{"id":3553,"date":"2024-11-27T08:02:41","date_gmt":"2024-11-26T23:02:41","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=3553"},"modified":"2025-04-03T18:52:32","modified_gmt":"2025-04-03T09:52:32","slug":"%eb%af%b8%ea%b5%ad%ec%97%90%ec%84%9c-%ec%a7%91-%ec%82%ac%ea%b8%b0-%ea%b3%84%ec%95%bd-%ec%b2%b4%ea%b2%b0%eb%b6%80%ed%84%b0-%ed%81%b4%eb%a1%9c%ec%a7%95%ea%b9%8c%ec%a7%80","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/3553\/","title":{"rendered":"\ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30: \uacc4\uc57d \uccb4\uacb0\ubd80\ud130 \ud074\ub85c\uc9d5\uae4c\uc9c0"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"3240\" height=\"3240\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2024\/11\/\u1106\u1175\u1100\u116e\u11a8-\u110c\u116e\u1110\u1162\u11a8-\u1100\u116e\u1106\u1162-\u1100\u1161\u110b\u1175\u1103\u1173-2.jpg\" alt=\"\ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30\" class=\"wp-image-3556\"\/><\/figure>\n\n\n\n<p>\uc548\ub155\ud558\uc138\uc694, <strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=mortgage_information&amp;utm_content=home_buying_process\" target=\"_blank\" rel=\"noreferrer noopener\">Loaning.ai<\/a><\/strong>\uc785\ub2c8\ub2e4! \uc624\ub298\uc740 &#8220;<strong>\ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4 \uac00\uc774\ub4dc 2\ud3b8, \ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30<\/strong>&#8220;\ub85c \ub3cc\uc544\uc654\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c \uae00\uc5d0\uc11c <strong>\ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4<\/strong>\uc758 \uccab \ubc88\uc9f8 \uc5ec\uc815\uc778 <strong>\uc790\uae08 \uacc4\ud68d \uc218\ub9bd\ubd80\ud130 \uc624\ud37c \uc81c\ucd9c<\/strong>\uae4c\uc9c0\uc758 \uacfc\uc815\uc744 \ub2e4\ub918\ub294\ub370\uc694, \uc798 \ucc38\uace0\ud558\uc168\ub098\uc694? \ud83d\ude0a \uc544\uc9c1 \ud655\uc778\ud558\uc9c0 \uc54a\uc73c\uc168\ub2e4\uba74,<strong> <a href=\"https:\/\/blog.loaning.ai\/ko\/3474\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc774\uc804 \uae00<\/a>\uc744 \uc77d\uace0 \uc624\uc2dc\ub294 \uac83<\/strong>\uc744 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ubc88 \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 <strong>\ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4 \uacfc\uc815\uc758 \ub9c8\uc9c0\ub9c9 \ub2e8\uacc4<\/strong>\ub97c \ud558\ub098\uc529 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ubc14\ub85c <strong>\uacc4\uc57d \uccb4\uacb0\ubd80\ud130 \ud074\ub85c\uc9d5(Closing<\/strong>)\uae4c\uc9c0\uc758 \ubaa8\ub4e0 \uacfc\uc815\uc785\ub2c8\ub2e4. \ud83c\udfe1<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2024\/11\/\u1106\u1175\u1100\u116e\u11a8\u110b\u1166\u1109\u1165-\u110c\u1175\u11b8-\u1109\u1161\u1102\u1173\u11ab-\u1100\u116a\u110c\u1165\u11bc.jpg\" alt=\"\ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30\" class=\"wp-image-3555\"\/><\/figure>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d7dce0;color:#d7dce0\"\/>\n\n\n\n<p><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-\uacc4\uc57d\uc11c-\uccb4\uacb0\"><strong>5. \uacc4\uc57d\uc11c \uccb4\uacb0<\/strong><\/h2>\n\n\n\n<p>\uc624\ud37c \uc81c\ucd9c \ud6c4 \uc624\ud37c\uac00 \uc218\ub77d\ub418\uba74, \uc9d1 \uad6c\ub9e4 \ub2e8\uacc4\uc758 \uc911\uc694\ud55c \ub2e8\uacc4\uc778 <strong>\ubd80\ub3d9\uc0b0 \ub9e4\ub9e4 \uacc4\uc57d\uc11c<\/strong>\ub97c \uc791\uc131\ud558\uac8c \ub429\ub2c8\ub2e4. \uc774\ub54c\ubd80\ud130\ub294 \uc2e4\uc9c8\uc801\uc778 \uac70\ub798 \uacc4\uc57d\uc774 \uc774\ub8e8\uc5b4\uc9c0\ub2c8, \uc2dc\uac04\uc744 \ucda9\ubd84\ud788 \ud560\uc560\ud574 \uac80\ud1a0\ud558\uace0, \uc911\uac1c\uc778\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \uc774\ud574\ud55c \ud6c4 \uc9c4\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\uacc4\uc57d\uc11c-\uc791\uc131-\ub0b4\uc6a9\"><strong>\uacc4\uc57d\uc11c \uc791\uc131 \ub0b4\uc6a9<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uae30\ubcf8 \uc815\ubcf4:<\/strong> \ud310\ub9e4\uc790\uc640 \uad6c\ub9e4\uc790\uc758 \uc774\ub984, \uc8fc\uc18c, \uc8fc\ud0dd \uac00\uaca9, \uacc4\uc57d \uc870\uac74 \ub4f1.<\/li>\n\n\n\n<li><strong>\ucee8\ud2f4\uc804\uc2dc(Contingencies):<\/strong> Home Inspection, Mortgage \ub4f1\uc758 \uc870\uac74\uc744 \ud3ec\ud568\ud574, \uc911\ub300\ud55c \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud558\uac70\ub098 \ub300\ucd9c\uc774 \ub098\uc624\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uacc4\uc57d\uc744 \ucde8\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\uacc4\uc57d\uae08-earnest-money-3-\uc9c0\uae09\"><strong>\uacc4\uc57d\uae08(Earnest Money) 3% \uc9c0\uae09<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uad6c\ub9e4\uc790\ub294 Earnest Money\ub85c \ubcf4\ud1b5 <strong>\uc8fc\ud0dd \uac00\uaca9\uc758 3%<\/strong>\ub97c \uc5d0\uc2a4\ud06c\ub85c(Escrow) \ud68c\uc0ac\uc5d0 \uc9c0\ubd88\ud569\ub2c8\ub2e4. \uc5d0\uc2a4\ud06c\ub85c\ub294 \uacc4\uc57d\uae08\uc744 \uc548\uc804\ud558\uac8c \ubcf4\uad00\ud558\uba70, \uacc4\uc57d\uc774 \uc644\ub8cc\ub418\uba74 \uc774\ub97c \ud310\ub9e4\uc790\uc5d0\uac8c \uc804\ub2ec\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud574\uc678 \uc1a1\uae08:<\/strong> \ud55c\uad6d\uc5d0\uc11c \ubbf8\uad6d \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\ub294 \uacbd\uc6b0, \uacc4\uc57d\uae08\uc744 \uc1a1\uae08\ud558\uae30 \uc804\uc5d0 \uc8fc\uac70\ub798 \uc740\ud589\uc5d0\uc11c \ud55c\uad6d\uc740\ud589\uc5d0 \uc2e0\uace0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-escrow-open\"><strong>Escrow Open<\/strong><\/h3>\n\n\n\n<p>\uacc4\uc57d \uccb4\uacb0\uacfc \ud568\uaed8 <strong>\uc5d0\uc2a4\ud06c\ub85c\uac00 \uc624\ud508<\/strong>\ub418\uba70, \uc55e\uc73c\ub85c\uc758 \ubaa8\ub4e0 \uac70\ub798 \uad00\ub828 \uc5c5\ubb34\ub294 \uc5d0\uc2a4\ud06c\ub85c\ub97c \ud1b5\ud574 \uc9c4\ud589\ub429\ub2c8\ub2e4.<br><br><br><br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-6-\ub300\ucd9c-\uc2e0\uccad\ud558\uae30\"><strong>6. \ub300\ucd9c \uc2e0\uccad\ud558\uae30<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1672\" height=\"1134\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2024\/11\/\u1106\u1175\u1100\u116e\u11a8\u110b\u1166\u1109\u1165-\u110c\u1175\u11b8-\u1109\u1161\u1102\u1173\u11ab-\u1100\u116a\u110c\u1165\u11bc6-2.jpg\" alt=\"\" class=\"wp-image-3581\"\/><\/figure>\n\n\n\n<p>\uacc4\uc57d \uccb4\uacb0 \ud6c4\uc5d0\ub294 \ubcf8\uaca9\uc801\uc73c\ub85c <strong>\ub300\ucd9c \uc2e0\uccad(Mortgage Application)<\/strong> \ub2e8\uacc4\ub85c \ub118\uc5b4\uac11\ub2c8\ub2e4. \uc774\ubbf8 <strong>Underwritten pre-approval<\/strong>\uc744 \ubc1b\uc558\ub2e4\uba74, \uc81c\ucd9c\ud55c \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c \ub300\ucd9c \uc808\ucc28\ub97c \uc9c4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\ub300\ucd9c-\uc2b9\uc778-\uc720\ud615\"><strong>\ub300\ucd9c \uc2b9\uc778 \uc720\ud615<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\ud0c0\uc785<\/th><th>\uc2dc\uac04<\/th><th>Type of Credit Pull<\/th><th>\ud2b9\uc9d5<\/th><\/tr><\/thead><tbody><tr><td>Pre-qualification<\/td><td>15~60\ubd84<\/td><td>None (\uace0\uac1d \ubcf4\uace0)<\/td><td>\ube60\ub974\uc9c0\ub9cc \uc815\ud655\ud558\uc9c0 \uc54a\uc74c<\/td><\/tr><tr><td>Verified pre-approval<\/td><td>1~3\uc2dc\uac04<\/td><td>Soft (\uc2e0\uc6a9\uc810\uc218 \uc601\ud5a5 \uc5c6\uc74c)<\/td><td>\uc2e0\uc18d\ud558\uba70 \ucd08\uae30 \ub2e8\uacc4\uc5d0 \uc801\ud569<\/td><\/tr><tr><td>Underwritten pre-approval<\/td><td>\uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub984<\/td><td>Hard (\uc2e0\uc6a9\uc810\uc218 \uc601\ud5a5 \uc788\uc74c)<\/td><td>\uac00\uc7a5 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc2b9\uc778 \ubc29\uc2dd<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\ubaa8\uae30\uc9c0-\uc2e0\uccad\uc11c\ub958\"><strong>\ubaa8\uae30\uc9c0 \uc2e0\uccad\uc11c\ub958<\/strong><\/h3>\n\n\n\n<p>\ub2e4\uc74c \uc815\ubcf4\ub97c <strong>Lender<\/strong>\uc5d0 \uc81c\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc18c\ub4dd \uc815\ubcf4:<\/strong> Paystub, W-2, 1099, \ub610\ub294 \uc0ac\uc5c5 \uc190\uc775(P&amp;L) \ubcf4\uace0\uc11c.<\/li>\n\n\n\n<li><strong>\uc790\uc0b0 \uc815\ubcf4:<\/strong> Bank Statement, \uc8fc\uc2dd \uad00\ub828 \uc11c\ub958.<\/li>\n\n\n\n<li><strong>\uc2e0\uc6a9 \uc815\ubcf4:<\/strong> Credit Score \ubc0f \ubd80\ucc44 \uc0c1\ud669.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\ub300\ucd9c-\uacac\uc801\uc11c-\uac80\ud1a0\"><strong>\ub300\ucd9c \uacac\uc801\uc11c \uac80\ud1a0<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubaa8\ub4e0 \ub300\ucd9c \uae30\uad00\uc740 \ubc95\uc801\uc73c\ub85c \uc8fc\ud0dd \uacc4\uc57d \uccb4\uacb0 \ud6c4 <strong>3\uc601\uc5c5\uc77c \uc774\ub0b4<\/strong>\uc5d0 <strong>\ub300\ucd9c \uacac\uc801\uc11c(Loan Estimate)<\/strong>\ub97c \ubc1c\uc1a1\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub300\ucd9c \uacac\uc801\uc5d0\ub294 \ub300\ucd9c \uc218\uc218\ub8cc, \uc138\uae08, \uac10\uc815 \ube44\uc6a9 \ub4f1 <strong>\ubaa8\ub4e0 \ud074\ub85c\uc9d5 \ube44\uc6a9(Closing Costs)<\/strong>\uc758 \uc608\uc0c1\uce58\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><br><em>\ud83d\udca1<\/em> <strong>Loaning.ai<\/strong>\uc5d0\uc11c\ub294 \ube44\ub300\uba74\uc73c\ub85c \ub300\ucd9c \uc815\ubcf4\ub97c \uc81c\ucd9c\ud558\uace0 \uc27d\uac8c \uacac\uc801\uc744 \ud655\uc778\ud560 \uc218 \uc788\ub294 \uc2dc\uc2a4\ud15c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br><br><br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-7-\ub300\ucd9c-\uc794\uc5ec-\uc5c5\ubb34-\uc9c4\ud589\ud558\uae30\"><strong>7. \ub300\ucd9c \uc794\uc5ec \uc5c5\ubb34 \uc9c4\ud589\ud558\uae30<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1672\" height=\"1134\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2024\/11\/\u1106\u1175\u1100\u116e\u11a8\u110b\u1166\u1109\u1165-\u110c\u1175\u11b8-\u1109\u1161\u1102\u1173\u11ab-\u1100\u116a\u110c\u1165\u11bc7-1.jpg\" alt=\"\" class=\"wp-image-3579\"\/><\/figure>\n\n\n\n<p>\uc8fc\ud0dd \ub9e4\ub9e4 \uacc4\uc57d\uc11c\uc758 <strong>\ucee8\ud2f4\uc804\uc2dc(Contingency)<\/strong>\uac00 \ud574\uacb0\ub418\uba74, \ucd5c\uc885 \ub300\ucd9c \uc2b9\uc778\uc744 \uc704\ud55c \uc900\ube44\ub97c \uc9c4\ud589\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-appraisal-\uac10\uc815\ud3c9\uac00\"><strong>Appraisal (\uac10\uc815\ud3c9\uac00)<\/strong><\/h3>\n\n\n\n<p><strong>Lender<\/strong>\ub294 <strong>AMC(Appraisal Management Company)<\/strong>\ub97c \ud1b5\ud574 \uc8fc\ud0dd \uac10\uc815\ud3c9\uac00\ub97c \uc9c4\ud589\ud558\uba70, \ube44\uc6a9\uc740 \ubcf4\ud1b5 <strong>$500~$1,000<\/strong>\uc785\ub2c8\ub2e4. \uad6c\ub9e4\uc790\uac00 \uc774\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-homeowner-s-insurance-\uc8fc\ud0dd-\ubcf4\ud5d8\"><strong>Homeowner\u2019s Insurance (\uc8fc\ud0dd \ubcf4\ud5d8)<\/strong><\/h3>\n\n\n\n<p>\uc8fc\ud0dd \uad6c\ub9e4 \uc2dc <strong>\uc8fc\ud0dd \ubcf4\ud5d8 \uac00\uc785<\/strong>\uc774 \ud544\uc218\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ubcf4\ud5d8\uc0ac\uc758 \uacac\uc801\uc744 \ube44\uad50\ud558\uace0, \ub3d9\uc77c\ud55c \uc870\uac74\uc5d0\uc11c \uac00\uc7a5 \uc800\ub834\ud55c \uc635\uc158\uc744 \uc120\ud0dd\ud558\uc138\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-title-search-amp-title-insurance\"><strong>Title Search &amp; Title Insurance<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Title Search:<\/strong> \uc18c\uc720\uad8c, \uc138\uae08 \ubbf8\ub0a9 \uc5ec\ubd80, \ubd84\uc7c1 \ub4f1\uc744 Escrow\uc640 Title Company\uac00 \uc870\uc0ac\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>Title Insurance:<\/strong> \uc18c\uc720\uad8c \ubb38\uc81c, \ubd80\ub3d9\uc0b0 \uce68\ud574, \uad8c\ub9ac \uc8fc\uc7a5 \ub4f1\uc744 \ubcf4\uc7a5\ud558\uba70 \uae08\uc735\uae30\uad00\uc774 \ud544\uc218\ub85c \uc694\uad6c\ud569\ub2c8\ub2e4.<br><br><br><br><br><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-8-\ub300\ucd9c-\ubc0f-\uc8fc\ud0dd-\uad6c\ub9e4-\ub9c8\uac10\ud558\uae30\"><strong>8. \ub300\ucd9c \ubc0f \uc8fc\ud0dd \uad6c\ub9e4 \ub9c8\uac10\ud558\uae30<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1672\" height=\"1344\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2024\/11\/\u1106\u1175\u1100\u116e\u11a8\u110b\u1166\u1109\u1165-\u110c\u1175\u11b8-\u1109\u1161\u1102\u1173\u11ab-\u1100\u116a\u110c\u1165\u11bc8-4.jpg\" alt=\"\" class=\"wp-image-3569\"\/><\/figure>\n\n\n\n<p><strong>\ub300\ucd9c \ucd5c\uc885 \uc2b9\uc778<\/strong> \ud6c4, \uc57d <strong>30\uc77c \uc774\ub0b4<\/strong>\uc5d0 \ud074\ub85c\uc9d5(Closing)\uc774 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. \uc774 \ub2e8\uacc4\ub294 \uc8fc\ud0dd \uad6c\ub9e4\uc758 \ucd5c\uc885 \uacfc\uc815\uc73c\ub85c, \uad6c\ub9e4\uc790\ub294 \uc11c\ub958\ub97c \uc11c\uba85\ud558\uace0 \uc794\uae08\uc744 \uc1a1\uae08\ud558\uba70, \uc9d1 \uc5f4\uc1e0\ub97c \ubc1b\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\ud074\ub85c\uc9d5-\ub2e8\uacc4\"><strong>\ud074\ub85c\uc9d5 \ub2e8\uacc4<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Mortgage Note(\ub300\ucd9c \uacc4\uc57d\uc11c) \uc11c\uba85:<\/strong> \ub300\ucd9c \uc870\uac74(\uae30\uac04, \uae08\ub9ac, \uae08\uc561)\uc744 \ud655\uc778\ud558\uace0 \uc11c\uba85\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>Closing Disclosure \uc11c\uba85:<\/strong> \uc8fc\ud0dd \ub9e4\ub9e4\uc640 \ub300\ucd9c \uad00\ub828 \ubaa8\ub4e0 \ube44\uc6a9 \ub0b4\uc5ed\uc744 \uac80\ud1a0 \ud6c4 \uc11c\uba85\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>Mortgage Deed \uc11c\uba85:<\/strong> \uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\ub294 \ubc95\uc801 \uc11c\ub958\uc5d0 \uc11c\uba85\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\ucd5c\uc885-\uc1a1\uae08\"><strong>\ucd5c\uc885 \uc1a1\uae08<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uad6c\ub9e4\uc790:<\/strong> \uacc4\uc57d\uae08\uc744 \uc81c\uc678\ud55c \uc794\uc5ec \uae08\uc561\uc744 \uc5d0\uc2a4\ud06c\ub85c\uc5d0 \uc1a1\uae08\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>Lender:<\/strong> \ub300\ucd9c\uae08\uc744 \uc5d0\uc2a4\ud06c\ub85c\uc5d0 \uc1a1\uae08\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>Escrow:<\/strong> \uc8fc\ud0dd \ud310\ub9e4 \ub300\uae08\uc744 \ud310\ub9e4\uc790\uc5d0\uac8c \uc1a1\uae08 \ud6c4, \uac70\ub798\ub97c \uc885\ub8cc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-\ub300\ucd9c\uae08-\ub0a9\uc785\"><strong>\ub300\ucd9c\uae08 \ub0a9\uc785<\/strong><\/h3>\n\n\n\n<p>\ub300\ucd9c \uc2e4\ud589 \ud6c4 \uccab \ub0a9\uc785\uc77c\uc740 \ubcf4\ud1b5 <strong>1\uac1c\uc6d4 \ub4a4<\/strong> \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 4\uc6d4 15\uc77c\uc5d0 \ud074\ub85c\uc9d5\uc744 \ub9c8\ucce4\ub2e4\uba74 <strong>6\uc6d4 1\uc77c<\/strong>\uc774 \uccab \ub0a9\uc785\uc77c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><br>\uc8fc\ud0dd \uad6c\ub9e4 \uacfc\uc815\uc5d0 \ub300\ud55c \ub354 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 <strong><a href=\"https:\/\/loaning.ai\/ko\/homebuying-guide\/homebuying-guide\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5ec\uae30<\/a><\/strong>\uc5d0\uc11c \ud655\uc778\ud558\uc138\uc694!<\/p>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d3d9de;color:#d3d9de\"\/>\n\n\n\n<p><strong>\ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30<\/strong>, \ucc98\uc74c\uc5d0\ub294 \ubcf5\uc7a1\ud558\uac8c \ub290\uaef4\uc9c8 \uc218 \uc788\uc9c0\ub9cc, \uccb4\uacc4\uc801\uc73c\ub85c \ub2e8\uacc4\ub97c \uc9c4\ud589\ud558\uba74 \ub204\uad6c\ub098 \uafc8\uc758 \uc9d1\uc744 \uac00\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=mortgage_information&amp;utm_content=home_buying_process\" target=\"_blank\" rel=\"noreferrer noopener\"> Loaning.ai<\/a><\/strong>\ub294 \ucc98\uc74c\ubd80\ud130 \ub05d\uae4c\uc9c0 \ubaa8\ub4e0 \uacfc\uc815\uc744 \uc9c0\uc6d0\ud558\uba70, \uace0\uac1d\ub2d8\uc758 \ub0b4 \uc9d1 \ub9c8\ub828 \uc5ec\uc815\uc744 \uc131\uacf5\uc801\uc73c\ub85c \uc774\ub04c\uc5b4 \ub4dc\ub9bd\ub2c8\ub2e4. \ucd94\uac00\ub85c \uad81\uae08\ud55c \uc810\uc774 \uc788\uc73c\uc2dc\uba74 \uc5b8\uc81c\ub4e0 <strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=mortgage_information&amp;utm_content=home_buying_process\" target=\"_blank\" rel=\"noreferrer noopener\">Loaning.ai<\/a><\/strong>\uc5d0 \ubb38\uc758\ud574 \uc8fc\uc138\uc694!<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><br><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694, Loaning.ai\uc785\ub2c8\ub2e4! \uc624\ub298\uc740 &#8220;\ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4 \uac00\uc774\ub4dc 2\ud3b8, \ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30&#8220;\ub85c \ub3cc\uc544\uc654\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c \uae00\uc5d0\uc11c \ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4\uc758 \uccab \ubc88\uc9f8 \uc5ec\uc815\uc778 \uc790\uae08 \uacc4\ud68d \uc218\ub9bd\ubd80\ud130 \uc624\ud37c \uc81c\ucd9c\uae4c\uc9c0\uc758 \uacfc\uc815\uc744 \ub2e4\ub918\ub294\ub370\uc694, \uc798 \ucc38\uace0\ud558\uc168\ub098\uc694? \ud83d\ude0a \uc544\uc9c1 \ud655\uc778\ud558\uc9c0 \uc54a\uc73c\uc168\ub2e4\uba74, \uc774\uc804 \uae00\uc744 \uc77d\uace0 \uc624\uc2dc\ub294 \uac83\uc744 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4. \uc774\ubc88 \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4 \uacfc\uc815\uc758 \ub9c8\uc9c0\ub9c9 \ub2e8\uacc4\ub97c \ud558\ub098\uc529 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ubc14\ub85c \uacc4\uc57d \uccb4\uacb0\ubd80\ud130 \ud074\ub85c\uc9d5(Closing)\uae4c\uc9c0\uc758 \ubaa8\ub4e0 \uacfc\uc815\uc785\ub2c8\ub2e4. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3554,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[47],"tags":[325,324,237,322,321,318,320],"class_list":["post-3553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-47","tag-mortage-application-process","tag-us-homebuying-guide","tag-237","tag-322","tag-321","tag-318","tag-320"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30: \uacc4\uc57d \uccb4\uacb0\ubd80\ud130 \ud074\ub85c\uc9d5\uae4c\uc9c0<\/title>\n<meta name=\"description\" content=\"\ubbf8\uad6d\uc5d0\uc11c \uc9d1 \uc0ac\uae30, \uc8fc\ud0dd \uad6c\ub9e4 \uac00\uc774\ub4dc 2\ud3b8! \uacc4\uc57d \uccb4\uacb0\ubd80\ud130 \ud074\ub85c\uc9d5\uae4c\uc9c0\uc758 \ubaa8\ub4e0 \uacfc\uc815\uacfc \uc8fc\uc758\uc0ac\ud56d\uc744 \uc0c1\uc138\ud788 \uc548\ub0b4\ud569\ub2c8\ub2e4. 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