{"id":13755,"date":"2026-02-08T16:06:58","date_gmt":"2026-02-08T07:06:58","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=13755"},"modified":"2026-02-09T15:09:46","modified_gmt":"2026-02-09T06:09:46","slug":"investment-property-refinance-guide","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/13755\/","title":{"rendered":"\ubbf8\uad6d \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4: \uc7a0\uc790\ub294 \uc5d0\ud034\ud2f0\ub97c \uae68\uc6cc \uc790\uc0b0\uc744 \uc99d\uc2dd\ud558\ub294 \ud575\uc2ec \uac00\uc774\ub4dc"},"content":{"rendered":"\n
\ud83d\udcdd \ubbf8\uad6d \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4 \uc544\ud2f0\ud074 \ud575\uc2ec \uc694\uc810<\/strong>
\n \u2713 \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4 \uc27d\uac8c \uc774\ud574\ud558\uae30\n
\n \u2713 \ubaa9\ub3c8 \ub9c8\ub828\uc774 \ud544\uc694\ud55c 3\uac00\uc9c0 \uc21c\uac04\n
\n \u2713 \uc18c\uc694 \ube44\uc6a9 \ubc0f \uc218\uc218\ub8cc \uc808\uac10 \ud301\n
\n<\/div>\n\n\n\n

\ubbf8\uad6d\uc5d0\uc11c \uc784\ub300\uc6a9 \ubd80\ub3d9\uc0b0\uc744 \uc6b4\uc601 \uc911\uc774\uc2dc\ub77c\uba74 \ub9e4\ub2ec \ub4e4\uc5b4\uc624\ub294 \ub80c\ud2b8\ube44\ub9cc\ud07c \uc911\uc694\ud55c \uac83\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c \uc9d1\uc758 \uac00\uce58 \uc0c1\uc2b9\ubd84\uc778 \uc5d0\ud034\ud2f0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uad6c\ub9e4 \ub2f9\uc2dc\ubcf4\ub2e4 \uc9d1\uac12\uc774 \uc62c\ub790\ub294\ub370\ub3c4 \uadf8 \uc0c1\uc2b9\ubd84\uc744 \uc9d1\uc5d0 \uadf8\ub300\ub85c \ubb36\uc5b4\ub450\uace0 \uacc4\uc2e0\uac00\uc694? \uadf8\ub807\ub2e4\uba74 \uc5ec\ub7ec\ubd84\uc740 \uac00\uc7a5 \uac15\ub825\ud55c \ud22c\uc790 \ubb34\uae30\ub97c \ubc29\uce58\ud558\uace0 \uc788\ub294 \uc148\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc624\ub298\uc740 \uc804\ubb38 \ubd80\ub3d9\uc0b0 \ud22c\uc790\uc790\ub4e4\uc774 \ub9ac\ud30c\uc774\ub0b8\uc2a4\ub97c \ud65c\uc6a9\ud574 \uc5b4\ub5bb\uac8c \uc790\uc0b0\uc744 2\ubc30, 3\ubc30\ub85c \ubd88\ub9ac\ub294\uc9c0 \uadf8 \ud575\uc2ec \uc804\ub7b5\uacfc, \uc77c\ubc18 \uc8fc\ud0dd\uacfc\ub294 \ub2e4\ub978 \uc8fc\uc758\uc0ac\ud56d\uc744 \uc644\ubcbd\ud558\uac8c \uc815\ub9ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

.<\/p>\n\n\n\n

\ubbf8\uad6d \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4, \uc5b8\uc81c \uc2dc\ub3c4\ud574\uc57c \ud560\uae4c\uc694?<\/strong><\/h2>\n\n\n\n

\ub2e8\uc21c\ud788 \uc774\uc790\uc728\uc744 \ub0ae\ucd94\ub294 \uac83\ub9cc\uc774 \ubaa9\uc801\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud22c\uc790\uc790\uc5d0\uac8c \ub9ac\ud30c\uc774\ub0b8\uc2a4\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ud655\uc7a5\ud558\uace0 \uc218\uc775\ub960\uc744 \uc7ac\uc870\uc815\ud558\ub294 \uc801\uadf9\uc801\uc778 \ud22c\uc790 \ud589\uc704\uc5ec\uc57c \ud569\ub2c8\ub2e4. \uac00\uc7a5 \ub300\ud45c\uc801\uc778 \uc138 \uac00\uc9c0 \ud0c0\uc774\ubc0d\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\n \u261d\ufe0f\uccab \ubc88\uc9f8 \uc804\ub7b5 : \uce90\uc2dc \uc544\uc6c3 \ub9ac\ud30c\uc774\ub0b8\uc2a4\ub85c \ud22c\uc790 \uc2dc\ub4dc\uba38\ub2c8 \ud655\ubcf4 <\/strong>\n
\n \uac00\uc7a5 \uacf5\uaca9\uc801\uc774\uace0 \ub300\uc911\uc801\uc778 \uc804\ub7b5\uc740 \uce90\uc2dc \uc544\uc6c3 \ub9ac\ud30c\uc774\ub0b8\uc2a4\uc785\ub2c8\ub2e4.
\uc9d1\uac12\uc774 \uc0c1\uc2b9\ud574 \ub298\uc5b4\ub09c \uc5d0\ud034\ud2f0\ub97c \ud604\uae08\uc73c\ub85c \uc778\ucd9c\ud558\uc5ec \ub2e4\uc74c \ud22c\uc790\uc6a9 \uc8fc\ud0dd\uc758 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub85c \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ub0b4 \ub3c8\uc744 \ucd94\uac00\ub85c \ub4e4\uc774\uc9c0 \uc54a\uace0,
\uae30\uc874 \uc790\uc0b0\uc758 \uc0c1\uc2b9\ubd84\ub9cc\uc73c\ub85c \uc81c2, \uc81c3\uc758 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud558\uc5ec \uc790\uc0b0\uc758 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n
\n<\/div>\n\n\n\n
\n \u270c\ufe0f\ub450\u00a0\ubc88\uc9f8 \uc804\ub7b5 : \ud604\uae08 \ud750\ub984 \uac1c\uc120\uc744 \uc704\ud55c \uc774\uc790\uc728 \ubc0f \uc870\uac74 \ubcc0\uacbd <\/strong>\n
\n \uc774\uc790\uc728\uc774 \ub192\uc744 \ub54c \uad6c\ub9e4\ud588\uac70\ub098 \ubcc0\ub3d9\uae08\ub9ac(ARM) \ub9ac\uc2a4\ud06c\uac00 \uac71\uc815\ub41c\ub2e4\uba74, \ub354 \ub0ae\uc740 \uace0\uc815\uae08\ub9ac\ub85c \uac08\uc544\ud0c0 \uc6d4 \ud398\uc774\uba3c\ud2b8\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\uc6d4 \uc9c0\ucd9c\uc778 \ubaa8\uae30\uc9c0\uac00 \uc904\uc5b4\ub4e4\uba74 \ub0b4 \uc8fc\uba38\ub2c8\uc5d0 \ub0a8\ub294 \uc21c\uc784\ub300\uc18c\ub4dd\uc774 \uc989\uc2dc \ub298\uc5b4\ub098\uace0, \uc774\ub294 \uace7 \ud22c\uc790 \uc218\uc775\ub960(ROI) \uc0c1\uc2b9\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.\n
\n<\/div>\n\n\n\n
\n 500(Medium) *\/\n \/* Pretendard\uc5d0\uc11c 400\uc740 \ub108\ubb34 \uc587\uc544 \ubcf4\uc77c \uc218 \uc788\uc5b4 500\uc774 ‘\ubcf4\ud1b5’ \ub290\ub08c\uc73c\ub85c \uc801\uc808\ud569\ub2c8\ub2e4 *\/\n font-weight: 500; \n \n letter-spacing: -0.02em;\n text-decoration: none;\n color: #FFFFFF;\n \n \/* 2. \ud615\ud0dc & \ud06c\uae30 *\/\n padding: 16px 42px;\n border-radius: 999px;\n \n \/* [\uc218\uc815 2] \ubc30\uacbd\uc0c9 \ubcc0\uacbd: \uc5b4\ub450\uc6b4 \uadf8\ub77c\ub370\uc774\uc158 \uc81c\uac70 -> \ubc1d\uc740 \ub2e8\uc0c9 \uc801\uc6a9 *\/\n background-color: #2ECC71; \n \n \/* 3. \uc785\uccb4\uac10 & \uadf8\ub9bc\uc790 (\ubc30\uacbd\uc0c9\uc5d0 \ub9de\ucdb0 \uadf8\ub9bc\uc790\ub3c4 \ub354 \ud22c\uba85\ud558\uac8c \uc870\uc815) *\/\n box-shadow: 0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3);\n \n \/* 4. \uc560\ub2c8\uba54\uc774\uc158 *\/\n transition: all 0.2s cubic-bezier(0.25, 0.8, 0.25, 1);\n ”\n onmouseover=”this.style.transform=’translateY(-2px)’; this.style.boxShadow=’0 8px 20px rgba(46, 204, 113, 0.35), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;” \n onmouseout=”this.style.transform=’translateY(0)’; this.style.boxShadow=’0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;”\n >\n \ud83d\udc49<\/span> Loaning.ai \uc804\ubb38\uac00\uc640 \ubb34\ub8cc \uc0c1\ub2f4 \uc2e0\uccad\ud558\uae30\n <\/a>\n<\/div>\n\n\n\n

.<\/p>\n\n\n\n

\ubbf8\uad6d \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4 \ube44\uc6a9\uacfc \uc870\uac74, \uac70\uc8fc\uc6a9\uacfc\uc758 \ucc28\uc774\uc810<\/strong><\/strong><\/h2>\n\n\n\n
\"\"<\/a><\/figure>\n\n\n\n

\u2460 \uc774\uc790\uc728\uacfc LTV \ud55c\ub3c4 \ucc28\uc774 \uc774\ud574\ud558\uae30<\/h3>\n\n\n\n

\uc77c\ubc18\uc801\uc73c\ub85c \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4 \uae08\ub9ac\ub294 \uac70\uc8fc\uc6a9\ubcf4\ub2e4 \uc57d 0.5%\uc5d0\uc11c 0.75% \uc815\ub3c4 \ub192\uac8c \ucc45\uc815\ub429\ub2c8\ub2e4. \ub2f4\ubcf4 \uc778\uc815 \ube44\uc728(LTV) \ub610\ud55c \uc870\uae08 \ub354 \ubcf4\uc218\uc801\uc785\ub2c8\ub2e4. \ubcf4\ud1b5 \uc77c\ubc18 \ub9ac\ud30c\uc774\ub0b8\uc2a4\ub294 75%\uc5d0\uc11c 80%, \uce90\uc2dc \uc544\uc6c3\uc740 70%\uc5d0\uc11c 75% \uc218\uc900\uae4c\uc9c0 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc989, \uc9d1\uc5d0 \ucd5c\uc18c 25% \uc815\ub3c4\uc758 \uc5d0\ud034\ud2f0\ub294 \ub0a8\uc544\uc788\uc5b4\uc57c \uc9c4\ud589\uc774 \uc218\uc6d4\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\u2461 \uc5ec\uc720 \uc790\uae08 \uc99d\uba85\uacfc \ud074\ub85c\uc9d5 \ube44\uc6a9<\/h3>\n\n\n\n

\ubaa8\uae30\uc9c0 \ud398\uc774\uba3c\ud2b8\ub97c \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uae30 \uc704\ud574 6\uac1c\uc6d4 \uce58\uc758 \ud398\uc774\uba3c\ud2b8\uc5d0 \ud574\ub2f9\ud558\ub294 \uc5ec\uc720 \uc790\uae08 \uc99d\uba85\uc744 \uc694\uad6c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uac10\uc815\ud3c9\uac00\ube44\uc640 \ud0c0\uc774\ud2c0 \ubcf4\ud5d8\ub8cc \ub4f1 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud558\ubbc0\ub85c, \ub80c\ub354 \ud06c\ub808\ub527\uc744 \ud65c\uc6a9\ud574 \ucd08\uae30 \ube44\uc6a9\uc744 \uc904\uc774\ub294 No Out-of-Pocket \uc804\ub7b5\uc744 \uace0\ub824\ud574 \ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc544\ub798 \ube44\uad50\ud45c\ub97c \ud1b5\ud574 \ucc28\uc774\uc810\uc744 \uba85\ud655\ud788 \uc774\ud574\ud574 \ubcfc\uae4c\uc694?<\/p>\n\n\n\n

\uad6c\ubd84<\/strong><\/th>\uac70\uc8fc\uc6a9 \uc8fc\ud0dd<\/strong><\/th>\ud22c\uc790\uc6a9 \uc8fc\ud0dd<\/strong><\/th><\/tr><\/thead>
\uc774\uc790\uc728<\/strong><\/td>\uae30\uc900 \uae08\ub9ac \uc801\uc6a9<\/td>0.5% ~ 0.875% \uac00\uc0b0<\/strong> (Add-on)<\/td><\/tr>
LTV \ud55c\ub3c4<\/strong><\/td>\ucd5c\ub300 80~95%<\/td>\ucd5c\ub300 70~75%<\/strong> (Cash-Out \uae30\uc900)<\/td><\/tr>
\uc2ec\uc0ac \uae30\uc900<\/strong><\/td>\uac1c\uc778 \uc18c\ub4dd(DTI) \uc911\uc2ec<\/td>\uc784\ub300 \uc218\uc775(DSCR)<\/strong> \ub610\ub294 \uac1c\uc778 \uc18c\ub4dd<\/td><\/tr>
\uc5ec\uc720 \uc790\uae08<\/strong><\/td>2\uac1c\uc6d4 \uce58 \ub0b4\uc678<\/td>6\uac1c\uc6d4 \uce58 \ud398\uc774\uba3c\ud2b8<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

.<\/p>\n\n\n\n

\uc18c\ub4dd \uc99d\uba85\uc774 \uc5b4\ub835\ub2e4\uba74 DSCR \ub860\uc744 \uc8fc\ubaa9\ud558\uc138\uc694<\/strong><\/strong><\/h2>\n\n\n\n

\ud55c\uad6d\uc5d0 \uac70\uc8fc\ud558\uc2dc\uac70\ub098 \ubbf8\uad6d \ub0b4 \uc138\uae08 \ubcf4\uace0 \uc18c\ub4dd\uc774 \uc801\uc5b4 \uace0\ubbfc\uc774\uc2e0\uac00\uc694? \uc774\ub7f0 \uacbd\uc6b0 \uc77c\ubc18\uc801\uc778 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\ub294 \ud1b5\uacfc\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uc774\ub54c \ud22c\uc790\uc790\ub4e4\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc778 DSCR(Debt Service Coverage Ratio) \ud504\ub85c\uadf8\ub7a8\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

DSCR \ub860\uc740 \uc2e0\uccad\uc790\uc758 \uac1c\uc778 \uc18c\ub4dd\uc744 \ubcf4\uc9c0 \uc54a\uace0, \ud574\ub2f9 \uc8fc\ud0dd\uc5d0\uc11c \ub098\uc624\ub294 \ub80c\ud2b8\ube44\uac00 \ubaa8\uae30\uc9c0 \ud398\uc774\uba3c\ud2b8\ub97c \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ud575\uc2ec \uc9c0\ud45c\ub85c \uc0bc\uc2b5\ub2c8\ub2e4. \uc784\ub300 \uc218\uc775\uc774 \ub300\ucd9c \uc0c1\ud658\uc561\ubcf4\ub2e4 \ub9ce\uac70\ub098 \ube44\uc2b7\ud558\ub2e4\uba74(\ube44\uc728 1.0 \uc774\uc0c1), \ubcf5\uc7a1\ud55c \uc18c\ub4dd \uc11c\ub958 \uc5c6\uc774\ub3c4 \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4 \uc2b9\uc778\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

.<\/p>\n\n\n\n

\uc131\uacf5 \ud22c\uc790\ub97c \uc704\ud55c \uccb4\ud06c\ub9ac\uc2a4\ud2b8 (ROI \ubd84\uc11d)<\/strong><\/strong><\/h2>\n\n\n\n

\uc870\uac74\uc801\uc778 \ub9ac\ud30c\uc774\ub0b8\uc2a4\ub294 \uc815\ub2f5\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc2e4\ud589 \uc804, \ubc18\ub4dc\uc2dc ‘\uc190\uc775\ubd84\uae30\uc810’\uc744 \ub530\uc838\ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\n \u2713 \ube44\uc6a9 \ud68c\uc218 \uae30\uac04<\/strong>
\n \ub9ac\ud30c\uc774\ub0b8\uc2a4\uc5d0\ub294 \uac10\uc815\ube44, \ud0c0\uc774\ud2c0 \ube44\uc6a9 \ub4f1 \ud074\ub85c\uc9d5 \ucf54\uc2a4\ud2b8(\ub300\ucd9c\uc561\uc758 2~5%)\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc6d4 \uc808\uc57d\uc561\uc73c\ub85c \uc774 \ube44\uc6a9\uc744 30\uac1c\uc6d4(2.5\ub144) \uc774\ub0b4\uc5d0 \ud68c\uc218\ud560 \uc218 \uc788\ub294\uc9c0 \uacc4\uc0b0\ud574 \ubcf4\uc138\uc694.\n
\n \u2713 \uc911\ub3c4\uc0c1\ud658 \uc218\uc218\ub8cc<\/strong>
\n \uae30\uc874 \ubaa8\uae30\uc9c0\uc5d0 \ud398\ub110\ud2f0 \uc870\ud56d\uc774 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uc168\ub098\uc694? \ud2b9\ud788 \uc0c1\uc5c5\uc6a9 \ub860\uc774\ub098 \uc77c\ubd80 \ud22c\uc790\uc6a9 \uc0c1\ud488\uc5d0\ub294 ‘3\ub144 \ub0b4 \uc0c1\ud658 \uc2dc \uc218\uc218\ub8cc \ubd80\uacfc’ \uc870\uac74\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n
\n \u2713 \uc2dc\uc988\ub2dd \uae30\uac04 (Seasoning)<\/strong>
\n \uc9d1\uc744 \uc0b0 \uc9c0 6\uac1c\uc6d4\uc774 \uc9c0\ub0ac\ub098\uc694? \ub300\ubd80\ubd84\uc758 \ub80c\ub354\ub294 \uc18c\uc720\uad8c \uc774\uc804 \ud6c4 \ucd5c\uc18c 6\uac1c\uc6d4\uc774 \uc9c0\ub098\uc57c \uce90\uc2dc \uc544\uc6c3\uc744 \ud5c8\uc6a9\ud569\ub2c8\ub2e4. (\ub2e8, \ud604\uae08 \uad6c\ub9e4 \ud6c4 \ubc14\ub85c \uc735\uc790\ub97c \ubc1b\ub294 ‘Delayed Financing’\uc740 \uc608\uc678\uc785\ub2c8\ub2e4.)\n<\/div>\n\n\n\n

.<\/p>\n\n\n\n

\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/strong><\/h2>\n\n\n\n
\n Q1. \ucd08\uae30 \ube44\uc6a9 \ubd80\ub2f4\uc774 \ud06c\uc9c0 \uc54a\ub098\uc694? <\/strong>\n
\n \uc55e\uc11c \uc124\uba85\ub4dc\ub9b0 \ub300\ub85c \uac10\uc815\ube44\ub098 \ub4f1\uae30\ube44 \uac19\uc740 \ud544\uc218 \ube44\uc6a9\uc740 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.
\ud558\uc9c0\ub9cc Loaning.ai\uc758 \ub80c\ub354 \ud06c\ub808\ub527 \uc815\ucc45\uc744 \ud65c\uc6a9\ud558\uba74 \ucd08\uae30 \ube44\uc6a9 \ubd80\ub2f4\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub9ce\uc740 \uace0\uac1d\ub2d8\uc774 \uc2e4\ubd80\ub2f4\uae08 \uc5c6\ub294 No Out-of-Pocket \uc635\uc158\uc73c\ub85c \uc720\ub3d9\uc131\uc744 \ud655\ubcf4\ud558\uace0 \uacc4\uc2ed\ub2c8\ub2e4.\n
\n<\/div>\n\n\n\n
\n Q2. \uc778\ucd9c\ud55c \uc790\uae08\uc758 \uc6a9\ub3c4 \uc81c\ud55c\uc774\ub098 \uc138\uae08 \ubb38\uc81c\ub294 \uc5c6\ub098\uc694? <\/strong>\n
\n\uc778\ucd9c\ud55c \ud604\uae08\uc758 \uc0ac\uc6a9\ucc98\uc5d0\ub294 \uc81c\ud55c\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd \uac1c\ubcf4\uc218, \ud559\uc790\uae08, \uc0ac\uc5c5 \ud22c\uc790 \ub4f1 \uc790\uc720\ub86d\uac8c \uc0ac\uc6a9 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc774\ub807\uac8c \ud655\ubcf4\ud55c \uc790\uae08\uc740 \uc138\ubc95\uc0c1 \uc18c\ub4dd\uc774 \uc544\ub2cc \ubd80\ucc44\ub85c \ubd84\ub958\ub418\ubbc0\ub85c, \uc77c\ubc18\uc801\uc73c\ub85c \uc18c\ub4dd\uc138 \uacfc\uc138 \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc774 \ud070 \uc138\ubb34\uc801 \uc774\uc810\uc785\ub2c8\ub2e4.
(\ub2e8, \uad6c\uccb4\uc801\uc778 \uc138\ubb34 \ucc98\ub9ac\ub294 \ud68c\uacc4 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.)\n
\n<\/div>\n\n\n\n
\n 500(Medium) *\/\n \/* Pretendard\uc5d0\uc11c 400\uc740 \ub108\ubb34 \uc587\uc544 \ubcf4\uc77c \uc218 \uc788\uc5b4 500\uc774 ‘\ubcf4\ud1b5’ \ub290\ub08c\uc73c\ub85c \uc801\uc808\ud569\ub2c8\ub2e4 *\/\n font-weight: 500; \n \n letter-spacing: -0.02em;\n text-decoration: none;\n color: #FFFFFF;\n \n \/* 2. \ud615\ud0dc & \ud06c\uae30 *\/\n padding: 16px 42px;\n border-radius: 999px;\n \n \/* [\uc218\uc815 2] \ubc30\uacbd\uc0c9 \ubcc0\uacbd: \uc5b4\ub450\uc6b4 \uadf8\ub77c\ub370\uc774\uc158 \uc81c\uac70 -> \ubc1d\uc740 \ub2e8\uc0c9 \uc801\uc6a9 *\/\n background-color: #2ECC71; \n \n \/* 3. \uc785\uccb4\uac10 & \uadf8\ub9bc\uc790 (\ubc30\uacbd\uc0c9\uc5d0 \ub9de\ucdb0 \uadf8\ub9bc\uc790\ub3c4 \ub354 \ud22c\uba85\ud558\uac8c \uc870\uc815) *\/\n box-shadow: 0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3);\n \n \/* 4. \uc560\ub2c8\uba54\uc774\uc158 *\/\n transition: all 0.2s cubic-bezier(0.25, 0.8, 0.25, 1);\n ”\n onmouseover=”this.style.transform=’translateY(-2px)’; this.style.boxShadow=’0 8px 20px rgba(46, 204, 113, 0.35), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;” \n onmouseout=”this.style.transform=’translateY(0)’; this.style.boxShadow=’0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;”\n >\n \ud83d\udc49<\/span> Loaning.ai \uc804\ubb38\uac00\uc640 \ubb34\ub8cc \uc0c1\ub2f4 \uc2e0\uccad\ud558\uae30\n <\/a>\n<\/div>\n\n\n\n

<\/p>\n\n\n\n

\ubcc0\ud654\ud558\ub294 \ub77c\uc774\ud504 \uc2a4\ud0c0\uc77c\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\ucc98\ud558\uc138\uc694<\/strong><\/h2>\n\n\n\n
\"\"<\/a><\/figure>\n\n\n\n

\uc6b0\ub9ac\uc758 \ub77c\uc774\ud504 \uc2a4\ud0c0\uc77c\uc740 \uacc4\uc18d\ud574\uc11c \ubcc0\ud654\ud558\uace0, \uc0b4\ub2e4 \ubcf4\uba74 \uacc4\ud68d\ud558\uc9c0 \uc54a\uc558\ub358 \uc77c\ub4e4\uc774 \uc608\uace0 \uc5c6\uc774 \ucc3e\uc544\uc624\uae30\ub3c4 \ud569\ub2c8\ub2e4.
Loaning.ai<\/a>\ub294 \uc774\ub7ec\ud55c \ubcc0\ud654\uc758 \uc21c\uac04\ub9c8\ub2e4 \uace0\uac1d\ubd84\ub4e4\uc758 \uc0c1\ud669\uc5d0 \uac00\uc7a5 \uc54c\ub9de\uc740 \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

“\uc9c0\uae08 \ub0b4 \uc9d1\uc73c\ub85c \ud604\uae08\uc744 \uc5bc\ub9c8\uae4c\uc9c0 \ub9cc\ub4e4 \uc218 \uc788\uc744\uae4c?” \uad81\uae08\ud558\uc2dc\ub2e4\uba74 \uc5b8\uc81c\ub4e0 \ud3b8\ud558\uac8c \uc5f0\ub77d\ud574 \uc8fc\uc138\uc694.<\/p>\n\n\n\n

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\ud83d\udc49 \ucc44\ud305\uc73c\ub85c \uac04\ud3b8\ud558\uac8c \uc9c8\ubb38\ud558\uae30<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\ud83d\udcdd \ubbf8\uad6d \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4 \uc544\ud2f0\ud074 \ud575\uc2ec \uc694\uc810 \u2713 \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4 \uc27d\uac8c \uc774\ud574\ud558\uae30 \u2713 \ubaa9\ub3c8 \ub9c8\ub828\uc774 \ud544\uc694\ud55c 3\uac00\uc9c0 \uc21c\uac04 \u2713 \uc18c\uc694 \ube44\uc6a9 \ubc0f \uc218\uc218\ub8cc \uc808\uac10 \ud301 \ubbf8\uad6d\uc5d0\uc11c \uc784\ub300\uc6a9 \ubd80\ub3d9\uc0b0\uc744 \uc6b4\uc601 \uc911\uc774\uc2dc\ub77c\uba74 \ub9e4\ub2ec \ub4e4\uc5b4\uc624\ub294 \ub80c\ud2b8\ube44\ub9cc\ud07c \uc911\uc694\ud55c \uac83\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c \uc9d1\uc758 \uac00\uce58 \uc0c1\uc2b9\ubd84\uc778 \uc5d0\ud034\ud2f0\uc785\ub2c8\ub2e4. \uad6c\ub9e4 \ub2f9\uc2dc\ubcf4\ub2e4 \uc9d1\uac12\uc774 \uc62c\ub790\ub294\ub370\ub3c4 \uadf8 \uc0c1\uc2b9\ubd84\uc744 \uc9d1\uc5d0 \uadf8\ub300\ub85c \ubb36\uc5b4\ub450\uace0 \uacc4\uc2e0\uac00\uc694? \uadf8\ub807\ub2e4\uba74 \uc5ec\ub7ec\ubd84\uc740 […]<\/p>\n","protected":false},"author":12,"featured_media":13758,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[1127],"tags":[],"class_list":["post-13755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-refinance"],"yoast_head":"\n\ubbf8\uad6d \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4: \uc7a0\uc790\ub294 \uc5d0\ud034\ud2f0\ub97c \uae68\uc6cc \uc790\uc0b0\uc744 \uc99d\uc2dd\ud558\ub294 \ud575\uc2ec \uac00\uc774\ub4dc<\/title>\n<meta name=\"description\" content=\"\ubbf8\uad6d \ud22c\uc790\uc6a9 \uc8fc\ud0dd \ub9ac\ud30c\uc774\ub0b8\uc2a4, \uc77c\ubc18 \ub9ac\ud30c\uc774\ub0b8\uc2a4\uc640\ub294 \ub2e4\ub974\uac8c \uc811\uadfc\ud574\uc57c \ud569\ub2c8\ub2e4. \uce90\uc2dc \uc544\uc6c3\uc744 \ud1b5\ud55c \uc2dc\ub4dc\uba38\ub2c8 \ud655\ubcf4, \uc774\uc790\uc728 \uc870\uc815\uc744 \ud1b5\ud55c \ud604\uae08 \ud750\ub984 \uac1c\uc120, \uadf8\ub9ac\uace0 \uc18c\ub4dd \uc99d\uba85 \uc5c6\ub294 DSCR \ub860 \ud65c\uc6a9\ubc95\uae4c\uc9c0. 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