{"id":12457,"date":"2025-11-24T16:19:11","date_gmt":"2025-11-24T07:19:11","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=12457"},"modified":"2026-03-17T19:03:59","modified_gmt":"2026-03-17T10:03:59","slug":"2026-ca-%ec%82%b0%ed%98%b8%ec%84%b8-%ec%b2%ab-%ec%a3%bc%ed%83%9d-%ea%b5%ac%ec%9e%85%ec%9e%90-%ed%98%9c%ed%83%9d-%ec%9e%ac%ec%82%b0%ec%84%b8-%ea%b3%b5%ec%a0%9c-atoz_%ec%9d%b4%ec%a3%bc%ec%9d%98","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/12457\/","title":{"rendered":"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]"},"content":{"rendered":"\n<!-- Pretendard \uc6f9\ud3f0\ud2b8 \ucd94\uac00 -->\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard\/dist\/web\/static\/pretendard.css\">\n\n<style>\n    \/* \uc804\uccb4 \ubcf8\ubb38 \ud3f0\ud2b8 Pretendard\ub85c \uc124\uc815 *\/\n    body {\n        font-family: 'Pretendard', sans-serif;\n        margin: 0;\n        padding: 0;\n    }\n<\/style>\n\n\n\n<div style=\"background: #f0f8ec; padding: 16px; margin: 20px 0; border-radius: 6px;\">\n  <p style=\"margin: 0; font-weight: bold; font-size: 18px; color: #333;\">\n    <span style=\"color: #191919;\">2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd\u00b7\uacf5\uc81c 3\uc904 \uc694\uc57d \ud83c\udfe0<\/span>\n  <\/p>\n  <ol style=\"margin-top: 10px; padding-left: 20px; line-height: 1.6; color: #444;\">\n    <li>CA \uccab \uc8fc\ud0dd \uad6c\uc785 \ud504\ub85c\uadf8\ub7a8 : MyHome Assistance Program, Dream For All Loan Program<\/li>\n    <li><span style=\"color: #777;\"><\/span>\uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785 \ud504\ub85c\uadf8\ub7a8 : \uc0b0\ud638\uc138 BMR \ud648\uc624\ub108\uc2ed \ud504\ub85c\uadf8\ub7a8, Empower Homebuyers SCC Program \ub4f1<\/li>\n    <li><span style=\"color: #777;\"><\/span>2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c \uc124\uacc4\uac00 \ud544\uc694\ud558\ub2e4\uba74 \uacf5\uc2dd \ubaa8\uae30\uc9c0 \ub80c\ub354, Loaning.ai\uc640 \uc0c1\ub2f4\ud574 \ubcf4\uc138\uc694.<\/li>\n <\/ol>\n<\/div>\n\n\n\n<p>2026\ub144 CA \uc0b0\ud638\uc138\uc758 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uc740 \ubb34\uc5c7\uc774 \uc788\uace0, \ub610 \uc5b4\ub5a4 \uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c\uc694? \uc9c0\uc5ed\ubcc4 \ucd5c\uc2e0 \uc138\ubc95\ub97c \ub2e4\ub904\ubcf4\ub294 \uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3\uc758 \uc8fc\uc778\uacf5\uc740 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0b0\ud638\uc138\uc785\ub2c8\ub2e4. \uc0b0\ud638\uc138\ub294 \ubbf8\uad6d \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc2e4\ub9ac\ucf58\ubc38\ub9ac\uc758 \uc911\uc2ec\uc9c0\ub85c\uc11c \ub2e4\uc591\ud55c \ub9e4\ub825\uc744 \uc9c0\ub2cc \ub3c4\uc2dc\ub85c\ub3c4 \ubd88\ub9ac\uc8e0. \uc774\uacf3\uc5d0\uc11c \ub0b4\uc9d1\uc744 \uc7a5\ub9cc\ud55c\ub2e4\uba74 2026\ub144 \uae30\uc900 \uc5b4\ub5a4 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc744\uc9c0, <a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=real_estate_information&amp;utm_content=CA-Sanjose-first-time-homebuyer-benefits\">Loaning.ai<\/a>\uc640 \ud568\uaed8 \uccb4\ud06c\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"402\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/Ep.3_1-1-1024x402.png\" alt=\"\" class=\"wp-image-12475\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/Ep.3_1-1-1024x402.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/Ep.3_1-1-300x118.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/Ep.3_1-1-768x302.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/Ep.3_1-1-750x295.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/Ep.3_1-1-1140x448.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/Ep.3_1-1.png 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u25b2 \uc0b0\ud638\uc138 \uc2dc\ub0b4 \ud48d\uacbd<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2026-ca-\uc0b0\ud638\uc138-\uccab-\uc8fc\ud0dd-\uad6c\uc785\uc790-\ud61c\ud0dd-\ubd84\ub958\"><strong>2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd \ubd84\ub958<\/strong><\/h2>\n\n\n\n<p>2026\ub144 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0b0\ud638\uc138\uc758 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790(First-Time Homebuyer*) \ud61c\ud0dd\uc740 \ucd1d \ub124 \uac00\uc9c0 \ub2e8\uacc4\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4. \uac00\uc7a5 \uba3c\uc800 \uad6c\uc785 \ub2e8\uacc4\uc5d0\uc11c \uc9c0\uc6d0\ub418\ub294 \ud61c\ud0dd \uba3c\uc800 \ud655\uc778\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"><em>*\ucd5c\uadfc 3\ub144 \ub3d9\uc548 \uc9d1\uc744 \uc18c\uc720\ud55c \uc801\uc774 \uc5c6\ub294 \uc0ac\ub78c<\/em><\/p>\n\n\n\n<table style=\"border-collapse: collapse; width: 100%; text-align: center; border: 1px solid #ddd;\">\n    <thead>\n        <tr style=\"background-color: #f9f9f9; border-bottom: 1px solid #ddd;\">\n            <th style=\"padding: 8px; white-space: nowrap;\">\ub2e8\uacc4<\/th>\n            <th style=\"padding: 8px;\">\uc9c0\uc6d0 \ud56d\ubaa9<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr style=\"border-bottom: 1px solid #ddd;\">\n            <td style=\"padding: 8px; white-space: nowrap;\">\uad6c\uc785<\/td>\n            <td style=\"padding: 8px; text-align: left;\">\uc9d1\uc744 \uc0b4 \ub54c \ud544\uc694\ud55c \ub2e4\uc6b4\ud398\uc774\u00b7\ud074\ub85c\uc9d5 \ube44\uc6a9\uc744 \uc904\uc5ec \uc8fc\ub294 \uc9c0\uc6d0<\/td>\n            <\/td>\n        <\/tr>\n        <tr style=\"border-bottom: 1px solid #ddd;\">\n            <td style=\"padding: 8px; white-space: nowrap;\">\ubcf4\uc720<\/td>\n            <td style=\"padding: 8px; text-align: left;\">\uc9d1\uc744 \ubcf4\uc720\ud558\ub294 \ub3d9\uc548\uc758 \uc7ac\uc0b0\uc138(\ubcf4\uc720\uc138) \uac10\uba74\u00b7\uc720\uc608<\/td>\n            <\/td>\n        <\/tr>\n        <tr style=\"border-bottom: 1px solid #ddd;\">\n            <td style=\"padding: 8px; white-space: nowrap;\">\uc18c\ub4dd\uc138<\/td>\n            <td style=\"padding: 8px; text-align: left;\">\uc5f0\ub9d0 \uc138\uae08 \uc2e0\uace0 \uc2dc \uc801\uc6a9 \uac00\ub2a5\ud55c \uc5f0\ubc29\u00b7\uc8fc \uc18c\ub4dd\uc138 \uacf5\uc81c<\/td>\n            <\/td>\n        <\/tr>\n        <tr style=\"border-bottom: 1px solid #ddd;\">\n            <td style=\"padding: 8px; white-space: nowrap;\">\ubcf4\uc720<\/td>\n            <td style=\"padding: 8px; text-align: left;\">\uc0b0\ud638\uc138 \uc2dc\u00b7\uc0b0\ud0c0\ud074\ub77c\ub77c \uce74\uc6b4\ud2f0\u00b7\uc9c0\uc5ed \ube44\uc601\ub9ac\uae30\uad00\uc758 BMR \uc8fc\ud0dd\u00b7\ub2e4\uc6b4\ud398\uc774 \ubcf4\uc870\u00b7\uad50\uc721 \ud504\ub85c\uadf8\ub7a8<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-c645e628e62f8fbab9d9726851472d16\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2026-ca-\uc0b0\ud638\uc138-\uccab-\uc8fc\ud0dd-\uad6c\uc785\uc790-\ud61c\ud0dd-01\"><strong>2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd_01<\/strong><\/h2>\n\n\n\n<p><strong>2026 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc8fc(State) \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"294\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2-1024x294.png\" alt=\"\" class=\"wp-image-12443\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2-1024x294.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2-300x86.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2-768x221.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2-1536x441.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2-750x216.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2-1140x328.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/2.png 1667w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">(\ucd9c\ucc98: \uce98\ub9ac\ud3ec\ub2c8\uc544 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0)<\/figcaption><\/figure>\n<\/div>\n\n\n<p>\uba3c\uc800, \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc804\uc5ed\uc5d0\uc11c \ub3d9\uc77c\ud558\uac8c \uc801\uc6a9\ub418\ub294 \uc8fc(State) \ub808\ubca8 \uc9c0\uc6d0\uc785\ub2c8\ub2e4. \uc0b0\ud638\uc138 \uc5ed\uc2dc CalHFA(California Housing Finance Agency)\uc758 \uad00\ud560 \uc548\uc5d0 \ud3ec\ud568\ub418\uae30\uc5d0, \uc5bc\ubc14\uc778\u00b7\ud480\ub7ec\ud134\uacfc \uac19\uc740 CalHFA \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc9c0\uc6d0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>1\ufe0f\u20e3 MyHome Assistance Program<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\ub300\uc0c1<\/td><td>&#8211; \uc9c0\ub09c 3\ub144 \ub3d9\uc548 \ubd80\ub3d9\uc0b0\uc5d0 \ub300\ud55c \uc18c\uc720\uad8c\uc774 \uc804\ud600 \uc5c6\uc5c8\ub358 \uc2e0\uaddc \uc8fc\ud0dd \uad6c\ub9e4\uc790<\/td><\/tr><tr><td>\uc0ac\uc6a9 \uc6a9\ub3c4<\/td><td>\ub2e4\uc6b4\ud398\uc774(down payment) \ud074\ub85c\uc9d5 \ube44\uc6a9(closing costs) \uc9c0\uc6d0<\/td><\/tr><tr><td>\uc9c0\uc6d0 \ud55c\ub3c4<\/td><td>\ud568\uaed8 \uc0ac\uc6a9\ud558\ub294 \uccab \ubc88\uc9f8 \ubaa8\uae30\uc9c0 \uc720\ud615\uc5d0 \ub530\ub77c \ubcc0\ub3d9<br>&#8211; CalHFA FHA \ub300\ucd9c \uc2dc: \uc8fc\ud0dd \uac00\uaca9 \ub610\ub294 \uac10\uc815\uac00 \uc911 \ub0ae\uc740 \uae08\uc561\uc758 \ucd5c\ub300 3.5%<br>&#8211; CalHFA \uc77c\ubc18(Conventional), VA, \ub610\ub294 USDA \ub300\ucd9c \uc2dc: \uc8fc\ud0dd \uac00\uaca9 \ub610\ub294 \uac10\uc815\uac00 \uc911 \ub0ae\uc740 \uae08\uc561\uc758 \ucd5c\ub300 3%<\/td><\/tr><tr><td>\ud2b9\uc9d5<\/td><td>&#8211; \ub450 \ubc88\uc9f8 \ubaa8\uae30\uc9c0(\ud6c4\uc21c\uc704 \ub300\ucd9c) \ud615\ud0dc, \ub9e4\uc6d4 \uc0c1\ud658\ud560 \ud544\uc694\uac00 \uc5c6\ub294 \uc9c0\ubd88 \uc720\uc608 \ub300\ucd9c<br>&#8211; \uc8fc\ud0dd \ub9e4\uac01, \uc7ac\uc735\uc790, \uc18c\uc720\uad8c \uc774\uc804 \uc2dc\uc810 \uc804\uc561 \uc0c1\ud658<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>2\ufe0f\u20e3 Dream For All Loan Program<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\ub300\uc0c1<\/td><td>&#8211; \uc9c0\ub09c 3\ub144 \ub3d9\uc548 \ubd80\ub3d9\uc0b0\uc5d0 \ub300\ud55c \uc18c\uc720\uad8c\uc774 \uc804\ud600 \uc5c6\uc5c8\ub358 \uc2e0\uaddc \uc8fc\ud0dd \uad6c\ub9e4\uc790<br>&#8211; \ucd5c\uc18c 1\uba85\uc758 \uc2e0\uccad\uc790\uac00 1\uc138\ub300 \uc8fc\ud0dd \uad6c\ub9e4\uc790(First-Generation Homebuyer)<br>&#8211; \n\uce98\ub9ac\ud3ec\ub2c8\uc544 \uac70\uc8fc\uc790 \ubc0f \uce74\uc6b4\ud2f0\ubcc4 \uc18c\ub4dd \uc81c\ud55c \ucda9\uc871\uc790.<\/td><\/tr><tr><td>\uc0ac\uc6a9 \uc6a9\ub3c4<\/td><td>\ub2e4\uc6b4\ud398\uc774(down payment) \ud074\ub85c\uc9d5 \ube44\uc6a9(closing costs) \uc9c0\uc6d0 &amp; \ubb34\uc774\uc790<\/td><\/tr><tr><td>\uc9c0\uc6d0 \ud55c\ub3c4<\/td><td>\uc8fc\ud0dd \uad6c\uc785 \uac00\uaca9\uc758 \ucd5c\ub300 20% \ub610\ub294 \ucd5c\ub300 $150,000\ub2ec\ub7ec<\/td><\/tr><tr><td>\ud2b9\uc9d5<\/td><td>&#8211; \uc8fc\ud0dd \ub9e4\uac01, \uc7ac\uc735\uc790, \uc18c\uc720\uad8c \uc774\uc804 \uc2dc\uc810 \uc804\uc561 \uc0c1\ud658<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">cf. 2026\ub144 \ucd94\ucca8 \uc7ac\uac1c<\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2026-ca-\uc0b0\ud638\uc138-\uccab-\uc8fc\ud0dd-\uad6c\uc785\uc790-\ud61c\ud0dd-02\"><strong>2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd_02<\/strong><\/h2>\n\n\n\n<p><strong>2026 \uc0b0\ud638\uc138 \uc9c0\uc5ed(Local) \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"448\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32-1024x448.png\" alt=\"\" class=\"wp-image-12459\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32-1024x448.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32-300x131.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32-768x336.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32-1536x672.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32-750x328.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32-1140x499.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\uc774\uc8fc\uc758-\uc774\ubaa8\uc800\ubaa8-Ep.2-32.png 1667w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u25b2 (\uc88c)\uc8fc\ud0dd\uae08\uc735\uccad(CALHFA), (\uc6b0)\uc0b0\ud638\uc138<\/figcaption><\/figure>\n<\/div>\n\n\n<p>\ub2e4\uc74c\uc73c\ub85c\ub294 \uc0b0\ud638\uc138 \uc9c0\uc5ed(Local)\uacfc \uc0b0\ud0c0\ud074\ub77c\ub77c \uce74\uc6b4\ud2f0\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc778\ud504\ub77c\ub97c \ud655\uc778\ud560 \ucc28\ub840\uc785\ub2c8\ub2e4. \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0b0\ud638\uc138\ub294 \uc2e4\ub9ac\ucf58 \ubc38\ub9ac \uc911\uc2ec\uc9c0\ub85c\ub3c4 \ub110\ub9ac \uc54c\ub824\uc838 \uc788\uc9c0\ub9cc, \uc911\u00b7\uc800\uc18c\ub4dd \uc2e4\uc218\uc694\uc790\uc5d0\uac8c \u201c\uc785\uc7a5\uad8c\u201d\uc744 \uc81c\uacf5\ud558\ub294 \ud615\ud0dc\uc758 BMR(\uc800\uac00 \ubd84\uc591)\u00b7\ub2e4\uc6b4\ud398\uc774 \ubcf4\uc870 \ud504\ub85c\uadf8\ub7a8\uc774 \uc798 \uac16\ucdb0\uc9c4 \uc9c0\uc5ed\uc73c\ub85c\ub3c4 \uaf3d\ud799\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>1\ufe0f\u20e3 \uc0b0\ud638\uc138 BMR(Below Market Rate) \ud648\uc624\ub108\uc2ed \ud504\ub85c\uadf8\ub7a8<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\ub300\uc0c1<\/td><td>\u2022\uc18c\ub4dd\uc774 \uc9c0\uc5ed \uc911\uc704\uc18c\ub4dd(AMI)\uc758 \uc77c\uc815 \ube44\uc728 \uc774\ud558\uc778 \uac00\uad6c<br>\u2022\uc2e4\uac70\uc8fc(Owner-Occupied) \ub97c \uc870\uac74\uc73c\ub85c \ud558\ub294 \uccab \uc8fc\ud0dd\u00b7\uc2e4\uc218\uc694\uc790<\/td><\/tr><tr><td>\ud61c\ud0dd<\/td><td>\u2022\ub3d9\uc77c \uc9c0\uc5ed \uc2dc\uc138\ubcf4\ub2e4 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \ubd84\uc591\uac00<br>\u2022\uc7a5\uae30 \uac70\uc8fc \ubaa9\uc801\uc758 \uc548\uc815\uc801\uc778 \uc8fc\uac70 \uc778\ud504\ub77c<\/td><\/tr><tr><td>\ud2b9\uc9d5<\/td><td>\u2022\ud22c\uc790 \uc218\uc775\ubcf4\ub2e4\ub294 \uac70\uc8fc \uc548\uc815\uc5d0 \ucd08\uc810\uc774 \ub9de\ucdb0\uc9c4 \uc778\ud504\ub77c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>2\ufe0f\u20e3 \uc0b0\ud0c0\ud074\ub77c\ub77c \uce74\uc6b4\ud2f0\u00b7\uc9c0\uc5ed \ube44\uc601\ub9ac \ub2e4\uc6b4\ud398\uc774 \ubcf4\uc870\u00b7\uacf5\uc720\uc9c0\ubd84 \ud504\ub85c\uadf8\ub7a8<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\ub300\uc0c1<\/td><td>\u2022\uc77c\uc815 \uc18c\ub4dd \uc774\ud558\uc758 First-Time Homebuyer<br>\u2022\uce74\uc6b4\ud2f0 \ub0b4\uc5d0\uc11c \uc9d1\uc744 \uad6c\uc785\ud558\ub824\ub294 \uc2e4\uac70\uc8fc\uc790<\/td><\/tr><tr><td>\ud61c\ud0dd<\/td><td>\u2022\ub2e4\uc6b4\ud398\uc774 \uc77c\ubd80\ub97c \ubb34\uc774\uc790\/\uc800\ub9ac \ub300\ucd9c \uc9c0\uc6d0<br>\u2022\ud5a5\ud6c4 \uc9d1\uac12 \uc0c1\uc2b9\ubd84\uc758 \uc77c\ubd80\ub97c \ub098\ub204\ub294 \uc870\uac74\uc73c\ub85c \uacf5\uc720\uc9c0\ubd84(Shared Equity) \ud615\ud0dc\uc758 \ubcf4\uc870 \uc81c\uacf5<br>\u2022\ud648\ubc14\uc774\uc5b4 \uad50\uc721 \uc218\ub8cc \uc2dc, \ucd94\uac00 \ubcf4\uc870\uae08\u00b7\uc6b0\uc120\uc21c\uc704\ub97c \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc74c<\/td><\/tr><tr><td>\ud2b9\uc9d5<\/td><td>\u2022\uc608\uc0b0\uc774 \ud55c\uc815\ub418\uc5b4 \uc788\uc5b4\uc11c \uc120\ucc29\uc21c\u00b7\ub85c\ud130\ub9ac(\ucd94\ucca8)\ub97c \ud1b5\ud55c \uc2e0\uccad \uc811\uc218 \uc0ac\ub840 \ub2e4\uc218<br>\u2022\uc0b0\ud0c0\ud074\ub798\ub77c \uce74\uc6b4\ud2f0\uc5d0\uc11c \uac70\uc8fc\ud558\uac70\ub098 \uadfc\ubb34\ud558\ub294 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \uc911 \uc18c\ub4dd \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 \uc8fc\ubbfc<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>3\ufe0f\u20e3&nbsp;Empower Homebuyers SCC Program&nbsp;(\uc0b0\ud0c0\ud074\ub77c\ub77c \uce74\uc6b4\ud2f0 \uc9c0\uc6d0)<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\ud61c\ud0dd<\/td><td>\u2022\uc8fc\ud0dd \uad6c\uc785 \uac00\uaca9\uc758 \ucd5c\ub300 30%\uae4c\uc9c0 \uacc4\uc57d\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8 + \ubb34\uc774\uc790<\/td><\/tr><tr><td>\ud2b9\uc9d5<\/td><td>\u2022\uc8fc\ud0dd \ub9e4\uac01, \uc7ac\uc735\uc790 \ub610\ub294 \ub9cc\uae30 \uc2dc \uc6d0\uae08\uacfc \uc8fc\ud0dd \uac00\uce58 \uc0c1\uc2b9\ubd84(appreciation)\uc758 \uc77c\ubd80 \uc0c1\ud658 \ud544\uc218<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>4\ufe0f\u20e3&nbsp;Homebuyer Empowerment Loan Program (HELP)<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\ud61c\ud0dd<\/td><td>\u2022\uc911\uc0b0\uce35 \uc18c\ub4dd\uc758 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ub300\uc0c1, \ucd5c\ub300 \uc8fc\ud0dd \uac00\uaca9\uc758 10% \uc9c0\uc6d0 + \ubb34\uc774\uc790<\/td><\/tr><tr><td>\ud2b9\uc9d5<\/td><td>\u2022\uc8fc\ud0dd \ub9e4\uac01, \uc7ac\uc735\uc790 \ub610\ub294 \ub9cc\uae30 \uc2dc \uc6d0\uae08\uacfc \uc8fc\ud0dd \uac00\uce58 \uc0c1\uc2b9\ubd84(appreciation)\uc758 \uc77c\ubd80 \uc0c1\ud658 \ud544\uc218<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>* \uac01 \ud504\ub85c\uadf8\ub7a8\uc740 \uc608\uc0b0 \uc18c\uc9c4, \ubc95\u00b7\uc870\ub840 \uac1c\uc815\uc5d0 \ub530\ub77c \ub9e4\ub144 \uc870\uac74\uacfc \ub0b4\uc6a9, \uc2e0\uccad \uc2dc\uae30 \ub4f1\uc774 \uc790\uc8fc \ubc14\ub00c\uae30 \ub54c\ubb38\uc5d0, \uc2e4\uc81c \uc9c0\uc6d0 \uac00\ub2a5 \uc5ec\ubd80\ub294 \uc804\ubb38\uac00\ub97c \ud1b5\ud574 \ub2e4\uc2dc \ud55c\ubc88 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/em><\/figcaption><\/figure>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-7e4ac651328708ea719ac0894fa30934\">.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2026-ca-\uc0b0\ud638\uc138-\uc138\uc561-\uacf5\uc81c-\ud61c\ud0dd\"><strong>2026 CA \uc0b0\ud638\uc138 \uc138\uc561 \uacf5\uc81c \ud61c\ud0dd<\/strong><\/h2>\n\n\n\n<p>\uc0b0\ud638\uc138\ub294 \uc0b0\ud0c0\ud074\ub77c\ub77c \uce74\uc6b4\ud2f0(Santa Clara County) \uc18c\uc18d \ub3c4\uc2dc\ub85c, \uc5f0\ubc29\u00b7\uc8fc \uc18c\ub4dd\uc138 \uaddc\uc815\uc740 LA\u00b7\uc5bc\ubc14\uc778\u00b7\ud480\ub7ec\ud134\uacfc \ub3d9\uc77c\ud55c \ubbf8\uad6d\u00b7\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc138\ubc95\uc744 \ub530\ub974\uace0, \uc7ac\uc0b0\uc138(\ubcf4\uc720\uc138) \ub294 \uce74\uc6b4\ud2f0 \uc7ac\uc0b0\uc138 \uc2dc\uc2a4\ud15c \uc544\ub798\uc5d0\uc11c \ubd80\uacfc\ub418\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uacfc\uc138\ud45c\uc900\uc5d0\uc11c \uc77c\uc815\uc561($7,000 \uc218\uc900)\uc744 \uacf5\uc81c\ud574 \uc8fc\ub294 \ub9cc\ud07c \ub2e4\uc591\ud55c \ud61c\ud0dd\uc774 \uc900\ube44\ub418\uc5b4 \uc788\uc8e0. \uc5f0\ubc29 \uc18c\ub4dd\uc138\uc640 \uc7ac\uc0b0\uc138\ub97c \uac10\uba74\uc744 \uc704\ud55c 4\uac00\uc9c0 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub97c \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>1\ufe0f\u20e3 <strong>\ubaa8\uae30\uc9c0 \uc774\uc790 \uacf5\uc81c(Mortgage Interest Deduction)_\uc5f0\ubc29 \uc18c\ub4dd\uc138 \uacf5\uc81c<\/strong><\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\uc870\uac74<\/td><td>\u2022\ubcf8\uc778\uc774 \uac70\uc8fc\ud558\ub294 \uc8fc\ud0dd(Primary Residence) \ubc0f \uc77c\ubd80 \uc138\ucee8\ub4dc \ud648\ub9cc \ud574\ub2f9<\/td><\/tr><tr><td>\ud61c\ud0dd<\/td><td>\u2022\uc5f0\ubc29 \uacfc\uc138\uc18c\ub4dd(Taxable Income)\uc5d0\uc11c \ubaa8\uae30\uc9c0 \uc774\uc790 \ucc28\uac10<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>2\ufe0f\u20e3 \uc7ac\uc0b0\uc138(Property Tax) \uacf5\uc81c \u2013 SALT \ud55c\ub3c4 \ub0b4_ \uc5f0\ubc29 \uc18c\ub4dd\uc138 \uacf5\uc81c<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\uc870\uac74<\/td><td>\u2022\uc5f0\ubc29 \uc18c\ub4dd\uc138\uc5d0\uc11c \uc8fc\u00b7\uc9c0\ubc29\uc138(SALT) \ud569\uc0b0 \uacf5\uc81c <br>\u2022\uc8fc \uc18c\ub4dd\uc138\/\ud310\ub9e4\uc138 + \ubd80\ub3d9\uc0b0 \uc7ac\uc0b0\uc138(Property Tax) + \uc77c\ubd80 \uac1c\uc778 \uc7ac\uc0b0\uc138\ub97c \ud569\uccd0 \uc5f0 \ucd5c\ub300 $10,000 \uacf5\uc81c <br>(\u203b \ud604\ud589 TCJA \uccb4\uacc4 \uae30\uc900)<\/td><\/tr><tr><td>\ud61c\ud0dd<\/td><td>\u2022\ub0a9\ubd80\ud55c \uc7ac\uc0b0\uc138(\ubc0f \ub2e4\ub978 \uc8fc\u00b7\uc9c0\ubc29\uc138) \uae08\uc561 \uc911, \ud55c\ub3c4 \ub0b4 \uc5f0\ubc29 \uacfc\uc138\uc18c\ub4dd\uc5d0\uc11c \ucc28\uac10<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>3\ufe0f\u20e3&nbsp;\ud3ec\uc778\ud2b8(Points)\u00b7\uc77c\ubd80 \ud074\ub85c\uc9d5 \ube44\uc6a9 \ucc98\ub9ac_ \uc5f0\ubc29 \uc18c\ub4dd\uc138 \uacf5\uc81c<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\uc870\uac74<\/td><td>\u2022IRS \uc694\uac74 \ucda9\uc871<\/td><\/tr><tr><td>\ud61c\ud0dd<\/td><td>\u2022\uc5f0\ubc29 \uacfc\uc138\uc18c\ub4dd(Taxable Income)\uc5d0\uc11c \ud3ec\uc778\ud2b8 \ube44\uc6a9 \ub9cc\ud07c \ucc28\uac10<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>4\ufe0f\u20e3&nbsp;Homeowners\u2019 Exemption(\ud648\uc624\ub108 \uac10\uba74)_\uc7ac\uc0b0\uc138 \uac10\uba74<\/strong><\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\uc870\uac74<\/td><td>\u2022\uce98\ub9ac\ud3ec\ub2c8\uc544 \uac70\uc8fc &amp; \ud574\ub2f9 \uc8fc\ud0dd\uc744 \ubcf8\uc778 \uac70\uc8fc\uc6a9(Primary Residence) \uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \ud648\uc624\ub108<br>\u2022\uc2e0\uccad\uc790 \ub300\uc0c1 (\uc774\uc0ac\u00b7\uc18c\uc720\uad8c \ubcc0\uacbd \uc2dc \uc7ac\uc2e0\uccad \ud544\uc218)<\/td><\/tr><tr><td>\ud61c\ud0dd<\/td><td>\u2022\uc7ac\uc0b0\uc138 \uacfc\uc138\ud45c\uc900(Assessed Value) \uc5d0\uc11c \uc77c\uc815 \uae08\uc561 \uac10\uba74<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>* \uac01 \ud504\ub85c\uadf8\ub7a8\uc740 \uc608\uc0b0 \uc18c\uc9c4, \ubc95\u00b7\uc870\ub840 \uac1c\uc815\uc5d0 \ub530\ub77c \ub9e4\ub144 \uc870\uac74\uacfc \ub0b4\uc6a9, \uc2e0\uccad \uc2dc\uae30 \ub4f1\uc774 \uc790\uc8fc \ubc14\ub00c\uae30 \ub54c\ubb38\uc5d0, \uc2e4\uc81c \uc9c0\uc6d0 \uac00\ub2a5 \uc5ec\ubd80\ub294 \uc804\ubb38\uac00\ub97c \ud1b5\ud574 \ub2e4\uc2dc \ud55c\ubc88 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/em><\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd\u00b7\uc138\uae08 \uacf5\uc81c \uc798 \ud655\uc778\ud574 \ubcf4\uc168\ub098\uc694?<\/p>\n\n\n\n<p>\ub098\uc5d0\uac8c \ub9de\ub294 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd\uacfc \uc138\uae08 \uacf5\uc81c \ud56d\ubaa9\uc774 \uad81\uae08\ud558\uc2dc\ub2e4\uba74, \ud55c\uad6d\uc778\uc744 \uc704\ud55c \ubaa8\uae30\uc9c0 \ub80c\ub354 <a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=real_estate_information&amp;utm_content=la-first-time-homebuyer-benefits\">L<\/a><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=real_estate_information&amp;utm_content=CA-Sanjose-first-time-homebuyer-benefits\">oaning.ai<\/a>\ub97c \ud1b5\ud574 \ud655\uc778\ud574 \ubcf4\uc138\uc694. \ub2f9\uc2e0\uc758 \uc870\uac74\u00b7\uc608\uc0b0\u00b7\uc77c\uc815\uc5d0 \ub9de\ucdb0 <strong>2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c\uc744 \ud568\uaed8 \uc124\uacc4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=real_estate_information&amp;utm_content=CA-Sanjose-first-time-homebuyer-benefits\" style=\"background-color:#49cf7e\">2026\ub144 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c \uc124\uacc4\ud558\uae30<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=real_estate_information&amp;utm_content=CA-Sanjose-first-time-homebuyer-benefits\">Loaning.ai <\/a>\ub2e4\uc74c \ud3b8 \ubcf4\ub7ec \uac00\uae30 \ud83d\udc47<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/blog.loaning.ai\/ko\/12436\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" data-id=\"12480\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-6.png\" alt=\"\" class=\"wp-image-12480\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-6.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-6-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-6-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-6-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-6-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/a><figcaption class=\"wp-element-caption\">[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8] Ep.2 CA \uc5bc\ubc14\uc778 \ud3b8<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=real_estate_information&amp;utm_content=CA-Sanjose-first-time-homebuyer-benefits\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" data-id=\"12479\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\ucee4\ubc0d\uc21c.png\" alt=\"\" class=\"wp-image-12479\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\ucee4\ubc0d\uc21c.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\ucee4\ubc0d\uc21c-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\ucee4\ubc0d\uc21c-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\ucee4\ubc0d\uc21c-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/\ucee4\ubc0d\uc21c-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/a><\/figure>\n<\/figure>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<p class=\"has-cyan-bluish-gray-color has-text-color has-link-color has-small-font-size wp-elements-2a383b745fa02b226b8571f5e2e581b4\"><em>* \ubcf8 \uae00\uc740 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0b0\ud638\uc138 \uc9c0\uc5ed\uc758 \uccab \uc8fc\ud0dd \uad6c\uc785 \ubc0f \uc138\uae08 \uc778\ud504\ub77c\uc5d0 \ub300\ud55c \uc77c\ubc18\uc801\uc778 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud55c \uac83\uc774\uba70, \uc138\ubb34\u00b7\ubc95\ub960\u00b7\ub300\ucd9c\u00b7\ud22c\uc790 \uc790\ubb38\uc73c\ub85c \ud574\uc11d\ub420 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<br>* \uc5ec\uae30\uc11c \uc5b8\uae09\ub41c \ubaa8\uae30\uc9c0 \uc774\uc790 \uacf5\uc81c, \ud504\ub85c\uadf8\ub7a8\uc740 \uc18c\ub4dd\u00b7\uac70\uc8fc\uc9c0\u00b7\ub300\ucd9c \uad6c\uc870 \ub4f1 \uac1c\uc778\ubcc4 \uc870\uac74\uc5d0 \ub530\ub77c \uc801\uc6a9 \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c0\uba70, \uad00\ub828 \ubc95\ub960 \ubc0f \ud504\ub85c\uadf8\ub7a8 \uc870\uac74\uc740 \ub9e4\ub144 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>* \uc2e4\uc81c \uc758\uc0ac\uacb0\uc815(\uc8fc\ud0dd \uad6c\uc785, \ub300\ucd9c \uc2e4\ud589, \uc7ac\uc735\uc790, \uc138\uae08 \uc2e0\uace0 \ub4f1) \uc804\uc5d0\ub294 \ubc18\ub4dc\uc2dc \uacf5\uc778\ub41c \uc804\ubb38\uac00(CPA, \uc138\ubb34\uc0ac, \ubc95\ub960 \uc790\ubb38, \uacf5\uc2dd \ubaa8\uae30\uc9c0 \ub80c\ub354, \uc2dc\u00b7\uce74\uc6b4\ud2f0 \ub2f4\ub2f9 \ubd80\uc11c \ub4f1)\uc640 \uc0c1\ub2f4\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br>* \ubcf8 \uae00\uc758 \uc815\ubcf4\ub294 \uc791\uc131 \uc2dc\uc810 \uae30\uc900\uc758 \uc77c\ubc18\uc801\uc778 \uc124\uba85\uc774\uba70, \uc0ac\uc804 \uacf5\uc9c0 \uc5c6\uc774 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026\ub144 CA \uc0b0\ud638\uc138\uc758 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uc740 \ubb34\uc5c7\uc774 \uc788\uace0, \ub610 \uc5b4\ub5a4 \uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c\uc694? \uc9c0\uc5ed\ubcc4 \ucd5c\uc2e0 \uc138\ubc95\ub97c \ub2e4\ub904\ubcf4\ub294 \uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3\uc758 \uc8fc\uc778\uacf5\uc740 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0b0\ud638\uc138\uc785\ub2c8\ub2e4. \uc0b0\ud638\uc138\ub294 \ubbf8\uad6d \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc2e4\ub9ac\ucf58\ubc38\ub9ac\uc758 \uc911\uc2ec\uc9c0\ub85c\uc11c \ub2e4\uc591\ud55c \ub9e4\ub825\uc744 \uc9c0\ub2cc \ub3c4\uc2dc\ub85c\ub3c4 \ubd88\ub9ac\uc8e0. \uc774\uacf3\uc5d0\uc11c \ub0b4\uc9d1\uc744 \uc7a5\ub9cc\ud55c\ub2e4\uba74 2026\ub144 \uae30\uc900 \uc5b4\ub5a4 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc744\uc9c0, Loaning.ai\uc640 \ud568\uaed8 \uccb4\ud06c\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":12,"featured_media":12472,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[1131],"tags":[],"class_list":["post-12457","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1131"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]<\/title>\n<meta name=\"description\" content=\"2026 CA \uc5bc\ubc14\uc778 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uacfc \uacf5\uc81c \ud61c\ud0dd\uc744 \ud55c \uacf3\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ud5a5\ud6c4 30\ub144\uac04\uc758 \uc138\ud6c4 \ubd80\ub2f4\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc5b4\uc694. Loaning.ai\uc640 \ud568\uaed8 2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c\uc744 \uc124\uacc4\ud574 \ubcf4\uc138\uc694.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.loaning.ai\/ko\/12457\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]\" \/>\n<meta property=\"og:description\" content=\"2026 CA \uc5bc\ubc14\uc778 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uacfc \uacf5\uc81c \ud61c\ud0dd\uc744 \ud55c \uacf3\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ud5a5\ud6c4 30\ub144\uac04\uc758 \uc138\ud6c4 \ubd80\ub2f4\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc5b4\uc694. Loaning.ai\uc640 \ud568\uaed8 2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c\uc744 \uc124\uacc4\ud574 \ubcf4\uc138\uc694.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.loaning.ai\/ko\/12457\/\" \/>\n<meta property=\"og:site_name\" content=\"\ubbf8\uad6d 30\ub144 \ubaa8\uae30\uc9c0 \uae08\ub9ac | \ub85c\ub2ddAI \ube14\ub85c\uadf8\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-24T07:19:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-17T10:03:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-5.png\" \/>\n\t<meta property=\"og:image:width\" content=\"890\" \/>\n\t<meta property=\"og:image:height\" content=\"641\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\uc9c0\ud5a5 \ub958\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"\uc9c0\ud5a5 \ub958\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"7\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/\"},\"author\":{\"name\":\"\uc9c0\ud5a5 \ub958\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/person\\\/4a5664aeb7061e03f0c9c6d23a4e6a04\"},\"headline\":\"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]\",\"datePublished\":\"2025-11-24T07:19:11+00:00\",\"dateModified\":\"2026-03-17T10:03:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/\"},\"wordCount\":142,\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/250522_Fullerton_0-5.png\",\"articleSection\":[\"\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \ud61c\ud0dd\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/\",\"name\":\"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/250522_Fullerton_0-5.png\",\"datePublished\":\"2025-11-24T07:19:11+00:00\",\"dateModified\":\"2026-03-17T10:03:59+00:00\",\"description\":\"2026 CA \uc5bc\ubc14\uc778 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uacfc \uacf5\uc81c \ud61c\ud0dd\uc744 \ud55c \uacf3\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ud5a5\ud6c4 30\ub144\uac04\uc758 \uc138\ud6c4 \ubd80\ub2f4\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc5b4\uc694. Loaning.ai\uc640 \ud568\uaed8 2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c\uc744 \uc124\uacc4\ud574 \ubcf4\uc138\uc694.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/#primaryimage\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/250522_Fullerton_0-5.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/250522_Fullerton_0-5.png\",\"width\":890,\"height\":641},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12457\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#website\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\",\"name\":\"30 year mortgage rates | LoaningAI Blog\",\"description\":\"Compare 30 year mortgage rates in US\",\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\"},\"alternateName\":\"Compare 30 year mortgage rates today in US\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\",\"name\":\"30 year mortgage rates | LoaningAI Blog\",\"alternateName\":\"Compare 30 year mortgage rates in US\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo-loaning-ai-blog-light.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo-loaning-ai-blog-light.png\",\"width\":574,\"height\":130,\"caption\":\"30 year mortgage rates | LoaningAI Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/person\\\/4a5664aeb7061e03f0c9c6d23a4e6a04\",\"name\":\"\uc9c0\ud5a5 \ub958\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]","description":"2026 CA \uc5bc\ubc14\uc778 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uacfc \uacf5\uc81c \ud61c\ud0dd\uc744 \ud55c \uacf3\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ud5a5\ud6c4 30\ub144\uac04\uc758 \uc138\ud6c4 \ubd80\ub2f4\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc5b4\uc694. Loaning.ai\uc640 \ud568\uaed8 2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c\uc744 \uc124\uacc4\ud574 \ubcf4\uc138\uc694.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.loaning.ai\/ko\/12457\/","og_locale":"ko_KR","og_type":"article","og_title":"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]","og_description":"2026 CA \uc5bc\ubc14\uc778 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uacfc \uacf5\uc81c \ud61c\ud0dd\uc744 \ud55c \uacf3\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ud5a5\ud6c4 30\ub144\uac04\uc758 \uc138\ud6c4 \ubd80\ub2f4\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc5b4\uc694. Loaning.ai\uc640 \ud568\uaed8 2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c\uc744 \uc124\uacc4\ud574 \ubcf4\uc138\uc694.","og_url":"https:\/\/blog.loaning.ai\/ko\/12457\/","og_site_name":"\ubbf8\uad6d 30\ub144 \ubaa8\uae30\uc9c0 \uae08\ub9ac | \ub85c\ub2ddAI \ube14\ub85c\uadf8","article_published_time":"2025-11-24T07:19:11+00:00","article_modified_time":"2026-03-17T10:03:59+00:00","og_image":[{"width":890,"height":641,"url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-5.png","type":"image\/png"}],"author":"\uc9c0\ud5a5 \ub958","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"\uc9c0\ud5a5 \ub958","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"7\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.loaning.ai\/ko\/12457\/#article","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/ko\/12457\/"},"author":{"name":"\uc9c0\ud5a5 \ub958","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/person\/4a5664aeb7061e03f0c9c6d23a4e6a04"},"headline":"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]","datePublished":"2025-11-24T07:19:11+00:00","dateModified":"2026-03-17T10:03:59+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.loaning.ai\/ko\/12457\/"},"wordCount":142,"publisher":{"@id":"https:\/\/blog.loaning.ai\/ko\/#organization"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/12457\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-5.png","articleSection":["\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \ud61c\ud0dd"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/blog.loaning.ai\/ko\/12457\/","url":"https:\/\/blog.loaning.ai\/ko\/12457\/","name":"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/ko\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.loaning.ai\/ko\/12457\/#primaryimage"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/12457\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-5.png","datePublished":"2025-11-24T07:19:11+00:00","dateModified":"2026-03-17T10:03:59+00:00","description":"2026 CA \uc5bc\ubc14\uc778 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud504\ub85c\uadf8\ub7a8\uacfc \uacf5\uc81c \ud61c\ud0dd\uc744 \ud55c \uacf3\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ud5a5\ud6c4 30\ub144\uac04\uc758 \uc138\ud6c4 \ubd80\ub2f4\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc5b4\uc694. Loaning.ai\uc640 \ud568\uaed8 2026 \uccab \uc9d1 \uad6c\ub9e4 \ud50c\ub79c\uc744 \uc124\uacc4\ud574 \ubcf4\uc138\uc694.","breadcrumb":{"@id":"https:\/\/blog.loaning.ai\/ko\/12457\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.loaning.ai\/ko\/12457\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/ko\/12457\/#primaryimage","url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-5.png","contentUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/11\/250522_Fullerton_0-5.png","width":890,"height":641},{"@type":"BreadcrumbList","@id":"https:\/\/blog.loaning.ai\/ko\/12457\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blog.loaning.ai\/ko\/"},{"@type":"ListItem","position":2,"name":"2026 CA \uc0b0\ud638\uc138 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790 \ud61c\ud0dd, \uc7ac\uc0b0\uc138 \uacf5\uc81c AtoZ_[\uc774\uc8fc\uc758 \uc774\ubaa8\uc800\ubaa8 Ep.3]"}]},{"@type":"WebSite","@id":"https:\/\/blog.loaning.ai\/ko\/#website","url":"https:\/\/blog.loaning.ai\/ko\/","name":"30 year mortgage rates | LoaningAI Blog","description":"Compare 30 year mortgage rates in US","publisher":{"@id":"https:\/\/blog.loaning.ai\/ko\/#organization"},"alternateName":"Compare 30 year mortgage rates today in US","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.loaning.ai\/ko\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/blog.loaning.ai\/ko\/#organization","name":"30 year mortgage rates | LoaningAI Blog","alternateName":"Compare 30 year mortgage rates in US","url":"https:\/\/blog.loaning.ai\/ko\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/logo\/image\/","url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2023\/06\/logo-loaning-ai-blog-light.png","contentUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2023\/06\/logo-loaning-ai-blog-light.png","width":574,"height":130,"caption":"30 year mortgage rates | LoaningAI Blog"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/person\/4a5664aeb7061e03f0c9c6d23a4e6a04","name":"\uc9c0\ud5a5 \ub958"}]}},"views":37,"_links":{"self":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/12457","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/comments?post=12457"}],"version-history":[{"count":3,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/12457\/revisions"}],"predecessor-version":[{"id":12549,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/12457\/revisions\/12549"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/media\/12472"}],"wp:attachment":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/media?parent=12457"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/categories?post=12457"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/tags?post=12457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}