{"id":16039,"date":"2026-08-24T13:40:24","date_gmt":"2026-08-24T04:40:24","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=16039"},"modified":"2026-08-24T13:42:02","modified_gmt":"2026-08-24T04:42:02","slug":"2026-san-jose-affordable-home-areas","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/16039\/","title":{"rendered":"2026 \uc0b0\ud638\uc138 \uc9d1\uac12 \uc2fc\uacf3 5\uacf3 \ube44\uad50, 70\ub9cc \ub2ec\ub7ec\ub300\ubd80\ud130 125\ub9cc \ub2ec\ub7ec\ub300\uae4c\uc9c0 \uc608\uc0b0\ubcc4 \uc6d4\ube44\uc6a9 \uc815\ub9ac"},"content":{"rendered":"\n<style id=\"loaning-2026-san-jose-affordable-home-areas-design-system\">\n  @import url(\"https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/variable\/pretendardvariable-dynamic-subset.min.css\");\n\n  .loaning-geo-article,\n  .loaning-geo-article * {\n    box-sizing: border-box !important;\n    font-family: \"Pretendard Variable\", Pretendard, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\n    -webkit-print-color-adjust: exact !important;\n    print-color-adjust: exact !important;\n  }\n\n  .loaning-geo-article {\n    --loaning-green: #15966b;\n    --loaning-green-dark: #15583f;\n    --loaning-green-soft: #eef8f4;\n    --loaning-blue: #0073cf;\n    --loaning-answer: #10b981;\n    --loaning-ink: #26332d;\n    --loaning-muted: #68756f;\n    --loaning-line: #e1e7e4;\n    width: 100% !important;\n    max-width: 860px !important;\n    margin: 0 auto !important;\n    padding: 0 16px 140px !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n    letter-spacing: -0.012em !important;\n    word-break: keep-all !important;\n    overflow-wrap: break-word !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote),\n  .loaning-geo-article > ul,\n  .loaning-geo-article > ol {\n    margin-top: 0 !important;\n    color: var(--loaning-ink) !important;\n    font-size: 16px !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-geo-article > p:not(.loaning-table-footnote) {\n    margin-bottom: 16px !important;\n  }\n\n  .loaning-geo-article > h2 {\n    margin: 0 0 20px !important;\n    padding: 0 0 10px !important;\n    border-bottom: 1px solid #dce5e0 !important;\n    color: #173f2e !important;\n    font-size: 26px !important;\n    font-weight: 700 !important;\n    line-height: 1.38 !important;\n    letter-spacing: -0.025em !important;\n  }\n\n  .loaning-geo-article h3 {\n    margin: 32px 0 12px !important;\n    padding: 2px 0 2px 14px !important;\n    border-left: 4px solid #49cc7f !important;\n    background: transparent !important;\n    color: #1d513b !important;\n    font-size: 20px !important;\n    font-weight: 700 !important;\n    line-height: 1.45 !important;\n    letter-spacing: -0.018em !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link) {\n    color: #0b7452 !important;\n    text-decoration-thickness: 1px !important;\n    text-underline-offset: 3px !important;\n  }\n\n  .loaning-geo-article a:not(.loaning-rate-field):not(.loaning-rate-button):not(.loaning-floating-cta__link):focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.35) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-article-tools {\n    position: relative !important;\n    z-index: 20 !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: space-between !important;\n    gap: 18px !important;\n    width: 100% !important;\n    margin: 0 0 24px !important;\n    padding: 4px 0 18px !important;\n    border: 0 !important;\n    border-bottom: 1px solid #e3eae6 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-article-tools__keywords {\n    display: flex !important;\n    flex: 1 1 auto !important;\n    flex-wrap: wrap !important;\n    align-items: center !important;\n    gap: 7px 14px !important;\n    min-width: 0 !important;\n  }\n\n  .loaning-article-tools__label {\n    flex-basis: 100% !important;\n    color: #7a8680 !important;\n    font-size: 11px !important;\n    font-weight: 700 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-article-tools__keywords a {\n    display: inline-block !important;\n    min-height: 32px !important;\n    padding: 6px 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n    color: #27664a !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    transition: color 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-article-tools__keywords a:hover {\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-article-tools__actions {\n    position: relative !important;\n    display: flex !important;\n    flex: 0 0 auto !important;\n    align-items: center !important;\n    gap: 10px !important;\n  }\n\n  .loaning-ai-summary {\n    position: relative !important;\n  }\n\n  .loaning-ai-summary > summary {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    gap: 8px !important;\n    min-height: 44px !important;\n    padding: 8px 14px !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 700 !important;\n    line-height: 20px !important;\n    list-style: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-ai-summary > summary::-webkit-details-marker {\n    display: none !important;\n  }\n\n  .loaning-ai-summary > summary::marker {\n    content: \"\" !important;\n  }\n\n  .loaning-ai-summary > summary:hover,\n  .loaning-ai-summary[open] > summary {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-ai-summary > summary:focus-visible,\n  .loaning-share-button:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-ai-summary__icon,\n  .loaning-ai-summary__chevron,\n  .loaning-share-button svg {\n    display: block !important;\n    flex: 0 0 auto !important;\n  }\n\n  .loaning-ai-summary__icon {\n    width: 19px !important;\n    height: 19px !important;\n    color: #15966b !important;\n  }\n\n  .loaning-ai-summary__chevron {\n    width: 13px !important;\n    height: 13px !important;\n    color: #52635b !important;\n    transition: transform 0.2s ease !important;\n  }\n\n  .loaning-ai-summary[open] .loaning-ai-summary__chevron {\n    transform: rotate(180deg) !important;\n  }\n\n  .loaning-ai-summary__panel {\n    position: absolute !important;\n    z-index: 40 !important;\n    top: calc(100% + 10px) !important;\n    right: 0 !important;\n    width: min(420px, calc(100vw - 40px)) !important;\n    padding: 18px !important;\n    border: 1px solid #dbe6e0 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n    color: #2f3d37 !important;\n    box-shadow: 0 14px 34px rgba(23, 63, 46, 0.16) !important;\n  }\n\n  .loaning-ai-summary__title {\n    margin: 0 0 10px !important;\n    color: #173f2e !important;\n    font-size: 14px !important;\n    font-weight: 750 !important;\n    line-height: 21px !important;\n  }\n\n  .loaning-ai-summary__panel ul {\n    margin: 0 !important;\n    padding-left: 19px !important;\n  }\n\n  .loaning-ai-summary__panel li {\n    margin: 0 0 7px !important;\n    color: #43524b !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n  }\n\n  .loaning-ai-summary__panel li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-share-button {\n    display: inline-flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 44px !important;\n    height: 44px !important;\n    flex: 0 0 44px !important;\n    margin: 0 !important;\n    padding: 0 !important;\n    border: 1px solid #d5e2db !important;\n    border-radius: 50% !important;\n    background: #ffffff !important;\n    color: #173f2e !important;\n    cursor: pointer !important;\n    box-shadow: 0 2px 8px rgba(31, 78, 59, 0.07) !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n  }\n\n  .loaning-share-button:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateY(-1px) !important;\n    box-shadow: 0 4px 12px rgba(31, 78, 59, 0.1) !important;\n  }\n\n  .loaning-share-button svg {\n    width: 19px !important;\n    height: 19px !important;\n  }\n\n  .loaning-visually-hidden {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    padding: 0 !important;\n    margin: -1px !important;\n    overflow: hidden !important;\n    clip: rect(0, 0, 0, 0) !important;\n    white-space: nowrap !important;\n    border: 0 !important;\n  }\n\n  .loaning-side-tools,\n  .loaning-side-tools * {\n    box-sizing: border-box !important;\n  }\n\n  .loaning-side-tools {\n    position: fixed !important;\n    z-index: 9998 !important;\n    top: auto !important;\n    right: 18px !important;\n    bottom: 24px !important;\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: stretch !important;\n    gap: 8px !important;\n    width: 132px !important;\n    transform: none !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-side-tools__item {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: flex-start !important;\n    gap: 9px !important;\n    width: 100% !important;\n    min-height: 44px !important;\n    margin: 0 !important;\n    padding: 9px 12px !important;\n    border: 1px solid #dbe4df !important;\n    border-radius: 999px !important;\n    background: rgba(255, 255, 255, 0.96) !important;\n    color: #29483b !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    text-decoration: none !important;\n    white-space: nowrap !important;\n    cursor: pointer !important;\n    box-shadow: 0 3px 12px rgba(23, 63, 46, 0.09) !important;\n    pointer-events: auto !important;\n    transition: border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease !important;\n    -webkit-appearance: none !important;\n    appearance: none !important;\n  }\n\n  .loaning-side-tools__item:hover {\n    border-color: #a9cdbb !important;\n    color: #15966b !important;\n    transform: translateX(-2px) !important;\n    box-shadow: 0 5px 16px rgba(23, 63, 46, 0.13) !important;\n  }\n\n  .loaning-side-tools__item:focus-visible {\n    outline: 3px solid rgba(73, 204, 127, 0.3) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-side-tools__item svg {\n    display: block !important;\n    width: 20px !important;\n    height: 20px !important;\n    flex: 0 0 20px !important;\n  }\n\n  .loaning-side-tools__item[hidden] {\n    display: none !important;\n  }\n\n  .loaning-side-tools__item--top {\n    justify-content: center !important;\n  }\n\n  .loaning-intro {\n    margin: 0 0 20px !important;\n  }\n\n  .loaning-intro p {\n    margin-bottom: 16px !important;\n    font-size: 16px !important;\n    font-weight: 400 !important;\n    line-height: 1.75 !important;\n  }\n\n  .loaning-key-takeaways {\n    margin: 16px 0 24px !important;\n    padding: 18px 22px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n    color: #333333 !important;\n  }\n\n  .loaning-key-takeaways__title {\n    margin: 0 0 8px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways ul {\n    margin: 0 !important;\n    padding-left: 20px !important;\n  }\n\n  .loaning-key-takeaways li {\n    margin: 0 0 6px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-key-takeaways li:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-toc {\n    margin: 24px 0 16px !important;\n    padding: 0 !important;\n    border: 0 !important;\n    background: transparent !important;\n  }\n\n  .loaning-toc__title {\n    margin: 0 0 10px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 12px !important;\n    font-weight: 700 !important;\n    line-height: 1.5 !important;\n  }\n\n  .loaning-toc__links {\n    display: flex !important;\n    flex-wrap: wrap !important;\n    gap: 8px !important;\n  }\n\n  .loaning-toc__links a {\n    display: inline-flex !important;\n    align-items: center !important;\n    min-height: 36px !important;\n    padding: 8px 12px !important;\n    border: 1px solid var(--loaning-line) !important;\n    border-radius: 999px !important;\n    background: #f8faf9 !important;\n    color: #355248 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n    line-height: 18px !important;\n    text-decoration: none !important;\n  }\n\n  .loaning-toc__links a:hover {\n    border-color: #bcd9ca !important;\n    background: #eef8f4 !important;\n    color: #15583f !important;\n  }\n\n  .loaning-table-wrap {\n    width: 100% !important;\n    margin: 18px 0 0 !important;\n    overflow-x: hidden !important;\n    border: 1px solid #dfe7e3 !important;\n    border-radius: 14px !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap table {\n    width: 100% !important;\n    min-width: 0 !important;\n    margin: 0 !important;\n    table-layout: fixed !important;\n    border-collapse: collapse !important;\n    background: #ffffff !important;\n  }\n\n  .loaning-table-wrap th,\n  .loaning-table-wrap td {\n    padding: 12px 10px !important;\n    border: 0 !important;\n    border-right: 1px solid #e8eeeb !important;\n    border-bottom: 1px solid #e8eeeb !important;\n    color: #35423c !important;\n    font-size: 13px !important;\n    line-height: 20px !important;\n    text-align: left !important;\n    vertical-align: middle !important;\n    white-space: normal !important;\n    overflow-wrap: anywhere !important;\n  }\n\n  .loaning-table-wrap th {\n    background: #f3f7f5 !important;\n    color: #24463a !important;\n    font-weight: 750 !important;\n  }\n\n  .loaning-table-wrap th:last-child,\n  .loaning-table-wrap td:last-child {\n    border-right: 0 !important;\n  }\n\n  .loaning-table-wrap tr:last-child td {\n    border-bottom: 0 !important;\n  }\n\n  .loaning-table-wrap tbody tr:nth-child(even) td {\n    background: #fbfcfc !important;\n  }\n\n  .loaning-table-wrap a {\n    color: #0b7452 !important;\n    font-size: 13px !important;\n    font-weight: 650 !important;\n  }\n\n  .loaning-geo-article > .loaning-table-footnote {\n    margin: 6px 2px 24px !important;\n    color: var(--loaning-muted) !important;\n    font-size: 11px !important;\n    font-weight: 400 !important;\n    line-height: 17px !important;\n  }\n\n  .loaning-important-note {\n    margin: 18px 0 28px !important;\n    padding: 20px 24px !important;\n    border: 1px solid #ffdada !important;\n    border-radius: 16px !important;\n    background: #fff4f4 !important;\n    color: #333333 !important;\n  }\n\n  .loaning-important-note__title {\n    margin: 0 0 10px !important;\n    color: #d32f2f !important;\n    font-size: 15px !important;\n    font-weight: 800 !important;\n    line-height: 1.55 !important;\n  }\n\n  .loaning-important-note p {\n    margin: 0 0 10px !important;\n    color: #333333 !important;\n    font-size: 15px !important;\n    line-height: 1.67 !important;\n  }\n\n  .loaning-important-note p:last-child {\n    margin-bottom: 0 !important;\n  }\n\n  .loaning-checklist {\n    display: flex !important;\n    flex-direction: column !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 20px 0 28px !important;\n    padding: 0 !important;\n  }\n\n  .loaning-checklist-card {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 10px !important;\n    width: 100% !important;\n    margin: 0 !important;\n    padding: 14px 16px !important;\n    border: 1px solid #e1e5e9 !important;\n    border-radius: 11px !important;\n    background: #ffffff !important;\n    box-shadow: 0 2px 6px rgba(17, 24, 39, 0.04), 0 7px 16px rgba(17, 24, 39, 0.05) !important;\n    cursor: pointer !important;\n    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease !important;\n  }\n\n  .loaning-checklist-card:hover {\n    border-color: #cbd3dc !important;\n    box-shadow: 0 3px 7px rgba(17, 24, 39, 0.05), 0 9px 18px rgba(17, 24, 39, 0.06) !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"] {\n    position: absolute !important;\n    width: 1px !important;\n    height: 1px !important;\n    margin: -1px !important;\n    padding: 0 !important;\n    overflow: hidden !important;\n    clip: rect(0 0 0 0) !important;\n    clip-path: inset(50%) !important;\n    border: 0 !important;\n    opacity: 0 !important;\n    white-space: nowrap !important;\n  }\n\n  .loaning-checklist-card__control {\n    position: relative !important;\n    display: block !important;\n    width: 18px !important;\n    min-width: 18px !important;\n    max-width: 18px !important;\n    height: 18px !important;\n    min-height: 18px !important;\n    max-height: 18px !important;\n    flex: 0 0 18px !important;\n    margin: 1px 0 0 !important;\n    padding: 0 !important;\n    border: 1.5px solid #aeb6c2 !important;\n    border-radius: 999px !important;\n    background: #ffffff !important;\n    box-shadow: none !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control {\n    border-color: #2ecc71 !important;\n    background: #2ecc71 !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:checked + .loaning-checklist-card__control::after {\n    position: absolute !important;\n    top: 50% !important;\n    left: 50% !important;\n    color: #ffffff !important;\n    content: \"\u2713\" !important;\n    font-size: 11px !important;\n    font-weight: 800 !important;\n    line-height: 1 !important;\n    transform: translate(-50%, -52%) !important;\n  }\n\n  .loaning-checklist-card input[type=\"checkbox\"]:focus-visible + .loaning-checklist-card__control {\n    outline: 3px solid rgba(46, 204, 113, 0.25) !important;\n    outline-offset: 3px !important;\n  }\n\n  .loaning-checklist-card__text {\n    color: #4b5563 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 22px !important;\n    letter-spacing: -0.01em !important;\n  }\n\n  .loaning-qa-card {\n    margin: 20px 0 28px !important;\n    padding: 2px 0 2px 14px !important;\n    border: 0 !important;\n    border-left: 2px solid #dce5e0 !important;\n    border-radius: 0 !important;\n    background: transparent !important;\n    color: #5b6962 !important;\n  }\n\n  .loaning-qa-card__question,\n  .loaning-faq-card__question {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 0 10px !important;\n    color: #26332d !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-qa-card__answer,\n  .loaning-faq-card__answer {\n    display: flex !important;\n    align-items: flex-start !important;\n    gap: 6px !important;\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__question {\n    margin: 0 0 5px !important;\n    color: #53635c !important;\n    font-size: 14px !important;\n    font-weight: 400 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-card__answer {\n    color: #637068 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label {\n    min-width: 17px !important;\n    color: #839089 !important;\n    font-size: 13px !important;\n    font-weight: 700 !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--q {\n    color: #71848d !important;\n  }\n\n  .loaning-geo-article .loaning-qa-card .loaning-qa-label--a {\n    color: #7a9186 !important;\n  }\n\n  .loaning-qa-label {\n    display: inline-block !important;\n    flex: 0 0 auto !important;\n    min-width: 20px !important;\n    font-size: 13px !important;\n    font-weight: 800 !important;\n    line-height: 1.65 !important;\n  }\n\n  .loaning-qa-label--q {\n    color: #0073cf !important;\n  }\n\n  .loaning-qa-label--a {\n    color: #10b981 !important;\n  }\n\n  .loaning-qa-question-text {\n    font-weight: 400 !important;\n  }\n\n  .loaning-faq-list {\n    display: grid !important;\n    gap: 12px !important;\n    margin: 22px 0 0 !important;\n  }\n\n  .loaning-faq-card {\n    padding: 18px 20px !important;\n    border: 0 !important;\n    border-radius: 16px !important;\n    background: #f8f9fa !important;\n  }\n\n  .loaning-faq-card__answer {\n    padding-top: 10px !important;\n    border-top: 1px solid #e4e9e6 !important;\n  }\n\n  .loaning-faq-card__answer-text {\n    min-width: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-faq-card__answer-text p {\n    margin: 0 !important;\n    color: #333333 !important;\n    font-size: 14px !important;\n    line-height: 23px !important;\n  }\n\n  .loaning-floating-cta {\n    position: fixed !important;\n    z-index: 9999 !important;\n    left: 50% !important;\n    bottom: 16px !important;\n    width: min(calc(100vw - 32px), 680px) !important;\n    transform: translateX(-50%) !important;\n    pointer-events: none !important;\n  }\n\n  .loaning-floating-cta__link {\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    width: 100% !important;\n    min-height: 52px !important;\n    padding: 12px 24px !important;\n    border-radius: 999px !important;\n    background: #49cc7f !important;\n    color: #ffffff !important;\n    -webkit-text-fill-color: #ffffff !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.3 !important;\n    text-align: center !important;\n    text-decoration: none !important;\n    text-shadow: 0 0 8px rgba(255, 255, 255, 0.34) !important;\n    box-shadow: 0 5px 16px rgba(23, 33, 29, 0.12) !important;\n    pointer-events: auto !important;\n  }\n\n  .loaning-floating-cta__link:hover {\n    background: #3fc275 !important;\n    transform: translateY(-1px) !important;\n  }\n\n  .loaning-floating-cta__link:focus-visible {\n    outline: 3px solid rgba(23, 33, 29, 0.28) !important;\n    outline-offset: 3px !important;\n  }\n\n  @media screen and (max-width: 680px) {\n    .loaning-geo-article {\n      padding: 0 12px 124px !important;\n      word-break: normal !important;\n    }\n\n    .loaning-article-tools {\n      align-items: stretch !important;\n      flex-direction: column !important;\n      gap: 14px !important;\n      padding: 2px 0 16px !important;\n    }\n\n    .loaning-article-tools__keywords {\n      gap: 5px 11px !important;\n    }\n\n    .loaning-article-tools__keywords a {\n      font-size: 12px !important;\n      line-height: 19px !important;\n    }\n\n    .loaning-article-tools__actions {\n      width: 100% !important;\n    }\n\n    .loaning-ai-summary {\n      flex: 1 1 auto !important;\n      min-width: 0 !important;\n    }\n\n    .loaning-ai-summary > summary {\n      width: 100% !important;\n    }\n\n    .loaning-ai-summary__panel {\n      right: auto !important;\n      left: 0 !important;\n      width: min(420px, calc(100vw - 48px)) !important;\n      padding: 16px !important;\n    }\n\n    .loaning-geo-article > h2 {\n      margin-top: 0 !important;\n      font-size: 24px !important;\n    }\n\n    .loaning-geo-article h3 {\n      margin-top: 28px !important;\n      padding-left: 12px !important;\n      border-left-width: 3px !important;\n      font-size: 18px !important;\n    }\n\n    .loaning-key-takeaways,\n    .loaning-faq-card,\n    .loaning-important-note {\n      padding: 16px !important;\n      border-radius: 13px !important;\n    }\n\n    .loaning-qa-card {\n      padding: 2px 0 2px 12px !important;\n      border-radius: 0 !important;\n    }\n\n    .loaning-table-wrap {\n      overflow-x: auto !important;\n      -webkit-overflow-scrolling: touch !important;\n    }\n\n    .loaning-table-wrap table {\n      min-width: 620px !important;\n    }\n\n    .loaning-checklist-card {\n      gap: 8px !important;\n      padding: 13px 12px !important;\n      border-radius: 9px !important;\n    }\n\n    .loaning-checklist-card__text {\n      font-size: 14px !important;\n      line-height: 22px !important;\n    }\n\n    .loaning-floating-cta {\n      bottom: 10px !important;\n      width: calc(100vw - 24px) !important;\n    }\n\n    .loaning-floating-cta__link {\n      min-height: 50px !important;\n      padding: 11px 18px !important;\n      font-size: 14px !important;\n    }\n  }\n\n  @media screen and (max-width: 1180px) {\n    .loaning-side-tools {\n      right: 12px !important;\n      bottom: 76px !important;\n      width: 44px !important;\n    }\n\n    .loaning-side-tools__item {\n      justify-content: center !important;\n      width: 44px !important;\n      min-height: 44px !important;\n      padding: 0 !important;\n    }\n\n    .loaning-side-tools__item span {\n      display: none !important;\n    }\n  }\n\n  @media screen and (max-width: 680px) {\n    .loaning-side-tools {\n      top: auto !important;\n      right: 12px !important;\n      bottom: 72px !important;\n      flex-direction: row !important;\n      justify-content: flex-end !important;\n      width: auto !important;\n      transform: none !important;\n    }\n\n    .loaning-side-tools__item:hover {\n      transform: translateY(-1px) !important;\n    }\n  }\n\n  @media print {\n    .loaning-geo-article {\n      max-width: 100% !important;\n      padding-bottom: 0 !important;\n    }\n\n    .loaning-floating-cta {\n      display: none !important;\n    }\n\n    .loaning-side-tools,\n    .loaning-article-tools__actions {\n      display: none !important;\n    }\n\n    .loaning-table-wrap {\n      overflow: visible !important;\n    }\n\n    .loaning-table-wrap table {\n      min-width: 0 !important;\n    }\n\n    .loaning-rate-box,\n    .loaning-key-takeaways,\n    .loaning-faq-card,\n    .loaning-important-note {\n      break-inside: avoid !important;\n    }\n  }\n<\/style>\n\n<style>\n.loaning-rate-box,\n.loaning-rate-box * {\n  box-sizing: border-box;\n}\n\n.loaning-rate-box {\n  width: 100%;\n  max-width: 960px;\n  margin: 28px auto;\n  padding: 24px 26px 22px;\n  border: 1px solid #e5e7eb;\n  border-radius: 10px;\n  background: #ffffff;\n  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.12);\n  font-family: inherit;\n  color: #111827;\n  overflow: hidden;\n}\n\n.loaning-rate-box h2 {\n  margin: 0 0 20px;\n  text-align: center;\n  font-size: 23px;\n  line-height: 1.25;\n  font-weight: 800;\n  color: #111827;\n  white-space: nowrap;\n  letter-spacing: -0.02em;\n}\n\n.loaning-rate-form {\n  display: grid;\n  grid-template-columns: minmax(120px, 0.85fr) minmax(120px, 0.85fr) minmax(120px, 0.85fr) minmax(170px, 1.15fr);\n  gap: 14px;\n  align-items: stretch;\n  width: 100%;\n}\n\n.loaning-rate-field {\n  display: block;\n  min-height: 58px;\n  padding: 10px 12px;\n  border: 1px solid #9ca3af;\n  border-radius: 5px;\n  background: #ffffff;\n  color: #111827 !important;\n  text-decoration: none !important;\n  transition: border-color 0.2s ease, box-shadow 0.2s ease;\n  overflow: hidden;\n}\n\n.loaning-rate-field:hover {\n  border-color: #0073cf;\n  box-shadow: 0 0 0 2px rgba(0, 115, 207, 0.12);\n}\n\n.loaning-rate-field span {\n  display: block;\n  margin-bottom: 3px;\n  font-size: 11px;\n  line-height: 1.2;\n  color: #6b7280;\n  white-space: nowrap;\n}\n\n.loaning-rate-field strong {\n  display: block;\n  font-size: 14px;\n  line-height: 1.25;\n  font-weight: 700;\n  color: #374151;\n}\n\n.loaning-rate-button {\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  min-height: 58px;\n  padding: 0 28px;\n  border-radius: 999px;\n  background: #22c965;\n  color: #ffffff !important;\n  text-decoration: none !important;\n  font-size: 16px;\n  line-height: 1.2;\n  font-weight: 800;\n  white-space: nowrap;\n  box-shadow: 0 4px 10px rgba(34, 201, 101, 0.18);\n  transition: background-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;\n}\n\n.loaning-rate-button:hover {\n  background: #1db65a;\n  color: #ffffff !important;\n  transform: translateY(-1px);\n  box-shadow: 0 6px 14px rgba(34, 201, 101, 0.24);\n}\n\n.loaning-rate-note {\n  margin: 6px 0 0;\n  text-align: center;\n  font-size: 13px;\n  line-height: 1.4;\n  color: #374151;\n}\n\n.loaning-rate-note::before {\n  content: \"\u25a3\";\n  display: inline-block;\n  margin-right: 6px;\n  font-size: 10px;\n  color: #111827;\n  vertical-align: 1px;\n}\n\n@media (max-width: 900px) {\n  .loaning-rate-box h2 {\n    font-size: 21px;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr 1fr;\n  }\n\n  .loaning-rate-button {\n    grid-column: span 2;\n  }\n}\n\n@media (max-width: 600px) {\n  .loaning-rate-box {\n    padding: 20px 16px;\n    margin: 24px 0;\n  }\n\n  .loaning-rate-box h2 {\n    font-size: 20px;\n    text-align: left;\n    white-space: normal;\n  }\n\n  .loaning-rate-form {\n    grid-template-columns: 1fr;\n    gap: 10px;\n  }\n\n  .loaning-rate-field {\n    min-height: 52px;\n  }\n\n  .loaning-rate-button {\n    grid-column: auto;\n    width: 100%;\n    min-height: 50px;\n  }\n\n  .loaning-rate-note {\n    font-size: 13px;\n    margin-top: 10px;\n  }\n}\n<\/style>\n\n<article id=\"loaning-article-top\" class=\"loaning-geo-article\" tabindex=\"-1\">\n  <section class=\"loaning-article-tools\" aria-label=\"\uad00\ub828 \ud0a4\uc6cc\ub4dc\uc640 \uae00 \ub3c4\uad6c\">\n    <div class=\"loaning-article-tools__keywords\" role=\"group\" aria-label=\"\uad00\ub828 \ud0a4\uc6cc\ub4dc\">\n      <span class=\"loaning-article-tools__label\">\uad00\ub828 \ud0a4\uc6cc\ub4dc<\/span>\n      <a href=\"#sj-market\">#\uc0b0\ud638\uc138 \uc9d1\uac12<\/a>\n      <a href=\"#sj-area-comparison\">#\uc0b0\ud638\uc138 \uc800\uac00 \uc9c0\uc5ed<\/a>\n      <a href=\"#sj-home-types\">#\uc0b0\ud638\uc138 \ucf58\ub3c4<\/a>\n      <a href=\"#sj-commute\">#\uc0b0\ud638\uc138 \ud1b5\uadfc<\/a>\n    <\/div>\n\n    <div class=\"loaning-article-tools__actions\">\n      <details class=\"loaning-ai-summary\">\n        <summary aria-label=\"AI \ud575\uc2ec \uc694\uc57d \uc5f4\uae30\">\n          <svg class=\"loaning-ai-summary__icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M7.5 4.5h9a4 4 0 0 1 4 4v5a4 4 0 0 1-4 4h-4.2l-3.8 2.7v-2.7h-1a4 4 0 0 1-4-4v-5a4 4 0 0 1 4-4Z\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linejoin=\"round\"\/>\n            <path d=\"M9 9.3v.1M15 9.3v.1M9.2 13c1.7 1.2 3.9 1.2 5.6 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n          <\/svg>\n          <span>AI \uc694\uc57d<\/span>\n          <svg class=\"loaning-ai-summary__chevron\" viewBox=\"0 0 16 16\" aria-hidden=\"true\">\n            <path d=\"m4 6 4 4 4-4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n          <\/svg>\n        <\/summary>\n        <div class=\"loaning-ai-summary__panel\" role=\"region\" aria-label=\"AI \ud575\uc2ec \uc694\uc57d\">\n          <p class=\"loaning-ai-summary__title\">\uc774 \uae00\uc758 \ud575\uc2ec\ub9cc \ube60\ub974\uac8c \ubcf4\uae30<\/p>\n          <ul>\n            <li>Seven Trees\uc758 \uc911\uac04\uac12\uc740 69\ub9cc7,257\ub2ec\ub7ec\uc600\uc9c0\ub9cc \uac70\ub798\uac00 8\uac74\uc774\ub77c \uc8fc\ud0dd \uc720\ud615\ubcc4 \uc7ac\ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n            <li>South San Jose, Downtown, East San Jose\ub294 \uc0b0\ud638\uc138 \uc804\uccb4\ubcf4\ub2e4 \uc911\uac04\uac12\uc774 \uc57d 25%\uc5d0\uc11c 28% \ub0ae\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n            <li>\ub9e4\uc785\uac00\uc5d0 \uc7ac\uc0b0\uc138, supplemental tax, HOA, \ubcf4\ud5d8\ub8cc\ub97c \ub354\ud55c \ucd1d \uc6d4\ube44\uc6a9\uc73c\ub85c \ud6c4\ubcf4\ub97c \uc904\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n\n      <button type=\"button\" class=\"loaning-share-button\" aria-label=\"\uc774 \uae00 \uacf5\uc720\ud558\uae30\" title=\"\uacf5\uc720\ud558\uae30\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"18\" cy=\"5\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"6\" cy=\"12\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <circle cx=\"18\" cy=\"19\" r=\"2.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\"\/>\n          <path d=\"m8.2 10.8 7.6-4.5M8.2 13.2l7.6 4.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n        <\/svg>\n      <\/button>\n      <span class=\"loaning-share-status loaning-visually-hidden\" role=\"status\" aria-live=\"polite\"><\/span>\n    <\/div>\n  <\/section>\n\n  <div class=\"loaning-intro\">\n    <p>2026 \uc0b0\ud638\uc138 \uc9d1\uac12 \uc2fc\uacf3\uc744 \ucc3e\ub294\ub2e4\uba74 Seven Trees, South San Jose, Downtown San Jose, East San Jose, Edenvale\uc744 \uba3c\uc800 \ube44\uad50\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2026\ub144 6\uc6d4 \uc885\ub8cc 3\uac1c\uc6d4 \uae30\uc900, \uc774 \ub2e4\uc12f \uacf3\uc758 \uc804\uccb4 \uc8fc\ud0dd \uc911\uac04\uac12\uc740 \uc57d 69\ub9cc7\ucc9c \ub2ec\ub7ec\uc5d0\uc11c 124\ub9cc9\ucc9c \ub2ec\ub7ec\uc600\uc2b5\ub2c8\ub2e4. \uc0b0\ud638\uc138 \uc804\uccb4 146\ub9cc9,200\ub2ec\ub7ec\uc640 \ube44\uad50\ud558\uba74 \uc57d 15%\uc5d0\uc11c 53% \ub0ae\uc2b5\ub2c8\ub2e4.<\/p>\n    <p>\uadf8\ub7ec\ub098 70\ub9cc \ub2ec\ub7ec\ub300\uc640 100\ub9cc \ub2ec\ub7ec\ub300\uc758 \uc22b\uc790\ub294 \uac19\uc740 \uc9d1\uc744 \ube44\uad50\ud55c \uacb0\uacfc\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ucf58\ub3c4, \ud0c0\uc6b4\ud648, \ub2e8\ub3c5\uc8fc\ud0dd, \uc774\ub3d9\uc2dd \uc8fc\ud0dd\uc758 \ube44\uc911\uc774 \uc9c0\uc5ed\ub9c8\ub2e4 \ub2e4\ub974\ubbc0\ub85c \ub9c8\uc74c\uc5d0 \ub4dc\ub294 \ub3d9\ub124\ub97c \ucc3e\uc740 \ub2e4\uc74c\uc5d0\ub294 \uc6d0\ud558\ub294 \uc8fc\ud0dd \uc720\ud615\uacfc \uce68\uc2e4 \uc218\ub85c \ub2e4\uc2dc \uac78\ub7ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n  <\/div>\n\n\n  <div class=\"loaning-key-takeaways\" aria-label=\"\ud575\uc2ec \uc694\uc57d\">\n    <p class=\"loaning-key-takeaways__title\">\ud83d\udcdd <strong>Key Takeaways<\/strong><\/p>\n    <ul>\n      <li><strong>\uac00\uaca9 \uae30\uc900:<\/strong> 2026 \uc0b0\ud638\uc138 \uc9d1\uac12 \uc2fc\uacf3 5\uac1c \ud6c4\ubcf4 \uc911 South San Jose, Downtown, East San Jose\ub294 \uac70\ub798 \ud45c\ubcf8\uc774 \ube44\uad50\uc801 \ub113\uc73c\uba74\uc11c \ub3c4\uc2dc \uc804\uccb4\ubcf4\ub2e4 \uc911\uac04\uac12\uc774 \uc57d 25%\uc5d0\uc11c 28% \ub0ae\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n      <li><strong>\uc720\ud615 \uad6c\ubd84:<\/strong> Seven Trees\uc758 69\ub9cc7,257\ub2ec\ub7ec\ub294 \uac70\ub798 8\uac74\uc5d0\uc11c \ub098\uc628 \uc22b\uc790\uc785\ub2c8\ub2e4. \ub2e8\ub3c5\uc8fc\ud0dd \uc608\uc0b0\uc73c\ub85c \ubc14\ub85c \uc4f0\uc9c0 \ub9d0\uace0 \uac1c\ubcc4 \uac70\ub798\ub97c \ud655\uc778\ud558\uc138\uc694.<\/li>\n      <li><strong>\uc2e4\uc81c \ube44\uc6a9:<\/strong> \uc6d4 \uc6d0\ub9ac\uae08 \uc678\uc5d0 \uc7ac\uc0b0\uc138, supplemental tax, HOA, \uc8fc\ud0dd\ubcf4\ud5d8, \ud64d\uc218\ubcf4\ud5d8 \uac00\ub2a5\uc131\uc744 \ud55c \ud45c\uc5d0 \ub123\uc5b4\uc57c \ub429\ub2c8\ub2e4.<\/li>\n    <\/ul>\n  <\/div>\n\n\n  <nav class=\"loaning-toc\" aria-label=\"\ubaa9\ucc28\">\n    <p class=\"loaning-toc__title\">\uc774 \uae00\uc5d0\uc11c \ud655\uc778\ud560 \ub0b4\uc6a9<\/p>\n    <div class=\"loaning-toc__links\">\n      <a href=\"#sj-market\">\uc2dc\uc7a5 \uae30\uc900<\/a>\n      <a href=\"#sj-area-comparison\">5\uac1c \uc9c0\uc5ed<\/a>\n      <a href=\"#sj-home-types\">\uc8fc\ud0dd \uc720\ud615<\/a>\n      <a href=\"#sj-monthly-cost\">\uc2e4\uc81c \uc6d4\ube44\uc6a9<\/a>\n      <a href=\"#sj-commute\">\ud1b5\uadfc \ube44\uad50<\/a>\n      <a href=\"#sj-offer-check\">\uc624\ud37c \uccb4\ud06c<\/a>\n      <a href=\"#sj-faq\">FAQ<\/a>\n    <\/div>\n  <\/nav>\n\n  <br><br>\n  <h2 id=\"sj-market\">\ud83c\udfd8\ufe0f \uc0b0\ud638\uc138 \uc804\uccb4\ubcf4\ub2e4 \ub0ae\uc740 \uac00\uaca9\uc758 \uae30\uc900<\/h2>\n\n  <h3>146\ub9cc9,200\ub2ec\ub7ec\uc778 \ub3c4\uc2dc \uc911\uac04\uac12<\/h3>\n  <p>2026\ub144 6\uc6d4 \uc885\ub8cc 3\uac1c\uc6d4 \uae30\uc900 \uc0b0\ud638\uc138 \uc804\uccb4 \uc2e4\uac70\ub798 \uc911\uac04\uac12\uc740 146\ub9cc9,200\ub2ec\ub7ec\uc600\uc2b5\ub2c8\ub2e4. \uac70\ub798\ub294 1,696\uac74\uc774\uc5c8\uace0 \uc911\uac04 \ub9e4\ub9e4 \uae30\uac04\uc740 15\uc77c\uc774\uc5b4\uc11c, \uac00\uaca9\ub300\uac00 \ub192\uc544\ub3c4 \uc0c1\ud0dc\uac00 \uc88b\uc740 \ub9e4\ubb3c\uc740 \ube60\ub974\uac8c \uacc4\uc57d\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n  <p>\uc0b0\ud638\uc138 \uc804\uccb4 \ud3c9\uade0\uc801\uc73c\ub85c\ub294 \ub9ac\uc2a4\ud305 \uac00\uaca9\ubcf4\ub2e4 \uc57d 2% \ub192\uac8c \uac70\ub798\ub410\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uacbd\uc7c1\uc774 \ubd99\ub294 \ub9e4\ubb3c\uc744 \ubcf4\uace0 \uc788\ub2e4\uba74 \uc0c1\ud55c\uc744 \ub9ac\uc2a4\ud305 \uac00\uaca9\uc73c\ub85c \ub9de\ucd94\uae30\ubcf4\ub2e4 \uac10\uc815\uac00 \ubd80\uc871 \uc704\ud5d8\uacfc \uc2dc\uc138 \ucc28\uc561\uc744 \ud604\uae08\uc73c\ub85c \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0\ubd80\ud130 \uc815\ud574 \ub450\ub294 \ud3b8\uc774 \ub0ab\uc2b5\ub2c8\ub2e4.<\/p>\n\n  <h3>\uc911\uac04\uac12\uc744 \uc608\uc0b0\uc73c\ub85c \ubc14\uafb8\ub294 \ubc29\ubc95<\/h3>\n  <p>\uc9c0\uc5ed \uc911\uac04\uac12\uc740 \uac80\uc0c9 \uc21c\uc11c\ub97c \uc815\ud558\ub294 \uc22b\uc790\uc9c0, \ub098\uc758 \ub300\ucd9c \ud55c\ub3c4\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uc6d0\ud558\ub294 \uc8fc\ud0dd \uc720\ud615, \uce68\uc2e4 \uc218, \uba74\uc801, \uac74\ucd95 \uc5f0\ub3c4\ub97c \ub9de\ucd98 \ucd5c\uadfc 90\uc77c \uac70\ub798\ub85c \ubc94\uc704\ub97c \ub2e4\uc2dc \uc7a1\uc544\uc57c \ud569\ub2c8\ub2e4. \uadf8 \ub2e4\uc74c \ub9e4\uc785\uac00\uc5d0 \ud604\uae08 \ud544\uc694\uc561\uacfc \ucd1d \uc6d4\ube44\uc6a9\uc744 \ub354\ud558\uba74 \uc2e4\uc81c\ub85c \ubcfc \uc218 \uc788\ub294 \ub9e4\ubb3c \uc218\uac00 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">70\ub9cc \ub2ec\ub7ec\ub300 \uc911\uac04\uac12\uc774\uba74 \ub2e8\ub3c5\uc8fc\ud0dd\ub3c4 \uac19\uc740 \uac00\uaca9\uc778\uac00\uc694?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>\uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed \uc911\uac04\uac12\uc5d0\ub294 \ucf58\ub3c4, \ud0c0\uc6b4\ud648, \uc774\ub3d9\uc2dd \uc8fc\ud0dd, \ub2e8\ub3c5\uc8fc\ud0dd\uc774 \ud568\uaed8 \ub4e4\uc5b4\uac08 \uc218 \uc788\uc73c\ubbc0\ub85c \ub2e8\ub3c5\uc8fc\ud0dd\ub9cc \uac78\ub7ec \ubcf4\uba74 \uc911\uac04\uac12\uacfc \uc0c1\ub2f9\ud55c \ucc28\uc774\uac00 \ub098\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-area-comparison\">\ud83d\uddfa\ufe0f 2026 \uc0b0\ud638\uc138 \uc9d1\uac12 \uc2fc\uacf3 5\uacf3 \ube44\uad50<\/h2>\n\n  <h3>\uac70\ub798 \uc218\uc640 \uc911\uac04\uac12\uc744 \ud568\uaed8 \ubcf4\uae30<\/h3>\n  <p>\ub2e4\uc74c \ud45c\ub294 \uc0b0\ud638\uc138 \uc804\uccb4\ubcf4\ub2e4 \uc911\uac04\uac12\uc774 \ub0ae\uc740 5\uac1c \ud0d0\uc0c9\uad8c\uc744 \uac19\uc740 \uae30\uac04\uacfc \uc8fc\ud0dd \uc720\ud615\uc73c\ub85c \ub9de\ucd98 \ube44\uad50\uc785\ub2c8\ub2e4. \uc808\ub300\uc801\uc778 \uc800\uac00 \uc21c\uc704\uac00 \uc544\ub2c8\uba70, \uc804\ud600 \ub2e4\ub978 \uc8fc\ud0dd \uc720\ud615\uc774 \uc11e\uc778 \uc9c0\uc5ed \ud3c9\uade0\uc744 \uac1c\ubcc4 \ub9e4\ubb3c \uac00\uaca9\ud45c\ub85c \uc0ac\uc6a9\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"\uc0b0\ud638\uc138 \uc9c0\uc5ed\ubcc4 \uc8fc\ud0dd \uac00\uaca9 \ube44\uad50\ud45c\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:25%\">\n        <col style=\"width:22%\">\n        <col style=\"width:18%\">\n        <col style=\"width:18%\">\n        <col style=\"width:17%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">\uc9c0\uc5ed<\/th>\n          <th scope=\"col\">3\uac1c\uc6d4 \uc911\uac04\uac12<\/th>\n          <th scope=\"col\">\ub3c4\uc2dc \ub300\ube44<\/th>\n          <th scope=\"col\">\uc804\ub144 \ub300\ube44<\/th>\n          <th scope=\"col\">6\uc6d4 \uac70\ub798<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>San Jose \uc804\uccb4<\/td><td>$1,469,200<\/td><td>\uae30\uc900<\/td><td>-0.76%<\/td><td>1,696\uac74<\/td><\/tr>\n        <tr><td>Seven Trees<\/td><td>$697,257<\/td><td>-52.5%<\/td><td>+5.8%<\/td><td>8\uac74<\/td><\/tr>\n        <tr><td>South San Jose<\/td><td>$1,057,132<\/td><td>-28.0%<\/td><td>-1.2%<\/td><td>117\uac74<\/td><\/tr>\n        <tr><td>Downtown San Jose<\/td><td>$1,072,627<\/td><td>-27.0%<\/td><td>-2.7%<\/td><td>78\uac74<\/td><\/tr>\n        <tr><td>East San Jose<\/td><td>$1,099,617<\/td><td>-25.2%<\/td><td>+0.7%<\/td><td>188\uac74<\/td><\/tr>\n        <tr><td>Edenvale<\/td><td>$1,249,565<\/td><td>-14.9%<\/td><td>-3.9%<\/td><td>217\uac74<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">\uae30\uc900: 2026\ub144 6\uc6d4 \uc885\ub8cc 3\uac1c\uc6d4, \uc804\uccb4 \uc8fc\ud0dd \uc720\ud615. \ub3c4\uc2dc \ub300\ube44 \uac12\uc740 \uc0b0\ud638\uc138 \uc804\uccb4 \uc911\uac04\uac12\uacfc\uc758 \ucc28\uc774\ub97c \uc18c\uc218\uc810 \uccab\uc9f8 \uc790\ub9ac\ub85c \ubc18\uc62c\ub9bc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"Seven Trees \uac70\ub798 \ud45c\ubcf8 \uc8fc\uc758\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f \uc911\uc694: Seven Trees\uc758 69\ub9cc \ub2ec\ub7ec\ub300 \uc22b\uc790\ub294 \uc18c\uaddc\ubaa8 \ud45c\ubcf8\uc785\ub2c8\ub2e4<\/strong><\/p>\n    <p>Seven Trees\uc758 6\uc6d4 \uac70\ub798\ub294 8\uac74\uc5d0 \uadf8\ucce4\uc2b5\ub2c8\ub2e4. \uc774\ub3d9\uc2dd \uc8fc\ud0dd\uacfc \uc18c\ud615 \ubd80\ucc29\ud615 \uc8fc\ud0dd \ub4f1\uc774 \uc11e\uc774\uba74 \uc911\uac04\uac12\uc774 \ub2e8\ub3c5\uc8fc\ud0dd \uc2dc\uc138\ubcf4\ub2e4 \ud06c\uac8c \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    <p>\uac00\uaca9\uc774 \ub0ae\uc740 \uc21c\uc11c\ub85c \uc624\ud37c\ub97c \uacb0\uc815\ud558\uc9c0 \ub9d0\uace0, \uc18c\uc720\uad8c \ud615\ud0dc\uc640 \ud1a0\uc9c0 \uc784\ub300\ub8cc, HOA, \ub300\ucd9c \uac00\ub2a5 \uc5ec\ubd80\ub97c \uba3c\uc800 \ud655\uc778\ud558\uc138\uc694.<\/p>\n  <\/aside>\n\n  <h3>South San Jose\uc640 East San Jose<\/h3>\n  <p>South San Jose\uc758 \uc911\uac04\uac12\uc740 105\ub9cc7,132\ub2ec\ub7ec, East San Jose\ub294 109\ub9cc9,617\ub2ec\ub7ec\uc600\uc2b5\ub2c8\ub2e4. \uac70\ub798\ub3c4 \uac01\uac01 117\uac74\uacfc 188\uac74\uc73c\ub85c Seven Trees\ubcf4\ub2e4 \ub113\uc5b4, 100\ub9cc \ub2ec\ub7ec \uc548\ud301\uc758 \ucf58\ub3c4\uc640 100\ub9cc \ub2ec\ub7ec \ucd08\ubc18\uc758 \ub2e4\uc591\ud55c \uc8fc\ud0dd \uc720\ud615\uc744 \ud0d0\uc0c9\ud558\uae30 \uc88b\uc740 \ucd9c\ubc1c\uc810\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \ub3d9\uc77c\ud55c \uc9c0\uc5ed \uc548\uc5d0\uc11c\ub3c4 \ub3c4\ub85c \uc811\uadfc\uc131\uacfc \ub300\uc9c0, \uc8fc\ucc28, \uc218\ub9ac \uc0c1\ud0dc\uc5d0 \ub530\ub77c \uac00\uaca9 \ud3ed\uc774 \ud07d\ub2c8\ub2e4.<\/p>\n\n  <h3>Downtown San Jose\uc640 Edenvale<\/h3>\n  <p>Downtown San Jose\uc758 \uc911\uac04\uac12 107\ub9cc2,627\ub2ec\ub7ec\uc5d0\ub294 \ucf58\ub3c4\uc640 \ubd80\ucc29\ud615 \uc8fc\ud0dd \ube44\uc911\uc774 \ud06c\uac8c \ubc18\uc601\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud1b5\uadfc \ub3d9\uc120\uc774 \uc9e7\uc544\uc9c0\ub354\ub77c\ub3c4 HOA\uc640 \uc8fc\ucc28\ube44, \uac74\ubb3c \ubcf4\ud5d8\uc758 \ucd1d\ud569\uc774 \ub192\uc73c\uba74 \uc6d4\ube44\uc6a9 \uc7a5\uc810\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. Edenvale\uc740 124\ub9cc9,565\ub2ec\ub7ec\ub85c \uc808\ub300 \uac00\uaca9\uc740 \ub354 \ub192\uc9c0\ub9cc \uac70\ub798 217\uac74\uc73c\ub85c \ud45c\ubcf8\uc774 \ub113\uace0 \uc0b0\ud638\uc138 \uc804\uccb4\ubcf4\ub2e4\ub294 \uc57d 15% \ub0ae\uc544, \ub2e8\ub3c5\uc8fc\ud0dd \ud6c4\ubcf4\ub97c \uc880 \ub354 \ub113\uac8c \ubcf4\ub294 \ubc14\uc774\uc5b4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n  <br><br>\n  <h2 id=\"sj-home-types\">\ud83c\udfe0 \uac00\uaca9\ubcf4\ub2e4 \uba3c\uc800 \ub098\ub220\uc57c \ud560 \uc8fc\ud0dd \uc720\ud615<\/h2>\n\n  <h3>\ucf58\ub3c4\uc640 \ud0c0\uc6b4\ud648\uc758 HOA<\/h3>\n  <p>\ucf58\ub3c4\ub294 \ub2e8\ub3c5\uc8fc\ud0dd\ubcf4\ub2e4 \ub9e4\uc785\uac00\uac00 \ub0ae\uc744 \uc218 \uc788\uc9c0\ub9cc \uc6d4 HOA \ud68c\ube44\uac00 \ub300\ucd9c \uc2b9\uc778 \uac00\ub2a5 \uae08\uc561\uc744 \uc904\uc785\ub2c8\ub2e4. \ud68c\ube44 \uc22b\uc790\ub9cc \ubcf4\uc9c0 \ub9d0\uace0 \uc900\ube44\uae08, \uc608\uc0b0\uc11c, \ucd5c\uadfc \ud68c\uc758\ub85d, \uc18c\uc1a1, \ub9c8\uc2a4\ud130 \ubcf4\ud5d8\uc744 \ubd10\uc57c \uac11\uc791\uc2a4\ub7f0 \ud2b9\ubcc4\ubd80\uacfc\uae08 \uac00\ub2a5\uc131\uc744 \uac00\ub2e0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n  <h3>\ub2e8\ub3c5\uc8fc\ud0dd\uc758 \uc218\ub9ac \uc608\uc0b0<\/h3>\n  <p>HOA\uac00 \uc5c6\ub294 \ub2e8\ub3c5\uc8fc\ud0dd\uc740 \uc9c0\ubd95, \uc678\ubcbd, \ubc30\uad00, \uc804\uae30 \ud328\ub110, \ub09c\ubc29 \uc124\ube44\ub97c \uc18c\uc720\uc790\uac00 \uc9c1\uc811 \ubd80\ub2f4\ud569\ub2c8\ub2e4. \uc608\uc0b0 \uc0c1\ud55c\uc5d0 \uac78\ub9b0 \ub9e4\ubb3c\uc774\ub77c\uba74 \uac00\uaca9 \uc870\uc815\ub9cc \ud611\uc0c1\ud558\uc9c0 \ub9d0\uace0 \uc778\uc2a4\ud399\uc158 \ud6c4 1\ub144 \ub0b4\uc5d0 \ud544\uc694\ud55c \uc218\ub9ac\ube44\ub97c \ud604\uae08 \uacc4\ud68d\uc5d0 \ub530\ub85c \ub0a8\uaca8 \ub450\uc138\uc694.<\/p>\n\n  <h3>\uc774\ub3d9\uc2dd \uc8fc\ud0dd\uc758 \ud1a0\uc9c0 \uc870\uac74<\/h3>\n  <p>\uc774\ub3d9\uc2dd \uc8fc\ud0dd\uc740 \uac74\ubb3c \uac00\uaca9\uc774 \ub0ae\uc544 \ubcf4\uc5ec\ub3c4 \ud1a0\uc9c0\ub97c \ud568\uaed8 \uc18c\uc720\ud558\ub294\uc9c0, \uacf5\uac04 \uc784\ub300\ub8cc\ub97c \ub9e4\ub2ec \ub0b4\ub294\uc9c0\uc5d0 \ub530\ub77c \uac70\ub798 \uad6c\uc870\uac00 \uc804\ud600 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc77c\ubc18 \ubaa8\uae30\uc9c0\uc640 \ub2e4\ub978 \ub300\ucd9c \uc870\uac74\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc18c\uc720\uad8c \ud615\ud0dc\ub97c \ud655\uc778\ud558\uae30 \uc804\uc5d0\ub294 \ub2e8\ub3c5\uc8fc\ud0dd\uacfc \uac00\uaca9\uc744 \ube44\uad50\ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"\uc0b0\ud638\uc138 \uc8fc\ud0dd \uc720\ud615 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"ownership-type\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">\uc18c\uc720\uad8c \ud615\ud0dc\uc640 \ud1a0\uc9c0 \ud3ec\ud568 \uc5ec\ubd80\ub97c \ud655\uc778\ud588\ub2e4.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"same-home-comps\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">\uac19\uc740 \uc8fc\ud0dd \uc720\ud615\uacfc \uce68\uc2e4 \uc218\uc758 \ucd5c\uadfc 90\uc77c \uac70\ub798\ub9cc \ub2e4\uc2dc \uace8\ub790\ub2e4.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"hoa-documents\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">HOA \uc608\uc0b0\uacfc \uc900\ube44\uae08, \ubcf4\ud5d8, \ud2b9\ubcc4\ubd80\uacfc\uae08 \uc790\ub8cc\ub97c \ubc1b\uc558\ub2e4.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-home-screening\" value=\"repair-cash\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">\uc778\uc2a4\ud399\uc158 \ud6c4 \uc218\ub9ac\ube44\uc640 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc744 \ub0bc \ud604\uae08\uc744 \ub530\ub85c \ub0a8\uaca8 \ub480\ub2e4.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-monthly-cost\">\ud83d\udcb0 70\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 125\ub9cc \ub2ec\ub7ec \uc6d4\ube44\uc6a9<\/h2>\n\n  <h3>\uae08\ub9ac\ub97c \uac00\uc815\ud55c \uc608\uc2dc \uc6d4 \uc6d0\ub9ac\uae08<\/h3>\n  <p>\ub9e4\uc785\uac00\ubcc4 \ud604\uae08 \ud750\ub984\uc744 \ube44\uad50\ud558\uae30 \uc704\ud574 \ub2e4\uc74c \ud45c\uc5d0 20% \ub2e4\uc6b4, 30\ub144 \uace0\uc815, \uc5f0 6.65%\ub97c \ub123\uc5c8\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uae08\ub9ac\ub97c \ub2e8\uc815\ud558\ub294 \ud45c\uac00 \uc544\ub2c8\ub77c \uac19\uc740 \uac00\uc815\uc5d0\uc11c \uac00\uaca9 \ucc28\uc774\uac00 \uc6d4 \uc6d0\ub9ac\uae08\uc5d0 \uc5b4\ub5bb\uac8c \ubc18\uc601\ub418\ub294\uc9c0 \ubcf4\ub294 \uc608\uc2dc\uc785\ub2c8\ub2e4.<\/p>\n\n\n  <div class=\"loaning-table-wrap\" role=\"region\" aria-label=\"\uc0b0\ud638\uc138 \uc9c0\uc5ed\ubcc4 \uc608\uc2dc \uc6d4 \uc6d0\ub9ac\uae08 \ube44\uad50\ud45c\" tabindex=\"0\">\n    <table>\n      <colgroup>\n        <col style=\"width:28%\">\n        <col style=\"width:24%\">\n        <col style=\"width:24%\">\n        <col style=\"width:24%\">\n      <\/colgroup>\n      <thead>\n        <tr>\n          <th scope=\"col\">\uc9c0\uc5ed<\/th>\n          <th scope=\"col\">\uc911\uac04\uac12<\/th>\n          <th scope=\"col\">\uc608\uc2dc \ub300\ucd9c\uc561<\/th>\n          <th scope=\"col\">\uc608\uc2dc \uc6d4 \uc6d0\ub9ac\uae08<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td>Seven Trees<\/td><td>$697,257<\/td><td>$557,806<\/td><td>\uc57d $3,581<\/td><\/tr>\n        <tr><td>South San Jose<\/td><td>$1,057,132<\/td><td>$845,706<\/td><td>\uc57d $5,429<\/td><\/tr>\n        <tr><td>Downtown San Jose<\/td><td>$1,072,627<\/td><td>$858,102<\/td><td>\uc57d $5,509<\/td><\/tr>\n        <tr><td>East San Jose<\/td><td>$1,099,617<\/td><td>$879,694<\/td><td>\uc57d $5,647<\/td><\/tr>\n        <tr><td>Edenvale<\/td><td>$1,249,565<\/td><td>$999,652<\/td><td>\uc57d $6,417<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"loaning-table-footnote\">\uacc4\uc0b0 \uae30\uc900: \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 20%, 30\ub144 \uace0\uc815 \uc5f0 6.65% \uac00\uc815. \uc7ac\uc0b0\uc138, \uc8fc\ud0dd\ubcf4\ud5d8, HOA, PMI, \ud074\ub85c\uc9d5 \ube44\uc6a9\uc740 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n  <h3>\uae30\ubcf8 \uc7ac\uc0b0\uc138\uc640 supplemental tax<\/h3>\n  <p>California Proposition 13\uc5d0 \ub530\ub77c \uae30\ubcf8 \uc7ac\uc0b0\uc138\uc728\uc740 \ud3c9\uac00\uc561\uc758 1%\ub85c \uc81c\ud55c\ub418\uc9c0\ub9cc Santa Clara County \uace0\uc9c0\uc11c\uc5d0\ub294 \ucc44\uad8c, \ud2b9\ubcc4\uc138, \uc9c1\uc811 \ubd80\uacfc\uae08\uc774 \ub354\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0ac\uba74 \uc0c8 \uc2dc\uc7a5\uac00\uc640 \uc774\uc804 \ud3c9\uac00\uc561\uc758 \ucc28\uc774\uc5d0 \ub300\ud55c supplemental bill\uc774 \uc5f0\uac04 \uace0\uc9c0\uc11c\uc640 \ubcc4\ub3c4\ub85c \uc62c \uc218 \uc788\uc5b4, \ub9e4\ub3c4\uc778\uc758 \ud604\uc7ac \uc138\uae08\ub9cc \ubcf4\uace0 \uc608\uc0b0\uc744 \uc7a1\uc73c\uba74 \ubd80\uc871\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n  <h3>\ubcf4\ud5d8\uacfc \ud64d\uc218 \uad6c\uc5ed<\/h3>\n  <p>\uac19\uc740 \ub3d9\ub124\uc5d0\uc11c\ub3c4 \ub9e4\ubb3c \uc8fc\uc18c, \uc9c0\ubd95\uacfc \ubc30\uad00 \uc5f0\uc2dd, \ud074\ub808\uc784 \uc774\ub825, \uc7ac\uac74\ucd95 \ube44\uc6a9\uc5d0 \ub530\ub77c \ubcf4\ud5d8\ub8cc\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. Santa Clara County\uc758 \ud64d\uc218 \uad6c\uc5ed\uc740 \ud544\uc9c0\ubcc4\ub85c \ub098\ub258\ubbc0\ub85c \uad00\uc2ec \uc8fc\uc18c\ub97c FEMA\uc640 Valley Water \uc9c0\ub3c4\uc5d0 \ub123\uace0, \uc77c\ubc18 \uc8fc\ud0dd\ubcf4\ud5d8 \uc678\uc5d0 \ud64d\uc218\ubcf4\ud5d8\uc774 \ud544\uc694\ud55c\uc9c0 \uc608\ube44 \uacac\uc801\uc744 \ubc1b\uc544 \ubcf4\uc138\uc694.<\/p>\n\n\n  <aside class=\"loaning-important-note\" role=\"note\" aria-label=\"\uc0b0\ud638\uc138 \ucd1d \uc6d4\ube44\uc6a9 \uc8fc\uc758\">\n    <p class=\"loaning-important-note__title\"><strong>\u26a0\ufe0f \uc911\uc694: \uc911\uac04\uac12\uacfc \uc6d4 \uc6d0\ub9ac\uae08\ub9cc\uc73c\ub85c \uac10\ub2f9 \uac00\ub2a5\uc131\uc744 \ud310\ub2e8\ud558\uc9c0 \ub9c8\uc138\uc694<\/strong><\/p>\n    <p>\uc704 \ud45c\uc5d0\ub294 \uc7ac\uc0b0\uc138, \ubcf4\ud5d8\ub8cc, HOA, \ud074\ub85c\uc9d5 \ube44\uc6a9, \uc218\ub9ac\ube44\uac00 \ube60\uc838 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 20%\ubcf4\ub2e4 \uc801\uc73c\uba74 PMI\uac00 \ucd94\uac00\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    <p>\uad00\uc2ec \uc8fc\uc18c\uac00 \uc815\ud574\uc9c0\uba74 \ub80c\ub354\uc758 Loan Estimate, APN\ubcc4 \uc138\uae08, \ubcf4\ud5d8 \uacac\uc801, HOA \uc11c\ub958\ub97c \uac19\uc740 \uc6d4 \uc608\uc0b0\ud45c\uc5d0 \ub123\uc5b4 \ubd80\uc871\ud55c \ube44\uc6a9\uc744 \ucc3e\uc73c\uc138\uc694.<\/p>\n  <\/aside>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>\ud83c\udfe6 Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-commute\">\ud83d\ude89 \ub2e4\uc6b4\ud0c0\uc6b4\uacfc \ub3d9\ubd80, \ub0a8\ubd80 \ud1b5\uadfc \ube44\uad50<\/h2>\n\n  <h3>\uc5ed\uacfc \uc9d1 \uc0ac\uc774\uc758 \uc2e4\uc81c \uc774\ub3d9<\/h3>\n  <p>VTA \uacbd\uc804\ucca0 \ub178\uc120\uc774 \uac00\uae5d\ub2e4\ub294 \uc124\uba85\ub9cc\uc73c\ub85c \ud1b5\uadfc\uc774 \ud3b8\ud558\ub2e4\uace0 \ub2e8\uc815\ud558\uae30\ub294 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. Downtown\uacfc Diridon, East San Jose\uc758 Orange Line \uc811\uadfc, South San Jose\uc758 Blue Line \uc811\uadfc\uc744 \ube44\uad50\ud560 \ub54c\ub294 \uc9d1\uc5d0\uc11c \uc2b9\uac15\uc7a5\uae4c\uc9c0 \uac78\ub9ac\ub294 \uc2dc\uac04\uacfc \ud658\uc2b9, \ud1f4\uadfc \uc2dc\uac04\ub300 \ubc30\ucc28\ub97c \ud568\uaed8 \uc7ac\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n  <h3>\uc790\ub3d9\ucc28 \ud1b5\uadfc\uc758 \uc2dc\uac04\ub300\ubcc4 \ucc28\uc774<\/h3>\n  <p>\uc0b0\ud638\uc138 \uc548\uc5d0\uc11c\ub3c4 \ud55c \ubc88\uc758 \uace0\uc18d\ub3c4\ub85c \uc9c4\uc785\uacfc \uad50\ucc28\ub85c \ubcd1\ubaa9\uc73c\ub85c \ub9e4\uc77c \ud1b5\uadfc \uc2dc\uac04\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ub9e4\ubb3c\uc744 \ubcf4\ub7ec \uac04 \uc8fc\ub9d0 \uc624\ud6c4 \ub3d9\uc120\uc744 \ud3c9\uc77c \ucd9c\uadfc\uc73c\ub85c \ucc29\uac01\ud558\uc9c0 \ub9d0\uace0, \uac00\uc7a5 \uc790\uc8fc \uac08 \uc9c1\uc7a5\uacfc \ud559\uc6d0, \uc758\ub8cc\uc2dc\uc124\uc744 \ud3c9\uc77c \ud63c\uc7a1 \uc2dc\uac04\uc5d0 \uc9c1\uc811 \uc774\ub3d9\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n  <div class=\"loaning-qa-card\">\n    <p class=\"loaning-qa-card__question\">\n      <strong class=\"loaning-qa-label loaning-qa-label--q\">Q.<\/strong>\n      <span class=\"loaning-qa-question-text\">\uc5ed\uc138\uad8c \ucf58\ub3c4\uba74 \uc790\ub3d9\ucc28\ub97c \uc5c6\uc560\ub3c4 \ub420\uae4c\uc694?<\/span>\n    <\/p>\n    <div class=\"loaning-qa-card__answer\">\n      <strong class=\"loaning-qa-label loaning-qa-label--a\">A.<\/strong>\n      <span>\ucd9c\uadfc\uc9c0\uc640 \uc7a5\ubcf4\uae30, \uc57c\uac04 \uc774\ub3d9, \uc8fc\ub9d0 \uc77c\uc815\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ucc28\ub7c9 \ube44\uc6a9\uc744 \uc904\uc77c \uc218 \uc788\ub2e4\uba74 HOA\uac00 \ub192\uc544\ub3c4 \ucd1d\uc9c0\ucd9c\uc774 \ub0ae\uc544\uc9c8 \uc218 \uc788\uc9c0\ub9cc, \uc57c\uac04 \ubc30\ucc28\uc640 \uc2b9\uac15\uc7a5\uae4c\uc9c0\uc758 \ub3c4\ubcf4 \ud658\uacbd\uc744 \ud3c9\uc77c\uc5d0 \ud655\uc778\ud55c \ub4a4 \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/span>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-offer-check\">\u2705 \uc624\ud37c \uc804 \uac00\uaca9\uacfc \uc138\uae08, \ubcf4\ud5d8 \uccb4\ud06c<\/h2>\n\n  <h3>\ube44\uad50 \uac70\ub798\ub97c \uac19\uc740 \uc720\ud615\uc73c\ub85c \ub9de\ucd94\uae30<\/h3>\n  <p>\uac10\uc815\uac00\uc5d0 \uac00\uae4c\uc6b4 \ube44\uad50 \uac70\ub798\ub294 \ub3d9\ub124 \ud3c9\uade0\uc774 \uc544\ub2c8\ub77c \uac19\uc740 \uc8fc\ud0dd \uc720\ud615, \uce68\uc2e4 \uc218, \uba74\uc801, \uc218\ub9ac \uc0c1\ud0dc\uc758 \ucd5c\uadfc \uac70\ub798\uc785\ub2c8\ub2e4. \uc624\ud37c \uac00\uaca9\uc774 \uac10\uc815\uac00\ubcf4\ub2e4 \ub192\uc744 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\uba74 \uadf8 \ucc28\uc561\uc744 \ud604\uae08\uc73c\ub85c \ub0bc \uc218 \uc788\ub294\uc9c0\uc640 \uacc4\uc57d\uc0c1 \ubcf4\ud638 \uc870\ud56d\uc744 \uba3c\uc800 \uc815\ud574 \ub450\uc138\uc694.<\/p>\n\n  <h3>APN\ubcc4 \uc138\uae08\uacfc \uc8fc\uc18c\ubcc4 \ubcf4\ud5d8<\/h3>\n  <p>\ub9e4\ubb3c\uc758 APN\uc73c\ub85c \ud604\uc7ac \uc138\uae08 \uace0\uc9c0\uc11c\uc640 \ud2b9\ubcc4 \ubd80\uacfc\uae08\uc744 \ud655\uc778\ud558\uace0, \uc608\uc0c1 \ub9e4\uc785\uac00\ub85c \uc0c8 \ud3c9\uac00\uc561\uc744 \ub2e4\uc2dc \uacc4\uc0b0\ud574 \ubcf4\uc138\uc694. \ubcf4\ud5d8\uc740 \uc8fc\uc18c\uc640 \uac74\ubb3c \uc815\ubcf4\uac00 \uc815\ud574\uc838\uc57c \uc758\ubbf8 \uc788\ub294 \uacac\uc801\uc774 \ub098\uc624\ubbc0\ub85c \uc624\ud37c \uc804\uc5d0 \uc608\ube44 \uacac\uc801, \uacc4\uc57d \ud6c4\uc5d0 \ucd5c\uc885 \uacac\uc801\uc744 \ubc1b\uc544 \ub450\ub294 \ud3b8\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n  <div class=\"loaning-checklist\" aria-label=\"\uc0b0\ud638\uc138 \uc624\ud37c \uc804 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\">\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"recent-comps\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">\uac19\uc740 \uc8fc\ud0dd \uc720\ud615\uacfc \uce68\uc2e4 \uc218\uc758 \ucd5c\uadfc \ube44\uad50 \uac70\ub798\ub85c \uc624\ud37c \ubc94\uc704\ub97c \uc7a1\uc558\ub2e4.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"supplemental-tax\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">\uc608\uc0c1 \ub9e4\uc785\uac00\ub85c \uc7ac\uc0b0\uc138\uc640 supplemental tax \uac00\ub2a5\uc131\uc744 \ub2e4\uc2dc \uacc4\uc0b0\ud588\ub2e4.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"insurance-flood\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">\uc815\ud655\ud55c \uc8fc\uc18c\ub85c \uc8fc\ud0dd\ubcf4\ud5d8 \uacac\uc801\uacfc \ud64d\uc218 \uad6c\uc5ed\uc744 \ud655\uc778\ud588\ub2e4.<\/span>\n    <\/label>\n    <label class=\"loaning-checklist-card\">\n      <input type=\"checkbox\" name=\"sj-offer\" value=\"commute-test\">\n      <span class=\"loaning-checklist-card__control\" aria-hidden=\"true\"><\/span>\n      <span class=\"loaning-checklist-card__text\">\ud3c9\uc77c \ucd9c\ud1f4\uadfc \uc2dc\uac04\uc5d0 \uc9c1\uc811 \uc774\ub3d9\ud558\uace0 \ucc28\ub7c9\uacfc \ub300\uc911\uad50\ud1b5 \ube44\uc6a9\uc744 \ube44\uad50\ud588\ub2e4.<\/span>\n    <\/label>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-faq\">\u2753 \uc0b0\ud638\uc138 \uc9d1\uac12, \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 6\uac00\uc9c0<\/h2>\n\n  <div class=\"loaning-faq-list\">\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">2026\ub144 \uc0b0\ud638\uc138\uc5d0\uc11c \uac00\uc7a5 \ub0ae\uc740 \ube44\uad50 \ud6c4\ubcf4\ub294 \uc5b4\ub514\uc778\uac00\uc694?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>\uc774 \uae00\uc5d0\uc11c \ube44\uad50\ud55c \ub2e4\uc12f \uacf3 \uc911 Seven Trees\uc758 2026\ub144 6\uc6d4 \uc885\ub8cc 3\uac1c\uc6d4 \uc911\uac04\uac12\uc774 69\ub9cc7,257\ub2ec\ub7ec\ub85c \uac00\uc7a5 \ub0ae\uc558\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uac70\ub798\uac00 8\uac74\uc774\uace0 \uc774\ub3d9\uc2dd \uc8fc\ud0dd \ub4f1 \ub2e4\ub978 \uc720\ud615\uc774 \uc11e\uc5ec \uc788\uc5b4 \uc77c\ubc18 \ub2e8\ub3c5\uc8fc\ud0dd \uc2dc\uc138\ub85c \ubc1b\uc544\ub4e4\uc774\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">100\ub9cc \ub2ec\ub7ec \uc548\ud301\uc73c\ub85c \uc0b0\ud638\uc138 \uc8fc\ud0dd\uc744 \uc0b4 \uc218 \uc788\ub098\uc694?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>\ucf58\ub3c4\uc640 \ud0c0\uc6b4\ud648, \uc18c\ud615 \uc8fc\ud0dd\uc744 \ud3ec\ud568\ud558\uba74 \ud6c4\ubcf4\uac00 \ub098\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\ub3c5\uc8fc\ud0dd\ub9cc \uace0\ub974\uac70\ub098 \uc6d0\ud558\ub294 \uce68\uc2e4 \uc218\uc640 \ud1b5\uadfc \uad6c\uac04\uc744 \ub123\uc73c\uba74 \ud544\uc694 \uc608\uc0b0\uc774 \uc62c\ub77c\uac08 \uc218 \uc788\uc73c\ubbc0\ub85c \uc8fc\ud0dd \uc720\ud615\uc744 \uba3c\uc800 \uace0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">Downtown San Jose \ucf58\ub3c4\ub294 \uc65c \uc0c1\ub300\uc801\uc73c\ub85c \uc800\ub834\ud55c\uac00\uc694?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>\uc9c0\uc5ed \uc911\uac04\uac12\uc5d0 \ucf58\ub3c4\uc640 \ubd80\ucc29\ud615 \uc8fc\ud0dd\uc758 \ube44\uc911\uc774 \ubc18\uc601\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9e4\uc785\uac00\ub9cc \ube44\uad50\ud558\uc9c0 \ub9d0\uace0 HOA \ud68c\ube44, \uc608\uc0b0\uacfc \uc900\ube44\uae08, \ub9c8\uc2a4\ud130 \ubcf4\ud5d8, \uc608\uc815\ub41c \ud2b9\ubcc4\ubd80\uacfc\uae08\uc744 \ud568\uaed8 \ud655\uc778\ud558\uc138\uc694.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">\uc0b0\ud638\uc138 \uc7ac\uc0b0\uc138\ub294 \ub9e4\uc785\uac00\uc758 1%\ub9cc \uc608\uc0b0\ud558\uba74 \ub418\ub098\uc694?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>\uae30\ubcf8 \uc138\uc728\uc740 \ud3c9\uac00\uc561\uc758 1%\ub85c \uc81c\ud55c\ub418\uc9c0\ub9cc \uc720\uad8c\uc790 \uc2b9\uc778 \ucc44\uad8c\uacfc \ud2b9\ubcc4\uc138, \uc9c1\uc811 \ubd80\uacfc\uae08\uc774 \ub354\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\uc720\uad8c \uc774\uc804 \ud6c4\uc5d0\ub294 \ubcc4\ub3c4\uc758 supplemental tax \uace0\uc9c0\uc11c\uac00 \uc62c \uc218 \uc788\uc5b4 APN\ubcc4 \uc138\uae08 \ub0b4\uc5ed\uc744 \ub530\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">\uc0b0\ud638\uc138\uc5d0\uc11c \ud64d\uc218\ubcf4\ud5d8\uc774 \ud544\uc694\ud55c\uc9c0 \uc5b4\ub5bb\uac8c \uc54c \uc218 \uc788\ub098\uc694?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>\ub9e4\ubb3c \uc8fc\uc18c\ub97c FEMA \ud64d\uc218 \uc9c0\ub3c4\uc640 Valley Water \uc870\ud68c \ub3c4\uad6c\uc5d0 \ub123\uc5b4 \ud655\uc778\ud558\uc138\uc694. \uc77c\ubc18 \uc8fc\ud0dd\ubcf4\ud5d8\uc740 \ud64d\uc218 \ud53c\ud574\ub97c \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc73c\ubbc0\ub85c \ub80c\ub354 \uc694\uad6c \uc5ec\ubd80\uc640 \uad00\uacc4\uc5c6\uc774 \uc8fc\uc18c\ubcc4 \uacac\uc801\uc744 \ubc1b\ub294 \ud3b8\uc774 \ub0ab\uc2b5\ub2c8\ub2e4.<\/p><\/div>\n      <\/div>\n    <\/div>\n    <div class=\"loaning-faq-card\">\n      <p class=\"loaning-faq-card__question\">\n        <strong class=\"loaning-qa-label loaning-qa-label--q\" style=\"color:#0073CF !important;\">Q.<\/strong>\n        <span class=\"loaning-qa-question-text\">\ud1b5\uadfc \uc870\uac74\uc740 \uc9c0\uc5ed \uc120\ud0dd\uc5d0 \uc5b4\ub5bb\uac8c \ub123\uc5b4\uc57c \ud558\ub098\uc694?<\/span>\n      <\/p>\n      <div class=\"loaning-faq-card__answer\">\n        <strong class=\"loaning-qa-label loaning-qa-label--a\" style=\"color:#10B981 !important;\">A.<\/strong>\n        <div class=\"loaning-faq-card__answer-text\"><p>\uac00\uc7a5 \uc790\uc8fc \uac00\ub294 \uc9c1\uc7a5 \uc8fc\uc18c\ub97c \uae30\uc900\uc73c\ub85c \ud3c9\uc77c \ucd9c\uadfc\uacfc \ud1f4\uadfc \uc2dc\uac04\uc744 \ub530\ub85c \uc7ac \ubcf4\uc138\uc694. \uacbd\uc804\ucca0 \uc5ed\uc774 \uac00\uae5d\ub354\ub77c\ub3c4 \uc9d1\uc5d0\uc11c \uc2b9\uac15\uc7a5\uae4c\uc9c0\uc758 \uc774\ub3d9\uacfc \ud658\uc2b9, \uc57c\uac04 \ubc30\ucc28\ub97c \ub354\ud574\uc57c \uc2e4\uc81c \ud1b5\uadfc \ube44\uc6a9\uc744 \ud310\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <br><br>\n  <h2 id=\"sj-conclusion\">\ud83c\udfaf \uc911\uac04\uac12\ubcf4\ub2e4 \ucd1d \uc6d4\ube44\uc6a9\uc73c\ub85c \uc120\ud0dd<\/h2>\n  <p>2026 \uc0b0\ud638\uc138 \uc9d1\uac12 \uc2fc\uacf3\uc744 \ucc3e\uc744 \ub54c Seven Trees\uc758 \ub0ae\uc740 \uc22b\uc790\ub9cc \ub530\ub77c\uac00\uae30\ubcf4\ub2e4 South San Jose, Downtown, East San Jose, Edenvale\uae4c\uc9c0 \uc6d0\ud558\ub294 \uc8fc\ud0dd \uc720\ud615\uc73c\ub85c \ub2e4\uc2dc \uac78\ub7ec \ubcf4\uc138\uc694. \ucd5c\uc885 \ud6c4\ubcf4\ub294 \uc911\uac04\uac12\uc774 \uac00\uc7a5 \ub0ae\uc740 \uc9c0\uc5ed\uc774 \uc544\ub2c8\ub77c \ucd5c\uadfc \ube44\uad50 \uac70\ub798\uac00 \ubc1b\uccd0 \uc8fc\uace0, \uc7ac\uc0b0\uc138\uc640 HOA, \ubcf4\ud5d8, \ud1b5\uadfc\ube44\ub97c \ub354\ud55c \ub4a4\uc5d0\ub3c4 \ub9e4\ub2ec \ubb34\ub9ac \uc5c6\uc774 \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc9d1\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n  <div class=\"loaning-rate-box\">\n    <h2>\ud83c\udfe6 Compare mortgage rates from top lenders in minutes<\/h2>\n\n    <div class=\"loaning-rate-form\">\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        <span>Loan Type<\/span>\n        <strong>Purchase<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        <span>Loan Term<\/span>\n        <strong>30-Year Fixed<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-field\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        <span>City<\/span>\n        <strong>Enter your city<\/strong>\n      <\/a>\n\n      <a class=\"loaning-rate-button\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\">\n        Compare\n      <\/a>\n    <\/div>\n\n    <p class=\"loaning-rate-note\">No impact to your credit score<\/p>\n  <\/div>\n\n\n  <div style=\"\n    background-color:#F8F9FA;\n    border-radius:16px;\n    padding:18px 22px;\n    margin:16px 0;\n    font-size:10px;\n    line-height:1.7;\n    color:#333333;\n    font-family:inherit;\n  \">\n    <div style=\"margin-bottom:8px;\">\n      * \ubcf8 \uae00\uc740 \uc77c\ubc18\uc801\uc778 \uc815\ubcf4 \uc81c\uacf5\uc744 \ubaa9\uc801\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc73c\uba70, \ud2b9\uc815 \ub80c\ub354\uc758 \uc2e4\uc81c \uae08\ub9ac\ub098 \ube44\uc6a9\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc608\uc2dc\ub85c \uc81c\uc2dc\ub41c \uae08\ub9ac, APR, \uc6d4 \ub0a9\uc785\uc561, \ud3ec\uc778\ud2b8, \uc218\uc218\ub8cc, \ud06c\ub808\ub527\uc740 \uc124\uba85\uc744 \uc704\ud55c \uac00\uc0c1\uc758 \uc608\uc2dc\uc785\ub2c8\ub2e4. \uc2e4\uc81c \uc870\uac74\uc740 \uc2e0\uccad\uc790\uc758 \uc2e0\uc6a9\uc810\uc218, \uc18c\ub4dd, \ubd80\ucc44\ube44\uc728, \uc8fc\ud0dd \uc720\ud615, \uac70\uc8fc \ubaa9\uc801, \uc9c0\uc5ed, \uc2dc\uc7a5 \uae08\ub9ac, \uacac\uc801 \uc2dc\uc810, \uc2ec\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. Loaning.ai\uac00 \ubaa8\ub4e0 \uace0\uac1d\uc5d0\uac8c \ud56d\uc0c1 \ub354 \ub0ae\uc740 \uae08\ub9ac\ub098 \ube44\uc6a9\uc744 \uc81c\uacf5\ud55c\ub2e4\uace0 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n    <\/div>\n  <\/div>\n\n  <div class=\"loaning-side-tools\" aria-label=\"\ud398\uc774\uc9c0 \uc774\ub3d9 \ub3c4\uad6c\">\n    <button type=\"button\" class=\"loaning-side-tools__item loaning-side-tools__item--top\" aria-label=\"\ud398\uc774\uc9c0 \ub9e8 \uc704\ub85c \uc774\ub3d9\" title=\"\uc704\ub85c \uac00\uae30\" hidden>\n      <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n        <path d=\"m6 10 6-6 6 6M12 4v16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n      <\/svg>\n      <span>\uc704\ub85c \uac00\uae30<\/span>\n    <\/button>\n  <\/div>\n\n  <div class=\"loaning-floating-cta\" aria-label=\"\ubaa8\uae30\uc9c0 \uae08\ub9ac \ube44\uad50\">\n    <a class=\"loaning-floating-cta__link\" href=\"https:\/\/loaning.ai\/tools\/compare-rates?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=26_affordable_places_series&amp;utm_content=kr_sanjose_home_price\" target=\"_blank\" rel=\"noopener noreferrer\">\ud83d\udc49 Find My Best Mortgage Rate<\/a>\n  <\/div>\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"2026\ub144 \uc0b0\ud638\uc138\uc5d0\uc11c \uac00\uc7a5 \ub0ae\uc740 \ube44\uad50 \ud6c4\ubcf4\ub294 \uc5b4\ub514\uc778\uac00\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uc774 \uae00\uc5d0\uc11c \ube44\uad50\ud55c \ub2e4\uc12f \uacf3 \uc911 Seven Trees\uc758 2026\ub144 6\uc6d4 \uc885\ub8cc 3\uac1c\uc6d4 \uc911\uac04\uac12\uc774 69\ub9cc7,257\ub2ec\ub7ec\ub85c \uac00\uc7a5 \ub0ae\uc558\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uac70\ub798\uac00 8\uac74\uc774\uace0 \uc774\ub3d9\uc2dd \uc8fc\ud0dd \ub4f1 \ub2e4\ub978 \uc720\ud615\uc774 \uc11e\uc5ec \uc788\uc5b4 \uc77c\ubc18 \ub2e8\ub3c5\uc8fc\ud0dd \uc2dc\uc138\ub85c \ubc1b\uc544\ub4e4\uc774\uba74 \uc548 \ub429\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"100\ub9cc \ub2ec\ub7ec \uc548\ud301\uc73c\ub85c \uc0b0\ud638\uc138 \uc8fc\ud0dd\uc744 \uc0b4 \uc218 \uc788\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ucf58\ub3c4\uc640 \ud0c0\uc6b4\ud648, \uc18c\ud615 \uc8fc\ud0dd\uc744 \ud3ec\ud568\ud558\uba74 \ud6c4\ubcf4\uac00 \ub098\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\ub3c5\uc8fc\ud0dd\ub9cc \uace0\ub974\uac70\ub098 \uc6d0\ud558\ub294 \uce68\uc2e4 \uc218\uc640 \ud1b5\uadfc \uad6c\uac04\uc744 \ub123\uc73c\uba74 \ud544\uc694 \uc608\uc0b0\uc774 \uc62c\ub77c\uac08 \uc218 \uc788\uc73c\ubbc0\ub85c \uc8fc\ud0dd \uc720\ud615\uc744 \uba3c\uc800 \uace0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Downtown San Jose \ucf58\ub3c4\ub294 \uc65c \uc0c1\ub300\uc801\uc73c\ub85c \uc800\ub834\ud55c\uac00\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uc9c0\uc5ed \uc911\uac04\uac12\uc5d0 \ucf58\ub3c4\uc640 \ubd80\ucc29\ud615 \uc8fc\ud0dd\uc758 \ube44\uc911\uc774 \ubc18\uc601\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9e4\uc785\uac00\ub9cc \ube44\uad50\ud558\uc9c0 \ub9d0\uace0 HOA \ud68c\ube44, \uc608\uc0b0\uacfc \uc900\ube44\uae08, \ub9c8\uc2a4\ud130 \ubcf4\ud5d8, \uc608\uc815\ub41c \ud2b9\ubcc4\ubd80\uacfc\uae08\uc744 \ud568\uaed8 \ud655\uc778\ud558\uc138\uc694.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc0b0\ud638\uc138 \uc7ac\uc0b0\uc138\ub294 \ub9e4\uc785\uac00\uc758 1%\ub9cc \uc608\uc0b0\ud558\uba74 \ub418\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uae30\ubcf8 \uc138\uc728\uc740 \ud3c9\uac00\uc561\uc758 1%\ub85c \uc81c\ud55c\ub418\uc9c0\ub9cc \uc720\uad8c\uc790 \uc2b9\uc778 \ucc44\uad8c\uacfc \ud2b9\ubcc4\uc138, \uc9c1\uc811 \ubd80\uacfc\uae08\uc774 \ub354\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\uc720\uad8c \uc774\uc804 \ud6c4\uc5d0\ub294 \ubcc4\ub3c4\uc758 supplemental tax \uace0\uc9c0\uc11c\uac00 \uc62c \uc218 \uc788\uc5b4 APN\ubcc4 \uc138\uae08 \ub0b4\uc5ed\uc744 \ub530\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc0b0\ud638\uc138\uc5d0\uc11c \ud64d\uc218\ubcf4\ud5d8\uc774 \ud544\uc694\ud55c\uc9c0 \uc5b4\ub5bb\uac8c \uc54c \uc218 \uc788\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub9e4\ubb3c \uc8fc\uc18c\ub97c FEMA \ud64d\uc218 \uc9c0\ub3c4\uc640 Valley Water \uc870\ud68c \ub3c4\uad6c\uc5d0 \ub123\uc5b4 \ud655\uc778\ud558\uc138\uc694. \uc77c\ubc18 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