{"id":8618,"date":"2026-09-22T14:04:55","date_gmt":"2026-09-22T21:04:55","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/8618\/"},"modified":"2026-09-22T14:04:55","modified_gmt":"2026-09-22T21:04:55","slug":"u-s-home-prices-rose-0-25-in-august-f0560d134347","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8618\/","title":{"rendered":"U.S. Home Prices Rose 0.25% in August, Redfin Says"},"content":{"rendered":"<p><!-- loaning-news-bot:f0560d13-4347-4034-b8f3-f29c695c441c --><\/p>\n<style id=\"loaning-news-article-design-system\">\n@import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n.loaning-geo-article,.loaning-geo-article *{box-sizing:border-box!important;font-family:\"Pretendard Variable\",Pretendard,-apple-system,BlinkMacSystemFont,\"Segoe UI\",sans-serif!important}\n.loaning-geo-article{--loaning-green:#15966b;--loaning-ink:#26332d;--loaning-muted:#68756f;--loaning-line:#e1e7e4;width:100%!important;max-width:860px!important;margin:0 auto!important;padding:0 16px 140px!important;color:var(--loaning-ink)!important;font-size:16px!important;line-height:1.75!important;overflow-wrap:break-word}\nbody:has(.loaning-geo-article) .jnews_content_top_ads:has(.ads-wrapper:empty){display:none!important}\nbody:has(.loaning-geo-article) .entry-header{margin-bottom:18px!important}\nbody:has(.loaning-publish-date) .entry-header .jeg_meta_date{display:none!important}\n.loaning-geo-article>br,.loaning-geo-article>p:empty{display:none!important}\n.loaning-publish-date{display:block!important;margin:0 0 14px!important;color:#68756f!important;font-size:13px!important}\n.loaning-geo-article>h2,.loaning-geo-article section>h2{margin:36px 0 16px!important;padding-bottom:10px!important;border-bottom:1px solid #dce5e0!important;color:#173f2e!important;font-size:26px!important;line-height:1.38!important}\n.loaning-intro{margin-bottom:20px!important;font-size:18px!important}\n.loaning-article-tools{position:relative!important;z-index:20!important;display:flex!important;justify-content:space-between!important;gap:18px!important;margin-bottom:24px!important;padding-bottom:18px!important;border-bottom:1px solid #e3eae6!important}\n.loaning-article-tools__keywords{display:flex!important;flex:1!important;flex-wrap:wrap!important;gap:7px 14px!important}\n.loaning-article-tools__label{flex-basis:100%!important;color:#7a8680!important;font-size:11px!important;font-weight:700!important}\n.loaning-article-tools__keywords span:not(.loaning-article-tools__label){color:#27664a!important;font-size:13px!important;font-weight:650!important}\n.loaning-article-tools__actions{position:relative!important;display:flex!important;gap:10px!important}\n.loaning-ai-summary{position:relative!important}\n.loaning-ai-summary>summary{display:flex!important;align-items:center!important;min-height:44px!important;padding:8px 14px!important;border:1px solid #d5e2db!important;border-radius:999px!important;background:#fff!important;font-weight:700!important;list-style:none!important;cursor:pointer!important}\n.loaning-ai-summary>summary::-webkit-details-marker{display:none!important}\n.loaning-ai-summary__panel{position:absolute!important;z-index:40!important;top:calc(100% + 10px)!important;right:0!important;width:min(420px,calc(100vw - 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32px),680px)!important;transform:translateX(-50%)!important}\n.loaning-floating-cta__link{display:flex!important;align-items:center!important;justify-content:center!important;min-height:52px!important;border-radius:999px!important;background:#49cc7f!important;color:#fff!important;text-decoration:none!important;font-weight:700!important}\n@media(max-width:900px){.loaning-rate-form{grid-template-columns:1fr 1fr!important}.loaning-rate-button{grid-column:span 2!important}}\n@media(max-width:680px){.loaning-geo-article{padding:0 12px 124px!important}.loaning-article-tools{flex-direction:column!important}.loaning-ai-summary__panel{right:auto!important;left:0!important}.loaning-geo-article>h2,.loaning-geo-article section>h2{font-size:24px!important}.loaning-floating-cta{width:calc(100vw - 24px)!important}.loaning-side-tools{right:12px!important;bottom:72px!important;width:44px!important}.loaning-side-tools__item span{display:none!important}}\n@media(max-width:600px){.loaning-rate-form{grid-template-columns:1fr!important}.loaning-rate-button{grid-column:auto!important}}\n@media print{.loaning-floating-cta,.loaning-side-tools,.loaning-article-tools__actions{display:none!important}}\n<\/style>\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\">\n<br \/>\n<br \/>\n<br \/>\n<\/p>\n<p><time class=\"loaning-publish-date\" datetime=\"2026-09-23\">09\/23\/26<\/time><\/p>\n<section class=\"loaning-article-tools\">\n<div class=\"loaning-article-tools__keywords\"><span class=\"loaning-article-tools__label\">Related keywords<\/span><span>#U.S. home prices<\/span><span>#U.S. housing market<\/span><span>#home prices<\/span><span>#homebuyers<\/span><span>#real estate<\/span><\/div>\n<div class=\"loaning-article-tools__actions\">\n<details class=\"loaning-ai-summary\">\n<summary aria-label=\"AI Summary\">AI Summary<\/summary>\n<div class=\"loaning-ai-summary__panel\">\n<p><strong>The essentials at a glance<\/strong><\/p>\n<p>U.S. home prices rose modestly in August as buyers gained leverage, with sharp differences between metros such as St. Louis and Austin.<\/p>\n<\/div>\n<\/details>\n<p><button class=\"loaning-share-button\" type=\"button\" aria-label=\"Share this article\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"18\" cy=\"5\" r=\"2.5\"><\/circle><circle cx=\"6\" cy=\"12\" r=\"2.5\"><\/circle><circle cx=\"18\" cy=\"19\" r=\"2.5\"><\/circle><path d=\"M8.2 10.8 15.8 6.2M8.2 13.2l7.6 4.6\"><\/path><\/svg><\/button><br \/>\n<span class=\"loaning-share-status loaning-visually-hidden\" aria-live=\"polite\"><\/span>\n<\/div>\n<\/section>\n<div class=\"loaning-intro\">\n<p>U.S. home prices rose modestly in August as buyers gained leverage, with sharp differences between metros such as St. Louis and Austin.<\/p>\n<\/div>\n<div class=\"loaning-key-takeaways\">\n<p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n<ul>\n<li><strong>U.S. Home Prices Keep Rising:<\/strong> U.S. home prices increased 0.25% in August from July on a seasonally adjusted basis, according to the Redfin Home Price Index.<\/li>\n<li><strong>Home Prices Give Buyers More Leverage:<\/strong> August was the strongest buyer\u2019s market on record in the report, with 58% more home sellers than buyers in the U.S.<\/li>\n<li><strong>Local Housing Prices Diverge:<\/strong> St.<\/li>\n<\/ul>\n<\/div>\n<nav class=\"loaning-toc\" aria-label=\"In this guide\">\n<p class=\"loaning-toc__title\">In this guide<\/p>\n<div class=\"loaning-toc__links\"><a href=\"#loaning-news-section-1\">U.S. Home Prices Keep Rising<\/a><a href=\"#loaning-news-section-2\">Home Prices Give Buyers More Leverage<\/a><a href=\"#loaning-news-section-3\">Local Housing Prices Diverge<\/a><\/div>\n<\/nav>\n<div class=\"loaning-key-takeaways loaning-fact-check\">\n<p class=\"loaning-key-takeaways__title\">\u2705 <strong>Fact-Check Snapshot<\/strong><\/p>\n<ul>\n<li>U.S. home prices increased 0.25% month over month in August on a seasonally adjusted basis.<\/li>\n<li>August had 58% more home sellers than buyers in the U.S.<\/li>\n<li>St. Louis had the largest month-over-month home-price increase among the 50 most populous U.S. metros in August, at 1.1%.<\/li>\n<\/ul>\n<\/div>\n<section aria-labelledby=\"loaning-news-section-1\">\n<h2 id=\"loaning-news-section-1\">U.S. Home Prices Keep Rising<\/h2>\n<p>U.S. home prices increased 0.25% in August from July on a seasonally adjusted basis, according to the Redfin Home Price Index. That was slightly slower than the 0.26% increase in July and the 0.27% increase in June. Prices were up 3.7% from a year earlier, the fastest annual growth rate in a year.<\/p>\n<p>The modest pace matters because a buyer who needs time to compare homes or arrange financing may face less risk of a rapidly rising price tag than in a faster market. It does not mean prices are moving uniformly across the country; local supply and demand remain important.<\/p>\n<\/section>\n<div class=\"loaning-rate-box\">\n<h2>Compare mortgage options in minutes<\/h2>\n<div class=\"loaning-rate-form\">\n<a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Type<\/span><strong>Purchase<\/strong><\/a><br \/>\n<a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Term<\/span><strong>Choose on Loaning.ai<\/strong><\/a><br \/>\n<a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\"><span>City<\/span><strong>Enter on Loaning.ai<\/strong><\/a><br \/>\n<a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\">Compare mortgage options<\/a>\n<\/div>\n<p class=\"loaning-rate-note\">Personalized rates and terms vary by borrower and lender.<\/p>\n<\/div>\n<section aria-labelledby=\"loaning-news-section-2\">\n<h2 id=\"loaning-news-section-2\">Home Prices Give Buyers More Leverage<\/h2>\n<p>August was the strongest buyer\u2019s market on record in the report, with 58% more home sellers than buyers in the U.S. Even so, prices continued to rise. Many homeowners have substantial equity and little reason to accept a steep discount, which can limit how far asking prices fall when demand is weak.<\/p>\n<p>For a purchaser, more seller competition can create room to negotiate on price or terms, although the amount of leverage will depend on the property and market. A seller\u2019s reluctance to cut deeply can also keep available homes from becoming substantially cheaper.<\/p>\n<\/section>\n<section aria-labelledby=\"loaning-news-section-3\">\n<h2 id=\"loaning-news-section-3\">Local Housing Prices Diverge<\/h2>\n<p>St. Louis recorded the largest month-over-month increase among the 50 most populous U.S. metros, with prices rising 1.1% in August. Pittsburgh followed with a 1% increase. Austin and Charlotte posted the largest declines, both at -0.7%.<\/p>\n<p>Those differences illustrate why a national trend may not describe a buyer\u2019s local search. In markets where listings outnumber buyers, sellers may need to adjust prices to attract attention; where demand is stronger, competition can keep prices moving higher.<\/p>\n<\/section>\n<div class=\"loaning-rate-box\">\n<h2>Compare mortgage options in minutes<\/h2>\n<div class=\"loaning-rate-form\">\n<a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Type<\/span><strong>Purchase<\/strong><\/a><br \/>\n<a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\"><span>Loan Term<\/span><strong>Choose on Loaning.ai<\/strong><\/a><br \/>\n<a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\"><span>City<\/span><strong>Enter on Loaning.ai<\/strong><\/a><br \/>\n<a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\">Compare mortgage options<\/a>\n<\/div>\n<p class=\"loaning-rate-note\">Personalized rates and terms vary by borrower and lender.<\/p>\n<\/div>\n<div class=\"loaning-editorial-disclosure\">This article is for general information only, not financial, legal, tax or mortgage advice or a loan offer.<\/div>\n<div class=\"loaning-side-tools\"><button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to top\" hidden><span>Back to top<\/span>\u2191<\/button><\/div>\n<div class=\"loaning-floating-cta\"><a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_0923\" target=\"_blank\" rel=\"noopener noreferrer\">Compare mortgage options<\/a><\/div>\n<\/article>\n<p><br \/>\n<script>\n(function(){\nconst article=document.getElementById(\"loaning-article-top\");if(!article)return;\nconst summary=article.querySelector(\".loaning-ai-summary\"),share=article.querySelector(\".loaning-share-button\"),status=article.querySelector(\".loaning-share-status\"),top=article.querySelector(\".loaning-side-tools__item--top\");\ndocument.addEventListener(\"click\",function(event){if(summary&&summary.open&&!summary.contains(event.target))summary.removeAttribute(\"open\")});\nif(share)share.addEventListener(\"click\",async function(){const 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Austin.<\/p>\n","protected":false},"author":11,"featured_media":8167,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"footnotes":""},"categories":[443],"tags":[],"class_list":["post-8618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>U.S. Home Prices Rose 0.25% in August<\/title>\n<meta name=\"description\" content=\"U.S. home prices rose 0.25% in August as buyers gained leverage, while St. Louis climbed and Austin and Charlotte posted declines.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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