Compare 30 year mortgage rates today | LoaningAI

Last Updated on 01/13/2025 by LoaningAI

30 Year Mortgage rates today
01/13/2025

LoaningAI is a real-time mortgage rates comparison platform that offers the lowest mortgage rates in the United States today.
Find the lowest 30 year mortgage rates with LoaningAI and buy your dream home!

LoaningAI offers the lowest 30 year mortgage rates on January 13, 2025, at 6.625% (Point $2240.00).

• 30 year Fixed Rate, Amortized loan
• Full-time Employee, Credit Score 740, LTV 70%, DTI 45%<
• Purchase, Single Family, Primary Residence<

Compare the lowest 30 year mortgage rates
from the top 5 lenders

Get the lowest mortgage rates today! Compare rates from the top 5 lenders in United States, including WellsFargo and RocketMortgage.

Lender 🔽	Interest rate 🔽	APR 🔽	Point 🔽
LoaningAI >	6.625%	6.768%	$2,240.00
Check Right now >
Wells Fargo (Wells Fargo)	7.125%	7.259%	$2,000.00
Rocket Mortgage (Rocket Mortgage)	6.750%	6.824%	$2,777.60
Chase (Chase)	7.250%	7.415%	$3,484.80
SoFi (SoFi)	6.875%	7.130%	$6,483.20

* Home Price / Loan Amount

• Loaning.ai : $400,000 / $320,000
• Wells Fargo : $400,000 / $320,000
• Rocket Mortgage : $400,000 / $320,000
• Chase : $400,000 / $320,000
• SoFi : $400,000 / $320,000

LoaningAI
Mortgage Rates Trends

Date 🔽	Interest rate 🔽	APR 🔽	DoD 🔽
01/10	6.625%	6.768%	+0.125%
01/09	6.500%	6.642%	+0.000%
01/08	6.500%	6.647%	+0.000%
01/07	6.500%	6.635%	+0.000%
01/06	6.500%	6.642%	+0.125%
01/03	6.375%	6.526%	+0.000%
01/02	6.375%	6.521%	+0.000%
12/31	6.375%	6.521%	+0.000%
12/30	6.375%	6.497%	+0.000%
12/27	6.375%	6.521%	-0.125%
12/26	6.500%	6.642%	+0.000%
12/24	6.500%	6.623%	+0.125%
12/23	6.375%	6.511%	+0.000%
12/20	6.375%	6.505%	-0.125%
12/19	6.500%	6.623%	+0.125%
12/18	6.375%	6.497%	+0.125%
12/17	6.250%	6.389%	+0.000%
12/16	6.250%	6.390%	+0.000%
12/13	6.250%	6.380%	– %

• 30 year Fixed Rate, Amortized loan
• Full-time Employee, Credit Score 740, LTV 70%, DTI 45%
• Purchase, Single Family, Primary Residence