{"id":12822,"date":"2025-12-08T09:23:09","date_gmt":"2025-12-08T00:23:09","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=12822"},"modified":"2025-12-09T16:14:42","modified_gmt":"2025-12-09T07:14:42","slug":"offer-accepted%ec%98%a4%ed%8d%bc-%ec%88%98%eb%9d%bd-%ed%9b%84-3%ec%9d%bc-%ec%9d%b4%ea%b2%83-%eb%86%93%ec%b9%98%eb%a9%b4-%ea%b3%84%ec%95%bd%ea%b8%88-%eb%82%a0%eb%a6%bd%eb%8b%88%eb%8b%a4_","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/12822\/","title":{"rendered":"Offer Accepted(\uc624\ud37c \uc218\ub77d) \ud6c4 3\uc77c, &#8216;\uc774\uac83&#8217; \ub193\uce58\uba74 \uacc4\uc57d\uae08 \ub0a0\ub9bd\ub2c8\ub2e4_[\ubaa8\uae30\uc9c0 \uac00\uc774\ub4dc Ep.1]"},"content":{"rendered":"\n<!-- Pretendard \uc6f9\ud3f0\ud2b8 \ucd94\uac00 -->\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard\/dist\/web\/static\/pretendard.css\">\n<style>\n    body {\n        font-family: 'Pretendard', sans-serif;\n        margin: 0;\n        padding: 0;\n    }\n<\/style>\n\n\n\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<!-- Pretendard \uc6f9\ud3f0\ud2b8 \ucd94\uac00 -->\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard\/dist\/web\/static\/pretendard.css\">\n<style>\n    body {\n        font-family: 'Pretendard', sans-serif;\n        margin: 0;\n        padding: 0;\n    }\n<\/style>\n\n<div style=\"\n    background-color:#F5FBF7;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <h3 style=\"margin-top:0; margin-bottom:12px; font-size:18px;\">\n        \ud83d\udcdd <strong>Offer Accepted 3\uc904 \uc694\uc57d<\/strong>\n    <\/h3>\n    <ul style=\"padding-left:20px; margin:0;\">\n        <li>Loaning.ai\ub294 \uacc4\uc57d\uc11c \ub9ac\ubdf0 \uc11c\ube44\uc2a4\ub97c \ubb34\ub8cc\ub85c \uc81c\uacf5\ud574 \ub4dc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n        <li>\ubd80\ub3d9\uc0b0 \uacc4\uc57d \uccb4\uacb0 \ud6c4, 3\uc77c(Business Days) \ub0b4 EMD(\uacc4\uc57d\uae08)\uc744 \uc1a1\uae08\ud574 \uc8fc\uc138\uc694.<\/li>\n        <li>\ub2e4\uc74c Loan Application\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc900\ube44\ud574 \uc8fc\uc2dc\uace0, \uc790\uae08 \ucd9c\ucc98\ub97c \uad00\ub9ac\ud574 \uc8fc\uc138\uc694.<\/li>\n    <\/ul>\n<\/div>\n\n\n\n<p>Offer Accepted(\uc624\ud37c \uc218\ub77d) \uc774\ud6c4 <strong>\ub531 3\uc77c(Business Days)<\/strong>. \uc774 3\uc77c\uc758 \uace8\ub4e0\ud0c0\uc784 \uc548\uc5d0 \ubc18\ub4dc\uc2dc \ucc98\ub9ac\ud574\uc57c \ud560 \uacfc\uc81c\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ub9cc\uc57d \uc774 \ud0c0\uc774\ubc0d\uc744 \ub193\uce58\uac70\ub098 \uc2e4\uc218\ub97c \ud558\uba74, \uc5b4\ub835\uac8c \uc7a1\uc740 \uacc4\uc57d\uc774 \ucde8\uc18c\ub418\ub294 \uac83\uc740 \ubb3c\ub860 \uc18c\uc911\ud55c \uc790\uae08\uae4c\uc9c0 \uc783\uc744 \uc218 \uc788\uc5b4\uc694. \uc548\uc804\ud55c \ud074\ub85c\uc9d5 \uc5ec\uc815\uc744 \uc704\ud574, \ubc14\uc774\uc5b4\uac00 \ubc18\ub4dc\uc2dc \ud574\uc57c \ud560 \uc77c\ub4e4\uc744 \ub2e8\uacc4\ubcc4\ub85c \uc815\ub9ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"845\" height=\"315\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/\uc544\ud2b8\ubcf4\ub4dc-1-\ubcf5\uc0ac-7.png\" alt=\"\" class=\"wp-image-12824\" style=\"width:845px\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/\uc544\ud2b8\ubcf4\ub4dc-1-\ubcf5\uc0ac-7.png 845w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/\uc544\ud2b8\ubcf4\ub4dc-1-\ubcf5\uc0ac-7-300x112.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/\uc544\ud2b8\ubcf4\ub4dc-1-\ubcf5\uc0ac-7-768x286.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/\uc544\ud2b8\ubcf4\ub4dc-1-\ubcf5\uc0ac-7-750x280.png 750w\" sizes=\"auto, (max-width: 845px) 100vw, 845px\" \/><\/figure>\n\n\n\n<br>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-\ubd80\ub3d9\uc0b0-\uacc4\uc57d\uc11c-\uac80\ud1a0-offer-accepted-\ud544\uc218-\uc808\ucc28-1\" style=\"font-size:24px\"><strong>1. \ubd80\ub3d9\uc0b0 \uacc4\uc57d\uc11c \uac80\ud1a0_Offer Accepted \ud544\uc218 \uc808\ucc28 1<\/strong><\/h2>\n\n\n\n<p>Offer Accepted\ub97c \uc55e\ub450\uace0 \uacc4\uc2dc\ub2e4\uba74 \uacc4\uc57d\uc11c\ub97c \ub2e4\uc2dc \ud55c\ubc88 \uac80\ud1a0\ud574 \ubcf4\uc138\uc694. \uc11c\ub958 \uac80\ud1a0\ub97c \ud1b5\ud574 \uc218\ucc9c \ub2ec\ub7ec\ub97c \uc544\ub084 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc11c(Purchase Agreement)\uc5d0 \uc801\ud78c \uae68\uc54c \uac19\uc740 \uc870\ud56d \ud558\ub098\uac00 \ub098\uc911\uc5d0 <strong>5,000\ub2ec\ub7ec \uc774\uc0c1\uc758 \ube44\uc6a9 \ucc28\uc774<\/strong>\ub97c \ub9cc\ub4e4\uae30\ub3c4 \ud558\uae30 \ub54c\ubb38\uc774\uc8e0.<\/p>\n\n\n\n<div style=\"\n    background-color:#F7F7F7;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <strong>Q. \uc65c \uacc4\uc57d\uc11c \ub9ac\ubdf0\uac00 Offer Accepted \ub2e8\uacc4\uc758 \ud575\uc2ec\uc778\uac00\uc694?<\/strong>\n    <br><br>\n    \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uacc4\uc57d\uc11c\uc5d0\ub294 \uae08\uc561\uacfc \uc9c1\uacb0\ub41c \ud56d\ubaa9\ub4e4\uc774 \ube7c\uace1\ud788 \ub4e4\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. <br>\n    \ubd88\ud544\uc694\ud55c \ud56d\ubaa9 \ub54c\ubb38\uc5d0 \ube44\uc6a9\uc774 \ucd94\uac00 \uccad\uad6c\ub418\uc9c0 \uc54a\ub3c4\ub85d, Loaning.ai\ub294 \uace0\uac1d\ub2d8\uaed8\uc11c \uc6d0\ud558\uc2e4 \uacbd\uc6b0 \n    \uacc4\uc57d\uc11c \ub9ac\ubdf0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-nbsp-\uacc4\uc57d\uc11c-\ub9ac\ubdf0-\ud3ec\uc778\ud2b8\"><strong>\u2705&nbsp;\uacc4\uc57d\uc11c \ub9ac\ubdf0 \ud3ec\uc778\ud2b8<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uc124\uba85<\/th><\/tr><\/thead><tbody><tr><td>\u2713 EMD \uae08\uc561\uacfc \uae30\ud55c\uc774 <strong>\uc2dc\uc7a5 \uad00\ud589\uacfc \ube44\uad50\ud574 \uacfc\ub3c4\ud558\uac8c \ubd88\ub9ac\ud558\uc9c0 \uc54a\uc740\uc9c0\uc5d0 \ub300\ud55c \uc5ec\ubd80<\/strong><\/td><\/tr><tr><td>\u2713 \uc778\uc2a4\ud399\uc158\/Loan\/Appraisal Contingency \uae30\uac04\uc774 <strong>\uc2e4\uc81c Loan Process\ub97c \uc9c4\ud589\ud558\uae30\uc5d0 \ucda9\ubd84\ud55c\uc9c0\uc5d0 \ub300\ud55c \ud310\ub2e8<\/strong><\/td><\/tr><tr><td>\u2713 \ubd88\ud544\uc694\ud558\uac70\ub098 \uc774\uc911\uc73c\ub85c \ubd80\uacfc\ub41c <strong>Fee\u00b7\uc218\uc218\ub8cc \ud56d\ubaa9 \uc5ec\ubd80<\/strong><\/td><\/tr><tr><td>\u2713 \uace0\uac1d \uc0c1\ud669\uc5d0 \ub9de\uc9c0 \uc54a\ub294 \uc704\ud5d8\ud55c <strong>Special Terms(\ud2b9\uc57d) \uc5ec\ubd80<\/strong><\/td><\/tr><tr><td>\u2713 \uc140\ub7ec\uc640 \ubc14\uc774\uc5b4\uac00 \uac01\uac01 \ubd80\ub2f4\ud574\uc57c \ud560 <strong>\ube44\uc6a9 \ud56d\ubaa9<\/strong><\/td><\/tr><tr><td>\u2713 \ud2b9\uc815 \uc0c1\ud669\uc5d0\uc11c \uacc4\uc57d\uc744 \ucde8\uc18c\ud560 \uc218 \uc788\ub294 <strong>\ud574\uc9c0 \uc870\uac74(Termination Clause)<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"\n    background-color:#FFFBEA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n    \ud83d\udca1 \uc2e4\uc81c \ucf00\uc774\uc2a4\uc5d0\uc11c\ub294 \uacc4\uc57d\uc11c \ub9ac\ubdf0\ub97c \ud1b5\ud574 \ubd88\ud544\uc694\ud55c \ube44\uc6a9 \ud56d\ubaa9\uc744 \uc870\uc815\ud574\uc11c \uc218\ucc9c \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc744 \uc904\uc774\uae30\ub3c4 \ud558\uace0,\n    \ub108\ubb34 \uc9e7\uac8c \uc124\uc815\ub41c Contingency \uae30\uac04\uc744 \uc870\uc815\ud574\uc11c \ub300\ucd9c \uc2b9\uc778 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc778 \uc0ac\ub840\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<br>\n    \uacc4\uc57d\uc11c \ub54c\ubb38\uc5d0 \uac71\uc815\ub418\uc2e0\ub2e4\uba74, \uc8fc\uc800\ub9c8\uc2dc\uace0 Loaning.ai\uc5d0 \uacc4\uc57d\uc11c \ub9ac\ubdf0 \uc11c\ube44\uc2a4\ub97c \uc694\uccad\ud574 \uc8fc\uc138\uc694.\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div style=\"text-align:center; margin:24px 0;\">\n  <a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&#038;utm_medium=loaning_kr&#038;utm_campaign=mortgage_information&#038;utm_content=loan_process_ep.1\"\n     style=\"\n        display:inline-block;\n        padding:22px 48px;\n        background-color:#2ECC71;\n        color:#FFFFFF;\n        font-size:18px;\n        font-weight:700;\n        border-radius:8px;\n        text-decoration:none;\n     \">\n   \ud83d\udc49 Loaning.ai \ubb34\ub8cc \uacc4\uc57d\uc11c \ub9ac\ubdf0 \uc2e0\uccad\ud558\uae30\n  <\/a>\n<\/div>\n\n\n\n<br>\n\n\n\n<br>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-cyan-bluish-gray-color has-alpha-channel-opacity has-cyan-bluish-gray-background-color has-background\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-offer-accepted\" style=\"font-size:24px\"><strong>2. Offer Accepted<\/strong><\/h2>\n\n\n\n<p>Offer Accepted\ub780, \uc140\ub7ec\uc640 \ubc14\uc774\uc5b4\uac00 \ubd80\ub3d9\uc0b0 \ub9e4\ub9e4\uacc4\uc57d\uc11c(Purchase Agreement)\uc5d0 \ubaa8\ub450 \uc11c\uba85\ud574 \uacc4\uc57d \uc870\uac74\uc744 \uacf5\uc2dd\uc801\uc73c\ub85c \ud569\uc758\ud55c \uc0c1\ud0dc\ub97c \ub9d0\ud569\ub2c8\ub2e4. \uc774\ub54c\ubd80\ud130 \uacc4\uc57d\uc11c\ub294 \ub2e8\uc21c\ud55c \uc81c\uc548\uc11c\uac00 \uc544\ub2c8\ub77c \ubc95\uc801 \ud6a8\ub825\uc744 \uac00\uc9c4 \uacc4\uc57d\uc11c\uac00 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-nbsp-offer-accepted-\ub2e8\uacc4\uc5d0\uc11c-\ubc1c\uc0dd\ud558\ub294-\uc77c\"><strong>\u2705&nbsp;Offer Accepted \ub2e8\uacc4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc77c<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uc9c4\ud589 \uc21c\uc11c<\/th><th>Task<\/th><th>\uc124\uba85<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>\uacc4\uc57d\uc11c \uac80\ud1a0<\/td><td>\uc778\uc2a4\ud399\uc158, \ucee8\ud2f4\uc804\uc2dc \ubc0f EMD \uae08\uc561 \ub4f1\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td>2<\/td><td>\uacc4\uc57d\uc11c \uc11c\uba85<\/td><td>\ub9ac\uc5bc\ud130(Realtor)\ub97c \ud1b5\ud574 \uad6c\ub9e4 \uc870\uac74\uc774 \ud655\uc815\ub41c \uacc4\uc57d\uc11c(Purchase Agreement)\uc5d0 \uc11c\uba85\ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td>3<\/td><td>EMD(\uacc4\uc57d\uae08) \uc785\uae08<\/td><td>\ubc14\uc774\uc5b4\ub294 \uc5d0\uc2a4\ud06c\ub85c(Escrow) \ud68c\uc0ac\uc5d0 \uacc4\uc57d\uae08\uc744 \uc1a1\uae08\ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td>4<\/td><td>\uacc4\uc57d\uc11c \uc804\ub2ec<\/td><td>\ub9ac\uc5bc\ud130\uac00 \ub80c\ub354(Lender)\uc778 Loaning.ai\uc5d0\uac8c \uacc4\uc57d\uc11c\ub97c \uc804\ub2ec\ud558\uba70 \ub300\ucd9c \uc808\ucc28\uac00 \uc2dc\uc791\ub429\ub2c8\ub2e4.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<br>\n<br>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-emd-\uacc4\uc57d\uae08-\uc1a1\uae08-offer-accepted-\ud544\uc218-\uc808\ucc28-2\" style=\"font-size:24px\"><strong>3. EMD(\uacc4\uc57d\uae08) \uc1a1\uae08_Offer Accepted \ud544\uc218 \uc808\ucc28 2<\/strong><\/h2>\n\n\n\n<p>Offer Accepted \uc9c1\ud6c4 \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 EMD(Earnest Money Deposit, \uacc4\uc57d\uae08) \uc1a1\uae08\uc785\ub2c8\ub2e4. EMD\ub294 \ubcf4\ud1b5 \uc8fc\ud0dd \uac00\uaca9\uc758 1~3% \uc218\uc900\uc73c\ub85c \ucc45\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F7F7F7;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <strong>Q. EMD\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong>\n    <br><br>\n    \ud55c\uad6d\uc758 \u2018\uacc4\uc57d\uae08\u2019\uacfc \ube44\uc2b7\ud55c \uacc4\ub150\uc73c\ub85c, \ub9e4\uc218\uc778\uc758 \uad6c\ub9e4 \uc758\uc0ac\uac00 \uc9c4\uc9dc\uc784\uc744 \uc99d\uba85\ud558\ub294 \ubcf4\uc99d\uae08\uc785\ub2c8\ub2e4.  <br>\n    \ubcf4\ud1b5 \uc9d1\uac12\uc758 1~3%\ub97c \uc608\uce58\ud558\ub294\ub370, \uc774 \ub3c8\uc774 \uc5d0\uc2a4\ud06c\ub85c(Escrow) \uacc4\uc88c\uc5d0 \uc785\uae08\ub418\uc5b4\uc57c \ube44\ub85c\uc18c \uacc4\uc57d\uc758 \ubc95\uc801 \ud6a8\ub825\uc774 \uc2dc\uc791\ub429\ub2c8\ub2e4.\n<\/div>\n\n\n\n<div style=\"\n    background-color:#F7F7F7;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <strong>Q. \uc65c \uc911\uc694\ud55c\uac00\uc694?<\/strong>\n    <br><br>\n    \uc774 \ub3c8\uc774 \uc785\uae08\ub418\uc5b4\uc57c\ub9cc \ube44\ub85c\uc18c \uacc4\uc57d\uc758 \ubc95\uc801 \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.  <br>\n    \ud1b5\uc0c1\uc801\uc73c\ub85c \ub9e4\ub9e4\uac00\uc758 3% \uc218\uc900\uc774\uba70 , \uce98\ub9ac\ud3ec\ub2c8\uc544 \ud45c\uc900 \uacc4\uc57d\uc11c(CAR) \uae30\uc900\uc73c\ub85c \uacc4\uc57d \uccb4\uacb0 \ud6c4 3\uc601\uc5c5\uc77c(Business Days) \uc774\ub0b4\uc5d0 \uc785\uae08\ud574\uc57c \ud569\ub2c8\ub2e4. \n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-nbsp-\uc548\uc804\ud55c-\uc785\uae08\uc744-\uc704\ud55c-4\ub2e8\uacc4-\uc218\uce59\"><strong>\u2705&nbsp;\uc548\uc804\ud55c \uc785\uae08\uc744 \uc704\ud55c 4\ub2e8\uacc4 \uc218\uce59<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uc9c4\ud589 \uc21c\uc11c<\/th><th>Task<\/th><th>\uc124\uba85<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>\uc740\ud589 \ubc29\ubb38 \ubc0f Wire Transfer \uc694\uccad<\/td><td>\u2713 \ubbf8\uad6d \ub0b4 \ud070 \uae08\uc561 \uac70\ub798\ub294 \ubaa8\ubc14\uc77c \uc571\ubcf4\ub2e4\ub294 \uc740\ud589 \ucc3d\uad6c\uc5d0 \uc9c1\uc811 \ubc29\ubb38\ud558\uc5ec \u2018Wire Transfer(\uc804\uc2e0\ud658 \uc1a1\uae08)&#8217;\ub97c \ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc548\uc804\ud558\uace0 \ud655\uc2e4\ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td>2<\/td><td>\ubcf4\uc548 \uc8fc\uc758 (Wire Fraud Warning)<\/td><td>\u2713 \uc5d0\uc2a4\ud06c\ub85c \ub2f4\ub2f9\uc790\ub97c \uc0ac\uce6d\ud574 &#8216;\uacc4\uc88c\ubc88\ud638\uac00 \ubcc0\uacbd\ub418\uc5c8\ub2e4&#8217;\ub294 \uc774\uba54\uc77c \ud574\ud0b9 \uc0ac\uae30\uac00 \ube48\ubc88\ud558\uac8c \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br>\u2713 \uc774\uba54\uc77c\ub85c \ubc1b\uc740 \uc640\uc774\uc5b4 \uc815\ubcf4(Wire Instructions)\ub294 \uc808\ub300 \uc2e0\ub8b0\ud558\uc9c0 \ub9c8\uc138\uc694<\/td><\/tr><tr><td>3<\/td><td>\uc804\ud654\ub85c \ub354\ube14 \uccb4\ud06c<\/td><td>\u2713 \uc1a1\uae08 \ubc84\ud2bc\uc744 \ub204\ub974\uae30 \uc804, \ubc18\ub4dc\uc2dc <strong>\uc5d0\uc2a4\ud06c\ub85c \ub2f4\ub2f9\uc790\uc5d0\uac8c \uc9c1\uc811 \uc804\ud654\ub97c \uac78\uc5b4<\/strong> \uacc4\uc88c\ubc88\ud638\uc640 \uc608\uae08\uc8fc\ub97c \uad6c\ub450\ub85c \uc7ac\ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td>4<\/td><td>\uc640\uc774\uc5b4 \uc1a1\uae08 \uc601\uc218\uc99d (Wire Receipt) \ucc59\uae30\uae30<\/td><td>\u2713 \uc601\uc218\uc99d\uc744 \ubc1b\ub294 \uc989\uc2dc \uc0ac\uc9c4\uc744 \ucc0d\uac70\ub098 PDF\ub85c \uc800\uc7a5\ud558\uc5ec, \ub9ac\uc5bc\ud130(Realtor)\uc640 \ub80c\ub354(<a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=mortgage_information&amp;utm_content=loan_process_ep.1\" target=\"_blank\" rel=\"noreferrer noopener\">Loaning.ai<\/a> \ub2f4\ub2f9\uc790)\uc5d0\uac8c \ub3d9\uc2dc\uc5d0 \uacf5\uc720\ud574 \uc8fc\uc138\uc694.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<br>\n\n\n\n<br>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-\uc790\uae08-\ucd9c\ucc98-sourcing-\uad00\ub9ac-offer-accepted-\ud544\uc218-\uc808\ucc28-3\" style=\"font-size:24px\"><strong>4. \uc790\uae08 \ucd9c\ucc98(Sourcing) \uad00\ub9ac_Offer Accepted \ud544\uc218 \uc808\ucc28 3<\/strong><\/h2>\n\n\n\n<p>Offer Accepted \ub2e8\uacc4\uc5d0\uc11c \ub610 \ud558\ub098 \uc911\uc694\ud55c \ud3ec\uc778\ud2b8\ub294 <strong>\uc740\ud589 \uac70\ub798 \ub0b4\uc5ed(Bank Statement)\uacfc \uc790\uae08 \ucd9c\ucc98 \uad00\ub9ac<\/strong>\uc785\ub2c8\ub2e4.<br>\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c\ub294 <strong>\uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML)<\/strong> \uaddc\uc815\uc5d0 \ub530\ub77c, \ub300\ucd9c \uc2e0\uccad\uc790\uc758 \ud1b5\uc7a5\uc5d0 \ub4e4\uc5b4\uc628 \ud070 \uae08\uc561(Large Deposit)\uc758 \ucd9c\ucc98\ub97c \ub9e4\uc6b0 \uc5c4\uaca9\ud558\uac8c \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-nbsp-\uc790\uae08-\ucd9c\ucc98-\uc810\uac80-\ud56d\ubaa9\">\u2705&nbsp;<strong>\uc790\uae08 \ucd9c\ucc98 \uc810\uac80 \ud56d\ubaa9<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>List<\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td>\u2713 <strong>\ucd5c\uadfc 2\uac1c\uc6d4 \uce58 Bank Statement \uc900\ube44<\/strong><\/td><td>\u2022 \ub2e4\uc6b4\ud398\uc774\u00b7EMD\u00b7\ud074\ub85c\uc9d5 \ube44\uc6a9\uc774 \uc5b4\ub290 \uacc4\uc88c\uc5d0\uc11c \ub098\uc624\ub294\uc9c0 \uc815\ub9ac\ud569\ub2c8\ub2e4.<br>\u2022 \uc5ec\ub7ec \uacc4\uc88c\uc5d0 \uc790\uae08\uc774 \ud769\uc5b4\uc838 \uc788\ub2e4\uba74, \uc5b4\ub290 \uc2dc\uc810\uc5d0 \uc5b4\ub5bb\uac8c \ubaa8\uc744\uc9c0 \uacc4\ud68d\ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td>\u2713 <strong>Large Deposit \uc5ec\ubd80 \uccb4\ud06c<\/strong><\/td><td>\u2022 \uc6d4\uae09 \uc678\uc5d0 \ud070 \uae08\uc561\uc774 \uc785\uae08\ub41c \uae30\ub85d\uc774 \uc788\ub2e4\uba74, \uc124\uba85 \uac00\ub2a5\ud55c \uadfc\uac70\ub97c \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4.<br>\u2022 \uc99d\ube59\uc774 \uc560\ub9e4\ud55c \ud604\uae08 \uc785\uae08(Cash Deposit)\uc740 \ucd5c\ub300\ud55c \ud53c\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"\n    background-color:#FFFBEA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:16px;\n    line-height:1.7;\n    color:#333333;\n\">\n    \ud83d\udca1 Offer Accepted \ud6c4 \uc2e0\uc6a9 \uc815\ubcf4\uc5d0 \uae30\ub85d\ub420 \ub9cc\ud55c \uc0ac\ud56d\uc744 \uc870\uae08\ub9cc \uc870\uc2ec\ud558\uace0 \uad00\ub9ac\ud558\uba74, Underwriting(\uc2ec\uc0ac) \ub2e8\uacc4\uc758 \uc77c\uc815 \uc9c0\uc5f0\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\uc694\uc57d-\uccb4\ud06c\ub9ac\uc2a4\ud2b8\" style=\"font-size:24px\"><strong>\ud83d\udcdd \uc694\uc57d : \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"845\" height=\"480\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/Step1.png\" alt=\"\" class=\"wp-image-12826\" style=\"width:845px\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/Step1.png 845w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/Step1-300x170.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/Step1-768x436.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/12\/Step1-750x426.png 750w\" sizes=\"auto, (max-width: 845px) 100vw, 845px\" \/><figcaption class=\"wp-element-caption\">Offer Accepted<\/figcaption><\/figure>\n<\/div>\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uccb4\ud06c \ud56d\ubaa9<\/th><th>\uc0c1\uc138<\/th><\/tr><\/thead><tbody><tr><td><strong>1. \uacc4\uc57d\uc11c \uc11c\uba85 &amp; \ub9ac\ubdf0<\/strong><\/td><td>\u2022 Offer Accepted \uc804\ud6c4\ub85c \uacc4\uc57d\uc11c \uc8fc\uc694 \uc870\uac74(\uac00\uaca9, Contingency, \ube44\uc6a9 \ubd84\ub2f4)\uc744 \uc774\ud574\ud558\uace0 \uc11c\uba85\ud588\ub098\uc694?<br>\u2022 \ud544\uc694 \uc2dc <a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=mortgage_information&amp;utm_content=loan_process_ep.1\">Loaning.ai<\/a> \uacc4\uc57d\uc11c \ub9ac\ubdf0\ub97c \ud1b5\ud574 \ubd88\ub9ac\ud55c \uc870\ud56d\uc774 \uc5c6\ub294\uc9c0 \uc810\uac80\ud588\ub098\uc694?<\/td><\/tr><tr><td>2. EMD \uc1a1\uae08<\/td><td>\u2022 \uacc4\uc57d \uccb4\uacb0 \ud6c4 3 Business Days \uc774\ub0b4\uc5d0 EMD\ub97c \uc5d0\uc2a4\ud06c\ub85c\uc5d0 \uc1a1\uae08\ud560 \uacc4\ud68d\uc744 \uc138\uc6e0\ub098\uc694?<br>\u2022 \uc1a1\uae08 \uc804 \uc5d0\uc2a4\ud06c\ub85c \ub2f4\ub2f9\uc790\uc5d0\uac8c \uc9c1\uc811 \uc804\ud654\ud574 \uacc4\uc88c \uc815\ubcf4\ub97c \ud655\uc778\ud588\ub098\uc694?<\/td><\/tr><tr><td>3. \uc790\uae08 \ucd9c\ucc98 \uad00\ub9ac<\/td><td>\u2022 \ucd5c\uadfc 2\uac1c\uc6d4 \uce58 Bank Statement\ub97c \uc900\ube44\ud588\ub098\uc694?<br>\u2022 Large Deposit\uac00 \uc788\ub2e4\uba74, \ucd9c\ucc98\ub97c \uc124\uba85\ud560 \uc218 \uc788\ub294 \uc11c\ub958\ub098 \uc124\uba85(LOE)\uc744 \uc900\ube44\ud588\ub098\uc694?<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=mortgage_information&amp;utm_content=loan_process_ep.1\" style=\"background-color:#49cf7e\"><strong><strong>\ud83d\udc49 \uc9c0\uae08 \uc624\ud37c\uac00 \uc218\ub77d\ub418\uc168\ub098\uc694? Loaning.ai\uc640 \uc548\uc804\ud558\uac8c \ubaa8\uae30\uc9c0 \uc2dc\uc791\ud558\uae30<\/strong><\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Offer Accepted 3\uc904 \uc694\uc57d Loaning.ai\ub294 \uacc4\uc57d\uc11c \ub9ac\ubdf0 \uc11c\ube44\uc2a4\ub97c \ubb34\ub8cc\ub85c \uc81c\uacf5\ud574 \ub4dc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0 \uacc4\uc57d \uccb4\uacb0 \ud6c4, 3\uc77c(Business Days) \ub0b4 EMD(\uacc4\uc57d\uae08)\uc744 \uc1a1\uae08\ud574 \uc8fc\uc138\uc694. \ub2e4\uc74c Loan Application\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc900\ube44\ud574 \uc8fc\uc2dc\uace0, \uc790\uae08 \ucd9c\ucc98\ub97c \uad00\ub9ac\ud574 \uc8fc\uc138\uc694. Offer Accepted(\uc624\ud37c \uc218\ub77d) \uc774\ud6c4 \ub531 3\uc77c(Business Days). \uc774 3\uc77c\uc758 \uace8\ub4e0\ud0c0\uc784 \uc548\uc5d0 \ubc18\ub4dc\uc2dc \ucc98\ub9ac\ud574\uc57c \ud560 \uacfc\uc81c\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uc774 \ud0c0\uc774\ubc0d\uc744 \ub193\uce58\uac70\ub098 \uc2e4\uc218\ub97c [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":12990,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[47],"tags":[],"class_list":["post-12822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-47"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Offer Accepted(\uc624\ud37c \uc218\ub77d) \ud6c4 3\uc77c, &#039;\uc774\uac83&#039; 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