{"id":8744,"date":"2026-11-09T13:04:58","date_gmt":"2026-11-09T21:04:58","guid":{"rendered":"https:\/\/blog.loaning.ai\/en\/8744\/"},"modified":"2026-11-09T13:04:58","modified_gmt":"2026-11-09T21:04:58","slug":"condo-buyers-gain-leverage-sellers-flood-market-4b274c4ef548","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/en\/8744\/","title":{"rendered":"Condo Buyers Gain Leverage as Sellers Flood the Market"},"content":{"rendered":"<p><!-- loaning-news-bot:4b274c4e-f548-44a9-be74-d10f6e67b9ff --><\/p>\n<style id=\"loaning-news-article-design-system\">\n@import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n.loaning-geo-article,.loaning-geo-article *{box-sizing:border-box!important;font-family:\"Pretendard Variable\",Pretendard,-apple-system,BlinkMacSystemFont,\"Segoe UI\",sans-serif!important}\n.loaning-geo-article{--loaning-green:#15966b;--loaning-ink:#26332d;--loaning-muted:#68756f;--loaning-line:#e1e7e4;width:100%!important;max-width:860px!important;margin:0 auto!important;padding:0 16px 140px!important;color:var(--loaning-ink)!important;font-size:16px!important;line-height:1.75!important;overflow-wrap:break-word}\nbody:has(.loaning-geo-article) .jnews_content_top_ads:has(.ads-wrapper:empty){display:none!important}\nbody:has(.loaning-geo-article) .entry-header{margin-bottom:18px!important}\nbody:has(.loaning-publish-date) .entry-header .jeg_meta_date{display:none!important}\n.loaning-geo-article>br,.loaning-geo-article>p:empty{display:none!important}\n.loaning-publish-date{display:block!important;margin:0 0 14px!important;color:#68756f!important;font-size:13px!important}\n.loaning-geo-article>h2,.loaning-geo-article section>h2{margin:36px 0 16px!important;padding-bottom:10px!important;border-bottom:1px solid #dce5e0!important;color:#173f2e!important;font-size:26px!important;line-height:1.38!important}\n.loaning-intro{margin-bottom:20px!important;font-size:18px!important}\n.loaning-article-tools{position:relative!important;z-index:20!important;display:flex!important;justify-content:space-between!important;gap:18px!important;margin-bottom:24px!important;padding-bottom:18px!important;border-bottom:1px solid #e3eae6!important}\n.loaning-article-tools__keywords{display:flex!important;flex:1!important;flex-wrap:wrap!important;gap:7px 14px!important}\n.loaning-article-tools__label{flex-basis:100%!important;color:#7a8680!important;font-size:11px!important;font-weight:700!important}\n.loaning-article-tools__keywords span:not(.loaning-article-tools__label){color:#27664a!important;font-size:13px!important;font-weight:650!important}\n.loaning-article-tools__actions{position:relative!important;display:flex!important;gap:10px!important}\n.loaning-ai-summary{position:relative!important}\n.loaning-ai-summary>summary{display:flex!important;align-items:center!important;min-height:44px!important;padding:8px 14px!important;border:1px solid #d5e2db!important;border-radius:999px!important;background:#fff!important;font-weight:700!important;list-style:none!important;cursor:pointer!important}\n.loaning-ai-summary>summary::-webkit-details-marker{display:none!important}\n.loaning-ai-summary__panel{position:absolute!important;z-index:40!important;top:calc(100% + 10px)!important;right:0!important;width:min(420px,calc(100vw - 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32px),680px)!important;transform:translateX(-50%)!important}\n.loaning-floating-cta__link{display:flex!important;align-items:center!important;justify-content:center!important;min-height:52px!important;border-radius:999px!important;background:#49cc7f!important;color:#fff!important;text-decoration:none!important;font-weight:700!important}\n@media(max-width:680px){.loaning-geo-article{padding:0 12px 124px!important}.loaning-article-tools{flex-direction:column!important}.loaning-ai-summary__panel{right:auto!important;left:0!important}.loaning-geo-article>h2,.loaning-geo-article section>h2{font-size:24px!important}.loaning-floating-cta{width:calc(100vw - 24px)!important}.loaning-side-tools{right:12px!important;bottom:72px!important;width:44px!important}.loaning-side-tools__item span{display:none!important}}\n@media print{.loaning-floating-cta,.loaning-side-tools,.loaning-article-tools__actions{display:none!important}}\n<\/style>\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" lang=\"en\">\n<br \/>\n<br \/>\n<br \/>\n<\/p>\n<p><time class=\"loaning-publish-date\" datetime=\"2026-11-10\">11\/10\/26<\/time><\/p>\n<section class=\"loaning-article-tools\">\n<div class=\"loaning-article-tools__keywords\"><span class=\"loaning-article-tools__label\">Related keywords<\/span><span>#condo buyers<\/span><span>#condos<\/span><span>#housing market<\/span><span>#homebuyers<\/span><span>#mortgage rates<\/span><\/div>\n<div class=\"loaning-article-tools__actions\">\n<details class=\"loaning-ai-summary\">\n<summary aria-label=\"AI Summary\">AI Summary<\/summary>\n<div class=\"loaning-ai-summary__panel\">\n<p><strong>The essentials at a glance<\/strong><\/p>\n<p>A sharp imbalance between condo sellers and buyers is creating negotiating opportunities, though insurance, HOA fees and assessments still weigh on affordability.<\/p>\n<\/div>\n<\/details>\n<p><button class=\"loaning-share-button\" type=\"button\" aria-label=\"Share this article\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"18\" cy=\"5\" r=\"2.5\"><\/circle><circle cx=\"6\" cy=\"12\" r=\"2.5\"><\/circle><circle cx=\"18\" cy=\"19\" r=\"2.5\"><\/circle><path d=\"M8.2 10.8 15.8 6.2M8.2 13.2l7.6 4.6\"><\/path><\/svg><\/button><br \/>\n<span class=\"loaning-share-status loaning-visually-hidden\" aria-live=\"polite\"><\/span>\n<\/div>\n<\/section>\n<div class=\"loaning-intro\">\n<p>A sharp imbalance between condo sellers and buyers is creating negotiating opportunities, though insurance, HOA fees and assessments still weigh on affordability.<\/p>\n<\/div>\n<div class=\"loaning-key-takeaways\">\n<p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n<ul>\n<li><strong>Condo buyers face a seller surplus:<\/strong> Condo buyers had considerably more leverage in September as sellers outnumbered them nationwide by 123%.<\/li>\n<li><strong>Condo buyers weigh falling prices:<\/strong> The national median condo sale price fell 0.8% to about $339,000 in September, marking its first year-over-year decline in five months.<\/li>\n<li><strong>Condo shoppers see wide local gaps:<\/strong> Texas had several of the most buyer-friendly condo markets among the 50 largest U.S. metropolitan areas.<\/li>\n<\/ul>\n<\/div>\n<nav class=\"loaning-toc\" aria-label=\"In this guide\">\n<p class=\"loaning-toc__title\">In this guide<\/p>\n<div class=\"loaning-toc__links\"><a href=\"#loaning-news-section-1\">Condo buyers face a seller surplus<\/a><a href=\"#loaning-news-section-2\">Condo buyers weigh falling prices<\/a><a href=\"#loaning-news-section-3\">Condo shoppers see wide local gaps<\/a><\/div>\n<\/nav>\n<div class=\"loaning-key-takeaways loaning-fact-check\">\n<p class=\"loaning-key-takeaways__title\">\u2705 <strong>Fact-Check Snapshot<\/strong><\/p>\n<ul>\n<li>Condo sellers outnumbered buyers nationwide by 123% in September.<\/li>\n<li>The national median condo sale price fell 0.8% to about $339,000 in September.<\/li>\n<li>San Antonio had 459% more condo sellers than buyers in September.<\/li>\n<\/ul>\n<\/div>\n<section aria-labelledby=\"loaning-news-section-1\">\n<h2 id=\"loaning-news-section-1\">Condo buyers face a seller surplus<\/h2>\n<p>Condo buyers had considerably more leverage in September as sellers outnumbered them nationwide by 123%. Redfin said that was the widest gap in records dating back to 2013, with the number of buyers falling to its lowest level in at least 13 years while listings increased slightly.<\/p>\n<p>That imbalance can give shoppers more room to compare properties, request repairs or press for a lower price. It does not, by itself, make a condo affordable: the monthly payment also depends on the loan, insurance and building charges.<\/p>\n<\/section>\n<section aria-labelledby=\"loaning-news-section-2\">\n<h2 id=\"loaning-news-section-2\">Condo buyers weigh falling prices<\/h2>\n<p>The national median condo sale price fell 0.8% to about $339,000 in September, marking its first year-over-year decline in five months. Condos that sold also took longer to go under contract, spending 63 days on the market compared with 35 days five years earlier.<\/p>\n<p>The softer market comes with costs that are easy to miss in a listing price. Higher HOA fees, insurance premiums and possible special assessments can raise the total cost of ownership, particularly when a building needs major repairs. A lower purchase price may therefore provide less relief than it first appears.<\/p>\n<\/section>\n<section aria-labelledby=\"loaning-news-section-3\">\n<h2 id=\"loaning-news-section-3\">Condo shoppers see wide local gaps<\/h2>\n<p>Texas had several of the most buyer-friendly condo markets among the 50 largest U.S. metropolitan areas. San Antonio recorded 459% more sellers than buyers in September, followed by Houston at 322% and Austin at 258%. Miami recorded 274% more sellers than buyers.<\/p>\n<p>Conditions were not uniform across the country. Nassau County, New York, was the only metro area in the analysis with more condo buyers than sellers, while Chicago, Milwaukee, New Brunswick, Newark and San Francisco were classified as balanced. Local inventory, financing rules and the cost of owning a building can make the negotiating picture very different from the national one.<\/p>\n<\/section>\n<div class=\"loaning-editorial-disclosure\">This article is for general information only, not financial, legal, tax or mortgage advice or a loan offer.<\/div>\n<div class=\"loaning-side-tools\"><button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"Back to top\" hidden><span>Back to top<\/span>\u2191<\/button><\/div>\n<div class=\"loaning-floating-cta\"><a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/AIMortgageRate?purposeLoan=home_purchase&amp;utm_source=blog_official&amp;utm_medium=loaning_en&amp;utm_campaign=news&amp;utm_content=news_1110\" target=\"_blank\" rel=\"noopener noreferrer\">Compare mortgage options<\/a><\/div>\n<\/article>\n<p><br \/>\n<script>\n(function(){\nconst article=document.getElementById(\"loaning-article-top\");if(!article)return;\nconst 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