{"id":14945,"date":"2026-04-20T18:06:35","date_gmt":"2026-04-20T09:06:35","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=14945"},"modified":"2026-04-20T22:19:35","modified_gmt":"2026-04-20T13:19:35","slug":"how-to-get-mortgage-pre-approval-in-usa","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/14945\/","title":{"rendered":"\uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95 : Pre-approval \ubc1b\uc73c\ub824\uba74 \ubb50\uac00 \ud544\uc694\ud560\uae4c? \ud544\uc218 \uc11c\ub958 \uc644\ubcbd \uc815\ub9ac"},"content":{"rendered":"\n
\n \ud83d\udcc4 \uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95 \uc138 \uc904 \uc694\uc57d<\/strong>\n \n
\n \u2022<\/span>\n \uc2e0\ubd84, \uc18c\ub4dd, \uc790\uc0b0, \ubd80\ucc44 \uc704\uc8fc\ub85c \uc11c\ub958\ub97c \uc900\ube44\ud558\uba74 \uc2e0\uccad\uc774 \uc218\uc6d4\ud574\uc9d1\ub2c8\ub2e4 .<\/span>\n <\/div>\n \n
\n \u2022<\/span>\n \uc2e4\uc11c\ub958\uc758 \ucd5c\uc2e0\uc131\uacfc \uc804\uccb4 \ud398\uc774\uc9c0 \ud3ec\ud568 \uc5ec\ubd80\uac00 \ubc1c\uae09 \uc18d\ub3c4\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4.<\/span>\n <\/div>\n\n
\n \u2022<\/span>\n \ub80c\ub354\uac00 \uc65c \uc774 \uc815\ubcf4\ub97c \ud655\uc778\ud558\ub294\uc9c0 \uc774\ud574\ud558\uba74 \uc900\ube44 \uacfc\uc815\uc758 \ubc88\uac70\ub85c\uc6c0\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/span>\n <\/div>\n<\/div>\n\n\n\n

.<\/p>\n\n\n\n

\uc9c0\ub09c \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \uad6c\ub9e4\ud560 \ub54c \uac00\uc7a5 \uba3c\uc800 \ud544\uc694\ud55c \uc735\uc790 \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778(Pre-approval)\uc758 \uac1c\ub150\uacfc \uc2e0\uccad \uae30\uac04\uc5d0 \ub300\ud574 \uc0b4\ud3b4\ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 Pre-approval\uc744 \uc900\ube44\ud560 \ub54c \uc5b4\ub5a4 \uc694\uc18c\uc640 \uc11c\ub958\ub97c \uba3c\uc800 \uc810\uac80\ud558\uba74 \uc88b\uc740\uc9c0 \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc18c\ub4dd\uacfc \ubd80\ucc44 \ube44\uc728, \uc2e0\uc6a9 \uc810\uc218, \uc790\uc0b0\uacfc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \uadf8\ub9ac\uace0 \uc790\uc8fc \uc694\uccad\ub418\ub294 \uae30\ubcf8 \uc11c\ub958\ub97c \uc911\uc2ec\uc73c\ub85c \uc27d\uac8c \uc124\uba85\ub4dc\ub9b4\uac8c\uc694.<\/p>\n\n\n\n

.<\/p>\n\n\n\n

\uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95 : \uc18c\ub4dd\uacfc DTI \ube44\uc728 \uc810\uac80<\/strong><\/h2>\n\n\n\n

\uc9d1\uc744 \uc0ac\uae30 \uc704\ud574 \uc735\uc790\ub97c \uc2e0\uccad\ud558\uba74 \ub80c\ub354\ub294 \uba3c\uc800 \uc2e0\uccad\uc790\uc758 \uc18c\ub4dd\uacfc \uc6d4\ubd80\ucc44\ub97c \ud568\uaed8 \ud655\uc778\ud569\ub2c8\ub2e4. \uc774\ub54c \uc790\uc8fc \ubcf4\ub294 \uc9c0\ud45c\uac00 \ubc14\ub85c DTI(Debt-to-Income) \ube44\uc728\uc785\ub2c8\ub2e4. DTI\ub294 \ubcf4\ud1b5 \ub9e4\ub2ec \uac1a\uace0 \uc788\ub294 \ubd80\ucc44\ub97c \uc138\uc804 \uc6d4\uc18c\ub4dd\uc73c\ub85c \ub098\ub208 \ube44\uc728\uc744 \ub73b\ud574\uc694. \uc27d\uac8c \ub9d0\ud574, \ub9e4\ub2ec \ubc84\ub294 \ub3c8 \ub300\ube44 \uc774\ubbf8 \ubd80\ub2f4\ud558\uace0 \uc788\ub294 \ubd80\ucc44\uac00 \uc5b4\ub290 \uc815\ub3c4\uc778\uc9c0\ub97c \ubcf4\ub294 \uae30\uc900\uc774\ub77c\uace0 \uc774\ud574\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc790\ub3d9\ucc28 \ud560\ubd80\uae08, \ud559\uc790\uae08 \ub300\ucd9c, \uc2e0\uc6a9\uce74\ub4dc \ucd5c\uc18c \uacb0\uc81c\uc561, \uae30\uc874 \uc8fc\ud0dd \uad00\ub828 \ub300\ucd9c \ub4f1\uc774 \uc5ec\uae30\uc5d0 \ud3ec\ud568\ub420 \uc218 \uc788\uc5b4\uc694. \ud2b9\ud788 \ud559\uc790\uae08 \ub300\ucd9c\ub3c4 \uc6d4 \uc0c1\ud658 \ubd80\ucc44\ub85c \ud568\uaed8 \uac80\ud1a0\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uae30 \ub54c\ubb38\uc5d0, \ub0b4 \uc18c\ub4dd\ub9cc \ubcf4\uc9c0 \ub9d0\uace0 \ubc18\ubcf5\uc801\uc73c\ub85c \ub098\uac00\ub294 \ubd80\ucc44\uae4c\uc9c0 \ud568\uaed8 \uc810\uac80\ud558\ub294 \uac8c \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub2e4\ub9cc DTI \uae30\uc900\uc740 \ubaa8\ub4e0 \ub300\ucd9c\uc5d0\uc11c \ub611\uac19\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc0c1\ud488 \uc885\ub958\uc640 \ub80c\ub354, \uc2ec\uc0ac \ubc29\uc2dd\uc5d0 \ub530\ub77c \ud5c8\uc6a9 \ubc94\uc704\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uace0, \uac19\uc740 conventional loan \uc548\uc5d0\uc11c\ub3c4 \uc870\uac74\uc5d0 \ub530\ub77c \ucc28\uc774\uac00 \ub0a0 \uc218 \uc788\uc5b4\uc694. \uc9d1\uc744 \ubcf4\uae30 \uc804\uc5d0 \uc790\ub3d9\ucc28 \ud560\ubd80\ub098 \uce74\ub4dc \uacb0\uc81c\uc561, \ud559\uc790\uae08 \ub300\ucd9c\ucc98\ub7fc \ubc18\ubcf5\uc801\uc73c\ub85c \ub098\uac00\ub294 \ubd80\ucc44\ub97c \uba3c\uc800 \uc815\ub9ac\ud574 \ub450\uba74 \uc0ac\uc804 \uc2b9\uc778 \uc900\ube44\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n

.<\/p>\n\n\n\n

\uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95<\/strong><\/strong> : \uc2e0\uc6a9 \uc810\uc218<\/strong><\/h2>\n\n\n\n

\ubbf8\uad6d\uc5d0\uc11c\uc758 \uc2e0\uc6a9 \uc810\uc218(Credit Score)\ub294 \uc735\uc790 \uc0ac\uc804 \uc2b9\uc778\uacfc \uae08\ub9ac \uc870\uac74\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub294 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc810\uc218\uac00 \ub192\uc744\uc218\ub85d \ub354 \uc720\ub9ac\ud55c \uc870\uac74\uc744 \uae30\ub300\ud560 \uac00\ub2a5\uc131\uc774 \ucee4\uc9c0\uc9c0\ub9cc, \uae08\ub9ac\ub294 \uc2e0\uc6a9\uc810\uc218\ub9cc\uc73c\ub85c \uc815\ud574\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \uc0c1\ud488, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ube44\uc728, DTI, \ud3ec\uc778\ud2b8 \uc9c0\ubd88 \uc5ec\ubd80, \uc2dc\uc7a5 \uae08\ub9ac \ub4f1\ub3c4 \ud568\uaed8 \ubc18\uc601\ub420 \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n

\ub610\ud55c \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \uc18c\ube44\uc790 \uc571\uc5d0\uc11c \ubcf4\ub294 \uc810\uc218\uc640 \ub2e4\ub978 \ud074\ub798\uc2dd FICO \ubc84\uc804\uc774 \uc0ac\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc55e\ub450\uace0 \uc788\ub2e4\uba74 \uc5f0\uccb4\ub97c \ud53c\ud558\uace0, \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4 \ub300\ube44 \uc0ac\uc6a9\ub960\uc744 \ubb34\ub9ac \uc5c6\uc774 \uad00\ub9ac\ud558\uba70, \ud070 \uc2e0\uaddc\ubd80\ucc44\ub97c \uac11\uc790\uae30 \ub298\ub9ac\uc9c0 \uc54a\ub294 \uac83\uc774 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\n 500(Medium) *\/\n \/* Pretendard\uc5d0\uc11c 400\uc740 \ub108\ubb34 \uc587\uc544 \ubcf4\uc77c \uc218 \uc788\uc5b4 500\uc774 ‘\ubcf4\ud1b5’ \ub290\ub08c\uc73c\ub85c \uc801\uc808\ud569\ub2c8\ub2e4 *\/\n font-weight: 500; \n \n letter-spacing: -0.02em;\n text-decoration: none;\n color: #FFFFFF;\n \n \/* 2. \ud615\ud0dc & \ud06c\uae30 *\/\n padding: 16px 42px;\n border-radius: 999px;\n \n \/* [\uc218\uc815 2] \ubc30\uacbd\uc0c9 \ubcc0\uacbd: \uc5b4\ub450\uc6b4 \uadf8\ub77c\ub370\uc774\uc158 \uc81c\uac70 -> \ubc1d\uc740 \ub2e8\uc0c9 \uc801\uc6a9 *\/\n background-color: #2ECC71; \n \n \/* 3. \uc785\uccb4\uac10 & \uadf8\ub9bc\uc790 (\ubc30\uacbd\uc0c9\uc5d0 \ub9de\ucdb0 \uadf8\ub9bc\uc790\ub3c4 \ub354 \ud22c\uba85\ud558\uac8c \uc870\uc815) *\/\n box-shadow: 0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3);\n \n \/* 4. \uc560\ub2c8\uba54\uc774\uc158 *\/\n transition: all 0.2s cubic-bezier(0.25, 0.8, 0.25, 1);\n ”\n onmouseover=”this.style.transform=’translateY(-2px)’; this.style.boxShadow=’0 8px 20px rgba(46, 204, 113, 0.35), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;” \n onmouseout=”this.style.transform=’translateY(0)’; this.style.boxShadow=’0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;”\n >\n \ud83d\udc49<\/span> Loaning.ai\uc5d0\uc11c Pre-approval Letter \ubc1c\uae09\ubc1b\uae30\n <\/a>\n<\/div>\n\n\n\n

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\uc790\uc0b0\uacfc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub294 \uc2b9\uc778 \uac00\ub2a5 \ubc94\uc704\uc5d0 \ud568\uaed8 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4<\/strong><\/h2>\n\n\n\n

\uc138 \ubc88\uc9f8\ub85c \ud568\uaed8 \ubcf4\ub294 \uc694\uc18c\ub294 \uc790\uc0b0(Asset)\uc785\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc790\uae08\ubfd0 \uc544\ub2c8\ub77c \ud074\ub85c\uc9d5 \ube44\uc6a9\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ud604\uae08\uc131 \uc790\uc0b0, \uc608\ube44\uc790\uae08(reserves) \ub4f1\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n

\uc608\ub97c \ub4e4\uc5b4 50\ub9cc \ub2ec\ub7ec\uc9dc\ub9ac \uc9d1\uc744 \uc0b4 \ub54c 10%\ub97c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ud558\uba74 \ub300\ucd9c\uc774 \ud544\uc694\ud55c \uae08\uc561\uc740 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \ucee4\uc9c8\uc218\ub85d LTV\uac00 \ub0ae\uc544\uc9c0\uace0 \ub80c\ub354 \uc785\uc7a5\uc5d0\uc11c \ub9ac\uc2a4\ud06c\uac00 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc5b4, \uc2ec\uc0ac\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub2e4\ub9cc \uc2b9\uc778 \uc5ec\ubd80\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub9cc\uc73c\ub85c \uacb0\uc815\ub418\uc9c0 \uc54a\uace0 \uc18c\ub4dd, \uc2e0\uc6a9, \ubd80\ucc44, \uc790\uae08 \ucd9c\ucc98 \ud655\uc778 \ub4f1\uc774 \ud568\uaed8 \uac80\ud1a0\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc740\ud589 \uc794\uace0\ubfd0 \uc544\ub2c8\ub77c \uc790\uae08\uc774 \uc5b4\ub514\uc11c \ub4e4\uc5b4\uc654\ub294\uc9c0 \uc124\uba85 \uac00\ub2a5\ud55c \uc0c1\ud0dc\ub85c \uc900\ube44\ud574 \ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

.<\/p>\n\n\n\n

\uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95 : \ubbf8\ub9ac \uc900\ube44\ud574\uc57c \ud560 3\ub300 \ud544\uc218 \uc11c\ub958<\/strong><\/h2>\n\n\n\n

\uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\ubc1b\ub294 \ubc95\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uc2e4\ud589\uc5d0 \uc62e\uae30\ub824\uba74 \uc11c\ub958 \uc900\ube44\uac00 \ub4b7\ubc1b\uce68\ub418\uc5b4\uc57c\uaca0\uc8e0?
\uc77c\ubc18\uc801\uc73c\ub85c \ubaa8\uae30\uc9c0 \ub80c\ub354\ub294 \uc544\ub798 3\ub300 \ud544\uc218 \uc11c\ub958\ub97c \uc911\uc2ec\uc73c\ub85c \uc0c1\ud658 \ub2a5\ub825\uc744 \uac80\ud1a0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\n \ud83d\udccb \uc0ac\uc804 \uc2b9\uc778\uc744 \uc704\ud55c 3\ub300 \ud544\uc218 \uc11c\ub958<\/strong>\n \n
\n
\n 1<\/span>\n
\n \uc2e0\uc6a9 \ubcf4\uace0\uc11c(Credit Report)<\/strong>
\n \uc2e0\uc6a9 \uc810\uc218\uc640 \ubd80\ucc44 \ube44\uc728\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \ubc18\ub4dc\uc2dc \ud544\uc694\ud569\ub2c8\ub2e4.<\/span>\n <\/div>\n <\/div>\n\n
\n 2<\/span>\n
\n \ucd5c\uadfc 3\uac1c\uc6d4 \uae09\uc5ec \uba85\uc138\uc11c(Pay Stubs)<\/strong>
\n \uc18c\ub4dd\uc758 \uc548\uc815\uc131\uacfc \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc744 \uac80\uc99d\ud558\ub294 \ud575\uc2ec \uc790\ub8cc\uc785\ub2c8\ub2e4.<\/span>\n <\/div>\n <\/div>\n\n
\n 3<\/span>\n
\n \ucd5c\uadfc 2\ub144 W-2 \ubc0f \uc138\uae08 \ubcf4\uace0\uc11c(Tax Return)<\/strong>
\n \uc7a5\uae30\uc801\uc778 \uc18c\ub4dd\uc758 \uc5f0\uc18d\uc131\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \uac80\ud1a0\ud569\ub2c8\ub2e4.<\/span>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n

.<\/p>\n\n\n\n

Tip. \uc11c\ub958\ub294 \ucd5c\uc2e0\ubcf8\uc73c\ub85c, \ub204\ub77d \uc5c6\uc774 \uc900\ube44\ud558\ub294 \uac83\uc774 \uc88b\uc544\uc694<\/strong><\/h2>\n\n\n\n

\ube60\ub974\uac8c \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\uc744 \uc900\ube44\ud558\uace0 \uc2f6\ub2e4\uba74 \uc11c\ub958 \uc81c\ucd9c \ubc29\uc2dd\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \ub80c\ub354\ub85c\ubd80\ud130 \uc694\uccad\ubc1b\uc740 \ubb38\uc11c\ub294 \ubc18\ub4dc\uc2dc \ucd5c\uc2e0\ubcf8\uc73c\ub85c \uc900\ube44\ud558\uace0, \ube48 \ud398\uc774\uc9c0\ub77c \ud560\uc9c0\ub77c\ub3c4 \ub204\ub77d \uc5c6\uc774 \uc81c\ucd9c\ud558\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uae09\uc5ec \uba85\uc138\uc11c, \uc138\uae08 \ubcf4\uace0\uc11c, \uc740\ud589 \uba85\uc138\uc11c\ucc98\ub7fc \uae08\uc561\uacfc \ub0a0\uc9dc\ub97c \ud655\uc778\ud558\ub294 \uc11c\ub958\ub294 \uc77c\ubd80\ub9cc \ubcf4\ub0b4\uae30\ubcf4\ub2e4 \uc694\uccad \ubc94\uc704\ub300\ub85c \uc815\ub9ac\ud574 \ubcf4\ub0b4\uc57c \ud574\uc694.<\/p>\n\n\n\n

\uacb0\uad6d \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778\ubc1b\ub294 \ubc95\uc758 \ud575\uc2ec\uc740 \uc18c\ub4dd, \ubd80\ucc44, \uc2e0\uc6a9, \uc790\uc0b0\uc744 \ubbf8\ub9ac \uc810\uac80\ud558\uace0 \uadf8\uc5d0 \ub9de\ub294 \uc11c\ub958\ub97c \uc900\ube44\ud558\ub294 \ub370 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \ubcf4\uae30 \uc804, \ub0b4 \uc7ac\uc815 \uc0c1\ud669\uc73c\ub85c \uc5b4\ub290 \uc815\ub3c4 \ubc94\uc704\ub97c \uac80\ud1a0\ud560 \uc218 \uc788\ub294\uc9c0 \uba3c\uc800 \ud655\uc778\ud574 \ub450\uba74 \uc774\ud6c4 \uc9d1 \ucc3e\uae30\uc640 \uc624\ud37c \uc900\ube44\uac00 \ud6e8\uc52c \uc218\uc6d4\ud574\uc9c8 \uc218 \uc788\uc5b4\uc694. Loaning.ai\uc5d0\uc11c\ub294 \ud604\uc7ac \uc7ac\uc815 \uc0c1\ud669\uc744 \ubc14\ud0d5\uc73c\ub85c \uc5b4\ub5a4 \uc11c\ub958\ub97c \uc900\ube44\ud558\uba74 \uc88b\uc744\uc9c0 \ud568\uaed8 \uc810\uac80\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\n 500(Medium) *\/\n \/* Pretendard\uc5d0\uc11c 400\uc740 \ub108\ubb34 \uc587\uc544 \ubcf4\uc77c \uc218 \uc788\uc5b4 500\uc774 ‘\ubcf4\ud1b5’ \ub290\ub08c\uc73c\ub85c \uc801\uc808\ud569\ub2c8\ub2e4 *\/\n font-weight: 500; \n \n letter-spacing: -0.02em;\n text-decoration: none;\n color: #FFFFFF;\n \n \/* 2. \ud615\ud0dc & \ud06c\uae30 *\/\n padding: 16px 42px;\n border-radius: 999px;\n \n \/* [\uc218\uc815 2] \ubc30\uacbd\uc0c9 \ubcc0\uacbd: \uc5b4\ub450\uc6b4 \uadf8\ub77c\ub370\uc774\uc158 \uc81c\uac70 -> \ubc1d\uc740 \ub2e8\uc0c9 \uc801\uc6a9 *\/\n background-color: #2ECC71; \n \n \/* 3. \uc785\uccb4\uac10 & \uadf8\ub9bc\uc790 (\ubc30\uacbd\uc0c9\uc5d0 \ub9de\ucdb0 \uadf8\ub9bc\uc790\ub3c4 \ub354 \ud22c\uba85\ud558\uac8c \uc870\uc815) *\/\n box-shadow: 0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3);\n \n \/* 4. \uc560\ub2c8\uba54\uc774\uc158 *\/\n transition: all 0.2s cubic-bezier(0.25, 0.8, 0.25, 1);\n ”\n onmouseover=”this.style.transform=’translateY(-2px)’; this.style.boxShadow=’0 8px 20px rgba(46, 204, 113, 0.35), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;” \n onmouseout=”this.style.transform=’translateY(0)’; this.style.boxShadow=’0 4px 14px rgba(46, 204, 113, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.3)’;”\n >\n \ud83d\udc49<\/span> \ucc44\ud305\uc73c\ub85c \uac04\ud3b8\ud558\uac8c \ubb3c\uc5b4\ubcf4\uae30\n <\/a>\n<\/div>\n\n\n\n

.<\/p>\n\n\n\n

Loaning.ai<\/a>\uc640 \ud568\uaed8\ud558\ub294 \uc27d\uace0 \ube60\ub978 \uc0ac\uc804 \uc2b9\uc778 \ud504\ub85c\uc138\uc2a4<\/strong><\/h2>\n\n\n\n

\ubbf8\uad6d \ub2e4\uc774\ub809\ud2b8 \ub80c\ub354 Loaning.ai<\/a>\ub294 \ubcf5\uc7a1\ud55c \uc11c\ub958 \uc808\ucc28 \ub54c\ubb38\uc5d0 \uace0\ubbfc\ud558\uc2dc\ub294 \ud55c\uc778 \uace0\uac1d\ubd84\ub4e4\uc744 \uc704\ud574 \ucd5c\uc801\ud654\ub41c \uc2dc\uc2a4\ud15c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\n \u2714\ufe0e \uba85\ud655\ud55c \uac00\uc774\ub4dc <\/strong>
\n\uc5b4\ub5a4 \uc11c\ub958\uac00 \ud544\uc694\ud55c\uc9c0, \ud604\uc7ac \ub0b4 \uc2e0\uc6a9 \uc810\uc218\ub85c \uc5b4\ub290 \uc815\ub3c4\uc758 \uc735\uc790 \ud55c\ub3c4\uac00 \uac00\ub2a5\ud55c\uc9c0 \ud55c\uad6d\uc5b4\ub85c \uc0c1\uc138\ud788 \uc124\uba85\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.\n
\n<\/div>\n\n\n\n
\n \u2714\ufe0e \uc2e0\uc18d\ud55c \ubc1c\uae09 <\/strong>
\n\uc88b\uc740 \ub9e4\ubb3c\uc744 \ub193\uce58\uc9c0 \uc54a\ub3c4\ub85d \ube60\ub974\uac8c \uc7ac\uc815 \uc0c1\ud669\uc744 \uac80\ud1a0\ud558\uc5ec \uc2b9\uc778\uc11c\ub97c \ubc1c\ud589\ud569\ub2c8\ub2e4.\n
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\n \u2714\ufe0e \ub9de\ucda4\ud615 \uc804\ub7b5 <\/strong>
\n \ub2e8\uc21c \uc2b9\uc778\uc744 \ub118\uc5b4, \uace0\uac1d\ub2d8\uc758 DTI(\ubd80\ucc44 \ub300\ube44 \uc18c\ub4dd \ube44\uc728)\ub97c \uace0\ub824\ud55c \uac74\uac15\ud55c \ub300\ucd9c \uacc4\ud68d\uc744 \uc81c\uc548\ub4dc\ub9bd\ub2c8\ub2e4.\n
\n<\/div>\n\n\n\n
\"\"<\/a><\/figure>\n\n\n\n

.<\/p>\n\n\n\n

.<\/p>\n\n\n\n

\n
\ud83d\udc49 \uc131\uacf5\uc801\uc778 \uc624\ud37c\ub97c \uc704\ud55c \uccab \uac78\uc74c, Loaning.ai\uc5d0\uc11c \uc2dc\uc791\ud558\uc138\uc694! <\/strong><\/a><\/div>\n<\/div>\n\n\n\n

.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

\ud83d\udcc4 \uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95 \uc138 \uc904 \uc694\uc57d \u2022 \uc2e0\ubd84, \uc18c\ub4dd, \uc790\uc0b0, \ubd80\ucc44 \uc704\uc8fc\ub85c \uc11c\ub958\ub97c \uc900\ube44\ud558\uba74 \uc2e0\uccad\uc774 \uc218\uc6d4\ud574\uc9d1\ub2c8\ub2e4 . \u2022 \uc2e4\uc11c\ub958\uc758 \ucd5c\uc2e0\uc131\uacfc \uc804\uccb4 \ud398\uc774\uc9c0 \ud3ec\ud568 \uc5ec\ubd80\uac00 \ubc1c\uae09 \uc18d\ub3c4\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4. \u2022 \ub80c\ub354\uac00 \uc65c \uc774 \uc815\ubcf4\ub97c \ud655\uc778\ud558\ub294\uc9c0 \uc774\ud574\ud558\uba74 \uc900\ube44 \uacfc\uc815\uc758 \ubc88\uac70\ub85c\uc6c0\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. . \uc9c0\ub09c \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \uad6c\ub9e4\ud560 \ub54c \uac00\uc7a5 \uba3c\uc800 \ud544\uc694\ud55c \uc735\uc790 \uc0ac\uc804 \uc735\uc790 \uc2b9\uc778(Pre-approval)\uc758 […]<\/p>\n","protected":false},"author":12,"featured_media":14949,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[47],"tags":[],"class_list":["post-14945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-47"],"yoast_head":"\n\uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95 : Pre-approval \ubc1b\uc73c\ub824\uba74 \ubb50\uac00 \ud544\uc694\ud560\uae4c?<\/title>\n<meta name=\"description\" content=\"\uc735\uc790 \uc0ac\uc804 \uc2b9\uc778 \ubc1b\ub294 \ubc95\uc744 \ucc3e\uace0 \uacc4\uc2e0\uac00\uc694? 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