{"id":10616,"date":"2025-07-24T23:53:16","date_gmt":"2025-07-24T14:53:16","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=10616"},"modified":"2026-03-17T18:54:01","modified_gmt":"2026-03-17T09:54:01","slug":"%ec%98%a4%ed%8d%bc-%eb%83%88%eb%8a%94%eb%8d%b0-%ec%85%80%eb%9f%ac%ea%b0%80-%ec%a1%b0%ea%b1%b4%ec%9d%84-%eb%b0%94%ea%be%bc%eb%8b%a4%ea%b3%a0-%eb%af%b8%ea%b5%ad-%ec%b9%b4%ec%9a%b4%ed%84%b0-%ec%98%a4","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/10616\/","title":{"rendered":"\uc624\ud37c \ub0c8\ub294\ub370 \uc140\ub7ec\uac00 \uc870\uac74\uc744 \ubc14\uafbc\ub2e4\uace0? \ubbf8\uad6d &#8216;\uce74\uc6b4\ud130 \uc624\ud37c&#8217; \uc644\ubcbd \uc815\ub9ac"},"content":{"rendered":"\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" data-id=\"10617\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c.png\" alt=\"\uce74\uc6b4\ud130 \uc624\ud37c\" class=\"wp-image-10617\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \uc0ac\uace0 \uc2f6\uc5b4 \uc624\ud37c(\uad6c\ub9e4 \uc81c\uc548)\ub97c \ub123\uc5c8\ub354\ub2c8, \uc140\ub7ec\uac00 \ubc14\ub85c \uc218\ub77d\ud558\uc9c0 \uc54a\uace0 \u201c\uc774 \uc870\uac74\uc774\ub77c\uba74 \ud314\uac8c\uc694\u201d\ub77c\uba70 \ub2e4\ub978 \uc870\uac74\uc744 \uc81c\uc2dc\ud574\uc628\ub2e4\uba74? \ubc14\ub85c \uc774\uac83\uc774<strong> \u2018\uce74\uc6b4\ud130 \uc624\ud37c(Counter Offer)\u2019<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uce74\uc6b4\ud130 \uc624\ud37c\ub294 \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uac70\ub798\uc5d0\uc11c \ub9e4\uc6b0 \ud754\ud55c \ud611\uc0c1 \uc808\ucc28\ub85c, \uc140\ub7ec\uc640 \ubc14\uc774\uc5b4\uac00 \uc11c\ub85c \uc6d0\ud558\ub294 \uc870\uac74\uc744 \uc870\uc728\ud574\uac00\ub294 \uacf5\uc2dd\uc801\uc778 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \uce74\uc6b4\ud130 \uc624\ud37c\uac00 \ubb34\uc5c7\uc778\uc9c0, \uc5b4\ub5bb\uac8c \uc774\ub8e8\uc5b4\uc9c0\uace0, \uc5b4\ub5a4 \uc810\uc744 \uc8fc\uc758\ud574\uc57c \ud558\ub294\uc9c0 \uc54c\uae30 \uc27d\uac8c \uc815\ub9ac\ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uce74\uc6b4\ud130-\uc624\ud37c\ub780-\ubb34\uc5c7\uc778\uac00\uc694\"><strong>\uce74\uc6b4\ud130 \uc624\ud37c\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"644\" data-id=\"10620\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780-1024x644.png\" alt=\"\" class=\"wp-image-10620\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780-1024x644.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780-300x189.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780-768x483.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780-1536x966.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780-750x472.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780-1140x717.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c\ub780.png 2032w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><strong>\uce74\uc6b4\ud130 \uc624\ud37c(Counter Offer)<\/strong>\ub294 \ubd80\ub3d9\uc0b0 \uac70\ub798\uc5d0\uc11c \ub9e4\ub3c4\uc778(\uc140\ub7ec)\uc774 \uc0c1\ub300\ubc29\uc758 \uc624\ud37c(Offer, \uad6c\ub9e4 \uc81c\uc548)\ub97c \uadf8\ub300\ub85c \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uace0, \uc77c\ubd80 \uc870\uac74\uc744 \uc218\uc815\u00b7\ubcf4\uc644\ud558\uc5ec \ub2e4\uc2dc \uc81c\uc2dc\ud558\ub294 \ud611\uc0c1 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc989, \ucc98\uc74c \uc81c\ucd9c\ub41c \uc624\ud37c\uc758 \uc870\uac74(\uac00\uaca9, \uc77c\uc815, \ud3ec\ud568 \ud488\ubaa9 \ub4f1)\uc774 \uac01 \ub2f9\uc0ac\uc790\uc758 \uae30\ub300\uc640 \ub2ec\ub790\uc744 \ub54c \uc0c8\ub85c\uc6b4 \ud0c0\ud611\uc810\uc744 \ucc3e\ub294 \uacf5\uc2dd \ud611\uc0c1 \uc808\ucc28\uc785\ub2c8\ub2e4<\/p>\n\n\n\n<p><strong>\uc608\uc2dc<\/strong>: \ub0b4\uac00 $500,000\uc5d0 \uc9d1\uc744 \uc0ac\uaca0\ub2e4\uace0 \uc81c\uc548\ud588\ub354\ub2c8, \uc140\ub7ec\uac00 \u201c$510,000\uc5d0, \ub0c9\uc7a5\uace0\ub294 \uc81c\uc678\ud558\uace0 \ud310\ub2e4\u201d\uace0 \uc870\uac74\uc744 \ubc14\uafd4 \uc81c\uc548\ud558\ub294 \uac83!<\/p>\n\n\n\n<p>\uc774\ub807\uac8c \uc218\uc815\ub41c \uc81c\uc548\uc744 \u2018\uce74\uc6b4\ud130 \uc624\ud37c\u2019\ub77c\uace0 \ud569\ub2c8\ub2e4. \ubc14\uc774\uc5b4\ub3c4 \uc140\ub7ec\uc758 \uce74\uc6b4\ud130 \uc624\ud37c\uc5d0 \ub2e4\uc2dc \uc870\uac74\uc744 \ubc14\uafd4 \uc7ac\uc81c\uc548\ud560 \uc218 \uc788\uc5b4, \ud611\uc0c1\uc774 \uc5ec\ub7ec \ubc88 \uc624\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uce74\uc6b4\ud130-\uc624\ud37c\uc758-\uc8fc\uc694-\ud2b9\uc9d5\"><strong>\uce74\uc6b4\ud130 \uc624\ud37c\uc758 \uc8fc\uc694 \ud2b9\uc9d5<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc870\uac74 \ud611\uc0c1<\/strong>: \ub9e4\ub9e4\uac00\uaca9, \ud074\ub85c\uc9d5 \uc77c\uc815, \uacc4\uc57d\uae08(earnest money) \ud06c\uae30, \uc218\ub9ac\u00b7\ubcf4\uace0\uc11c \ube44\uc6a9, \ub9e4\ub9e4 \ud3ec\ud568\/\uc81c\uc678 \ud488\ubaa9 \ub4f1 \ub2e4\uc591\ud55c \uc870\uac74\uc744 \uc138\ubd80\uc801\uc73c\ub85c \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc591\ubc29\ud5a5 \uac00\ub2a5<\/strong>: \ubcf4\ud1b5 \uc140\ub7ec\uac00 \ubc14\uc774\uc5b4\uc758 \uc624\ud37c\uc5d0 \uce74\uc6b4\ud130 \uc624\ud37c\ub97c \ubcf4\ub0b4\uc9c0\ub9cc, \ubc14\uc774\uc5b4 \ub610\ud55c \uc140\ub7ec\uc758 \uce74\uc6b4\ud130 \uc624\ud37c\uc5d0 \ub2e4\uc2dc \uce74\uc6b4\ud130 \uc624\ud37c(\uc608: \uac00\uaca9 \uc778\uc0c1, \uc77c\uc815 \ubcc0\uacbd \ub4f1)\ub85c \uc751\ub2f5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ubb38\uc11c\ud654<\/strong>: \uac01 \uce74\uc6b4\ud130 \uc624\ud37c\ub294 \uc11c\uba74\uc73c\ub85c \uba85\ud655\ud558\uac8c \uc791\uc131\ub418\uc5b4\uc57c \ud558\uba70, \uc624\ud37c\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc218\ub77d\/\uac70\uc808\/\uc7ac\uce74\uc6b4\ud130\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc81c\ud55c \uc5c6\uc74c<\/strong>: \ud2b9\ubcc4\ud55c \ubc95\uc801 \uc81c\ud55c \uc5c6\uc774 \uc140\ub7ec\uc640 \ubc14\uc774\uc5b4\uac00 \ud569\uc758\uc5d0 \uc774\ub97c \ub54c\uae4c\uc9c0 \uc5ec\ub7ec \ucc28\ub840 \uc624\uace0\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud3c9\uade0\uc801\uc73c\ub85c 1~4\ud68c \uc815\ub3c4 \ud611\uc0c1\uc774 \ubc18\ubcf5\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4<br><br><br><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc77c\ubc18-\uc624\ud37c\uc640-\uce74\uc6b4\ud130-\uc624\ud37c-\ubb34\uc5c7\uc774-\ub2e4\ub97c\uae4c\"><strong>\uc77c\ubc18 \uc624\ud37c\uc640 \uce74\uc6b4\ud130 \uc624\ud37c, \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\uc77c\ubc18 \uc624\ud37c (Offer)<\/th><th>\uce74\uc6b4\ud130 \uc624\ud37c (Counter Offer)<\/th><\/tr><\/thead><tbody><tr><td>\uc758\ubbf8<\/td><td>\ubc14\uc774\uc5b4\uac00 \ucc98\uc74c \uc81c\uc2dc\ud558\ub294 \uc870\uac74<\/td><td>\uc140\ub7ec(\ub610\ub294 \ubc14\uc774\uc5b4)\uac00 \uc218\uc815\ud574 \uc7ac\uc81c\uc2dc<\/td><\/tr><tr><td>\uc5ed\ud560<\/td><td>\uac70\ub798 \ud611\uc0c1 \uc2dc\uc791\uc810<\/td><td>\uc870\uac74 \uc870\uc728 \ubc0f \ud611\uc0c1\uc758 \uc5f0\uc7a5<\/td><\/tr><tr><td>\ubc95\uc801 \ud6a8\ub825<\/td><td>\uc140\ub7ec\uac00 \uc218\ub77d\ud574\uc57c \ubc1c\uc0dd<\/td><td>\uc218\ub77d \uc2dc \uacc4\uc57d\uc73c\ub85c \ud655\uc815<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc77c\ubc18 \uc624\ud37c\ub294 \uac70\ub798\uc758 \u201c\ucd9c\ubc1c\uc810\u201d, \uce74\uc6b4\ud130 \uc624\ud37c\ub294 \u201c\uc870\uac74 \uc870\uc815 \ud6c4 \ub2e4\uc2dc \uc2dc\uc791\ud558\ub294 \ud611\uc0c1\u201d\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uce74\uc6b4\ud130-\uc624\ud37c\ub85c-\uc870\uc815\ub418\ub294-\uc8fc\uc694-\uc870\uac74\"><strong>\uce74\uc6b4\ud130 \uc624\ud37c\ub85c \uc870\uc815\ub418\ub294 \uc8fc\uc694 \uc870\uac74<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"623\" data-id=\"10621\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74-1024x623.png\" alt=\"\" class=\"wp-image-10621\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74-1024x623.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74-300x182.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74-768x467.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74-1536x934.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74-750x456.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74-1140x693.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/07\/\uce74\uc6b4\ud130\uc624\ud37c-\uc870\uac74.png 2032w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uac00\uaca9 \uc870\uc815<\/strong>: \u201c\uc870\uae08 \ub354 \uc62c\ub824\uc8fc\uc138\uc694\u201d<\/li>\n\n\n\n<li><strong>\ud074\ub85c\uc9d5 \uc77c\uc815 \ubcc0\uacbd<\/strong>: \u201c\ud55c \ub2ec \uc548\uc5d0 \ub9c8\ubb34\ub9ac\ud558\uc790\u201d<\/li>\n\n\n\n<li><strong>\uacc4\uc57d\uae08 \uc99d\uc561 \uc694\uad6c<\/strong>: \u201c\uc9c4\uc815\uc131 \ubcf4\uc774\ub824\uba74 \uacc4\uc57d\uae08\uc744 \uc62c\ub824\uc8fc\uc138\uc694\u201d<\/li>\n\n\n\n<li><strong>\uc778\uc2a4\ud399\uc158 \uc870\uac74 \uc0ad\uc81c \uc694\uccad<\/strong>: \u201c\uac80\uc0ac \uc5c6\uc774 \uadf8\ub300\ub85c \uc0ac\uc8fc\uc138\uc694\u201d<\/li>\n\n\n\n<li><strong>\uac00\uc804\uc81c\ud488 \ud3ec\ud568 \uc5ec\ubd80<\/strong>: \u201c\ub0c9\uc7a5\uace0\ub294 \ube7c\uace0 \ud314\uac8c\uc694\u201d<\/li>\n<\/ul>\n\n\n\n<p>\ubaa8\ub4e0 \uc870\uac74\uc740 \ubb38\uc11c\ub85c \uacf5\uc2dd\ud654\ub418\uba70, \uc591\uce21\uc774 \uc11c\uba85\ud558\uba74 \ubc95\uc801 \ud6a8\ub825\uc774 \uc0dd\uae41\ub2c8\ub2e4.<br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uce74\uc6b4\ud130-\uc624\ud37c-\ubc1b\uc744-\ub54c-\uaf2d-\uccb4\ud06c\ud574\uc57c-\ud560-5\uac00\uc9c0\"><strong>\uce74\uc6b4\ud130 \uc624\ud37c \ubc1b\uc744 \ub54c \uaf2d \uccb4\ud06c\ud574\uc57c \ud560 5\uac00\uc9c0<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc0c8\ub85c\uc6b4 \uc81c\uc548\uc774\ub77c\ub294 \uc810 \uc778\uc9c0<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ub0b4 \uae30\uc874 \uc624\ud37c\ub294 \ubb34\ud6a8, \uc140\ub7ec \uc870\uac74\uc774 \uae30\uc900\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uac00\uaca9\u00b7\uc77c\uc815\u00b7\uacc4\uc57d\uae08 \uc870\uac74 \uaf3c\uaf3c\ud788 \ube44\uad50<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ubc14\ub010 \uc870\uac74\uc774 \ub0b4 \uc0c1\ud669\uc5d0 \ubb34\ub9ac\uac00 \uc5c6\ub294\uc9c0 \uccb4\ud06c\ud558\uc138\uc694.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\ucee8\ud2f4\uc804\uc2dc(\ubcf4\ud638\uc870\ud56d) \ucd95\uc18c \uc5ec\ubd80 \ud655\uc778<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc0ad\uc81c\ub418\uba74 \ub9ac\uc2a4\ud06c\uac00 \ucee4\uc9c8 \uc218 \uc788\uc5b4 \uc2e0\uc911\ud788 \uac80\ud1a0 \ud544\uc694!<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc7ac\uce74\uc6b4\ud130 \uac00\ub2a5 \uc5ec\ubd80 \ud310\ub2e8<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc218\ub77d\/\uac70\uc808\ub9cc \uc788\ub294 \uac8c \uc544\ub2d9\ub2c8\ub2e4. \ub0b4 \uc870\uac74\uc744 \ub2e4\uc2dc \uc81c\uc548\ud574\ub3c4 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uae30\ud55c \ub0b4 \ud68c\uc2e0 \ubc0f \ubb38\uc11c\ud654 \ud544\uc218<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ub2a6\uac8c \ud68c\uc2e0\ud558\uac70\ub098 \ubb38\uc11c\ub85c \ub0a8\uae30\uc9c0 \uc54a\uc73c\uba74 \uae30\ud68c\ub97c \ub193\uce60 \uc218 \uc788\uc5b4\uc694.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc790\uc8fc-\ubb3b\ub294-\uc9c8\ubb38-faq\"><strong>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-q1-\uce74\uc6b4\ud130-\uc624\ud37c\ub97c-\ubc1b\uc73c\uba74-\ubc18\ub4dc\uc2dc-\uc218\ub77d\ud574\uc57c-\ud558\ub098\uc694\"><strong>Q1. <strong>\uce74\uc6b4\ud130 \uc624\ud37c\ub97c \ubc1b\uc73c\uba74 \ubc18\ub4dc\uc2dc \uc218\ub77d\ud574\uc57c \ud558\ub098\uc694?<\/strong><\/strong><\/h3>\n\n\n\n<p>\u27a4 \uc544\ub2c8\uc624. \uce74\uc6b4\ud130 \uc624\ud37c\ub97c \uc218\ub77d\ud558\uc9c0 \uc54a\uc73c\uba74 \ud611\uc0c1\uc740 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc885\ub8cc\ub418\uba70, \uc774\ud6c4 \ub2e4\ub978 \ub9e4\ubb3c\uc5d0 \uc624\ud37c\ub97c \ub123\ub294 \uac83\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc624\ud788\ub824 \ubb34\ub9ac\ud55c \uc870\uac74\uc744 \uc5b5\uc9c0\ub85c \uc218\ub77d\ud558\uba74 \ud5a5\ud6c4 \ub300\ucd9c \uc2b9\uc778, \uc774\uc0ac \uc900\ube44 \ub4f1\uc5d0\uc11c \ub354 \ud070 \ubd80\ub2f4\uc774 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>Q2. \uce74\uc6b4\ud130 \uc624\ud37c\uc758 \uc870\uac74\uc774 \ubd88\ub9ac\ud560 \ub54c \uc5b4\ub5bb\uac8c \ub300\ucc98\ud574\uc57c \ud558\ub098\uc694?<\/strong><br>\u27a4 <strong>\ucc98\uc74c\ubd80\ud130 \ub2e4\uc2dc \uc624\ud37c\ub97c \ub123\ub294 \uac83\ub3c4 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/strong><br>\uc2dc\uc7a5 \uc0c1\ud669\uc774 \ubd88\ub9ac\ud558\ub354\ub77c\ub3c4, \uc7a0\uc2dc \uae30\ub2e4\ub9ac\uac70\ub098 \ub2e4\ub978 \ub9e4\ubb3c\uc744 \ud0d0\uc0c9\ud558\ub294 \uc804\ub7b5\uc774 \ub54c\ub85c\ub294 \ub354 \uc720\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac10\uc815\uac00\ubcf4\ub2e4 \ud604\uc800\ud788 \ub192\uc740 \uac00\uaca9\uc744 \uc81c\uc2dc\ud574\uc57c\ub9cc \uc131\uc0ac\ub41c\ub2e4\uba74, \ud574\ub2f9 \uc9c0\uc5ed\uc758 \uc2dc\uc7a5 \uacfc\uc5f4 \uac00\ub2a5\uc131\ub3c4 \uac80\ud1a0\ud574\ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>Q3. \uce74\uc6b4\ud130 \uc624\ud37c\uac00 \uc624\uba74 \uc6d0\ub798 \ub0b4 \uc624\ud37c\ub294 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/strong><br>\u27a4 <strong>\u2018\ubb34\uc751\ub2f5 \uc2dc \uc790\ub3d9 \uc218\ub77d\u2019\uc740 \uc5c6\ub2e4\ub294 \uac78 \uae30\uc5b5\ud558\uc138\uc694.<\/strong><br>\uc140\ub7ec\uc758 \uce74\uc6b4\ud130 \uc624\ud37c\uc5d0 \uba85\uc2dc\ub41c \uc720\ud6a8 \uae30\ud55c \uc548\uc5d0 \uc751\ub2f5\ud558\uc9c0 \uc54a\uc73c\uba74, \uadf8 \uc81c\uc548\uc740 \uc790\ub3d9\uc73c\ub85c \uc18c\uba78\ub429\ub2c8\ub2e4. \uac04\ud639 \uc544\ubb34 \uc751\ub2f5 \uc5c6\uc774 \uc2dc\uac04\uc774 \ud750\ub974\uba74 \u2018\uae30\uc874 \uc624\ud37c\ub85c \ub418\ub3cc\uc544\uac04\ub2e4\u2019\uace0 \uc624\ud574\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\ub294\ub370, \uc2e4\uc81c\ub85c\ub294 \uc804\ud600 \uadf8\ub807\uc9c0 \uc54a\uc544\uc694.<\/p>\n\n\n\n<p><strong>Q4. \uce74\uc6b4\ud130 \uc624\ud37c \ub0b4\uc6a9 \uc911 \uac00\uc7a5 \uc8fc\uc758\ud574\uc57c \ud560 \uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><br>\u27a4 <strong>\ubc14\ub010 \uc870\uac74 \uc678\uc5d0\ub3c4 \u2018\ube60\uc9c4 \uc870\uac74\u2019\uc774 \uc5c6\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/strong><br>\uc608\ub97c \ub4e4\uc5b4 \uae30\uc874 \uc624\ud37c\uc5d0\uc11c \ub123\uc5c8\ub358 \uc694\uad6c\uc0ac\ud56d(\uc608: \ub0c9\uc7a5\uace0 \ud3ec\ud568, \ubcbd \uc218\ub9ac \uc694\uccad \ub4f1)\uc774 \uce74\uc6b4\ud130 \uc624\ud37c \ubb38\uc11c\uc5d0 \ube60\uc838 \uc788\ub2e4\uba74, \uc774\ud6c4 \ubb38\uc81c \ud574\uacb0\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uc870\uac74 \ucd94\uac00\uac00 \uc544\ub2cc <strong>\uc870\uac74 \ub204\ub77d \uc5ec\ubd80<\/strong>\ub3c4 \uaf2d \ud655\uc778\ud558\uc138\uc694.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uce74\uc6b4\ud130-\uc624\ud37c-\ud55c\ub208\uc5d0-\uc815\ub9ac\ud558\uae30\"><strong>\uce74\uc6b4\ud130 \uc624\ud37c \ud55c\ub208\uc5d0 \uc815\ub9ac\ud558\uae30<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\ub0b4\uc6a9<\/th><\/tr><\/thead><tbody><tr><td><strong>\uc815\uc758<\/strong><\/td><td>\uae30\uc874 \uc624\ud37c\uc5d0 \ub300\ud574 \ud310\ub9e4\uc790(\uc140\ub7ec)\uac00 \uc0c8\ub85c\uc6b4 \uc870\uac74\uc73c\ub85c \uc218\uc815\ud574 \ub2e4\uc2dc \uc81c\uc2dc\ud558\ub294 \uacf5\uc2dd \ud611\uc0c1 \uc81c\uc548<\/td><\/tr><tr><td><strong>\ubc95\uc801 \ud6a8\ub825<\/strong><\/td><td>\uc591\uce21\uc774 \uce74\uc6b4\ud130 \uc624\ud37c \uc11c\uba74\uc5d0 \uc11c\uba85\ud558\uba74 \uc815\uc2dd \uacc4\uc57d(Purchase Agreement)\uc73c\ub85c \uc131\ub9bd\ub418\uc5b4 \ubc95\uc801 \ud6a8\ub825 \ubc1c\uc0dd<\/td><\/tr><tr><td><strong>\uc8fc\uc694 \uc218\uc815 \ud56d\ubaa9<\/strong><\/td><td>\uac00\uaca9, \ud074\ub85c\uc9d5 \uc77c\uc815, \uacc4\uc57d\uae08, \ud3ec\ud568 \ud488\ubaa9, \uc778\uc2a4\ud399\uc158\u00b7\uc735\uc790 \ub4f1 \ucee8\ud2f4\uc804\uc2dc \uc870\ud56d<\/td><\/tr><tr><td><strong>\ud611\uc0c1 \ud69f\uc218 \uc81c\ud55c<\/strong><\/td><td>\uc5c6\uc74c. \uc30d\ubc29 \uc218\ub77d \uc2dc\uae4c\uc9c0 \uce74\uc6b4\ud130 \uc624\ud37c \ubc0f \uc7ac\uce74\uc6b4\ud130 \ubc18\ubcf5 \uac00\ub2a5<\/td><\/tr><tr><td><strong>\uc911\uc694 \uc720\uc758\uc0ac\ud56d<\/strong><\/td><td>\uc624\ud37c\uac00 \ubc14\ub014 \ub54c\ub9c8\ub2e4 \uc774\uc804 \uc624\ud37c\ub294 \uc790\ub3d9 \ubb34\ud6a8 \/ \ud68c\uc2e0 \uae30\ud55c \ubc18\ub4dc\uc2dc \uccb4\ud06c \/ \ubb38\uc11c\ub85c \uba85\ud655\ud788 \uc791\uc131 \ud544\uc694<\/td><\/tr><tr><td><strong>\uc2e4\uc804 \ud301<\/strong><\/td><td>\uac10\uc815\uc801 \uacb0\uc815 \ud53c\ud558\uae30, \ucee8\ud2f4\uc804\uc2dc \uc870\ud56d\u00b7\uacc4\uc57d\uae08 \uc870\uac74 \uaf3c\uaf3c\ud788 \ud655\uc778, \uc804\ubb38\uac00(\uc911\uac1c\uc778)\uc640 \uc804\ub7b5 \ub17c\uc758 \ud544\uc218<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ub0b4-\uc218\uc785\uc73c\ub85c-\uc0b4-\uc218-\uc788\ub294-\uc9d1-loaning-ai\uc5d0\uc11c-\uc9c0\uae08-\uacc4\uc0b0\ud574\ubcf4\uc138\uc694\"><strong>\ub0b4 \uc218\uc785\uc73c\ub85c \uc0b4 \uc218 \uc788\ub294 \uc9d1, Loaning.ai\uc5d0\uc11c \uc9c0\uae08 \uacc4\uc0b0\ud574\ubcf4\uc138\uc694!<\/strong><\/h2>\n\n\n\n<p>\uce74\uc6b4\ud130 \uc624\ud37c \uc804\ub7b5\ub3c4 \uacb0\uad6d \uc608\uc0b0\uacfc \uc218\uc785\uc774 \uae30\uc900!<br>\uc9c0\uae08 \ub0b4 \uc218\uc785\uc73c\ub85c \uc5bc\ub9c8\uc9dc\ub9ac \uc9d1\uae4c\uc9c0 \uad6c\ub9e4 \uac00\ub2a5\ud55c\uc9c0<strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=USAwiki_counteroffer&amp;utm_content=counteroffer\" target=\"_blank\" rel=\"noreferrer noopener\"> Loaning.ai<\/a><\/strong>\uc5d0\uc11c \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/loaning.ai\/homebuying-guide\/income-affordability?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=USAwiki_counteroffer&amp;utm_content=counteroffer\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udc49 Loaning.ai\uc5d0\uc11c \ub098\uc758 \uad6c\ub9e4 \uac00\ub2a5 \uae08\uc561 \uacc4\uc0b0\ud558\uae30<\/a><\/strong><\/p>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\uad00\ub828-\ucf58\ud150\uce20-\ucd94\ucc9c\"><strong>\uad00\ub828 \ucf58\ud150\uce20 \ucd94\ucc9c<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/8731\/\">\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc7ac\ud14c\ud06c, \ub80c\ud2b8\ubcf4\ub2e4 \ub9e4\ub9e4? 2025 \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \ud22c\uc790\uc804\ub7b5<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/4781\/\">\ubbf8\uad6d \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub97c \uc704\ud55c \ud544\uc218 \uc815\ubcf4: \uc138\uae08 \ud61c\ud0dd\uacfc \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/6801\/\">\ubbf8\uad6d \uc9d1\uad6c\ud558\uae30 \u2013 \ucc98\uc74c\uc774\ub77c\uba74 \uc774 5\uac00\uc9c0\ub9cc \uccb4\ud06c\ud574\ubcf4\uc138\uc694!<\/a><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=USAwiki_counteroffer&amp;utm_content=counteroffer\" style=\"background-color:#49cf7e\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Loaning.ai\uc5d0\uc11c \ud55c\uad6d\uc778 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ubc1b\uc544\ubcf4\uc138\uc694<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \uc0ac\uace0 \uc2f6\uc5b4 \uc624\ud37c(\uad6c\ub9e4 \uc81c\uc548)\ub97c \ub123\uc5c8\ub354\ub2c8, \uc140\ub7ec\uac00 \ubc14\ub85c \uc218\ub77d\ud558\uc9c0 \uc54a\uace0 \u201c\uc774 \uc870\uac74\uc774\ub77c\uba74 \ud314\uac8c\uc694\u201d\ub77c\uba70 \ub2e4\ub978 \uc870\uac74\uc744 \uc81c\uc2dc\ud574\uc628\ub2e4\uba74? \ubc14\ub85c \uc774\uac83\uc774 \u2018\uce74\uc6b4\ud130 \uc624\ud37c(Counter Offer)\u2019\uc785\ub2c8\ub2e4. \uce74\uc6b4\ud130 \uc624\ud37c\ub294 \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uac70\ub798\uc5d0\uc11c \ub9e4\uc6b0 \ud754\ud55c \ud611\uc0c1 \uc808\ucc28\ub85c, \uc140\ub7ec\uc640 \ubc14\uc774\uc5b4\uac00 \uc11c\ub85c \uc6d0\ud558\ub294 \uc870\uac74\uc744 \uc870\uc728\ud574\uac00\ub294 \uacf5\uc2dd\uc801\uc778 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \uce74\uc6b4\ud130 \uc624\ud37c\uac00 \ubb34\uc5c7\uc778\uc9c0, \uc5b4\ub5bb\uac8c \uc774\ub8e8\uc5b4\uc9c0\uace0, \uc5b4\ub5a4 \uc810\uc744 \uc8fc\uc758\ud574\uc57c \ud558\ub294\uc9c0 \uc54c\uae30 \uc27d\uac8c \uc815\ub9ac\ud574\ub4dc\ub9bd\ub2c8\ub2e4. \uce74\uc6b4\ud130 \uc624\ud37c\ub780 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":10617,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[955],"tags":[],"class_list":["post-10616","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-955"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\uc624\ud37c \ub0c8\ub294\ub370 \uc140\ub7ec\uac00 \uc870\uac74\uc744 \ubc14\uafbc\ub2e4\uace0? \ubbf8\uad6d &#039;\uce74\uc6b4\ud130 \uc624\ud37c&#039; \uc644\ubcbd \uc815\ub9ac<\/title>\n<meta name=\"description\" content=\"\ubbf8\uad6d \ubd80\ub3d9\uc0b0\uc5d0\uc11c \uce74\uc6b4\ud130 \uc624\ud37c(Counter Offer)\ub294 \ub9e4\ub9e4 \ud611\uc0c1 \uacfc\uc815\uc5d0\uc11c 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