{"id":15051,"date":"2026-04-27T12:37:05","date_gmt":"2026-04-27T03:37:05","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=15051"},"modified":"2026-04-27T12:37:07","modified_gmt":"2026-04-27T03:37:07","slug":"%eb%af%b8%ea%b5%ad-%eb%aa%a8%ea%b8%b0%ec%a7%80-%ec%a2%85%eb%a5%98","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/15051\/","title":{"rendered":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc885\ub958 \ud55c\ub208\uc5d0 \uc815\ub9ac, \ub098\uc5d0\uac8c \ub9de\ub294 \ub300\ucd9c\uc740 \ubb34\uc5c7\uc77c\uae4c?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"738\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-1024x738.png\" alt=\"\" class=\"wp-image-15078\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-1024x738.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-1536x1107.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-750x540.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1-1140x821.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1.png 2040w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc5d0\uc11c \uc9d1\uc744 \uc0ac\ub824\uace0 \ud558\uba74 \uac00\uc7a5 \uba3c\uc800 \ub9c9\ud788\ub294 \ubd80\ubd84\uc774 \ubc14\ub85c \ubaa8\uae30\uc9c0\uc608\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ube44\uc2b7\ud574 \ubcf4\uc774\ub294\ub370 \uc774\ub984\uc740 \ub2e4 \ub2e4\ub974\uace0, Conforming, FHA, Jumbo \uac19\uc740 \uc6a9\uc5b4\ub3c4 \ucc98\uc74c\uc5d0\ub294 \ub0af\uc124\uac8c \ub290\uaef4\uc838\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub798\uc11c \ub9ce\uc740 \uacbd\uc6b0 \u201c\uc5b4\ub5a4 \uac8c \ub354 \uc88b\uc740 \ub300\ucd9c\uc778\uc9c0\u201d\ubd80\ud130 \uace0\ubbfc\ud558\uac8c \ub418\ub294\ub370, \uc0ac\uc2e4\uc740 \uadf8\ubcf4\ub2e4 \uba3c\uc800 <strong>\ub0b4 \uc0c1\ud669\uc5d0\uc11c \uc5b4\ub5a4 \ubaa8\uae30\uc9c0\uac00 \uac00\ub2a5\ud55c\uc9c0<\/strong>\ub97c \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud574\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uae00\uc5d0\uc11c\ub294 <strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\" target=\"_blank\" rel=\"noreferrer noopener\">Loaning.ai<\/a><\/strong>\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 7\uac00\uc9c0 \ubaa8\uae30\uc9c0 \uc0c1\ud488\uc744 \uae30\uc900\uc73c\ub85c \uc804\uccb4 \uad6c\uc870\ub97c \ud55c\ub208\uc5d0 \uc815\ub9ac\ud558\uace0, \ub0b4 \uc870\uac74\uc5d0 \ub9de\ub294 \ub300\ucd9c\uc744 \ube60\ub974\uac8c \ucc3e\uc744 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\ub4dc\ub9b4\uac8c\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubbf8\uad6d-\ubaa8\uae30\uc9c0-\uc885\ub958-\uc774\ub807\uac8c-\ub098\ub269\ub2c8\ub2e4\">\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc885\ub958, \uc774\ub807\uac8c \ub098\ub269\ub2c8\ub2e4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \ubaa8\uae30\uc9c0\ub294 \ud06c\uac8c \uc138 \uac00\uc9c0 \uae30\uc900\uc73c\ub85c \ub098\ub20c \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\ub4dd \uc99d\ube59 \ubc29\uc2dd<\/li>\n\n\n\n<li>\ub300\ucd9c \uae08\uc561<\/li>\n\n\n\n<li>\uc8fc\ud0dd \uc6a9\ub3c4<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uae30\uc900\uc5d0 \ub530\ub77c \ubaa8\uae30\uc9c0 \uad6c\uc870 \uc790\uccb4\uac00 \ub2ec\ub77c\uc9c0\uace0, \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\ub3c4 \uc644\uc804\ud788 \ub2ec\ub77c\uc838\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br><br><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Full Doc \u2013 \uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \ubaa8\uae30\uc9c0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c1\uc7a5\uc778(W-2) \uae30\uc900\uc73c\ub85c \uac00\uc7a5 \ub9ce\uc774 \uc0ac\uc6a9\ud558\ub294 \ud615\ud0dc\uc608\uc694.<\/p>\n\n\n\n<div style=\"background:#F8F9FA; padding:18px; border-radius:14px; margin:20px 0;\">\n<strong>\ud3ec\ud568 \uc0c1\ud488<\/strong>\n<ul style=\"margin-top:10px;\">\n<li>Conventional Conforming<\/li>\n<li>Conventional High Balance<\/li>\n<li>Conventional Jumbo<\/li>\n<li>FHA<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"background:#F8F9FA; padding:18px; border-radius:14px; margin:20px 0;\">\n<strong>\ud2b9\uc9d5<\/strong>\n<ul style=\"margin-top:10px;\">\n<li>W-2, Paystub \ub4f1 \ud45c\uc900 \uc18c\ub4dd \uc11c\ub958 \uc81c\ucd9c<\/li>\n<li>\uac00\uc7a5 \uc548\uc815\uc801\uc778 \uc2ec\uc0ac \uad6c\uc870<\/li>\n<li>\uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uae08\ub9ac<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"\n  background:#EAF8F0;\n  padding:20px;\n  border-radius:14px;\n  margin:20px 0;\n  line-height:1.7;\n\">\n  <strong style=\"display:block; margin-bottom:10px; color:#111;\">\n    \uc911\uc694 \ud3ec\uc778\ud2b8\n  <\/strong>\n  <p style=\"margin:0 0 16px;\">\n    \ub300\ucd9c \uae08\uc561\uc774 \uc9c0\uc5ed\ubcc4 \ud55c\ub3c4\ub97c \ub118\ub294\uc9c0\uc5d0 \ub530\ub77c Conforming \/ High Balance \/ Jumbo\ub85c \ub098\ub258\uc5b4\uc694.\n  <\/p>\n\n  <strong style=\"display:block; margin-bottom:8px; color:#111;\">\n    FHA\ub294 \uc774\ub7f0 \uacbd\uc6b0\uc5d0 \uc720\ub9ac\ud574\uc694\n  <\/strong>\n  <ul style=\"margin:0; padding-left:20px;\">\n    <li>\ud06c\ub808\ub527 \uc57d 580 \uc774\uc0c1<\/li>\n    <li>\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 3.5% \uac00\ub2a5<\/li>\n    <li>\uccab \uc9d1 \uad6c\ub9e4\uc790\uc5d0\uac8c \ub9ce\uc774 \uc0ac\uc6a9<\/li>\n  <\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-alt-doc-\uc18c\ub4dd-\uc99d\ube59\uc774-\uc5b4\ub824\uc6b4-\uacbd\uc6b0\">2. Alt Doc \u2013 \uc18c\ub4dd \uc99d\ube59\uc774 \uc5b4\ub824\uc6b4 \uacbd\uc6b0<\/h2>\n\n\n\n<div style=\"background:#F8F9FA; padding:18px; border-radius:14px; margin:20px 0;\">\n<strong>\ud3ec\ud568 \uc0c1\ud488<\/strong>\n<ul style=\"margin-top:10px;\">\n<li>VOE Only<\/li>\n<li>P&#038;L Only<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"background:#F8F9FA; padding:18px; border-radius:14px; margin:20px 0;\">\n<strong>\ud2b9\uc9d5<\/strong>\n<ul style=\"margin-top:10px;\">\n<li>\uc138\uae08\ubcf4\uace0 \uc18c\ub4dd\uc774 \ub0ae\uac8c \uc7a1\ud788\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uc2e4\uc81c \ud604\uae08 \ud750\ub984 \uae30\uc900\uc73c\ub85c \uc2ec\uc0ac \uac00\ub2a5<\/li>\n<li>\uc2b9\uc778 \uc720\uc5f0\uc131 \ub192\uc74c<\/li>\n<li>\uae08\ub9ac\ub294 \ub2e4\uc18c \ub192\uc744 \uc218 \uc788\uc74c<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"background:#F8F9FA; padding:18px; border-radius:14px; margin:20px 0;\">\n<strong>\uc774\ub807\uac8c \uc99d\ube59\ud574\uc694<\/strong>\n<ul style=\"margin-top:10px;\">\n<li>\uc740\ud589 \uc785\uae08 \ub0b4\uc5ed (Bank Statement)<\/li>\n<li>Profit &#038; Loss \uc11c\ub958<\/li>\n<li>\uace0\uc6a9 \ud655\uc778 (VOE)<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"background:#EAF8F0;  padding:20px; border-radius:14px; margin:20px 0;\">\n<strong>\uc911\uc694 \ud3ec\uc778\ud2b8<\/strong>\n<p style=\"margin-top:10px;\">\nTax Return \uae30\uc900 \uc18c\ub4dd\uc774 \ub0ae\uac8c \uc7a1\ud788\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uc18c\ub4dd\uc744 \uc778\uc815\ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.\n<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br><br><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-investment-\ud22c\uc790\uc6a9-\ubaa8\uae30\uc9c0\">3. Investment \u2013 \ud22c\uc790\uc6a9 \ubaa8\uae30\uc9c0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uac1c\uc778 \uc18c\ub4dd\uc774 \uc544\ub2cc <strong>\ubd80\ub3d9\uc0b0 \uc218\uc775<\/strong>\uc73c\ub85c \uc2ec\uc0ac\ud558\ub294 \uad6c\uc870\uc608\uc694.<\/p>\n\n\n\n<div style=\"background:#F8F9FA; padding:18px; border-radius:14px; margin:20px 0;\">\n<strong>\ud3ec\ud568 \uc0c1\ud488<\/strong>\n<ul style=\"margin-top:10px;\">\n<li>DSCR Loan<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"background:#F8F9FA; padding:18px; border-radius:14px; margin:20px 0;\">\n<strong>\ud2b9\uc9d5<\/strong>\n<ul style=\"margin-top:10px;\">\n<li>\uac1c\uc778 \uc18c\ub4dd \ub300\uc2e0 \uc784\ub300 \uc218\uc775 \uae30\uc900 \uc2ec\uc0ac<\/li>\n<li>\uac1c\uc778 \uc18c\ub4dd \uc99d\ube59 \ubd88\ud544\uc694<\/li>\n<li>\ud22c\uc790\uc6a9 \ubd80\ub3d9\uc0b0\uc5d0 \ud2b9\ud654\ub41c \uad6c\uc870<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"\n  background:#EAF8F0;\n  padding:22px;\n  border-radius:18px;\n  margin:20px 0;\n  line-height:1.7;\n\">\n\n  <strong style=\"display:block; font-size:16px; margin-bottom:12px;\">\n    \uc911\uc694 \ud3ec\uc778\ud2b8\n  <\/strong>\n\n  <p style=\"margin:0 0 16px;\">\n    DSCR \uae30\uc900\uc73c\ub85c \ub300\ucd9c \uc0c1\ud658 \ub2a5\ub825\uc744 \ud3c9\uac00\ud574\uc694.\n  <\/p>\n\n  <strong style=\"display:block; margin-bottom:10px;\">\n    DSCR\uc774\ub780?\n  <\/strong>\n\n  <ul style=\"margin:0; padding-left:20px;\">\n    <li>\uc784\ub300 \uc218\uc775 \u00f7 \ub300\ucd9c \uc0c1\ud658 \ube44\uc6a9<\/li>\n    <li>1.0 \uc774\uc0c1\uc774\uba74 \uc218\uc775\uc73c\ub85c \uc0c1\ud658 \uac00\ub2a5<\/li>\n    <li>\ud22c\uc790\uc6a9 \ubaa8\uae30\uc9c0\uc758 \ud575\uc2ec \uae30\uc900<\/li>\n  <\/ul>\n\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\"><br><br><br><br><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"h-\uc5b8\uc81c-\uc124\uc815\ud558\ub294-\uac83\uc774-\uc88b\uc744\uae4c\uc694\"><\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-loaning-ai-\ubbf8\uad6d-\ubaa8\uae30\uc9c0-\uc0c1\ud488-\ud55c\ub208\uc5d0-\ubcf4\uae30\">Loaning.ai \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc0c1\ud488 \ud55c\ub208\uc5d0 \ubcf4\uae30<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\ub0b4 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc5b4\ub5a4 \ubaa8\uae30\uc9c0\ub97c \uc120\ud0dd\ud574\uc57c \ud558\ub294\uc9c0 \uc544\ub798 \uae30\uc900\uc73c\ub85c \ube60\ub974\uac8c \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/p>\n\n\n\n<div style=\"\n  background:#F8F9FA;\n  padding:18px;\n  border-radius:14px;\n  margin:20px 0;\n  line-height:1.7;\n  font-size:15px;\n\">\n\n  <div>\n    W-2 \uc9c1\uc7a5\uc778\uc774\ub77c\uba74 \u2192 <strong>Conforming \/ FHA<\/strong><br>\n    \uc790\uc601\uc5c5\uc790\u00b7\ud504\ub9ac\ub79c\uc11c\ub77c\uba74 \u2192 <strong>VOE \/ P&#038;L<\/strong><br>\n    \ud22c\uc790 \ubaa9\uc801\uc774\ub77c\uba74 \u2192 <strong>DSCR<strong>\n  <\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uc0c1\ud488<\/th><th>\uc18c\ub4dd \uc99d\ube59 \ubc29\uc2dd<\/th><th>\ucd5c\uc18c \ud06c\ub808\ub527<\/th><th>\ucd5c\ub300 LTV<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/loaning.ai\/AIMortgageRate\/product\/conventional-conforming?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\">Conforming<\/a> <br>(Fixed \uae30\uc900)<\/td><td>W-2 \/ Paystub<\/td><td>620<\/td><td>97%<\/td><\/tr><tr><td><a href=\"https:\/\/loaning.ai\/AIMortgageRate\/product\/conventional-high-balance?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\">High Balance<\/a><\/td><td>W-2 \/ Paystub<\/td><td>620<\/td><td>95%<\/td><\/tr><tr><td><a href=\"https:\/\/loaning.ai\/AIMortgageRate\/product\/conventional-jumbo?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\">Jumbo<\/a> (Fixed \uae30\uc900)<\/td><td>W-2 \/ Paystub<\/td><td>680<\/td><td>90%<\/td><\/tr><tr><td><a href=\"https:\/\/loaning.ai\/AIMortgageRate\/product\/fha?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\">FHA<\/a><\/td><td>W-2 \/ Paystub<\/td><td>580<\/td><td>96.5%<\/td><\/tr><tr><td><a href=\"https:\/\/loaning.ai\/AIMortgageRate\/product\/voe?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\">VOE Only<\/a><\/td><td>\uace0\uc6a9 \ud655\uc778 (VOE)<\/td><td>660<\/td><td>80%<\/td><\/tr><tr><td><a href=\"https:\/\/loaning.ai\/AIMortgageRate\/product\/pandl?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\">P&amp;L Only<\/a><\/td><td>\uc190\uc775\uacc4\uc0b0\uc11c (P&amp;L)<\/td><td>660<\/td><td>80%<\/td><\/tr><tr><td><a href=\"https:\/\/loaning.ai\/AIMortgageRate\/product\/dscr?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=loaning_guide&amp;utm_content=types_of_mortgage_loans\">DSCR<\/a><\/td><td>\uc784\ub300 \uc218\uc775<\/td><td>660<\/td><td>80%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ub098\uc5d0\uac8c-\ub9de\ub294-\ubbf8\uad6d-\ubaa8\uae30\uc9c0-\uc885\ub958-\ud655\uc778\ud574\ubcf4\uc138\uc694\"><br><br><br><br>\ub098\uc5d0\uac8c \ub9de\ub294 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc885\ub958 \ud655\uc778\ud574\ubcf4\uc138\uc694!<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2040\" height=\"1470\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans.png\" alt=\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc885\ub958\" class=\"wp-image-15055\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans.png 2040w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1024x738.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1536x1107.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-750x540.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2026\/04\/20260426_types_of_mortgage_loans-1140x821.png 1140w\" sizes=\"auto, (max-width: 2040px) 100vw, 2040px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \ubaa8\uae30\uc9c0\ub294 \ud558\ub098\uc758 \uc0c1\ud488\uc774 \uc544\ub2c8\ub77c, <strong>\uc18c\ub4dd \uc99d\ube59 \ubc29\uc2dd\uacfc \ub300\ucd9c \uc870\uac74<\/strong>\uc5d0 \ub530\ub77c \uc644\uc804\ud788 \ub2e4\ub978 \uad6c\uc870\ub85c \ub098\ub258\uc5b4\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub798\uc11c \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uba3c\uc800 \uc774\ud574\ud558\uace0 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ubaa8\uae30\uc9c0 \uc900\ube44\uc758 \uac00\uc7a5 \uc911\uc694\ud55c \uc2dc\uc791\uc774\uc5d0\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 W-2 \uae30\ubc18\uc778\uc9c0, \uc790\uc601\uc5c5\uc790\uc778\uc9c0, \ud22c\uc790 \ubaa9\uc801\uc778\uc9c0\uc5d0 \ub530\ub77c \uc801\ud569\ud55c 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