{"id":12719,"date":"2025-12-04T13:07:26","date_gmt":"2025-12-04T04:07:26","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=12719"},"modified":"2026-03-17T18:53:59","modified_gmt":"2026-03-17T09:53:59","slug":"%ea%b8%88%eb%a6%ac-%ea%b3%a0%ec%a0%95rate-lock%ec%9d%80-%ec%96%b8%ec%a0%9c%ed%95%98%eb%a9%b4-%ec%a2%8b%ec%9d%84%ea%b9%8c%ec%9a%94_%ed%95%9c%ea%b5%ad%ec%9d%b8%eb%8f%84-%eb%b0%9b%ec%9d%84-%ec%88%98","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/12719\/","title":{"rendered":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png\" alt=\"\" class=\"wp-image-12720\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n\n\n\n<!-- Pretendard \uc6f9\ud3f0\ud2b8 \ucd94\uac00 -->\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard\/dist\/web\/static\/pretendard.css\">\n<style>\n    body {\n        font-family: 'Pretendard', sans-serif;\n        margin: 0;\n        padding: 0;\n    }\n<\/style>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uae08\ub9ac-\uace0\uc815\uc774\ub780\" style=\"font-size:24px\"><strong>\uae08\ub9ac \uace0\uc815\uc774\ub780?<\/strong><\/h2>\n\n\n\n<p>\uc9d1\uc744 \uc0ac\uae30 \uc704\ud574 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc744 \uc9c4\ud589\ud558\uba74, \uc2e0\uccad \uc2dc\uc810\uacfc \ud074\ub85c\uc9d5 \uc0ac\uc774\uc5d0 \uba87 \uc8fc\uc5d0\uc11c \uae38\uac8c\ub294 \ub450 \ub2ec \uac00\uae4c\uc6b4 \uc2dc\uac04\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \uae30\uac04 \ub3d9\uc548 \uc2dc\uc7a5 \uae08\ub9ac\uac00 \uc624\ub974\uac70\ub098, \ub80c\ub354\uc758 \uc870\uac74\uc774 \ubc14\ub00c\uba74 \ucc98\uc74c \uc608\uc0c1\ud588\ub358 \uc6d4 \uc0c1\ud658\uc561\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uace0, \uc608\uc0b0\uc744 \ub2e4\uc2dc \uc9dc\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \uc0dd\uae30\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc774\ub7f0 \ubd88\ud655\uc2e4\uc131\uc744 \uc904\uc774\uae30 \uc704\ud574, \uc815\ud574\uc9c4 \uae30\uac04 \ub3d9\uc548 \ub300\ucd9c \uae08\ub9ac\uc640 \uc77c\ubd80 \uc870\uac74\uc744 \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc774\uc790\uc728(\uae08\ub9ac), \ud3ec\uc778\ud2b8(Points), \uc77c\ubd80 \uc218\uc218\ub8cc\u00b7\ud06c\ub808\ub527 \uad6c\uc870\uac00 \ud568\uaed8 \ubb36\uc774\uba70, <strong>\ub77d \uae30\uac04 \uc548\uc5d0 \ud074\ub85c\uc9d5\uc744 \uc644\ub8cc\ud558\uba74 \uc2dc\uc7a5 \uae08\ub9ac\uac00 \ubcc0\ud574\ub3c4 \uc57d\uc18d\ub41c \uc870\uac74\uc744 \uadf8\ub300\ub85c \uc801\uc6a9<\/strong>\ubc1b\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F5FBF7;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n  \ud83d\udca1 <strong>\uae08\ub9ac \uace0\uc815(Rate Lock)<\/strong>\uc740\n  \uc815\ud574\uc9c4 \uae30\uac04 \ub3d9\uc548 \ub300\ucd9c \uae08\ub9ac\uc640 \uc77c\ubd80 \uc870\uac74\uc744 \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.\n<br><br>\n\uae08\ub9ac \uace0\uc815\uc740 \ubcf4\ud1b5 \uc624\ud37c \uc218\ub77d \uc774\ud6c4\ubd80\ud130 \ud074\ub85c\uc9d5\uae4c\uc9c0\uc758 \uad6c\uac04\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<br>\n\uc774 \ub2e8\uacc4\uc5d0\uc11c \uc5b4\ub5a4 \uae30\uac04\uc73c\ub85c \ub77d\uc744 \uac78\uc9c0, \uc5f0\uc7a5 \ube44\uc6a9\uacfc \uc635\uc158\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0\uc5d0 \ub530\ub77c \ud5a5\ud6c4 \uc218\ub144\uac04\uc758 \uc6d4 \uc0c1\ud658\uc561\uacfc \uc804\uccb4 \uc774\uc790 \ubd80\ub2f4\uc774 \ub2ec\ub77c\uc9c0\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uae08\ub9ac-\uace0\uc815\uc744-\ubaa8\ub974\uba74-\uc0dd\uae30\ub294-\ubb38\uc81c\"><strong>\uae08\ub9ac \uace0\uc815\uc744 \ubaa8\ub974\uba74 \uc0dd\uae30\ub294 \ubb38\uc81c<\/strong><\/h2>\n\n\n\n<p>\uae08\ub9ac \uace0\uc815\uc5d0 \ub300\ud55c \uac1c\ub150 \uc5c6\uc774 \ub300\ucd9c\uc744 \uc9c4\ud589\ud558\uba74, \ub2e4\uc74c\uacfc \uac19\uc740 \ub9ac\uc2a4\ud06c\uac00 \uc0dd\uae41\ub2c8\ub2e4.<br>\ub54c\ubb38\uc5d0 \uae08\ub9ac \uace0\uc815\uc740 \ub2e8\uc21c\ud55c \uc635\uc158\uc774 \uc544\ub2c8\ub77c, <strong>\u201c\uc5b8\uc81c, \uc5bc\ub9c8 \ub3d9\uc548, \uc5b4\ub5a4 \uc870\uac74\uc73c\ub85c \uc9d1\uc744 \uc0b4 \uac83\uc778\uac00\u201d\ub97c \ud568\uaed8 \uacb0\uc815\ud558\ub294 \uc911\uc694\ud55c \ub3c4\uad6c<\/strong>\ub77c\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F7F7F7;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n\n  \u2705 <strong> \uc6d4 \uc0c1\ud658\uc561\uc774 \uac11\uc790\uae30 \ucee4\uc9c0\ub294 \uc704\ud5d8<\/strong><br>\n  \uc2e0\uccad \ub2f9\uc2dc\uc5d0\ub294 \uac10\ub2f9 \uac00\ub2a5\ud55c \uc218\uc900\uc774\uc5c8\ub294\ub370, \uc2ec\uc0ac\u00b7\ud074\ub85c\uc9d5 \uc0ac\uc774\uc5d0 \uae08\ub9ac\uac00 \uae09\ub4f1\ud558\uba74\n  \uac19\uc740 \uc9d1\uacfc \ub300\ucd9c \uae08\uc561\uc778\ub370\ub3c4 \uc6d4 \uc0c1\ud658\uc561\uc774 \uc0c1\uc2b9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n  <br><br>\n\n  \u2705 <strong> \uc608\uc0b0\u00b7\uc9d1 \uc120\ud0dd\uc744 \ub2e4\uc2dc \uace0\ubbfc\ud574\uc57c \ud558\ub294 \uc0c1\ud669<\/strong><br>\n  \uae08\ub9ac\uac00 \uc624\ub974\uba74 \ucd1d \uc774\uc790 \ubd80\ub2f4\uacfc DTI \ube44\uc728\uc774 \ud568\uaed8 \uc62c\ub77c\uac00\uae30 \ub54c\ubb38\uc5d0,\n  \uacc4\uc57d\ud55c \uc9d1\uc758 \uac00\uaca9\u00b7\ub2e4\uc6b4\ud398\uc774 \uad6c\uc870\ub97c \ubc14\uafd4\uc57c \ud558\uac70\ub098,<br>\n  \uc544\uc608 \ub354 \uc800\ub834\ud55c \uc9d1\uc744 \ub2e4\uc2dc \ucc3e\uc544\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n  <br><br>\n\n  \u2705 <strong> \ubd88\ud544\uc694\ud55c \uc5f0\uc7a5 \ube44\uc6a9\u00b7\uc218\uc218\ub8cc \uc9c0\ucd9c<\/strong><br>\n  \ub77d \uae30\uac04\uc744 \ub300\ucda9 \uc815\ud588\ub2e4\uac00, \ud074\ub85c\uc9d5\uc774 \uc9c0\uc5f0\ub418\uc5b4 \uc5f0\uc7a5\uc744 \uc5ec\ub7ec \ubc88 \ud558\uac8c \ub418\uba74\n  \u201c\uc870\uae08 \ub354 \uc5ec\uc720 \uc788\uac8c \ub77d\uc744 \uc7a1\uc558\uc744 \ub54c\ubcf4\ub2e4\u201d \uc804\uccb4 \ube44\uc6a9\uc774 \ub354 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n  <br><br>\n\n  \u2705 <strong> \uae08\ub9ac \ud558\ub77d \uad6d\uba74\uc5d0\uc11c \uae30\ud68c\ub97c \ub193\uce58\ub294 \uacbd\uc6b0<\/strong><br>\n  Float-Down \uc635\uc158 \ud65c\uc6a9\uc774\ub098 \ub77d \uae30\uac04 \uc870\uc815 \ub4f1\uc744 \ub193\uccd0,\n  \ubc1b\uc744 \uc218 \uc788\uc5c8\ub358 \ub354 \ub0ae\uc740 \uc870\uac74\uc744 \ub193\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<\/div>\n\n\n\n<div style=\"text-align:center; margin:24px 0;\">\n  <a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&#038;utm_medium=loaning_kr&#038;utm_campaign=usawiki&#038;utm_content=ratelock\"\n     style=\"\n        display:inline-block;\n        padding:22px 48px;\n        background-color:#2ECC71;\n        color:#FFFFFF;\n        font-size:18px;\n        font-weight:700;\n        border-radius:8px;\n        text-decoration:none;\n     \">\n   \uae08\ub9ac \uace0\uc815 \uc2dc\uc810 \ud655\uc778\ud558\uae30\n  <\/a>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc9d1-\uad6c\ub9e4-\ud750\ub984-\uc18d\uc5d0\uc11c-\ubcf4\ub294-\uae08\ub9ac-\uace0\uc815\"><strong>\uc9d1 \uad6c\ub9e4 \ud750\ub984 \uc18d\uc5d0\uc11c \ubcf4\ub294 \uae08\ub9ac \uace0\uc815<\/strong><\/h2>\n\n\n\n<p>\uc2e4\uc81c \uc9d1 \uad6c\ub9e4 \uacfc\uc815\uc744 \uae30\uc900\uc73c\ub85c, \uae08\ub9ac \uace0\uc815\uc774 \ub4e4\uc5b4\uc624\ub294 \ud0c0\uc774\ubc0d\uc744 \ud55c \ubc88 \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<br>\uc815\ub9ac\ud558\uc790\uba74, \uae08\ub9ac \uace0\uc815\uc740 \u201c\uc624\ud37c \uc218\ub77d \uc774\ud6c4\ubd80\ud130 \ud074\ub85c\uc9d5 \uc804\uae4c\uc9c0\uc758 \uad6c\uac04\uc5d0\uc11c, \ub0b4 \ud0c0\uc784\ub77c\uc778\uc5d0 \ub9de\ub294 \uc548\uc815\uc801\uc778 \uae08\ub9ac \ub808\uc77c\uc744 \uae54\uc544 \ub450\ub294 \uacfc\uc815\u201d\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ubaa8\uae30\uc9c0 \ud504\ub85c\uc138\uc2a4<\/th><th>Detail<\/th><\/tr><\/thead><tbody><tr><td><strong>\uc0ac\uc804 \uc2b9\uc778(Pre-Approval) \ub2e8\uacc4<\/strong><\/td><td>\u2022 \ub300\ub7b5\uc801\uc778 \uc2b9\uc778 \uac00\ub2a5 \uae08\ub9ac\u00b7\ub300\ucd9c \ud55c\ub3c4\ub97c \ud655\uc778\ud558\ub294 \ub2e8\uacc4\uc785\ub2c8\ub2e4.<br>\u2022 \uc774 \uc2dc\uc810\uc5d0\ub294 \ubcf4\ud1b5 \uc815\ud655\ud55c \uc9d1\u00b7\ud074\ub85c\uc9d5 \uc77c\uc815\uc774 \uc815\ud574\uc9c0\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc5d0, <strong>Rate Lock\uc744 \uc2e4\uc81c\ub85c \uac70\ub294 \uacbd\uc6b0\ub294 \ub9ce\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong><\/td><\/tr><tr><td><strong>\uc624\ud37c \uc81c\ucd9c\u00b7\uc218\ub77d \ub2e8\uacc4<\/strong><\/td><td>\ub9c8\uc74c\uc5d0 \ub4dc\ub294 \uc9d1\uc744 \uace8\ub77c \uc624\ud37c\ub97c \ub123\uace0, \uc140\ub7ec\uac00 \uc774\ub97c \uc218\ub77d\ud558\uba74\ub9e4\ub9e4 \uacc4\uc57d\uc11c\uc5d0 <strong>\ud074\ub85c\uc9d5 \uc608\uc815\uc77c<\/strong>\uc774 \uc5b4\ub290 \uc815\ub3c4 \uba85\uc2dc\ub429\ub2c8\ub2e4.\uc774\ub54c\ubd80\ud130 \u201c\uc5b8\uc81c \ub77d\uc744 \uac78\uc9c0, \uba87 \uc77c\uc9dc\ub9ac \ub77d\uc774 \ud544\uc694\ud55c\uc9c0\u201d\ub97c \ubcf8\uaca9\uc801\uc73c\ub85c \ub17c\uc758\ud558\uac8c \ub429\ub2c8\ub2e4.<\/td><\/tr><tr><td><strong>\uc778\uc2a4\ud399\uc158\u00b7\ud3c9\uac00(Appraisal)\u00b7\uc5b8\ub354\ub77c\uc774\ud305 \uc9c4\ud589 \ub2e8\uacc4<\/strong><\/td><td>\u2022 \uc0c1\ud0dc \uc810\uac80\uacfc \uac10\uc815\ud3c9\uac00, \uc5b8\ub354\ub77c\uc774\ud130 \uc2ec\uc0ac\uac00 \ub3d9\uc2dc\uc5d0 \uc9c4\ud589\ub429\ub2c8\ub2e4.<br>\u2022 \uc11c\ub958 \ubcf4\uc644, \ucd94\uac00 \ud655\uc778 \ub4f1\uc73c\ub85c \uc77c\uc815\uc774 \ubc00\ub9b4 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, <strong>\ub77d \uae30\uac04\uc744 \uc815\ud560 \ub54c \uc774 \uad6c\uac04\uc758 \ubcc0\uc218\uae4c\uc9c0 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/strong><\/td><\/tr><tr><td><strong>\ud074\ub85c\uc9d5(Closing) \ub2e8\uacc4<\/strong><\/td><td>\u2022 \ub77d \uae30\uac04 \uc548\uc5d0 \ud074\ub85c\uc9d5\uc744 \uc644\ub8cc\ud558\uba74, \uc2e0\uccad \ub2f9\uc2dc \uc57d\uc18d\ud55c <strong>\uae08\ub9ac\u00b7\ud3ec\uc778\ud2b8\u00b7\uc77c\ubd80 \uc218\uc218\ub8cc \uc870\uac74\uc774 \ub300\ucd9c \uc2e4\ud589\uc5d0 \ubc18\uc601<\/strong>\ub429\ub2c8\ub2e4.<br>\u2022 \ub9cc\uc57d \uc774 \uc2dc\uc810\uc774 \ub77d \ub9cc\ub8cc\uc77c\uc744 \ub118\uc5b4\uac00\uba74, <strong>\uc5f0\uc7a5(Extension)<\/strong> \ub610\ub294 <strong>\uc7ac\uacac\uc801(Re-Lock)<\/strong> \uc774\uc288\uac00 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uae08\ub9ac-\uace0\uc815\uc758-\uad6c\uc870\uc640-\ube44\uc6a9-\uc774\ud574\ud558\uae30\"><strong>\uae08\ub9ac \uace0\uc815\uc758 \uad6c\uc870\uc640 \ube44\uc6a9 \uc774\ud574\ud558\uae30<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\"><\/h3>\n\n\n\n<p>\ub80c\ub354\ub9c8\ub2e4 \uc138\ubd80 \uc635\uc158\uc740 \ub2e4\ub974\uc9c0\ub9cc, Rate Lock \uae30\uac04\uc740 \ubcf4\ud1b5 \uc544\ub798\ucc98\ub7fc \uad6c\uc131\ub429\ub2c8\ub2e4.<br>\ud575\uc2ec\uc740 \u201c\ud074\ub85c\uc9d5 \uc608\uc815\uc77c + \uc608\uce21 \uac00\ub2a5\ud55c \uc9c0\uc5f0 \uac00\ub2a5\uc131\u201d\uc744 \ud568\uaed8 \ub193\uace0, \ub108\ubb34 \ucd09\ubc15\ud558\uc9c0\ub3c4, \ubd88\ud544\uc694\ud558\uac8c \uae38\uc9c0\ub3c4 \uc54a\uc740 \uae30\uac04\uc744 \uace0\ub974\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ub77d \uae30\uac04<\/th><th>\ube44\uc6a9<\/th><\/tr><\/thead><tbody><tr><td><strong>30\uc77c \ub77d<\/strong><\/td><td><strong>\u00b7<\/strong> \ud074\ub85c\uc9d5\uc774 \ube60\ub974\uac8c \uc608\uc815\ub41c \uacbd\uc6b0\uc5d0 \uc0ac\uc6a9<br><strong>\u00b7<\/strong> \uae30\uac04\uc774 \uc9e7\uc740 \ub9cc\ud07c&nbsp;<strong>\ucd94\uac00 \ube44\uc6a9\uc774\ub098 \uae08\ub9ac \ud504\ub9ac\ubbf8\uc5c4\uc774 \ube44\uad50\uc801 \uc801\uc740 \ud3b8<\/strong><\/td><\/tr><tr><td><strong>45\uc77c \ub77d<\/strong><\/td><td><strong>\u00b7<\/strong> \uc778\uc2a4\ud399\uc158\u00b7\ud3c9\uac00\u00b7\uc5b8\ub354\ub77c\uc774\ud305\uc5d0 \uc801\ub2f9\ud55c \uc5ec\uc720\ub97c \uc8fc\uae30 \uc704\ud574 <strong>\u201d\uc548\uc804 \uc5ec\uc720 + \ube44\uc6a9\u201d\uc758 \uade0\ud615\uc744 \ub9de\ucd9c \ub54c \uc790\uc8fc \uc120\ud0dd\ub418\ub294 \uc635\uc158<\/strong><\/td><\/tr><tr><td><strong>60\uc77c \uc774\uc0c1 \ub77d<\/strong><\/td><td><strong>\u00b7<\/strong> \uc2e0\uaddc \ubd84\uc591, \uacf5\uc0ac \uc9c0\uc5f0 \uac00\ub2a5\uc131, \ubcf5\uc7a1\ud55c \uc11c\ub958 \uad6c\uc870 \ub4f1\uc73c\ub85c \uc77c\uc815\uc774 \uae38\uc5b4\uc9c8 \uc218 \uc788\ub2e4\uace0 \uc608\uc0c1\ub418\ub294 \uacbd\uc6b0 <strong>\ud3ec\uc778\ud2b8\ub098 \uae08\ub9ac\uc5d0 \ud504\ub9ac\ubbf8\uc5c4\uc774 \ubd99\uc744 \uc218 \uc788\uc74c<\/strong><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">cf. <strong>\ub77d \uae30\uac04: 30\uc77c\u00b745\uc77c\u00b760\uc77c\uc758 \uc120\ud0dd<\/strong><\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\uae30\uac04\uc774-\ubaa8\uc790\ub77c\uba74-lock-extension-\uc5f0\uc7a5\"><strong>\uae30\uac04\uc774 \ubaa8\uc790\ub77c\uba74? Lock Extension(\uc5f0\uc7a5)<\/strong><\/h3>\n\n\n\n<p>\uc9d1 \uac70\ub798\uc5d0\uc11c\ub294 \uc0dd\uac01\ubcf4\ub2e4 \uc790\uc8fc \ubcc0\uc218\uac00 \uc0dd\uae41\ub2c8\ub2e4.<br>\uc778\uc2a4\ud399\uc158 \uacb0\uacfc \uc7ac\ud611\uc0c1\uc774 \ud544\uc694\ud560 \uc218\ub3c4 \uc788\uace0, Appraisal \uc77c\uc815\uc774 \ub2a6\uc5b4\uc9c0\uac70\ub098, \uc140\ub7ec \ucabd \uc0ac\uc815\uc73c\ub85c \ud074\ub85c\uc9d5\uc774 \ub4a4\ub85c \ubc00\ub9b4 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub54c <strong>\uae30\uc874 Rate Lock \ub9cc\ub8cc\uc77c \uc804\uc5d0 \ud074\ub85c\uc9d5\uc744 \ubabb \ud558\uac8c \ub418\uba74<\/strong>, \ub80c\ub354 \uce21\uc5d0\uac8c Extension(\uc5f0\uc7a5)\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>\ucc98\uc74c\ubd80\ud130 \ub108\ubb34 \uc9e7\uac8c \uc7a1\uc558\ub2e4\uac00, \uc5f0\uc7a5\uc744 \uc5ec\ub7ec \ubc88 \ubc18\ubcf5\ud558\uac8c \ub418\uba74 <strong>\uc870\uae08 \ub354 \ub109\ub109\ud55c \ub77d \uae30\uac04\uc744 \ud55c \ubc88\uc5d0 \uc120\ud0dd\ud588\uc744 \ub54c\ubcf4\ub2e4 \uc804\uccb4 \ube44\uc6a9\uc774 \ucee4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810<\/strong>\uc744 \uae30\uc5b5\ud574 \ub450\uba74 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uae08\ub9ac-\uace0\uc815\uacfc-\ud568\uaed8-\uc54c\uc544\ub450\uba74-\uc88b\uc740-\ud575\uc2ec-\uac1c\ub150\"><strong>\uae08\ub9ac \uace0\uc815\uacfc \ud568\uaed8 \uc54c\uc544\ub450\uba74 \uc88b\uc740 \ud575\uc2ec \uac1c\ub150<\/strong><\/h2>\n\n\n\n<p>\uae08\ub9ac \uace0\uc815\uc740 \ub2e4\ub978 \ubaa8\uae30\uc9c0 \uac1c\ub150\ub4e4\uacfc \ud568\uaed8 \uc774\ud574\ud574\uc57c \ub354 \ud070 \uadf8\ub9bc\uc774 \ubcf4\uc785\ub2c8\ub2e4.<br>\uc544\ub798 \uac1c\ub150\ub4e4\uc744 \ud568\uaed8 \uccb4\ud06c\ud574 \ub450\uba74, Rate Lock \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>\uac1c\ub150<\/strong><\/th><th><strong>\uc758\ubbf8<\/strong><\/th><th><strong>\uae08\ub9ac \uace0\uc815\uacfc\uc758 \uad00\uacc4<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>\uae08\ub9ac(Interest Rate)<\/strong><\/td><td>\ub300\ucd9c\uc5d0 \uc801\uc6a9\ub418\ub294 \uae30\ubcf8 \uc774\uc790\uc728<\/td><td>Rate Lock\uc774 \uc2e4\uc81c\ub85c \u201c\ubb36\uc5b4 \ub450\ub294\u201d \ub300\uc0c1\uc785\ub2c8\ub2e4. \ub77d \uae30\uac04 \ub3d9\uc548 \uc774 \uae08\ub9ac\uac00 \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/td><\/tr><tr><td><strong>APR<\/strong><\/td><td>\uae08\ub9ac + \uac01\uc885 \uc218\uc218\ub8cc\ub97c \uc5f0\uac04 \ube44\uc6a9\uc73c\ub85c \ud658\uc0b0\ud55c \uc218\uce58<\/td><td>\ub77d\uc744 \uac78 \ub54c, \ub2e8\uc21c \uae08\ub9ac\ubfd0 \uc544\ub2c8\ub77c APR\ub3c4 \ud568\uaed8 \ube44\uad50\ud574\uc57c \uc804\uccb4 \ube44\uc6a9 \uad6c\uc870\ub97c \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/td><\/tr><tr><td><strong>DTI \ube44\uc728<\/strong><\/td><td>\uc18c\ub4dd \ub300\ube44 \ubd80\ucc44 \uc0c1\ud658 \ube44\uc728<\/td><td>\uae08\ub9ac\uac00 \uc624\ub974\uba74 \uac19\uc740 \ub300\ucd9c\uae08\uc561\uc774\ub77c\ub3c4 DTI\uac00 \uc62c\ub77c\uac00\ubbc0\ub85c, Rate Lock\uc740 DTI\ub97c \uc608\uce21 \uac00\ub2a5\ud558\uac8c \ub9cc\ub4dc\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td><strong>PITIA<\/strong><\/td><td>\uc6d0\ub9ac\uae08+\uc138\uae08+\ubcf4\ud5d8+HOA+\uae30\ud0c0 \ube44\uc6a9\uae4c\uc9c0 \ud3ec\ud568\ud55c \uc6d4 \ucd1d\ub0a9\ubd80\uc561<\/td><td>\uae08\ub9ac \uace0\uc815\uc740 \uc8fc\ub85c \u201cP(\uc6d0\uae08)+I(\uc774\uc790)\u201d\uc5d0 \uc601\ud5a5\uc744 \uc8fc\uba70, \uc804\uccb4 PITIA \uad6c\uc870\ub97c \ud568\uaed8 \ubd10\uc57c \uc2e4\uc81c \uc6d4 \ubd80\ub2f4\uc744 \ud310\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/td><\/tr><tr><td><strong>\ud074\ub85c\uc9d5 \ud0c0\uc784\ub77c\uc778<\/strong><\/td><td>\uc624\ud37c\uc778\uc2a4\ud399\uc158\ud3c9\uac00\uc5b8\ub354\ub77c\uc774\ud305\ud074\ub85c\uc9d5\uae4c\uc9c0\uc758 \uc77c\uc815 \ud750\ub984<\/td><td>\uc801\uc808\ud55c \ub77d \uae30\uac04\uc744 \uc815\ud558\uae30 \uc704\ud574 \ubc18\ub4dc\uc2dc \ud568\uaed8 \uace0\ub824\ud574\uc57c \ud558\ub294 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uae08\ub9ac-\uace0\uc815-\uc2dc\uc810-\ubb38\uc758\ud558\uae30\"><strong>\uae08\ub9ac \uace0\uc815 \uc2dc\uc810 \ubb38\uc758\ud558\uae30<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki&amp;utm_content=ratelock\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/250312_homebuyguide_4view4.png\" alt=\"\" class=\"wp-image-12725\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/250312_homebuyguide_4view4.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/250312_homebuyguide_4view4-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/250312_homebuyguide_4view4-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/250312_homebuyguide_4view4-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/250312_homebuyguide_4view4-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki&amp;utm_content=ratelock\">Loaning.ai<\/a>\uc5d0\uc11c\ub294 \ucc44\ud305\uc744 \ud1b5\ud574 \uc5b8\uc81c \uae08\ub9ac \uace0\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc744\uc9c0 \ud655\uc778\ud574 \ubcfc \uc218 \uc788\uc5b4\uc694.<br>\uac1c\uc778\uc815\ubcf4 \uc785\ub825 \uc5c6\uc774 \ubaa8\uae30\uc9c0 \uad00\ub828\ud574\uc11c \uad81\uae08\ud55c \uc810\uc774 \uc788\ub2e4\uba74 \ud3b8\ud558\uac8c \ud655\uc778\ud574 \ubcf4\uc138\uc694!<\/p>\n\n\n\n<div style=\"text-align:center; margin:24px 0;\">\n  <a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&#038;utm_medium=loaning_kr&#038;utm_campaign=USAwiki_RateLock&#038;utm_content=251204\"\n     style=\"\n        display:inline-block;\n        padding:22px 48px;\n        background-color:#2ECC71;\n        color:#FFFFFF;\n        font-size:18px;\n        font-weight:700;\n        border-radius:8px;\n        text-decoration:none;\n     \">\n   \uae08\ub9ac \uace0\uc815 \uc2dc\uc810 \ud655\uc778\ud558\uae30\n  <\/a>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc790\uc8fc-\ubb3b\ub294-\uc9c8\ubb38-faq\"><strong>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/strong><\/h2>\n\n\n\n<p><strong>Q1. Rate Lock\uc744 \ud558\uba74 \uae08\ub9ac\uac00 \uc644\uc804\ud788 \uace0\uc815\ub418\ub294 \uac74\uac00\uc694?<\/strong><\/p>\n\n\n\n<p>\ub77d \uae30\uac04 \uc548\uc5d0 \ud074\ub85c\uc9d5\uc744 \uc644\ub8cc\ud558\uba74, \uc77c\ubc18\uc801\uc73c\ub85c <strong>\uc57d\uc18d\ub41c \uae08\ub9ac\u00b7\ud3ec\uc778\ud2b8\u00b7\uc77c\ubd80 \uc218\uc218\ub8cc \uc870\uac74\uc774 \uc720\uc9c0<\/strong>\ub429\ub2c8\ub2e4. \ub2e4\ub9cc \ub300\ucd9c \uad6c\uc870\ub97c \ubc14\uafb8\uac70\ub098, \uc18c\ub4dd\u00b7\uc790\uc0b0\u00b7\ubd80\ucc44 \ub4f1 \uc7ac\ubb34 \uc0c1\ud0dc\uac00 \ud06c\uac8c \ubc14\ub00c\uba74 \ub80c\ub354\uac00 \uc870\uac74\uc744 \ub2e4\uc2dc \uac80\ud1a0\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, <strong>\uc5b4\ub5a4 \uacbd\uc6b0\uc5d0 \ub77d\uc774 \uc720\uc9c0\ub418\uace0 \uc5b4\ub5a4 \uacbd\uc6b0\uc5d0 \uc7ac\uc0b0\uc815\ub418\ub294\uc9c0<\/strong>\ub97c \ubbf8\ub9ac \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Q2. Rate Lock\uc744 \ud588\ub2e4\uac00 \ub098\uc911\uc5d0 \ucde8\uc18c\ud558\uba74 \ubd88\uc774\uc775\uc774 \uc788\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\ub77d\uc744 \uae68\uac70\ub098 \ub2e4\ub978 \ub80c\ub354\ub85c \uc774\ub3d9\ud560 \uacbd\uc6b0 <strong>\uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd<\/strong>\ud558\uac70\ub098, \ud5a5\ud6c4 \uac19\uc740 \ub80c\ub354\uc5d0\uc11c <strong>\ub3d9\uc77c \uc870\uac74\uc744 \uadf8\ub300\ub85c \uc81c\uacf5\ubc1b\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><br>\uc5ec\ub7ec \ub80c\ub354\ub97c \ube44\uad50\ud558\uace0 \uc2f6\ub2e4\uba74, \ubcf4\ud1b5 <strong>Pre-Approval \ub2e8\uacc4\uc5d0\uc11c \uacac\uc801\uc744 \ube44\uad50\ud55c \ub4a4,<\/strong> <strong>\ucd5c\uc885 \ub80c\ub354\ub97c \uacb0\uc815\ud558\uace0 \ub098\uc11c Rate Lock\uc744 \uac70\ub294 \ubc29\uc2dd<\/strong>\uc744 \ub9ce\uc774 \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uae08\ub9ac-\uace0\uc815-rate-lock-\ud55c-\ub208\uc5d0-\uc815\ub9ac\"><strong>\uae08\ub9ac \uace0\uc815(Rate Lock), \ud55c \ub208\uc5d0 \uc815\ub9ac<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5-1024x575.png\" alt=\"\" class=\"wp-image-12721\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5-1024x575.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5-300x169.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5-768x432.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5-1536x863.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5-750x422.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5-1140x641.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-5.png 2032w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae08\ub9ac \uace0\uc815\uc740 <strong>\uc624\ud37c \uc218\ub77d \uc774\ud6c4\ubd80\ud130 \ud074\ub85c\uc9d5\uae4c\uc9c0<\/strong>\uc758 \uad6c\uac04\uc5d0\uc11c, <strong>\uc2dc\uc7a5 \uae08\ub9ac \ubcc0\ub3d9\uc73c\ub85c\ubd80\ud130 \ub0b4 \ub300\ucd9c \uc870\uac74\uc744 \ubcf4\ud638\ud558\ub294 \uc548\uc804\uc7a5\uce58<\/strong>\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub77d \uae30\uac04(30\u00b745\u00b760\uc77c), \uc5f0\uc7a5 \ube44\uc6a9, Float-Down \uc5ec\ubd80\ub97c \ud568\uaed8 \uace0\ub824\ud574 <strong>\u201c\uc5b8\uc81c, \uc5bc\ub9c8\ub098 \uc624\ub798 \ubb36\uc744\uc9c0\u201d\ub97c \uacb0\uc815\ud558\ub294 \uac83\uc774 \ud575\uc2ec<\/strong>\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uae08\ub9ac \ud750\ub984, \ud074\ub85c\uc9d5 \uc77c\uc815, \ub0b4 \uc608\uc0b0\u00b7\uba58\ud0c8 \uc5ec\uc720\ub97c \ud568\uaed8 \ub193\uace0 <strong>\ub098\uc5d0\uac8c \ub9de\ub294 Rate Lock \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774<\/strong> <strong>\uacb0\uad6d \uc9d1 \uad6c\ub9e4 \uc774\ud6c4 \uba87 \ub144\uac04\uc758 \ud604\uae08 \ud750\ub984\uc744 \uc548\uc815\uc2dc\ud0a4\ub294 \uccab \ub2e8\uacc4<\/strong>\uac00 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki&amp;utm_content=ratelock\" style=\"background-color:#49cf7e\"><strong>\uae08\ub9ac \uace0\uc815 \uc2dc\uc810, \ud55c\uad6d\uc778 \uc0c1\ub2f4\uc6d0\uc5d0\uac8c \ucc44\ud305\uc73c\ub85c \ubb38\uc758\ud558\uae30<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uae08\ub9ac \uace0\uc815\uc774\ub780? \uc9d1\uc744 \uc0ac\uae30 \uc704\ud574 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc744 \uc9c4\ud589\ud558\uba74, \uc2e0\uccad \uc2dc\uc810\uacfc \ud074\ub85c\uc9d5 \uc0ac\uc774\uc5d0 \uba87 \uc8fc\uc5d0\uc11c \uae38\uac8c\ub294 \ub450 \ub2ec \uac00\uae4c\uc6b4 \uc2dc\uac04\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \uae30\uac04 \ub3d9\uc548 \uc2dc\uc7a5 \uae08\ub9ac\uac00 \uc624\ub974\uac70\ub098, \ub80c\ub354\uc758 \uc870\uac74\uc774 \ubc14\ub00c\uba74 \ucc98\uc74c \uc608\uc0c1\ud588\ub358 \uc6d4 \uc0c1\ud658\uc561\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uace0, \uc608\uc0b0\uc744 \ub2e4\uc2dc \uc9dc\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \uc0dd\uae30\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc774\ub7f0 \ubd88\ud655\uc2e4\uc131\uc744 \uc904\uc774\uae30 \uc704\ud574, \uc815\ud574\uc9c4 \uae30\uac04 \ub3d9\uc548 \ub300\ucd9c \uae08\ub9ac\uc640 [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":12720,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[955],"tags":[],"class_list":["post-12719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-955"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301<\/title>\n<meta name=\"description\" content=\"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac \ub3d9\uc548 \uc77c\uc815 \uae30\uac04 \uae08\ub9ac\ub97c \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub77d\uc744 \uac70\ub294 \uc2dc\uc810\uacfc \uae30\uac04, \uc5f0\uc7a5 \uc2dc \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0ac\uae30 \uc804\uc5d0 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 Rate Lock \uc804\ub7b5\uc744 \uccb4\ud06c\ud574 \ubcf4\uc138\uc694.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.loaning.ai\/ko\/12719\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301\" \/>\n<meta property=\"og:description\" content=\"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac \ub3d9\uc548 \uc77c\uc815 \uae30\uac04 \uae08\ub9ac\ub97c \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub77d\uc744 \uac70\ub294 \uc2dc\uc810\uacfc \uae30\uac04, \uc5f0\uc7a5 \uc2dc \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0ac\uae30 \uc804\uc5d0 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 Rate Lock \uc804\ub7b5\uc744 \uccb4\ud06c\ud574 \ubcf4\uc138\uc694.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.loaning.ai\/ko\/12719\/\" \/>\n<meta property=\"og:site_name\" content=\"\ubbf8\uad6d 30\ub144 \ubaa8\uae30\uc9c0 \uae08\ub9ac | \ub85c\ub2ddAI \ube14\ub85c\uadf8\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-04T04:07:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-17T09:53:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1020\" \/>\n\t<meta property=\"og:image:height\" content=\"735\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\uc9c0\ud5a5 \ub958\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"\uc9c0\ud5a5 \ub958\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"7\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/\"},\"author\":{\"name\":\"\uc9c0\ud5a5 \ub958\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/person\\\/4a5664aeb7061e03f0c9c6d23a4e6a04\"},\"headline\":\"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301\",\"datePublished\":\"2025-12-04T04:07:26+00:00\",\"dateModified\":\"2026-03-17T09:53:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/\"},\"wordCount\":62,\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/image-4.png\",\"articleSection\":[\"\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc6a9\uc5b4\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/\",\"name\":\"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/image-4.png\",\"datePublished\":\"2025-12-04T04:07:26+00:00\",\"dateModified\":\"2026-03-17T09:53:59+00:00\",\"description\":\"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac \ub3d9\uc548 \uc77c\uc815 \uae30\uac04 \uae08\ub9ac\ub97c \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub77d\uc744 \uac70\ub294 \uc2dc\uc810\uacfc \uae30\uac04, \uc5f0\uc7a5 \uc2dc \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0ac\uae30 \uc804\uc5d0 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 Rate Lock \uc804\ub7b5\uc744 \uccb4\ud06c\ud574 \ubcf4\uc138\uc694.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/#primaryimage\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/image-4.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/image-4.png\",\"width\":1020,\"height\":735},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/12719\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#website\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\",\"name\":\"30 year mortgage rates | LoaningAI Blog\",\"description\":\"Compare 30 year mortgage rates in US\",\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\"},\"alternateName\":\"Compare 30 year mortgage rates today in US\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\",\"name\":\"30 year mortgage rates | LoaningAI Blog\",\"alternateName\":\"Compare 30 year mortgage rates in US\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo-loaning-ai-blog-light.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo-loaning-ai-blog-light.png\",\"width\":574,\"height\":130,\"caption\":\"30 year mortgage rates | LoaningAI Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/person\\\/4a5664aeb7061e03f0c9c6d23a4e6a04\",\"name\":\"\uc9c0\ud5a5 \ub958\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301","description":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac \ub3d9\uc548 \uc77c\uc815 \uae30\uac04 \uae08\ub9ac\ub97c \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub77d\uc744 \uac70\ub294 \uc2dc\uc810\uacfc \uae30\uac04, \uc5f0\uc7a5 \uc2dc \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0ac\uae30 \uc804\uc5d0 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 Rate Lock \uc804\ub7b5\uc744 \uccb4\ud06c\ud574 \ubcf4\uc138\uc694.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.loaning.ai\/ko\/12719\/","og_locale":"ko_KR","og_type":"article","og_title":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301","og_description":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac \ub3d9\uc548 \uc77c\uc815 \uae30\uac04 \uae08\ub9ac\ub97c \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub77d\uc744 \uac70\ub294 \uc2dc\uc810\uacfc \uae30\uac04, \uc5f0\uc7a5 \uc2dc \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0ac\uae30 \uc804\uc5d0 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 Rate Lock \uc804\ub7b5\uc744 \uccb4\ud06c\ud574 \ubcf4\uc138\uc694.","og_url":"https:\/\/blog.loaning.ai\/ko\/12719\/","og_site_name":"\ubbf8\uad6d 30\ub144 \ubaa8\uae30\uc9c0 \uae08\ub9ac | \ub85c\ub2ddAI \ube14\ub85c\uadf8","article_published_time":"2025-12-04T04:07:26+00:00","article_modified_time":"2026-03-17T09:53:59+00:00","og_image":[{"width":1020,"height":735,"url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png","type":"image\/png"}],"author":"\uc9c0\ud5a5 \ub958","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"\uc9c0\ud5a5 \ub958","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"7\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.loaning.ai\/ko\/12719\/#article","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/ko\/12719\/"},"author":{"name":"\uc9c0\ud5a5 \ub958","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/person\/4a5664aeb7061e03f0c9c6d23a4e6a04"},"headline":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301","datePublished":"2025-12-04T04:07:26+00:00","dateModified":"2026-03-17T09:53:59+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.loaning.ai\/ko\/12719\/"},"wordCount":62,"publisher":{"@id":"https:\/\/blog.loaning.ai\/ko\/#organization"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/12719\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png","articleSection":["\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc6a9\uc5b4"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/blog.loaning.ai\/ko\/12719\/","url":"https:\/\/blog.loaning.ai\/ko\/12719\/","name":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/ko\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.loaning.ai\/ko\/12719\/#primaryimage"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/12719\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png","datePublished":"2025-12-04T04:07:26+00:00","dateModified":"2026-03-17T09:53:59+00:00","description":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac \ub3d9\uc548 \uc77c\uc815 \uae30\uac04 \uae08\ub9ac\ub97c \ubbf8\ub9ac \ud655\uc815\ud574 \ub450\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub77d\uc744 \uac70\ub294 \uc2dc\uc810\uacfc \uae30\uac04, \uc5f0\uc7a5 \uc2dc \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub294\uc9c0 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0ac\uae30 \uc804\uc5d0 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 Rate Lock \uc804\ub7b5\uc744 \uccb4\ud06c\ud574 \ubcf4\uc138\uc694.","breadcrumb":{"@id":"https:\/\/blog.loaning.ai\/ko\/12719\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.loaning.ai\/ko\/12719\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/ko\/12719\/#primaryimage","url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png","contentUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/image-4.png","width":1020,"height":735},{"@type":"BreadcrumbList","@id":"https:\/\/blog.loaning.ai\/ko\/12719\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blog.loaning.ai\/ko\/"},{"@type":"ListItem","position":2,"name":"\uae08\ub9ac \uace0\uc815(Rate Lock)\uc740 \uc5b8\uc81c\ud558\uba74 \uc88b\uc744\uae4c\uc694?_\ud55c\uad6d\uc778\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uafc0\ud301"}]},{"@type":"WebSite","@id":"https:\/\/blog.loaning.ai\/ko\/#website","url":"https:\/\/blog.loaning.ai\/ko\/","name":"30 year mortgage rates | LoaningAI Blog","description":"Compare 30 year mortgage rates in US","publisher":{"@id":"https:\/\/blog.loaning.ai\/ko\/#organization"},"alternateName":"Compare 30 year mortgage rates today in US","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.loaning.ai\/ko\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/blog.loaning.ai\/ko\/#organization","name":"30 year mortgage rates | LoaningAI Blog","alternateName":"Compare 30 year mortgage rates in US","url":"https:\/\/blog.loaning.ai\/ko\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/logo\/image\/","url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2023\/06\/logo-loaning-ai-blog-light.png","contentUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2023\/06\/logo-loaning-ai-blog-light.png","width":574,"height":130,"caption":"30 year mortgage rates | LoaningAI Blog"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/person\/4a5664aeb7061e03f0c9c6d23a4e6a04","name":"\uc9c0\ud5a5 \ub958"}]}},"views":11,"_links":{"self":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/12719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/comments?post=12719"}],"version-history":[{"count":3,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/12719\/revisions"}],"predecessor-version":[{"id":12838,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/12719\/revisions\/12838"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/media\/12720"}],"wp:attachment":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/media?parent=12719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/categories?post=12719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/tags?post=12719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}