minmax(0,1fr) !important; }\n  .loaning-geo-article .loaning-rate-box { padding: 18px !important; }\n  .loaning-geo-article .loaning-rate-box h2 { font-size: 19px !important; }\n}\n<\/style>\n\n<style id=\"loaning-data-centers-and-homeownership-costs-september-2026-editorial-overrides\">\n.loaning-geo-article .loaning-fact-check { margin-top: 30px !important; }\n.loaning-geo-article .loaning-editorial-disclosure { margin: 24px 0 !important; padding: 18px 20px !important; border-radius: 14px !important; background: #f8f9fa !important; }\n.loaning-geo-article .loaning-editorial-disclosure p,\n.loaning-geo-article .loaning-editorial-disclosure p * { margin: 0 !important; color: #5d6d64 !important; font-size: 12px !important; line-height: 1.7 !important; }\n<\/style>\n\n<article id=\"ec-article-top\" class=\"loaning-geo-article\" lang=\"en\" tabindex=\"-1\" data-loaning-slug=\"data-centers-and-homeownership-costs-september-2026\">\n<meta itemprop=\"keywords\" content=\"data centers and homeownership costs, AI policy, electricity prices, Federal Reserve independence, homebuyer budget\">\n<div class=\"loaning-intro\">\n  <p>The AI policy debate has a practical angle for homebuyers: electricity budgets. Understanding <strong>data centers and homeownership costs<\/strong> starts with local bills.<\/p>\n  <!--more-->\n  <p>Political statements and Federal Reserve decisions also need to be evaluated separately.<\/p>\n<\/div>\n\n<section class=\"loaning-article-tools\" aria-label=\"Article tools\">\n  <div class=\"loaning-article-tools__keywords\">\n    <span class=\"loaning-article-tools__label\">Related keywords<\/span>\n    <a href=\"#ec-policy\">#AIPolicy<\/a>\n    <a href=\"#ec-energy\">#DataCenters<\/a>\n    <a href=\"#ec-energy\">#ElectricityCosts<\/a>\n    <a href=\"#ec-fed\">#FederalReserve<\/a>\n    <a href=\"#ec-buyers\">#Homebuyers<\/a>\n  <\/div>\n  <div class=\"loaning-article-tools__actions\">\n    <details class=\"loaning-ai-summary\">\n      <summary aria-label=\"Open AI summary\">AI Summary<\/summary>\n      <div class=\"loaning-ai-summary__panel\">\n        <p><strong>The essentials at a glance<\/strong><\/p>\n        <ul>\n          <li>Trump and Anthropic CEO Dario Amodei expressed different positions on AI safeguards.<\/li>\n          <li>EIA\u2019s electricity outlook provides a separate basis for reviewing household energy budgets.<\/li>\n          <li>The FOMC makes monetary-policy decisions independently of presidential statements.<\/li>\n        <\/ul>\n      <\/div>\n    <\/details>\n    <button class=\"loaning-share-button\" type=\"button\" aria-label=\"Share this article\">\n      <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" aria-hidden=\"true\">\n        <path d=\"M8.2 10.8 15.8 6.2M8.2 13.2l7.6 4.6\"><\/path>\n        <circle cx=\"18\" cy=\"5\" r=\"2.5\"><\/circle>\n        <circle cx=\"6\" cy=\"12\" r=\"2.5\"><\/circle>\n        <circle cx=\"18\" cy=\"19\" r=\"2.5\"><\/circle>\n      <\/svg>\n    <\/button>\n    <span class=\"loaning-share-status loaning-visually-hidden\" aria-live=\"polite\"><\/span>\n  <\/div>\n<\/section>\n\n<div class=\"loaning-key-takeaways\">\n  <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd Key Takeaways<\/p>\n  <ul>\n    <li><strong>A policy disagreement:<\/strong> Statements about AI safeguards express positions, not guaranteed economic outcomes.<\/li>\n    <li><strong>A budget consideration:<\/strong> Electricity belongs in a homeownership budget alongside financing, taxes and insurance.<\/li>\n    <li><strong>A separate institution:<\/strong> Presidential comments do not set the federal funds target.<\/li>\n    <li><strong>A local calculation:<\/strong> National forecasts cannot determine the utility bill for a specific property.<\/li>\n  <\/ul>\n<\/div>\n\n<nav class=\"loaning-toc\" aria-label=\"Table of contents\">\n  <p class=\"loaning-toc__title\">In this guide<\/p>\n  <div class=\"loaning-toc__links\">\n    <a href=\"#ec-policy\">AI policy debate<\/a>\n    <a href=\"#ec-energy\">Electricity outlook<\/a>\n    <a href=\"#ec-fed\">Fed decisions<\/a>\n    <a href=\"#ec-costs\">Homeownership costs<\/a>\n    <a href=\"#ec-buyers\">Buyer checklist<\/a>\n    <a href=\"#ec-conclusion\">Conclusion<\/a>\n  <\/div>\n<\/nav>\n\n<div class=\"loaning-key-takeaways loaning-fact-check\">\n  <p class=\"loaning-key-takeaways__title\">\u2705 Fact-Check Snapshot<\/p>\n  <ul>\n    <li>The supplied CNBC page was inaccessible; original statements and replacement reporting were used.<\/li>\n    <li>The economic context below comes from EIA\u2019s September 9 outlook, completed September 3.<\/li>\n    <li>The 2026 and 2027 electricity figures are forecasts.<\/li>\n    <li>The FOMC\u2019s September 15\u201316 meeting had not occurred as of this article\u2019s September 14 preparation date.<\/li>\n  <\/ul>\n<\/div>\n\n<!-- Rewritten Article -->\n<h2 id=\"ec-policy\">\ud83c\udfdb\ufe0f What the AI Debate Actually Concerns<\/h2>\n<p>On September 14, President Donald Trump criticized calls for additional AI guardrails and defended continued U.S. leadership in the technology. His public post also targeted Anthropic CEO Dario Amodei and opposition to data centers.<\/p>\n<p>Amodei\u2019s essay, published that weekend, argued for slowing advances in model capabilities so safeguards could catch up. That is a proposed approach to managing technological risk, rather than a measured forecast of future growth, employment or household costs.<\/p>\n<p>The disagreement concerns AI development and oversight. Neither position, by itself, establishes what will happen to mortgage rates or what a particular community will pay for electricity.<\/p>\n\n<h2 id=\"ec-energy\">\u26a1 The Electricity Outlook Adds Economic Context<\/h2>\n<p>Separately from the political debate, the U.S. Energy Information Administration expects data center development and manufacturing activity to contribute to rising electricity demand. Its September outlook projects nationwide electricity sales of 4,135 billion kilowatthours in 2026 and 4,211 billion in 2027.<\/p>\n\n<div class=\"loaning-table-wrap\">\n  <table aria-label=\"EIA national residential electricity price history and forecasts\">\n    <thead>\n      <tr>\n        <th scope=\"col\">Year<\/th>\n        <th scope=\"col\">U.S. residential price<\/th>\n        <th scope=\"col\">Status in September outlook<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td>2025<\/td>\n        <td>17.3 cents per kWh<\/td>\n        <td>Historical annual figure<\/td>\n      <\/tr>\n      <tr>\n        <td>2026<\/td>\n        <td>18.2 cents per kWh<\/td>\n        <td>Annual forecast<\/td>\n      <\/tr>\n      <tr>\n        <td>2027<\/td>\n        <td>18.6 cents per kWh<\/td>\n        <td>Annual forecast<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n<p class=\"loaning-table-footnote\">Source: EIA, September 2026 Short-Term Energy Outlook, released September 9. Prices are national annual averages. Forecasts may change and are not a quote for any local utility customer.<\/p>\n\n<div class=\"loaning-rate-box\">\n  <h2>Compare mortgage options in minutes<\/h2>\n  <div class=\"loaning-rate-form\">\n    <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Type<\/span><strong>Purchase<\/strong><\/a>\n    <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Term<\/span><strong>30-Year Fixed<\/strong><\/a>\n    <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\"><span>City<\/span><strong>Enter your city<\/strong><\/a>\n    <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\">Compare<\/a>\n  <\/div>\n  <p class=\"loaning-rate-note\">Personalized rates and terms vary by borrower and lender.<\/p>\n<\/div>\n\n<h2 id=\"ec-fed\">\ud83c\udfe6 Political Statements and Fed Decisions Are Separate<\/h2>\n<p>The Federal Reserve\u2019s monetary-policy framework is designed to support maximum employment and stable prices while insulating decisions from political pressure. The FOMC reviews economic and financial conditions and determines the appropriate policy stance.<\/p>\n<p>A president\u2019s policy preference does not change the federal funds target. That overnight interest-rate framework is also different from the rate a lender offers on a long-term home loan.<\/p>\n<p>Mortgage pricing may respond to Treasury yields, mortgage-backed securities, inflation expectations, employment data and investor risk appetite. Those channels can produce movements before a Fed meeting or in a different direction from an expected policy change. The AI statements reviewed here do not establish a specific mortgage-rate effect.<\/p>\n\n<h2 id=\"ec-costs\">\ud83c\udfe0 What This Means for a Homeownership Budget<\/h2>\n<p>The connection between <strong>data centers and homeownership costs<\/strong> needs local evidence. A national demand forecast cannot identify how infrastructure costs will be allocated in your utility\u2019s service area.<\/p>\n<p>As a practical budgeting step, request a full year of electricity bills for the property when available. Review usage as well as dollars spent, and ask the utility about its current rate schedule. Consider the home\u2019s size, heating and cooling equipment, insulation and your own expected usage.<\/p>\n<p>For an area with a proposed data center, look for utility filings and local planning documents before assuming that either bills or property values will change. A project announcement alone cannot establish the financial effect on your purchase.<\/p>\n\n<div class=\"loaning-important-note\">\n  <p class=\"loaning-important-note__title\">\u26a0\ufe0f Forecasts Are Not Property-Specific Estimates<\/p>\n  <p>EIA\u2019s outlook does not isolate data centers as the sole cause of electricity-price changes. It also does not predict the bill for your home or the mortgage terms you will receive. Use verified local costs and a current lender quote when setting your budget.<\/p>\n<\/div>\n\n<h2 id=\"ec-buyers\">\u2705 Buyer Checklist<\/h2>\n<p>Use the broader economic news to identify questions, then answer them with information about the property and your finances.<\/p>\n<div class=\"loaning-checklist\" aria-label=\"Buyer checklist\">\n  <label class=\"loaning-checklist-card\"><input type=\"checkbox\"><span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span><span class=\"loaning-checklist-card__text\">Request available utility bills covering both high-use and low-use seasons.<\/span><\/label>\n  <label class=\"loaning-checklist-card\"><input type=\"checkbox\"><span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span><span class=\"loaning-checklist-card__text\">Check local utility rates and any approved changes directly with the provider.<\/span><\/label>\n  <label class=\"loaning-checklist-card\"><input type=\"checkbox\"><span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span><span class=\"loaning-checklist-card__text\">Include taxes, insurance, utilities, maintenance and association dues in your budget.<\/span><\/label>\n  <label class=\"loaning-checklist-card\"><input type=\"checkbox\"><span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span><span class=\"loaning-checklist-card__text\">Compare current mortgage offers and confirm points, lender fees and lock terms.<\/span><\/label>\n<\/div>\n\n<h2 id=\"ec-conclusion\">\ud83c\udfaf Conclusion<\/h2>\n<p>The AI debate raises questions about oversight, investment and energy demand. For a homebuyer, the useful response is to verify local ownership costs and leave room in the budget for uncertainty.<\/p>\n<p>Evaluate political statements as statements, official forecasts as forecasts and lender offers according to their actual terms. Each provides a different kind of information for your decision.<\/p>\n\n<div class=\"loaning-rate-box\">\n  <h2>Compare mortgage options in minutes<\/h2>\n  <div class=\"loaning-rate-form\">\n    <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Type<\/span><strong>Purchase<\/strong><\/a>\n    <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Term<\/span><strong>30-Year Fixed<\/strong><\/a>\n    <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\"><span>City<\/span><strong>Enter your city<\/strong><\/a>\n    <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\">Compare<\/a>\n  <\/div>\n  <p class=\"loaning-rate-note\">Personalized rates and terms vary by borrower and lender.<\/p>\n<\/div>\n\n<div class=\"loaning-editorial-disclosure\">\n  <p><strong>Editorial Disclosure:<\/strong> This content is for general informational and educational purposes only. Individual mortgage rates and terms vary, and displayed market rates or averages do not guarantee an offer to a particular borrower. Loan pricing and eligibility may depend on credit score, loan-to-value ratio (LTV), debt-to-income ratio (DTI), loan type and term, points, lender fees, property location and market conditions. This content is not a loan approval, rate lock, financial, legal or tax advice, or an offer of a specific product. Consult a qualified professional or licensed lender about your circumstances.<\/p>\n<\/div>\n\n<div class=\"loaning-side-tools\">\n  <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to top\" hidden>\u2191 <span>Back to top<\/span><\/button>\n<\/div>\n\n<div class=\"loaning-floating-cta\">\n  <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_economy_0915\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Compare Mortgage Options<\/a>\n<\/div>\n<\/article>\n\n\n\n<script>\n(function () {\n  const article = document.getElementById(\"ec-article-top\");\n  if (!article) return;\n\n  const summary = article.querySelector(\".loaning-ai-summary\");\n  const toggle = summary?.querySelector(\"summary\");\n  const share = article.querySelector(\".loaning-share-button\");\n  const status = article.querySelector(\".loaning-share-status\");\n  const topButton = article.querySelector(\".loaning-side-tools__item--top\");\n\n  summary?.addEventListener(\"toggle\", function () {\n    toggle?.setAttribute(\"aria-label\", summary.open ? \"Close AI summary\" : \"Open AI summary\");\n  });\n\n  document.addEventListener(\"click\", function (event) {\n    if (summary?.open && !summary.contains(event.target)) {\n      summary.removeAttribute(\"open\");\n    }\n  });\n\n  article.addEventListener(\"keydown\", function (event) {\n    if (event.key === \"Escape\" && summary?.open) {\n      summary.removeAttribute(\"open\");\n      toggle?.focus();\n    }\n  });\n\n  share?.addEventListener(\"click\", async function () {\n    const shareData = {\n      title: article.querySelector('meta[itemprop=\"headline\"]').content,\n      text: article.querySelector('meta[itemprop=\"description\"]').content,\n      url: location.href\n    };\n    try {\n      if (navigator.share) {\n        await navigator.share(shareData);\n        if (status) status.textContent = \"Article shared.\";\n      } else if (navigator.clipboard?.writeText) {\n        await navigator.clipboard.writeText(shareData.url);\n        if (status) status.textContent = \"Article link copied.\";\n      } else if (status) {\n        status.textContent = \"Copy the page address from your browser to share this article.\";\n      }\n    } catch (error) {\n      if (error.name !== \"AbortError\" && status) {\n        status.textContent = \"Please copy the page address from your browser.\";\n      }\n    }\n  });\n\n  if (topButton) {\n    const updateTopButton = function () {\n      topButton.hidden = window.scrollY < 560;\n    };\n    window.addEventListener(\"scroll\", updateTopButton, { passive: true });\n    topButton.addEventListener(\"click\", function () {\n      article.focus({ preventScroll: true });\n      window.scrollTo({\n        top: 0,\n        behavior: window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches ? \"auto\" : \"smooth\"\n      });\n    });\n    updateTopButton();\n  }\n\n  article.querySelectorAll(\".loaning-table-wrap table\").forEach(function (table) {\n    if (table.classList.contains(\"loaning-table-mobile-ready\")) return;\n    const head = table.tHead;\n    if (!head || head.rows.length !== 1) return;\n    const headers = Array.from(head.rows[0].cells);\n    const rows = Array.from(table.tBodies).flatMap(body => Array.from(body.rows));\n    if (!headers.length || !rows.length) return;\n    if (headers.some(cell => cell.colSpan !== 1 || cell.rowSpan !== 1)) return;\n    if (rows.some(row => row.cells.length !== headers.length ||\n      Array.from(row.cells).some(cell => cell.tagName !== \"TD\" || cell.colSpan !== 1 || cell.rowSpan !== 1))) return;\n\n    table.setAttribute(\"role\", \"table\");\n    head.setAttribute(\"role\", \"rowgroup\");\n    head.rows[0].setAttribute(\"role\", \"row\");\n    headers.forEach(function (cell) {\n      cell.setAttribute(\"role\", \"columnheader\");\n      cell.setAttribute(\"scope\", \"col\");\n    });\n    Array.from(table.tBodies).forEach(body => body.setAttribute(\"role\", \"rowgroup\"));\n    rows.forEach(function (row) {\n      row.setAttribute(\"role\", \"row\");\n      Array.from(row.cells).forEach(function (cell, index) {\n        cell.setAttribute(\"role\", \"cell\");\n        cell.setAttribute(\"data-loaning-label\", headers[index].textContent.trim());\n      });\n    });\n    table.classList.add(\"loaning-table-mobile-ready\");\n  });\n})();\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>The AI policy debate has a practical angle for homebuyers: electricity budgets. Understanding data centers and homeownership costs starts with local bills.<\/p>\n","protected":false},"author":11,"featured_media":8167,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[443],"tags":[],"class_list":["post-8494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>AI Policy and Homebuying Costs: What to Watch<\/title>\n<meta name=\"description\" content=\"Explore AI policy and homebuying costs as the data-center debate intensifies, with a look at electricity forecasts, household budgets and independent Fed policy.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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