{"id":8654,"date":"2026-09-30T14:05:27","date_gmt":"2026-09-30T21:05:27","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/8654\/"},"modified":"2026-09-30T14:05:27","modified_gmt":"2026-09-30T21:05:27","slug":"home-price-cuts-september-record-buyers-18c4b313791e","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8654\/","title":{"rendered":"Home Price Cuts Reach a September Record as Buyers Gain"},"content":{"rendered":"<p><!-- loaning-news-bot:18c4b313-791e-45a7-bf18-f9303d55ddc8 --><\/p>\n<style id=\"loaning-news-article-design-system\">\n@import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n.loaning-geo-article,.loaning-geo-article *{box-sizing:border-box!important;font-family:\"Pretendard Variable\",Pretendard,-apple-system,BlinkMacSystemFont,\"Segoe UI\",sans-serif!important}\n.loaning-geo-article{--loaning-green:#15966b;--loaning-ink:#26332d;--loaning-muted:#68756f;--loaning-line:#e1e7e4;width:100%!important;max-width:860px!important;margin:0 auto!important;padding:0 16px 140px!important;color:var(--loaning-ink)!important;font-size:16px!important;line-height:1.75!important;overflow-wrap:break-word}\nbody:has(.loaning-geo-article) .jnews_content_top_ads:has(.ads-wrapper:empty){display:none!important}\nbody:has(.loaning-geo-article) .entry-header{margin-bottom:18px!important}\nbody:has(.loaning-publish-date) .entry-header .jeg_meta_date{display:none!important}\n.loaning-geo-article>br,.loaning-geo-article>p:empty{display:none!important}\n.loaning-publish-date{display:block!important;margin:0 0 14px!important;color:#68756f!important;font-size:13px!important}\n.loaning-geo-article>h2,.loaning-geo-article section>h2{margin:36px 0 16px!important;padding-bottom:10px!important;border-bottom:1px solid #dce5e0!important;color:#173f2e!important;font-size:26px!important;line-height:1.38!important}\n.loaning-intro{margin-bottom:20px!important;font-size:18px!important}\n.loaning-article-tools{position:relative!important;z-index:20!important;display:flex!important;justify-content:space-between!important;gap:18px!important;margin-bottom:24px!important;padding-bottom:18px!important;border-bottom:1px solid #e3eae6!important}\n.loaning-article-tools__keywords{display:flex!important;flex:1!important;flex-wrap:wrap!important;gap:7px 14px!important}\n.loaning-article-tools__label{flex-basis:100%!important;color:#7a8680!important;font-size:11px!important;font-weight:700!important}\n.loaning-article-tools__keywords span:not(.loaning-article-tools__label){color:#27664a!important;font-size:13px!important;font-weight:650!important}\n.loaning-article-tools__actions{position:relative!important;display:flex!important;gap:10px!important}\n.loaning-ai-summary{position:relative!important}\n.loaning-ai-summary>summary{display:flex!important;align-items:center!important;min-height:44px!important;padding:8px 14px!important;border:1px solid #d5e2db!important;border-radius:999px!important;background:#fff!important;font-weight:700!important;list-style:none!important;cursor:pointer!important}\n.loaning-ai-summary>summary::-webkit-details-marker{display:none!important}\n.loaning-ai-summary__panel{position:absolute!important;z-index:40!important;top:calc(100% + 10px)!important;right:0!important;width:min(420px,calc(100vw - 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32px),680px)!important;transform:translateX(-50%)!important}\n.loaning-floating-cta__link{display:flex!important;align-items:center!important;justify-content:center!important;min-height:52px!important;border-radius:999px!important;background:#49cc7f!important;color:#fff!important;text-decoration:none!important;font-weight:700!important}\n@media(max-width:680px){.loaning-geo-article{padding:0 12px 124px!important}.loaning-article-tools{flex-direction:column!important}.loaning-ai-summary__panel{right:auto!important;left:0!important}.loaning-geo-article>h2,.loaning-geo-article section>h2{font-size:24px!important}.loaning-floating-cta{width:calc(100vw - 24px)!important}.loaning-side-tools{right:12px!important;bottom:72px!important;width:44px!important}.loaning-side-tools__item span{display:none!important}}\n@media print{.loaning-floating-cta,.loaning-side-tools,.loaning-article-tools__actions{display:none!important}}\n<\/style>\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\">\n<br \/>\n<br \/>\n<br \/>\n<\/p>\n<p><time class=\"loaning-publish-date\" datetime=\"2026-10-01\">10\/01\/26<\/time><\/p>\n<section class=\"loaning-article-tools\">\n<div class=\"loaning-article-tools__keywords\"><span class=\"loaning-article-tools__label\">Related keywords<\/span><span>#home price cuts<\/span><span>#housing market<\/span><span>#home prices<\/span><span>#homebuyers<\/span><span>#mortgage<\/span><\/div>\n<div class=\"loaning-article-tools__actions\">\n<details class=\"loaning-ai-summary\">\n<summary aria-label=\"AI Summary\">AI Summary<\/summary>\n<div class=\"loaning-ai-summary__panel\">\n<p><strong>The essentials at a glance<\/strong><\/p>\n<p>Home price cuts reached the highest September share in the available records, though the increase was modest as buyer leverage shifts earlier in the process.<\/p>\n<\/div>\n<\/details>\n<p><button class=\"loaning-share-button\" type=\"button\" aria-label=\"Share this article\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"18\" cy=\"5\" r=\"2.5\"><\/circle><circle cx=\"6\" cy=\"12\" r=\"2.5\"><\/circle><circle cx=\"18\" cy=\"19\" r=\"2.5\"><\/circle><path d=\"M8.2 10.8 15.8 6.2M8.2 13.2l7.6 4.6\"><\/path><\/svg><\/button><br \/>\n<span class=\"loaning-share-status loaning-visually-hidden\" aria-live=\"polite\"><\/span>\n<\/div>\n<\/section>\n<div class=\"loaning-intro\">\n<p>Home price cuts reached the highest September share in the available records, though the increase was modest as buyer leverage shifts earlier in the process.<\/p>\n<\/div>\n<div class=\"loaning-key-takeaways\">\n<p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n<ul>\n<li><strong>Home Price Cuts Edge Higher:<\/strong> Home price cuts affected 21.1% of U.S. home sellers with active listings during the four weeks ending September 20, the highest share for that period in the available records.<\/li>\n<li><strong>Seller Price Reductions Vary:<\/strong> Denver had the highest share of sellers reducing their asking prices among the markets highlighted, with roughly three in 10 sellers making a cut during the four weeks ending September 20.<\/li>\n<li><strong>Home Price Cuts Show Market Contrast:<\/strong> San Francisco had the lowest share of sellers reducing their asking prices among the markets highlighted, with just under 10% making a cut.<\/li>\n<\/ul>\n<\/div>\n<nav class=\"loaning-toc\" aria-label=\"In this guide\">\n<p class=\"loaning-toc__title\">In this guide<\/p>\n<div class=\"loaning-toc__links\"><a href=\"#loaning-news-section-1\">Home Price Cuts Edge Higher<\/a><a href=\"#loaning-news-section-2\">Seller Price Reductions Vary<\/a><a href=\"#loaning-news-section-3\">Home Price Cuts Show Market Contrast<\/a><\/div>\n<\/nav>\n<div class=\"loaning-key-takeaways loaning-fact-check\">\n<p class=\"loaning-key-takeaways__title\">\u2705 <strong>Fact-Check Snapshot<\/strong><\/p>\n<ul>\n<li>Home price cuts affected 21.1% of U.S. home sellers with active listings during the four weeks ending September 20.<\/li>\n<li>Denver had a 30.9% share of home sellers cutting their asking price during the four weeks ending September 20.<\/li>\n<li>San Francisco had the smallest share of sellers dropping their asking price among the markets highlighted.<\/li>\n<\/ul>\n<\/div>\n<section aria-labelledby=\"loaning-news-section-1\">\n<h2 id=\"loaning-news-section-1\">Home Price Cuts Edge Higher<\/h2>\n<p>Home price cuts affected 21.1% of U.S. home sellers with active listings during the four weeks ending September 20, the highest share for that period in the available records. The increase was modest compared with the same period a year earlier.<\/p>\n<p>For buyers, that pattern can mean negotiating power is being reflected in asking prices sooner, rather than appearing only after a listing has spent significant time on the market. It does not mean every home will sell below its original price.<\/p>\n<\/section>\n<section aria-labelledby=\"loaning-news-section-2\">\n<h2 id=\"loaning-news-section-2\">Seller Price Reductions Vary<\/h2>\n<p>Denver had the highest share of sellers reducing their asking prices among the markets highlighted, with roughly three in 10 sellers making a cut during the four weeks ending September 20.<\/p>\n<p>Local conditions can change how much room buyers have to negotiate. In a market with more listings competing for attention, an asking-price reduction may be part of a seller\u2019s effort to realign with current demand.<\/p>\n<\/section>\n<section aria-labelledby=\"loaning-news-section-3\">\n<h2 id=\"loaning-news-section-3\">Home Price Cuts Show Market Contrast<\/h2>\n<p>San Francisco had the lowest share of sellers reducing their asking prices among the markets highlighted, with just under 10% making a cut. That contrasts with the higher reduction rate reported in Denver.<\/p>\n<p>For homebuyers, the difference underscores why national housing trends may not predict the negotiating climate for a particular property. The same offer strategy can face very different responses depending on local inventory and demand.<\/p>\n<\/section>\n<div class=\"loaning-editorial-disclosure\">This article is for general information only, not financial, legal, tax or mortgage advice or a loan offer.<\/div>\n<div class=\"loaning-side-tools\"><button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to top\" hidden><span>Back to top<\/span>\u2191<\/button><\/div>\n<div class=\"loaning-floating-cta\"><a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_1001\" target=\"_blank\" rel=\"noopener noreferrer\">Compare mortgage options<\/a><\/div>\n<\/article>\n<p><br \/>\n<script>\n(function(){\nconst article=document.getElementById(\"loaning-article-top\");if(!article)return;\nconst 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