{"id":6012,"date":"2025-02-11T16:43:26","date_gmt":"2025-02-12T00:43:26","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=6012"},"modified":"2025-02-11T16:42:47","modified_gmt":"2025-02-12T00:42:47","slug":"%eb%af%b8%ea%b5%ad-%eb%aa%a8%ea%b8%b0%ec%a7%80-%ea%b8%88%eb%a6%ac-%eb%82%ae%ec%b6%94%eb%8a%94-%eb%b0%a9%eb%b2%95-discount-point-ltv-%ec%8b%a0%ec%9a%a9%ec%a0%90%ec%88%98-%ed%99%9c%ec%9a%a9","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/6012\/","title":{"rendered":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uae08\ub9ac \ub0ae\ucd94\ub294 \ubc29\ubc95: Discount Point, LTV, \uc2e0\uc6a9\uc810\uc218 \ud65c\uc6a9"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1765\" height=\"1765\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/02\/\u1106\u1175\u1100\u116e\u11a8-\u1106\u1169\u1100\u1175\u110c\u1175-\u1100\u1173\u11b7\u1105\u1175-1.jpg\" alt=\"\" class=\"wp-image-6013\"\/><\/figure>\n\n\n\n<p>\uc548\ub155\ud558\uc138\uc694, <strong><a href=\"https:\/\/loaning.ai\/ko\" target=\"_blank\" rel=\"noreferrer noopener\">Loaning.ai<\/a><\/strong>\uc785\ub2c8\ub2e4!\ud83c\udfe1 \ubbf8\uad6d\uc5d0\uc11c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc18c \uc911 \ud558\ub098\ub294<strong> \ubaa8\uae30\uc9c0 \uae08\ub9ac<\/strong>\uc785\ub2c8\ub2e4. \uae08\ub9ac\uac00 \ub192\uc744 \uacbd\uc6b0 30\ub144 \ub3d9\uc548 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uc774\uc790\uac00 \uc6d0\uae08\ubcf4\ub2e4 \ub192\uc544\uc9c8 \uc218\ub3c4 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc5b4\ub5bb\uac8c \ud558\uba74 \uae08\ub9ac\ub97c \ub0ae\ucd9c \uc218 \uc788\uc744\uc9c0 \uc804\ub7b5\uc801\uc73c\ub85c \uc811\uadfc\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc624\ub298\uc740 <strong>\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95<\/strong>\uc744 \uc0c1\uc138\ud788 \uc18c\uac1c\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4! \ud83d\ude0a<\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#dae1e7;color:#dae1e7\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>1. Discount Point \ud65c\uc6a9<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"font-size:18px\">\u2705 <strong>Discount Point\ub780?<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2678\" height=\"2419\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/02\/Discount-point-1.jpg\" alt=\"\" class=\"wp-image-6021\"\/><\/figure>\n\n\n\n<p>Discount Point\ub294 \ub300\ucd9c \uc2dc <strong>\ucd94\uac00 \ube44\uc6a9(\ud3ec\uc778\ud2b8)\uc744 \uc9c0\ubd88\ud558\uc5ec \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \ubc29\uc2dd<\/strong>\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 7.375% \uae08\ub9ac\ub85c $1M\uc744 \ub300\ucd9c\ud558\ub294 \uacbd\uc6b0, <strong>$23,660\uc744 \uc9c0\ubd88\ud558\uba74 \uae08\ub9ac\uac00 6.500%\ub85c \ub0ae\uc544\uc838<\/strong> \uc6d4 \uc0c1\ud658\uc561\uc744 $586.07 \uc808\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udccc <strong>Point \uc801\uc6a9 \uc2dc \uc808\uac10 \ud6a8\uacfc<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Point \uc9c0\ubd88 \ud6c4 \uc6d4 \uc0c1\ud658\uc561 \uc808\uac10\uc561: <strong>$586.07 ($6,906.75 \u2192 $6,320.68)<\/strong><\/li>\n\n\n\n<li>\ud22c\uc790 \ub300\ube44 \uc190\uc775\ubd84\uae30\uc810(Break-even Point): <strong> 41\uac1c\uc6d4 \ud6c4<\/strong>(\uc57d 3.5\ub144 \ud6c4)<\/li>\n\n\n\n<li>\ucd1d \uc774\uc790 \ube44\uc6a9 \uc808\uac10\uc561: <strong>$210,985.65<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc <strong>Discount Point \ud65c\uc6a9 \uc2dc \uace0\ub824 \uc0ac\ud56d<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc7a5\uae30\uac04 \uac70\uc8fc\ud560 \uacc4\ud68d\uc774\ub77c\uba74 Discount Point\ub97c \ud65c\uc6a9\ud558\uc5ec \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ubc18\ub300\ub85c <strong>3\ub144 \uc774\ub0b4 \uc8fc\ud0dd\uc744 \ud310\ub9e4\ud558\uac70\ub098, \ud5a5\ud6c4 \uae08\ub9ac \uc778\ud558\ub85c Refinance(\uc7ac\uc735\uc790)\ub97c \ubc1b\uc744 \uacc4\ud68d\uc774\ub77c\uba74<\/strong> Point\ub97c \uc9c0\ubd88\ud558\uc9c0 \uc54a\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>point\uc5d0 \ub300\ud55c \ub354 \uc790\uc138\ud55c \uc815\ubcf4\ub294 \uc544\ub798\uc758 \uae00\uc5d0\uc11c \ud655\uc778\ud558\uc138\uc694!\ud83d\udc47\ud83d\udc47<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-\ubbf8\uad6d-30-\ub144-\ubaa8\uae30\uc9c0-\uae08\ub9ac-\ub85c\ub2ddai-\ube14\ub85c\uadf8 wp-block-embed-\ubbf8\uad6d-30-\ub144-\ubaa8\uae30\uc9c0-\uae08\ub9ac-\ub85c\ub2ddai-\ube14\ub85c\uadf8\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"FUyfbOaaqN\"><a href=\"https:\/\/blog.loaning.ai\/ko\/4531\/\">\ubaa8\uae30\uc9c0 \ud3ec\uc778\ud2b8(Mortgage Points): \uc774\uc790\uc728\uc744 \ub0ae\ucd94\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\ubaa8\uae30\uc9c0 \ud3ec\uc778\ud2b8(Mortgage Points): \uc774\uc790\uc728\uc744 \ub0ae\ucd94\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95&#8221; &#8212; \ubbf8\uad6d 30\ub144 \ubaa8\uae30\uc9c0 \uae08\ub9ac | \ub85c\ub2ddAI \ube14\ub85c\uadf8\" src=\"https:\/\/blog.loaning.ai\/ko\/4531\/embed\/#?secret=V4xFBLZxSL#?secret=FUyfbOaaqN\" data-secret=\"FUyfbOaaqN\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>2. LTV (Loan-to-Value) \ub0ae\ucd94\uae30<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2678\" height=\"2501\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/02\/LTV-\u1102\u1161\u11bd\u110e\u116e\u1102\u1173\u11ab\u1107\u1165\u11b8-2.jpg\" alt=\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uae08\ub9ac\" class=\"wp-image-6022\"\/><\/figure>\n\n\n\n<p>LTV(\ub300\ucd9c\ube44\uc728)\ub780, \uc8fc\ud0dd \uac00\uaca9 \ub300\ube44 \ub300\ucd9c \uae08\uc561\uc758 \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c <strong>LTV\uac00 \ub0ae\uc744\uc218\ub85d \ub300\ucd9c \uae08\ub9ac\uac00 \uc720\ub9ac\ud574\uc9d1\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\ud83d\udccc <strong>LTV \uc870\uc815 \ud6a8\uacfc<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>LTV <strong>80% \u2192 70%<\/strong>\ub85c \ub0ae\ucd9c \uacbd\uc6b0, \uae08\ub9ac <strong>7.375% \u2192 6.875% (0.500% \uc808\uac10)<\/strong><\/li>\n\n\n\n<li>\uc6d4 \uc0c1\ud658\uc561 \uc808\uac10\uc561: <strong>$1,158.62 ($6,906.75 \u2192 $5,748.13)<\/strong><\/li>\n\n\n\n<li>\ucd1d \uc774\uc790 \ube44\uc6a9 \uc808\uac10\uc561: <strong>$292,105.53<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc <strong>LTV \uc870\uc815 \uc2dc \uace0\ub824\ud560 \uc810<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>LTV\uac00 60% \uc774\ud558\uc77c \uacbd\uc6b0 \uac00\uc7a5 \uc88b\uc740 \uae08\ub9ac<\/strong>\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>LTV\uac00 <strong>5% \uc99d\uac00\ud560 \ub54c\ub9c8\ub2e4 \ud3c9\uade0\uc801\uc73c\ub85c 0.125% \uc815\ub3c4 \uae08\ub9ac\uac00 \uc0c1\uc2b9<\/strong>\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc5ec\uc720 \uc790\uae08\uc774 \uc788\ub2e4\uba74 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ub298\ub824 LTV\ub97c \ub0ae\ucd94\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>3. Credit Score(\uc2e0\uc6a9 \uc810\uc218) \ub192\uc774\uae30<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2678\" height=\"2537\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/02\/\u1109\u1175\u11ab\u110b\u116d\u11bc\u110c\u1165\u11b7\u1109\u116e-\u1102\u1169\u11c1\u110b\u1175\u1100\u1175-1.jpg\" alt=\"\" class=\"wp-image-6023\"\/><\/figure>\n\n\n\n<p>\ubbf8\uad6d\uc5d0\uc11c \ubaa8\uae30\uc9c0\ub97c \ubc1b\uc744 \ub54c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ubbf8\uad6d \uc2e0\uc6a9\ud3c9\uac00\uc0ac\uc778 <strong>Experian, Equifax, TransUnion\uc774 \uc81c\uacf5\ud558\ub294 FICO \uc810\uc218 \uc911 \uc911\uac04 \uc810\uc218<\/strong>\ub97c \uae30\uc900\uc73c\ub85c \uae08\ub9ac\uac00 \uacb0\uc815\ub429\ub2c8\ub2e4. <strong>\uc2e0\uc6a9 \uc810\uc218\uac00 \ub192\uc744\uc218\ub85d \ub354 \ub0ae\uc740 \uae08\ub9ac\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\ud83d\udccc <strong>Credit Score \uc870\uc815 \ud6a8\uacfc<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2e0\uc6a9 \uc810\uc218 <strong>750 \u2192 800<\/strong>\uc73c\ub85c \uc0c1\uc2b9\ud560 \uacbd\uc6b0, \uae08\ub9ac <strong>7.375% \u2192 7.000% (0.375% \uc808\uac10)<\/strong><\/li>\n\n\n\n<li>\uc6d4 \uc0c1\ud658\uc561 \uc808\uac10\uc561: <strong>$253.73 ($6,906.75 \u2192 $6,653.02)<\/strong><\/li>\n\n\n\n<li>\ucd1d \uc774\uc790 \ube44\uc6a9 \uc808\uac10\uc561: <strong>$91,341.55<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc <strong>\uc2e0\uc6a9 \uc810\uc218 \uad00\ub9ac \ubc29\ubc95<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>680\uc810 \uc774\uc0c1\ubd80\ud130 Mortgage\ub97c \ubc1b\ub294\ub370 \ud070 \ubb38\uc81c\uac00 \uc5c6\uc73c\ub098, <strong>780\uc810 \uc774\uc0c1<\/strong>\uc774\uba74 \uac00\uc7a5 \ub0ae\uc740 \uae08\ub9ac \uc801\uc6a9 \uac00\ub2a5<\/li>\n\n\n\n<li>\uc2e0\uc6a9 \uc810\uc218 <strong>20\uc810 \uc0c1\uc2b9 \uc2dc \uae08\ub9ac\uac00 \uc57d 0.125% \ub0ae\uc544\uc9c0\ub294 \ud6a8\uacfc<\/strong> \ubc1c\uc0dd<\/li>\n\n\n\n<li><strong>\uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4\ub97c \ub0ae\ucd94\uac70\ub098, \uc2e0\uaddc \ub300\ucd9c\uc744 \ubc1b\uc9c0 \uc54a\ub3c4\ub85d \uc8fc\uc758<\/strong><\/li>\n<\/ul>\n\n\n\n<p><br><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>4. \uae30\ud0c0 \uace0\ub824\ud574\uc57c \ud560 \uc0ac\ud56d<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2678\" height=\"2489\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/02\/\u1103\u1162\u110e\u116e\u11af-\u1100\u1173\u11b7\u1105\u1175-\u1102\u1161\u11bd\u110e\u116e\u1100\u1175.jpg\" alt=\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uae08\ub9ac\" class=\"wp-image-6024\"\/><\/figure>\n\n\n\n<p>\ub300\ucd9c \uae08\ub9ac\ub294 <strong>LTV, \uc2e0\uc6a9 \uc810\uc218, Discount Point \uc678\uc5d0\ub3c4 \ub2e4\uc591\ud55c \uc694\uc18c\uc5d0 \uc758\ud574 \uacb0\uc815<\/strong>\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udccc <strong>\ub300\ucd9c \uae08\uc561<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>$250,000 \uc774\ud558 \ub610\ub294 $2,000,000 \uc774\uc0c1<\/strong>\uc77c \uacbd\uc6b0 \uae08\ub9ac\uac00 \ub192\uc544\uc9c8 \uac00\ub2a5\uc131\uc774 \ud07c<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc <strong>\uc8fc\ud0dd \uc720\ud615<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Attached Condo(\uc5f0\ub9bd\uc8fc\ud0dd)<\/strong>\ub294 <strong>Single Family(\ub2e8\ub3c5\uc8fc\ud0dd)<\/strong> \ub300\ube44 \uae08\ub9ac\uac00 \ub192\uc744 \uc218 \uc788\uc74c<\/li>\n\n\n\n<li><strong>Multifamily(2~4\uc720\ub2db \uc8fc\ud0dd)<\/strong>\uc744 \uad6c\ub9e4\ud560 \uacbd\uc6b0 \uc77c\ubc18 \uc8fc\ud0dd\ubcf4\ub2e4 \ub192\uc740 \uae08\ub9ac\uac00 \uc801\uc6a9\ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc74c<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc <strong>\ub300\ucd9c \uc870\uac74<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Escrow Waiver<\/strong> (\ubcf4\ud5d8 \ubc0f \uc138\uae08\uc744 \ubcc4\ub3c4\ub85c \ub0a9\ubd80\ud558\ub294 \uc870\uac74) \uc801\uc6a9 \uc2dc \uae08\ub9ac \uc0c1\uc2b9 \uac00\ub2a5<\/li>\n\n\n\n<li><strong>Interest Only \ub300\ucd9c \uc0c1\ud488<\/strong> (\ucd08\uae30 \uba87 \ub144\uac04 \uc774\uc790\ub9cc \ub0a9\ubd80) \uc801\uc6a9 \uc2dc \uae08\ub9ac \uc0c1\uc2b9 \uac00\ub2a5<\/li>\n\n\n\n<li><strong>Second Home(\ubcc4\uc7a5) \ub300\ucd9c<\/strong> \uc2dc\uc5d0\ub3c4 \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud560 \uc218 \uc788\uc74c<\/li>\n<\/ul>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d5dee5;color:#d5dee5\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>\ud83d\udccc \uae08\ub9ac\ub97c \ub0ae\ucd94\uae30 \uc704\ud55c \ucd5c\uc801\uc758 \uc804\ub7b5\uc740?<\/strong><\/h2>\n\n\n\n<p>1\ufe0f\u20e3 <strong>\uc624\ub7ab\ub3d9\uc548 \uac70\uc8fc\ud560 \uacc4\ud68d\uc774\ub77c\uba74 \u2192 Discount Point \ud65c\uc6a9<\/strong><br>2\ufe0f\u20e3 <strong>\ub2e4\uc6b4\ud398\uc774\ub97c \ub298\ub9b4 \uc218 \uc788\ub2e4\uba74 \u2192 LTV \ub0ae\ucd94\uae30<\/strong><br>3\ufe0f\u20e3 <strong>\uc7a5\uae30\uc801\uc778 \uc2e0\uc6a9 \uad00\ub9ac\ub97c \uc6d0\ud55c\ub2e4\uba74 \u2192 Credit Score \uac1c\uc120<\/strong><\/p>\n\n\n\n<p>\uc774 \uc678\uc5d0\ub3c4 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ub300\ucd9c \uc870\uac74\uc5d0 \ub530\ub77c \ub2e4\uc591\ud55c \ubcc0\uc218\uac00 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udca1 <strong><a href=\"https:\/\/loaning.ai\/ko\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Loaning.ai<\/strong><\/a>\ub294 \ucd5c\uc800 \uae08\ub9ac \ubaa8\uae30\uc9c0 \ub300\ucd9c \uc635\uc158\uc744 \ucc3e\uc544\ub4dc\ub9ac\uba70, \ub9de\ucda4\ud615 \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4!<\/strong><\/p>\n\n\n\n<p>\ud83d\udcde \uc9c0\uae08 \ubb38\uc758\ud558\uc138\uc694!<br><br><br><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694, Loaning.ai\uc785\ub2c8\ub2e4!\ud83c\udfe1 \ubbf8\uad6d\uc5d0\uc11c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc18c \uc911 \ud558\ub098\ub294 \ubaa8\uae30\uc9c0 \uae08\ub9ac\uc785\ub2c8\ub2e4. \uae08\ub9ac\uac00 \ub192\uc744 \uacbd\uc6b0 30\ub144 \ub3d9\uc548 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uc774\uc790\uac00 \uc6d0\uae08\ubcf4\ub2e4 \ub192\uc544\uc9c8 \uc218\ub3c4 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc5b4\ub5bb\uac8c \ud558\uba74 \uae08\ub9ac\ub97c \ub0ae\ucd9c \uc218 \uc788\uc744\uc9c0 \uc804\ub7b5\uc801\uc73c\ub85c \uc811\uadfc\ud574\uc57c \ud569\ub2c8\ub2e4. \uc624\ub298\uc740 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc744 \uc0c1\uc138\ud788 \uc18c\uac1c\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4! \ud83d\ude0a 1. Discount Point \ud65c\uc6a9 \u2705 Discount Point\ub780? Discount Point\ub294 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6014,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[47,83],"tags":[885,887,886,256,257,884],"class_list":["post-6012","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-47","category-83","tag-discount-point","tag-ltv--","tag-886","tag-256","tag-257","tag-884"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uae08\ub9ac \ub0ae\ucd94\ub294 \ubc29\ubc95 \u2013 Discount Point, LTV, \uc2e0\uc6a9\uc810\uc218 \ud65c\uc6a9<\/title>\n<meta name=\"description\" content=\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uae08\ub9ac, \ub0ae\ucd94\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95! 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