{"id":14310,"date":"2026-03-26T01:23:08","date_gmt":"2026-03-25T16:23:08","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=14310"},"modified":"2026-03-26T02:51:21","modified_gmt":"2026-03-25T17:51:21","slug":"%eb%af%b8%ea%b5%ad-%ec%a7%91-%ed%8c%94%eb%95%8c-%ec%84%b8%ea%b8%88","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/14310\/","title":{"rendered":"\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08 \uc5b4\ub5bb\uac8c \ub420\uae4c? \uc138\uae08\u00b7\ube44\uc6a9 \uad6c\uc870 \uc644\ubcbd \uc815\ub9ac"},"content":{"rendered":"\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" data-id=\"14337\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/\ubbf8\uad6d_\uc9d1\ud314\ub54c_\uc138\uae08.png\" alt=\"\" class=\"wp-image-14337\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/\ubbf8\uad6d_\uc9d1\ud314\ub54c_\uc138\uae08.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/\ubbf8\uad6d_\uc9d1\ud314\ub54c_\uc138\uae08-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/\ubbf8\uad6d_\uc9d1\ud314\ub54c_\uc138\uae08-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/\ubbf8\uad6d_\uc9d1\ud314\ub54c_\uc138\uae08-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/03\/\ubbf8\uad6d_\uc9d1\ud314\ub54c_\uc138\uae08-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \ud310\ub9e4\ud560 \ub54c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \uba3c\uc800 <strong>\uc9d1\uac12\uc774 \uc5bc\ub9c8\ub098 \uc624\ub97c\uc9c0<\/strong>, \uadf8\ub9ac\uace0 <strong>\uc5bc\ub9c8\uc5d0 \ud314 \uc218 \uc788\uc744\uc9c0<\/strong>\uc5d0 \uc9d1\uc911\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \ud310\ub9e4 \uae08\uc561\ub9cc\ud07c\uc774\ub098 \uc911\uc694\ud55c \uac83\uc774 \ubc14\ub85c <strong>\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc9d1\uc744 \ud310\ub9e4\ud558\ub294 \uac83\uc740 \ub2e8\uc21c\ud788 \uac70\ub798\ub85c \ub05d\ub098\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc591\ub3c4\ucc28\uc775\uc5d0 \ub300\ud55c \uc138\uae08, \uc8fc(State)\ubcc4 \uc6d0\ucc9c\uc9d5\uc218, \uc911\uac1c \uc218\uc218\ub8cc, \ud074\ub85c\uc9d5 \ube44\uc6a9 \ub4f1 \uc5ec\ub7ec \uc694\uc18c\uac00 \ud568\uaed8 \uc791\ub3d9\ud569\ub2c8\ub2e4. \ud2b9\ud788 \ubbf8\uad6d \uc138\ubc95\uc740 <strong>\uc2e4\uac70\uc8fc \uc8fc\ud0dd<\/strong>\uc5d0\ub294 \ud070 \ud61c\ud0dd\uc744 \uc8fc\ub294 \ubc18\uba74, <strong>\ud22c\uc790\uc6a9 \ubd80\ub3d9\uc0b0\uc774\ub098 \ube44\uac70\uc8fc\uc790 \uc18c\uc720 \uc790\uc0b0<\/strong>\uc5d0\ub294 \ub354 \uc5c4\uaca9\ud55c \uae30\uc900\uc744 \uc801\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \ud314 \uacc4\ud68d\uc774 \uc788\ub2e4\uba74, <strong>\uc9d1 \ud314\ub54c \uc138\uae08 \uad6c\uc870\uc640 \ub9e4\uac01 \ube44\uc6a9\uc744 \ubbf8\ub9ac \uc774\ud574\ud558\ub294 \uac83<\/strong>\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubbf8\uad6d-\uc9d1-\ud314\ub54c-\uc138\uae08-\uac00\uc7a5-\uba3c\uc800-\uc54c\uc544\uc57c-\ud560-\uac83\uc740\"><strong><strong>\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08, \uac00\uc7a5 \uba3c\uc800 \uc54c\uc544\uc57c \ud560 \uac83\uc740?<\/strong><\/strong><\/h2>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \ud314 \ub54c \uac00\uc7a5 \ud575\uc2ec\uc774 \ub418\ub294 \uc138\uae08\uc740 <strong>\uc591\ub3c4\uc18c\ub4dd\uc138(Capital Gains Tax)<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc27d\uac8c \ub9d0\ud558\uba74, \uc9d1\uc744 \uc0c0\uc744 \ub54c\ubcf4\ub2e4 \ub354 \ub192\uc740 \uac00\uaca9\uc5d0 \ud314\uc544\uc11c \uc774\uc775\uc774 \uc0dd\uae30\uba74 \uadf8 \ucc28\uc775\uc5d0 \ub300\ud574 \uc138\uae08\uc774 \ubd80\uacfc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae30\ubcf8 \uad6c\uc870\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <ul style=\"margin:0; padding-left:20px;\">\n        <li style=\"margin-bottom:10px;\">\n            <strong>\ub9e4\uc785\uac00<\/strong>\n        <\/li>\n        <li style=\"margin-bottom:10px;\">\n           <strong> \ub9e4\uac01\uac00<\/strong>\n        <\/li>\n        <li style=\"margin-bottom:10px;\">\n            <strong>\uc591\ub3c4\ucc28\uc775<\/strong> = \ub9e4\uac01\uac00 &#8211; \ub9e4\uc785\uac00 &#8211; \uc77c\ubd80 \uc778\uc815 \ube44\uc6a9\n        <\/li>\n        \n      \n    <\/ul>\n<\/div>\n\n\n\n<p>\uc989, \ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08\uc740 \ub2e8\uc21c\ud788 \u201c\uc5bc\ub9c8\uc5d0 \ud314\uc558\ub294\uac00\u201d\uac00 \uc544\ub2c8\ub77c, <strong>\uc2e4\uc81c\ub85c \uc5bc\ub9c8\uc758 \uc774\uc775\uc744 \ub0a8\uacbc\ub294\uac00<\/strong>\ub97c \uae30\uc900\uc73c\ub85c \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc2e4\uac70\uc8fc-\uc8fc\ud0dd-\uc138\uae08-\uc5bc\ub9c8\ub098-\uc904\uc5b4\ub4e4\uae4c\"><strong>\uc2e4\uac70\uc8fc \uc8fc\ud0dd, \uc138\uae08 \uc5bc\ub9c8\ub098 \uc904\uc5b4\ub4e4\uae4c?<\/strong><\/h2>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1 \ud314\ub54c \uac00\uc7a5 \uc911\uc694\ud55c \uaddc\uc815 \uc911 \ud558\ub098\ub294 <strong>\uc2e4\uac70\uc8fc \uc8fc\ud0dd \uc591\ub3c4\ucc28\uc775 \ubc30\uc81c \uaddc\uc815<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc591\ub3c4\ucc28\uc775 \uc77c\ubd80\ub97c \uc138\uae08 \uc5c6\uc774 \uc81c\uc678\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uae30\ubcf8 \uba74\uc81c \ud55c\ub3c4<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uac1c\uc778<\/strong>: \ucd5c\ub300 <strong>$250,000<\/strong><\/li>\n\n\n\n<li><strong>\ubd80\ubd80 \uacf5\ub3d9<\/strong>: \ucd5c\ub300 <strong>$500,000<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\uc774 \ud61c\ud0dd\uc744 \ubc1b\uc73c\ub824\uba74 \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\uc74c \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2\ub144 \/ 5\ub144 \uaddc\uc815<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc9d1\uc744 \ud314\uae30 \uc804 <strong>\ucd5c\uadfc 5\ub144 \uc911 \ucd5c\uc18c 2\ub144 \uc774\uc0c1 \uc18c\uc720<\/strong><\/li>\n\n\n\n<li>\uac19\uc740 \uae30\uac04 \uc911 <strong>\ucd5c\uc18c 2\ub144 \uc774\uc0c1 \uc2e4\uc81c \uac70\uc8fc<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\uc774 2\ub144\uc740 \uaf2d \uc5f0\uc18d\uc801\uc77c \ud544\uc694\ub294 \uc5c6\uc9c0\ub9cc, \ucd1d\ud569 \uae30\uc900\uc73c\ub85c \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc989, \uc2e4\uac70\uc8fc \uc694\uac74\uc744 \ub9cc\uc871\ud558\uba74 <strong>\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08 \ubd80\ub2f4\uc774 \ud06c\uac8c \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2\ub144-\uac70\uc8fc-\ubabb-\ucc44\uc6e0\ub2e4\uba74\">2\ub144 \uac70\uc8fc \ubabb \ucc44\uc6e0\ub2e4\uba74?<\/h3>\n\n\n\n<p>\uc9c1\uc7a5 \uc774\ub3d9, \uac74\uac15 \ubb38\uc81c, \uc774\ud63c, \ucd9c\uc0b0, \uc2e4\uc9c1 \ub4f1 2\ub144\uc744 \ucc44\uc6b0\uc9c0 \ubabb\ud588\ub354\ub77c\ub3c4 \uc815\ub2f9\ud55c \uc0ac\uc720\uac00 \uc778\uc815\ub418\uba74, \uc2e4\uc81c \uac70\uc8fc \uae30\uac04\uc5d0 \ube44\ub840\ud574 \uc77c\ubd80 \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ud22c\uc790\uc6a9-\uc8fc\ud0dd\uc740-\uc138\uae08\uc774-\uc5b4\ub5bb\uac8c-\ub2e4\ub97c\uae4c\"><strong>\ud22c\uc790\uc6a9 \uc8fc\ud0dd\uc740 \uc138\uae08\uc774 \uc5b4\ub5bb\uac8c \ub2e4\ub97c\uae4c?<\/strong><\/h2>\n\n\n\n<p>\ud22c\uc790\uc6a9 \ubd80\ub3d9\uc0b0\uc740 \uc2e4\uac70\uc8fc \uc8fc\ud0dd\uacfc \ub2ec\ub9ac <strong>\uc138\uae08 \ubd80\ub2f4\uc774 \ud6e8\uc52c \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\uae30\ubcf8\uc801\uc73c\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc138\uae08\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <ul style=\"margin:0; padding-left:20px;\">\n        <li style=\"margin-bottom:10px;\">\n            \ubcf4\uc720 \uae30\uac04\uc5d0 \ub530\ub978 \ub2e8\uae30 \/ \uc7a5\uae30 \uc591\ub3c4\uc18c\ub4dd\uc138\n        <\/li>\n        <li style=\"margin-bottom:10px;\">\n            \uac10\uac00\uc0c1\uac01 \ud658\uc218 (Depreciation Recapture, \ucd5c\ub300 25%)\n        <\/li>\n        <li style=\"margin-bottom:10px;\">\n            \uc8fc(State) \uc18c\ub4dd\uc138\n        <\/li>\n        \n      \n    <\/ul>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\uc138\uae08\uc744 \ubbf8\ub8f0 \uc218 \uc788\ub294 \ubc29\ubc95: 1031 \uad50\ud658 (1031 Exchange)<\/h3>\n\n\n\n<p>\uc774\ub54c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ub300\ud45c\uc801\uc778 \uc804\ub7b5\uc774 \ubc14\ub85c <strong>1031 \uad50\ud658(1031 Exchange)<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>1031 \uad50\ud658\uc740 \ub9e4\uac01 \ub300\uae08\uc73c\ub85c 180\uc77c \uc774\ub0b4\uc5d0 \ub2e4\ub978 \uc720\uc0ac\ud55c \ubd80\ub3d9\uc0b0\uc744 \uad6c\uc785\ud558\uba74 \uc591\ub3c4 \uc18c\ub4dd\uc138 \ub0a9\ubd80\ub97c \ub098\uc911\uc73c\ub85c \ubbf8\ub8f0 \uc218 \uc788\ub294&nbsp;\uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc591\ub3c4\ucc28\uc775\uc740-\uc5b4\ub5bb\uac8c-\uc904\uc77c-\uc218-\uc788\uc744\uae4c\uc694\"><strong>\uc591\ub3c4\ucc28\uc775\uc740 \uc5b4\ub5bb\uac8c \uc904\uc77c \uc218 \uc788\uc744\uae4c\uc694?<\/strong><\/h2>\n\n\n\n<p>\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08\uc744 \uc904\uc774\ub824\uba74 <strong>\uc591\ub3c4\ucc28\uc775 \uc790\uccb4\ub97c \uc815\ud655\ud558\uac8c \uacc4\uc0b0\ud558\ub294 \uac83<\/strong>\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub54c \ud575\uc2ec\uc774 \ub418\ub294 \uac1c\ub150\uc774 \ubc14\ub85c <strong>\uc870\uc815\uc6d0\uac00(Adjusted Basis)<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc870\uc815\uc6d0\uac00\ub294 \uc8fc\ud0dd \uad6c\ub9e4 \uac00\uaca9\uc5d0 \ucde8\ub4dd \ubc0f \uac1c\ubcf4\uc218 \ube44\uc6a9\uc744 \ub354\ud55c \uae08\uc561\uc785\ub2c8\ub2e4. \uc774 \uae08\uc561\uc774 \ub192\uc744\uc218\ub85d \uc591\ub3c4\ucc28\uc775(\ud310\ub9e4\uac00 &#8211; \uc870\uc815\uc6d0\uac00)\uc774 \uc904\uc5b4\ub4e4\uc5b4 \uc138\uae08\uc774 \uac10\uc18c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <ul style=\"margin:0; padding-left:20px;\">\n        <li style=\"margin-bottom:10px;\">\n            <strong>\uc8fc\ud0dd \uad6c\uc785 \ube44\uc6a9<\/strong>:\u00a0\uad6c\ub9e4 \uc2dc \uc9c0\ubd88\ud55c \uc18c\uc720\uad8c \uc774\uc804 \ube44\uc6a9, \uc218\uc218\ub8cc, \ubcc0\ud638\uc0ac \ube44\uc6a9, \uae30\ub85d \uc218\uc218\ub8cc, \ud0c0\uc774\ud2c0 \ubcf4\ud5d8\ub8cc \ub4f1.\n        <\/li>\n        <li>\n    <strong>\uc790\ubcf8 \uac1c\uc120 \ube44\uc6a9 (Capital Improvements):<\/strong>\n    \ub2e8\uc21c \uc218\ub9ac\uac00 \uc544\ub2cc, \uc8fc\ud0dd\uc758 \uac00\uce58\ub97c \ub192\uc774\uac70\ub098 \uc218\uba85\uc744 \uc5f0\uc7a5\ud558\ub294 \uac1c\ubcf4\uc218 \ube44\uc6a9.\n    <ul>\n      <li>\n        <strong>\ud3ec\ud568 \ud56d\ubaa9:<\/strong>\n        \uc9c0\ubd95 \uad50\uccb4, \ub9ac\ubaa8\ub378\ub9c1, \uc695\uc2e4\/\uc8fc\ubc29 \uac1c\uc870, \uc911\uc559 \ub0c9\ub09c\ubc29 \uc2dc\uc2a4\ud15c \uc124\uce58, \uc870\uacbd \uacf5\uc0ac \ub4f1.\n      <\/li>\n      <li>\n        <strong>\uc81c\uc678 \ud56d\ubaa9:<\/strong>\n        \uc77c\uc0c1\uc801\uc778 \uc720\uc9c0 \ubcf4\uc218(\ub3c4\uc0c9, \uc218\ub9ac) \ube44\uc6a9\uc740 \uc6d0\uac00\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc74c.\n      <\/li>\n    <\/ul>\n  <\/li>\n        \n        \n      \n    <\/ul>\n<\/div>\n\n\n\n<p>\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08\uc744 \uc815\ud655\ud788 \uacc4\uc0b0\ud558\ub824\uba74 <strong>\uc9d1\uc744 \ubcf4\uc720\ud558\ub294 \ub3d9\uc548 \ub4e4\uc5c8\ub358 \uc8fc\uc694 \uacf5\uc0ac \ube44\uc6a9\uacfc \uc601\uc218\uc99d\uc744 \uc798 \ubcf4\uad00\ud558\ub294 \uac83<\/strong>\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc138\uae08-\uc678\uc5d0\ub3c4-\ub4dc\ub294-\ube44\uc6a9\uc740-\ubb34\uc5c7\uc77c\uae4c\"><strong>\uc138\uae08 \uc678\uc5d0\ub3c4 \ub4dc\ub294 \ube44\uc6a9\uc740 \ubb34\uc5c7\uc77c\uae4c?<\/strong><\/h2>\n\n\n\n<p>\uc9d1\uc744 \ud314 \ub54c\ub294 \uc138\uae08\ub9cc \ub4dc\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ud310\ub9e4 \uacfc\uc815\uc5d0\uc11c\ub294 \uc5ec\ub7ec \ube44\uc6a9\uc774 \ud568\uaed8 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ub300\ud45c\uc801\uc778 \ube44\uc6a9<\/h3>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <ul style=\"\n        margin:0;\n        padding-left:20px;\n        display:grid;\n        grid-template-columns:repeat(2, 1fr);\n        gap:10px 40px;\n    \">\n        <li>\ubd80\ub3d9\uc0b0 \uc911\uac1c \uc218\uc218\ub8cc<\/li>\n        <li>\ud074\ub85c\uc9d5 \ube44\uc6a9<\/li>\n        <li>\ud0c0\uc774\ud2c0 \uad00\ub828 \ube44\uc6a9<\/li>\n        <li>\ud589\uc815 \ubc0f \ub4f1\uae30 \ube44\uc6a9<\/li>\n        <li>\uad11\uace0 \ubc0f \ub9c8\ucf00\ud305 \ube44\uc6a9<\/li>\n        <li>\ud648 \uc2a4\ud14c\uc774\uc9d5 \ubc0f \uc0ac\uc9c4 \ucd2c\uc601 \ube44\uc6a9<\/li>\n    <\/ul>\n<\/div>\n\n\n\n<p>\uc774 \ube44\uc6a9\ub4e4\uc740 \uacb0\uacfc\uc801\uc73c\ub85c <strong>\uc2e4\uc81c \uc190\uc5d0 \uc950\ub294 \uc21c\uc218\uc775\uc744 \ub0ae\ucd94\ub294 \uc694\uc778<\/strong>\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \ubbf8\uad6d\uc5d0\uc11c \uc9d1 \ud314\ub54c\ub294  \ud310\ub9e4\uac00\ub9cc \ubcfc \uac83\uc774 \uc544\ub2c8\ub77c <strong>\uc21c\ub9e4\uac01\uae08\uc561(Net Proceeds)<\/strong> \uae30\uc900\uc73c\ub85c \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc8fc-state-\ubcc4-\uc138\uae08-\uc65c-\ub2e4\ub97c\uae4c\"><strong>\uc8fc(State)\ubcc4 \uc138\uae08, \uc65c \ub2e4\ub97c\uae4c?<\/strong><\/h2>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \uc8fc\ud0dd\uc744 \ud310\ub9e4\ud560 \ub54c\ub294 \uc5f0\ubc29 \uc138\uae08\ub9cc \uc801\uc6a9\ub418\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, <strong>\uc5f0\ubc29(Federal) + \uc8fc(State) \uc138\uae08\uc774 \ub3d9\uc2dc\uc5d0 \uc801\uc6a9\ub418\ub294 \uad6c\uc870<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc140\ub7ec\uac00 <strong>\uc678\uad6d\uc778(Non-resident alien)<\/strong>\uc774\uac70\ub098 \ud0c0\uc8fc \uac70\uc8fc\uc790\uc778 \uacbd\uc6b0, \uc138\uae08 \uc9d5\uc218\ub97c \ud655\uc2e4\ud788 \ud558\uae30 \uc704\ud574 \ub9e4\uac01 \uc2dc\uc810\uc5d0 \uc77c\uc815 \uae08\uc561\uc744 \ubbf8\ub9ac \uacf5\uc81c\ud558\ub294 <strong>\uc6d0\ucc9c\uc9d5\uc218<\/strong>\uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2460 \uc5f0\ubc29 \uc138\uae08: FIRPTA (\uc678\uad6d\uc778 \ub300\uc0c1)<\/h3>\n\n\n\n<p>\uc678\uad6d\uc778\uc774 \ubbf8\uad6d \ubd80\ub3d9\uc0b0\uc744 \ub9e4\ub3c4\ud558\ub294 \uacbd\uc6b0, \uc5f0\ubc29 \uad6d\uc138\uccad(IRS)\uc740 <strong>FIRPTA<\/strong> \uaddc\uc815\uc744 \uc801\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <ul style=\"margin:0; padding-left:20px;\">\n        <li style=\"margin-bottom:10px;\">\n            <strong>\uc6d0\ucc9c\uc9d5\uc218\uc728:<\/strong> \ud310\ub9e4 \uac00\uaca9\uc758 15%\n        <\/li>\n        <li style=\"margin-bottom:10px;\">\n            <strong>\uae30\uc900:<\/strong> \ucc28\uc775\uc774 \uc544\ub2cc \u2018\ucd1d \ub9e4\uac01 \uae08\uc561(Gross Sales Price)\u2019 \uae30\uc900\n        <\/li>\n        <li>\n            <strong>\ud2b9\uc9d5:<\/strong> \ud074\ub85c\uc9d5 \uc2dc\uc810\uc5d0 \uc6d0\ucc9c\uc9d5\uc218\ub418\uba70, \uc774\ud6c4 \uc138\uae08 \uc2e0\uace0\ub97c \ud1b5\ud574 \ud658\uae09\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n        <\/li>\n        \n      \n    <\/ul>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2461 \uc8fc(State) \uc138\uae08: \uc9c0\uc5ed\ubcc4 \uc6d0\ucc9c\uc9d5\uc218 \uaddc\uc815<\/h3>\n\n\n\n<p>\uc5f0\ubc29 \uc138\uae08\uacfc \ubcc4\uac1c\ub85c, \uac01 \uc8fc\ub294 \uc790\uccb4\uc801\uc778 \uc18c\ub4dd\uc138 \ubc0f \uc9d5\uc218 \ubc29\uc2dd\uc744 \uc6b4\uc601\ud569\ub2c8\ub2e4.<br>\uc774 \ub54c\ubb38\uc5d0 \uac19\uc740 \uc870\uac74\uc774\ub77c\ub3c4 \uc8fc\uc5d0 \ub530\ub77c \ud604\uae08 \ud750\ub984\uc774 \ud06c\uac8c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ud45c\uc801\uc73c\ub85c \uaddc\uc815\uc774 \uae4c\ub2e4\ub85c\uc6b4 \uc8fc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <ul style=\"margin:0; padding-left:20px;\">\n        \n        <li style=\"margin-bottom:14px;\">\n            <strong>\uce98\ub9ac\ud3ec\ub2c8\uc544 (California)<\/strong>\n            <ul style=\"margin-top:6px; padding-left:18px;\">\n                <li>\ud310\ub9e4\uac00 \uae30\uc900 <strong>3.33% \uc6d0\ucc9c\uc9d5\uc218<\/strong> (\ube44\uac70\uc8fc\uc790 \ub300\uc0c1)<\/li>\n                <li>\ucc28\uc190 \ub610\ub294 \uc870\uac74 \ucda9\uc871 \uc2dc \uba74\uc81c \uac00\ub2a5<\/li>\n            <\/ul>\n        <\/li>\n\n        <li style=\"margin-bottom:14px;\">\n            <strong>\ub274\uc695 (New York)<\/strong>\n            <ul style=\"margin-top:6px; padding-left:18px;\">\n                <li>\ud310\ub9e4\uac00 \uc57d 2% \ub610\ub294 \ucc28\uc775 \uae30\uc900 \uc138\uc728(\ucd5c\ub300 \uc57d 8.82%)<\/li>\n                <li>\ube44\uac70\uc8fc\uc790 \u2018\ucd94\uc815\uc138 \ub0a9\ubd80\u2019 \uad6c\uc870<\/li>\n                <li>\ub274\uc695\uc2dc\ub294 \ubcc4\ub3c4 \uc2dc\uc138 \ucd94\uac00 \uac00\ub2a5<\/li>\n            <\/ul>\n        <\/li>\n\n        <li>\n            <strong>\ub274\uc800\uc9c0 (New Jersey)<\/strong>\n            <ul style=\"margin-top:6px; padding-left:18px;\">\n                <li>\ud310\ub9e4\uac00 2% \ub610\ub294 \ucc28\uc775\uc758 8.97% \uc911 \ub354 \ub0ae\uc740 \uae08\uc561<\/li>\n                <li>\u2018Exit Tax\u2019 \uad6c\uc870 (\uc0ac\uc804 \ub0a9\ubd80 \uac1c\ub150)<\/li>\n            <\/ul>\n        <\/li>\n\n    <\/ul>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ud310\ub9e4\uac00-\uc21c\uc218\uc775-\ubc18\ub4dc\uc2dc-\ud655\uc778\ud574\uc57c-\ud560-\ube44\uc6a9-\uad6c\uc870\"><strong>\ud310\ub9e4\uac00 \u2260 \uc21c\uc218\uc775: \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \ube44\uc6a9 \uad6c\uc870<\/strong><\/h2>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \ud310\ub2e4\uace0 \ud574\uc11c \ud310\ub9e4\uac00 \uc804\uccb4\uac00 \ub0b4 \ub3c8\uc774 \ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e4\uc81c\ub85c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc694\uc18c\ub4e4\uc744 \ud568\uaed8 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"\n    background-color:#EBF8F0;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:15px;\n    line-height:1.7;\n    color:#333333;\n\">\n    <ul style=\"\n        margin:0;\n        padding-left:20px;\n        display:grid;\n        grid-template-columns:repeat(2, 1fr);\n        gap:10px 40px;\n    \">\n        <li>\uc591\ub3c4\uc18c\ub4dd\uc138<\/li>\n        <li>\uc8fc(State) \uc138\uae08<\/li>\n        <li>\uc6d0\ucc9c\uc9d5\uc218<\/li>\n        <li>\uc911\uac1c \uc218\uc218\ub8cc<\/li>\n        <li>\ud074\ub85c\uc9d5 \ube44\uc6a9<\/li>\n        <li>\uc218\ub9ac \ubc0f \uc900\ube44 \ube44\uc6a9<\/li>\n    <\/ul>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc9d1\uc744-\ud314\uae30-\uc804-\uc138\uae08\uacfc-\ube44\uc6a9\ubd80\ud130-\uba3c\uc800-\uacc4\uc0b0\ud574\ubcf4\uc138\uc694\"><strong>\uc9d1\uc744 \ud314\uae30 \uc804, \uc138\uae08\uacfc \ube44\uc6a9\ubd80\ud130 \uba3c\uc800 \uacc4\uc0b0\ud574\ubcf4\uc138\uc694<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki&amp;utm_content=usawiki_mortgage_documents_checklist\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" data-id=\"13696\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/01\/250312_homebuyguide_4view4-3.png\" alt=\"\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08\" class=\"wp-image-13696\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/01\/250312_homebuyguide_4view4-3.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/01\/250312_homebuyguide_4view4-3-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/01\/250312_homebuyguide_4view4-3-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/01\/250312_homebuyguide_4view4-3-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/01\/250312_homebuyguide_4view4-3-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/a><\/figure>\n<\/figure>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \ud310\ub9e4\ud558\ub294 \uacfc\uc815\uc740 \ub2e8\uc21c\ud55c \uac70\ub798\uac00 \uc544\ub2c8\ub77c, \uc138\uae08\uacfc \ube44\uc6a9, \uc2dc\uc7a5 \uc0c1\ud669, \ud310\ub9e4 \uc804\ub7b5\uc774 \ud568\uaed8 \uc5bd\ud78c \uc7ac\uc815 \uc758\uc0ac\uacb0\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08\uc740 \ucd5c\uc885 \uc218\uc775\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc5d0, \ub9e4\uac01\uc744 \uc900\ube44\ud558\uace0 \uc788\ub2e4\uba74 <strong>\uc2e4\uac70\uc8fc \uc694\uac74, \uc591\ub3c4\ucc28\uc775 \uacc4\uc0b0, \uc8fc\ubcc4 \uaddc\uc815, \ud310\ub9e4 \ube44\uc6a9<\/strong>\uae4c\uc9c0 \ud568\uaed8 \uac80\ud1a0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubbf8\ub9ac \uad6c\uc870\ub97c \uc774\ud574\ud558\uace0 \uc900\ube44\ud560\uc218\ub85d \ubd88\ud544\uc694\ud55c \uc190\uc2e4\uc744 \uc904\uc774\uace0 \ubcf4\ub2e4 \uc720\ub9ac\ud55c \uc870\uac74\uc73c\ub85c \uc9d1\uc744 \ud310\ub9e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\ubbf8\uad6d \uc8fc\ud0dd \ud310\ub9e4 \uacfc\uc815\uc774 \uad81\uae08\ud558\ub2e4\uba74 <strong><a href=\"https:\/\/blog.loaning.ai\/ko\/14085\/?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki&amp;utm_content=usawiki_capital_gains_tax\">\uad00\ub828 \uac00\uc774\ub4dc<\/a><\/strong>\ub97c \ud568\uaed8 \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/p>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki&amp;utm_content=usawiki_us_openhouse\" style=\"background-color:#49cf7e\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\ud83d\udc49 \ub354 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \uc804\ubb38\uac00 \uc0c1\ub2f4\uc744 \ubc1b\uc544\ubcf4\uc138\uc694.<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \ud310\ub9e4\ud560 \ub54c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \uba3c\uc800 \uc9d1\uac12\uc774 \uc5bc\ub9c8\ub098 \uc624\ub97c\uc9c0, \uadf8\ub9ac\uace0 \uc5bc\ub9c8\uc5d0 \ud314 \uc218 \uc788\uc744\uc9c0\uc5d0 \uc9d1\uc911\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \ud310\ub9e4 \uae08\uc561\ub9cc\ud07c\uc774\ub098 \uc911\uc694\ud55c \uac83\uc774 \ubc14\ub85c \ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08\uc785\ub2c8\ub2e4. \uc9d1\uc744 \ud310\ub9e4\ud558\ub294 \uac83\uc740 \ub2e8\uc21c\ud788 \uac70\ub798\ub85c \ub05d\ub098\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc591\ub3c4\ucc28\uc775\uc5d0 \ub300\ud55c \uc138\uae08, \uc8fc(State)\ubcc4 \uc6d0\ucc9c\uc9d5\uc218, \uc911\uac1c \uc218\uc218\ub8cc, \ud074\ub85c\uc9d5 \ube44\uc6a9 \ub4f1 \uc5ec\ub7ec \uc694\uc18c\uac00 \ud568\uaed8 \uc791\ub3d9\ud569\ub2c8\ub2e4. \ud2b9\ud788 \ubbf8\uad6d \uc138\ubc95\uc740 \uc2e4\uac70\uc8fc \uc8fc\ud0dd\uc5d0\ub294 \ud070 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":14337,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[955],"tags":[],"class_list":["post-14310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-955"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08 \uc5b4\ub5bb\uac8c \ub420\uae4c? \uc138\uae08\u00b7\ube44\uc6a9 \uad6c\uc870 \uc644\ubcbd \uc815\ub9ac<\/title>\n<meta name=\"description\" content=\"\ubbf8\uad6d \uc9d1 \ud314\ub54c \uc138\uae08\uc740 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