{"id":8471,"date":"2025-04-28T17:01:18","date_gmt":"2025-04-28T08:01:18","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=8471"},"modified":"2026-03-17T18:54:08","modified_gmt":"2026-03-17T09:54:08","slug":"%eb%af%b8%ea%b5%ad-%eb%aa%a8%ea%b8%b0%ec%a7%80-%eb%8c%80%ec%b6%9c-%eb%9c%bb-%ec%b2%ab-%ec%a3%bc%ed%83%9d-%ea%b5%ac%eb%a7%a4%ec%9e%90%eb%9d%bc%eb%a9%b4-%ea%bc%ad-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/8471\/","title":{"rendered":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png\" alt=\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860\" class=\"wp-image-8647\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><figcaption class=\"wp-element-caption\">\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860<\/figcaption><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-\ubbf8\uad6d-\ubaa8\uae30\uc9c0-\ub860\uc774\ub780-\ubb34\uc5c7\uc778\uac00\uc694\"><strong>\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/h1>\n\n\n\n<div style=\"background-color: #EAF4EC; padding: 20px; border-radius: 8px; border: none; font-size: 16px; line-height: 1.6;\">\n  \ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860\uc774\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4.\n  \uc9d1\uc744 \ub2f4\ubcf4\ub85c \uc124\uc815\ud574 \ub3c8\uc744 \ube4c\ub9ac\uace0, \ube5a\uc744 \ub2e4 \uac1a\uc73c\uba74 \uc9d1\uc758 \uc644\uc804\ud55c \uc18c\uc720\uad8c\uc774 \ubcf8\uc778\uc5d0\uac8c \ub118\uc5b4\uac11\ub2c8\ub2e4. \n  \uc27d\uac8c \ub9d0\ud574, \uc9d1\uc744 \uc0ac\uae30 \uc704\ud574 \ub3c8\uc744 \ube4c\ub9ac\uace0 \ub9e4\ub2ec \uc870\uae08\uc529 \uac1a\uc544\ub098\uac00\ub294 \ub300\ucd9c\uc785\ub2c8\ub2e4.\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubaa8\uae30\uc9c0\uac00-\uc65c-\uc911\uc694\ud55c\uac00\uc694\"><br><strong>\ubaa8\uae30\uc9c0\uac00 \uc65c \uc911\uc694\ud55c\uac00\uc694?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uace0\uc561\uc758 \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/strong> \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \uc9d1\uac12 \uc804\uc561\uc744 \ud604\uae08\uc73c\ub85c \uc9c0\ubd88\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \ubaa8\uae30\uc9c0\ub97c \ud1b5\ud574 \ud070 \uae08\uc561\uc758 \ud604\uae08\uc744 \uc900\ube44\ud558\uc9c0 \uc54a\uace0 \uc9d1\uc744 \uad6c\ub9e4\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc8fc\ud0dd \uad6c\ub9e4\ub97c \ube60\ub974\uac8c \ud604\uc2e4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong> \ucd08\uae30 \uc790\uae08 \ubd80\ub2f4\uc744 \ub0ae\ucd94\uace0, \uc7a5\uae30 \uc0c1\ud658 \uacc4\ud68d\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc2e0\uc6a9 \uc810\uc218 \ud5a5\uc0c1\uc5d0\ub3c4 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/strong> \uc131\uc2e4\ud55c \ubaa8\uae30\uc9c0 \uc0c1\ud658\uc740 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uae0d\uc815\uc801 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubaa8\uae30\uc9c0\uc758-\uae30\ubcf8-\uad6c\uc870\"><br><strong>\ubaa8\uae30\uc9c0\uc758 \uae30\ubcf8 \uad6c\uc870<\/strong><\/h2>\n\n\n\n<table style=\"width: 100%; border-collapse: collapse; text-align: left;\">\n  <thead>\n    <tr style=\"background-color: #f8f9fa;\">\n      <th style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc694\uc18c<\/th>\n      <th style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc124\uba85<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">Principal (\uc6d0\uae08)<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ube4c\ub9b0 \ucd1d \uae08\uc561<\/td>\n    <\/tr>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">Interest (\uc774\uc790)<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc6d0\uae08\uc5d0 \ucd94\uac00\ub85c \uc9c0\ubd88\ud558\ub294 \ube44\uc6a9 (\uc774\uc790\uc728\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d0)<\/td>\n    <\/tr>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">Term (\uae30\uac04)<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ub300\ucd9c\uc744 \uc0c1\ud658\ud558\ub294 \uae30\uac04 (\ubcf4\ud1b5 15\ub144, 30\ub144 \ub4f1)<\/td>\n    <\/tr>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">Monthly Payment (\uc6d4 \ub0a9\uc785\uc561)<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ub9e4\uc6d4 \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \uae08\uc561 (\uc6d0\uae08 + \uc774\uc790 + \uc138\uae08 + \ubcf4\ud5d8)<\/td>\n    <\/tr>\n  <\/tbody>\n<\/table>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubaa8\uae30\uc9c0\uc758-\uc885\ub958\ub294-\uc5b4\ub5a4-\uac83\uc774-\uc788\ub098\uc694\"><br><br><strong>\ubaa8\uae30\uc9c0\uc758 \uc885\ub958\ub294 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub098\uc694?<\/strong><\/h2>\n\n\n\n<table style=\"width: 100%; border-collapse: collapse; text-align: left;\">\n  <thead>\n    <tr style=\"background-color: #f8f9fa;\">\n      <th style=\"padding: 12px; border: 1px solid #dee2e6;\">\ubaa8\uae30\uc9c0 \uc885\ub958<\/th>\n      <th style=\"padding: 12px; border: 1px solid #dee2e6;\">\ud2b9\uc9d5<\/th>\n      <th style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc7a5\uc810<\/th>\n      <th style=\"padding: 12px; border: 1px solid #dee2e6;\">\ub2e8\uc810<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\uace0\uc815\uae08\ub9ac \ubaa8\uae30\uc9c0<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ub300\ucd9c\uae30\uac04 \ub3d9\uc548 \uc774\uc790\uc728\uc774 \uace0\uc815<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc6d4 \ub0a9\ubd80\uae08\uc774 \uc77c\uc815\ud574 \uc608\uc0b0 \uad00\ub9ac \uc6a9\uc774<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ucd08\uae30 \uc774\uc790\uc728\uc774 \ubcc0\ub3d9\uae08\ub9ac\ubcf4\ub2e4 \ub192\uc744 \uc218 \uc788\uc74c<\/td>\n    <\/tr>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ubcc0\ub3d9\uae08\ub9ac \ubaa8\uae30\uc9c0<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc774\uc790\uc728\uc774 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub428<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ucd08\uae30 \uc774\uc790\uc728\uc774 \ub0ae\uc544 \uc2dc\uc791 \ube44\uc6a9\uc774 \uc801\uc74c<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc774\uc790\uc728 \uc0c1\uc2b9 \uc2dc \uc6d4 \ub0a9\ubd80\uae08 \uc99d\uac00 \uac00\ub2a5<\/td>\n    <\/tr>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">FHA \ub300\ucd9c<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ub0ae\uc740 \uacc4\uc57d\uae08(3.5%\ubd80\ud130)\uc73c\ub85c \ucd08\ubcf4\uc790 \ubc0f \uc2e0\uc6a9 \ub0ae\uc740 \uc0ac\ub78c\uc5d0\uac8c \uc720\ub9ac (\ube44\uc601\uc8fc\uad8c\uc790 X)<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\uc9c4\uc785 \uc7a5\ubcbd \ub0ae\uc74c<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ucd94\uac00 \ubcf4\ud5d8\ub8cc(PMI) \ud544\uc694<\/td>\n    <\/tr>\n    <tr>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">Foreign National Loan<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ubbf8\uad6d \ube44\uac70\uc8fc \uc678\uad6d\uc778\uc744 \uc704\ud55c \ub300\ucd9c, \ubbf8\uad6d \uc2e0\uc6a9\uc810\uc218 \ubd88\ud544\uc694. \uc8fc\ub85c <strong>\ud22c\uc790\uc6a9<\/strong> \ubd80\ub3d9\uc0b0 \uad6c\ub9e4\uc5d0 \uc0ac\uc6a9<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ubbf8\uad6d \uc2dc\ubbfc\uad8c\/\uac70\uc8fc\uad8c \uc5c6\uc774 \ubd80\ub3d9\uc0b0 \ud22c\uc790 \uac00\ub2a5<\/td>\n      <td style=\"padding: 12px; border: 1px solid #dee2e6;\">\ub192\uc740 \uacc4\uc57d\uae08(\ucd5c\uc18c 25~50%)\uacfc \uc774\uc790\uc728, \uc81c\ud55c\ub41c \ub300\ucd9c \uc6a9\ub3c4(\uc8fc\ub85c \ud22c\uc790\uc6a9)<\/td>\n    <\/tr>\n  <\/tbody>\n<\/table>\n\n\n\n<p>\uc9c0\ub09c 3\uc6d4, \ud2b8\ub7fc\ud504 \ud589\uc815\ubd80\uac00 \uc5f0\ubc29\uc8fc\ud0dd\uccad(FHA) \ub300\ucd9c \uc815\ucc45\uc744 \ubcc0\uacbd\ud574, \uc624\ub294 5\uc6d4\ubd80\ud130\ub294 \ube44\uc601\uc8fc\uad8c\uc790\uc758 FHA \ub300\ucd9c \uc790\uaca9\uc774 \ubc15\ud0c8\ub429\ub2c8\ub2e4. \uc774\uc5d0 \ub300\ud55c <a href=\"https:\/\/blog.loaning.ai\/ko\/7812\/\">\uc790\uc138\ud55c \ub0b4\uc6a9\uacfc \ub300\ucc98\ubc95<\/a>\ub3c4 \ud655\uc778\ud558\uc138\uc694!<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><br><strong>\ubaa8\uae30\uc9c0 \uc2e0\uccad \uc804 \uc8fc\uc758\uc0ac\ud56d<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e0\uc6a9\uc810\uc218 \ud655\uc778<\/strong>: \uc2e0\uc6a9\uc810\uc218\uac00 \ub192\uc744\uc218\ub85d \ub0ae\uc740 \uc774\uc790\uc728 \uac00\ub2a5. (Foreign National Loan\uc740 \ubbf8\uad6d \uc2e0\uc6a9\uc810\uc218 \ubd88\ud544\uc694)<\/li>\n\n\n\n<li><strong>\uc608\uc0b0 \uc124\uc815<\/strong>: \uc6d4 \uc18c\ub4dd\uc758 28~36% \uc774\ub0b4\ub85c \uc6d4 \ub0a9\ubd80\uae08\uc744 \uc720\uc9c0\ud558\uc138\uc694.<\/li>\n\n\n\n<li><strong>\uacc4\uc57d\uae08 \uc900\ube44<\/strong>: \uacc4\uc57d\uae08\uc774 \ub192\uc744\uc218\ub85d \uc774\uc790 \ubd80\ub2f4 \uac10\uc18c. (Foreign National Loan\uc740 25~50% \uacc4\uc57d\uae08 \uc694\uad6c)<\/li>\n\n\n\n<li><strong>\uc228\uc740 \ube44\uc6a9 \uace0\ub824<\/strong>: \uc138\uae08, \ubcf4\ud5d8, \uc720\uc9c0\ube44 \ub4f1 \ucd94\uac00 \ube44\uc6a9 \uacc4\uc0b0 \ud544\uc218.<\/li>\n\n\n\n<li><strong>\uc0ac\uc804 \uc2b9\uc778 \ubc1b\uae30<\/strong>: \ubaa8\uae30\uc9c0 \uc0ac\uc804 \uc2b9\uc778\uc73c\ub85c \uad6c\ub9e4 \uac00\ub2a5 \uae08\uc561 \ud30c\uc545 \uac00\ub2a5.<\/li>\n<\/ul>\n\n\n\n<div style=\"text-align: center\">\n      <a\n        href=\"https:\/\/loaning.ai\/apply?utm_source=blog_official&#038;utm_medium=loaning_kr&#038;utm_campaign=usawiki_mortgage&#038;utm_content=usawiki_mortgage_kr\"\n        style=\"background-color:#49CF7E; border-radius: 6px; color: #ffffff; display: inline-block; padding: 20px 36px;\n          font-weight: bold; text-align:center; text-decoration:none; width: fit-content; min-width: 120px;\n          -webkit-text-size-adjust:none;\"\n      >\n       10\ubd84 \uc548\uc5d0 \ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778 \ubc1b\uae30\n      <\/a>\n    <\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><br><strong>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \ubaa8\uae30\uc9c0\ub294 \ub204\uac00 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubbf8\uad6d \uc2dc\ubbfc\uad8c\uc790, \uc601\uc8fc\uad8c\uc790, \ube44\uc790 \uc18c\uc9c0\uc790(\uc608: H-1B, F-1), \ube44\uc601\uc8fc\uad8c\uc790 \ubaa8\ub450 \uc870\uac74 \ucda9\uc871 \uc2dc \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud574 \uc2e0\uc6a9 \uc810\uc218\ub294 \uc5b4\ub290 \uc815\ub3c4\uc5ec\uc57c \ud558\ub098\uc694?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc77c\ubc18\uc801\uc73c\ub85c 620\uc810 \uc774\uc0c1\uc744 \uc694\uad6c\ud558\uc9c0\ub9cc, FHA Loan\uc740 580\uc810\ubd80\ud130 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \uc678\uad6d\uc778\ub3c4 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud55c\uac00\uc694?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud22c\uc790\uc6a9 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud558\ub824\ub294 \uacbd\uc6b0, \uac00\ub2a5\ud569\ub2c8\ub2e4! <strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki_mortgage&amp;utm_content=usawiki_mortgage_kr\">Loaning.ai<\/a><\/strong>\uc5d0\uc11c\ub294 <strong>Foreign National Loan<\/strong> \uc0c1\ud488\uc744 \ud1b5\ud574 \uc678\uad6d\uc778 \ub300\ucd9c\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4!<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. \ubaa8\uae30\uc9c0 \uc774\uc790\uc728\uc740 \uc5b4\ub5bb\uac8c \uacb0\uc815\ub418\ub098\uc694?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2e0\uc6a9 \uc810\uc218, \ub300\ucd9c \uae08\uc561, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ube44\uc728, \ub300\ucd9c \uae30\uac04 \ub4f1\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. \ubaa8\uae30\uc9c0 \uc0c1\ud658\uc744 \uc870\uae30\uc5d0 \ub05d\ub0bc \uc218 \uc788\ub098\uc694?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub124, \uc870\uae30 \uc0c1\ud658\ub3c4 \uac00\ub2a5\ud558\uc9c0\ub9cc, \uc77c\ubd80 \ub300\ucd9c \uc0c1\ud488\uc740 \uc870\uae30 \uc0c1\ud658 \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. \ubaa8\uae30\uc9c0 \uc0c1\ud658\uc744 \ube68\ub9ac \ud558\uba74 \uc88b\uc740 \uc810\uc740?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc774\uc790 \ube44\uc6a9\uc774 \uc904\uc5b4\ub4e4\uace0 \ub300\ucd9c \uae30\uac04\uc774 \ub2e8\ucd95\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubbf8\uad6d-\ubaa8\uae30\uc9c0-\ub860-\ud55c-\ub208\uc5d0-\uc815\ub9ac\"><strong>\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860, \ud55c \ub208\uc5d0 \uc815\ub9ac<\/strong><\/h2>\n\n\n\n<p>\ubaa8\uae30\uc9c0\ub294 \uc9d1\uc744 \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ubc1b\uc544 \uc7a5\uae30\uac04\uc5d0 \uac78\uccd0 \uc0c1\ud658\ud558\ub294 \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ubaa8\uae30\uc9c0\ub294 \ubbf8\uad6d\uc5d0\uc11c \ub0b4 \uc9d1 \ub9c8\ub828\uc758 \ud544\uc218 \uacfc\uc815\uc774\uc790, \uc2e0\uc6a9\uacfc \uc7ac\uc815 \uacc4\ud68d\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \uacb0\uc815\uc785\ub2c8\ub2e4. <a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=usawiki_mortgage&amp;utm_content=usawiki_mortgage_kr\">Loaning.ai<\/a>\uc5d0\uc11c \ubaa8\uae30\uc9c0 \ub300\ucd9c \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \uc790\uaca9\uc744 \ud655\uc778\ud574\ubcf4\uace0, \uc81c\uacf5\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc744 \ud655\uc778\ud558\uc138\uc694!<\/p>\n\n\n\n<p>\uad00\ub828 \ucf58\ud150\uce20<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/7729\/\">\ubaa8\uae30\uc9c0 \uc774\uc790\uc728 \uacb0\uc815 \ubc29\ubc95 (\ucd5c\uc800 \uae08\ub9ac \ubc1b\ub294 \ud301 \ud3ec\ud568)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/7779\/\">\ud55c\uad6d\uc778\uc774 \ube44\uc790, \uc601\uc8fc\uad8c \uc5c6\uc774 \ubbf8\uad6d \uc9d1 \uc0ac\ub294 \ubc95<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/7955\/\">\ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc2e0\uc6a9\uc810\uc218 \uc5c6\uc774 \ub300\ucd9c \ubc1b\ub294 \ubc95<\/a><\/li>\n<\/ul>\n\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\">\n<a class=\"wp-block-button__link wp-element-button\"\nhref=\"https:\/\/loaning.ai\/homebuying-guide\/check-your-eligibility?utm_source=blog_official&#038;utm_medium=loaning_kr&#038;utm_campaign=usawiki_mortgage&#038;utm_content=usawiki_mortgage_kr\"\nstyle=\"background-color: #2AC052; color: #FFFFFF;\">\n\ubaa8\uae30\uc9c0 \ub300\ucd9c\ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uae30\n<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694? \ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860\uc774\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc9d1\uc744 \ub2f4\ubcf4\ub85c \uc124\uc815\ud574 \ub3c8\uc744 \ube4c\ub9ac\uace0, \ube5a\uc744 \ub2e4 \uac1a\uc73c\uba74 \uc9d1\uc758 \uc644\uc804\ud55c \uc18c\uc720\uad8c\uc774 \ubcf8\uc778\uc5d0\uac8c \ub118\uc5b4\uac11\ub2c8\ub2e4. \uc27d\uac8c \ub9d0\ud574, \uc9d1\uc744 \uc0ac\uae30 \uc704\ud574 \ub3c8\uc744 \ube4c\ub9ac\uace0 \ub9e4\ub2ec \uc870\uae08\uc529 \uac1a\uc544\ub098\uac00\ub294 \ub300\ucd9c\uc785\ub2c8\ub2e4. \ubaa8\uae30\uc9c0\uac00 \uc65c \uc911\uc694\ud55c\uac00\uc694? \ubaa8\uae30\uc9c0\uc758 \uae30\ubcf8 \uad6c\uc870 \uc694\uc18c \uc124\uba85 Principal (\uc6d0\uae08) [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":8647,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[955],"tags":[],"class_list":["post-8471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-955"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4<\/title>\n<meta name=\"description\" content=\"\ubaa8\uae30\uc9c0\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ubaa8\uae30\uc9c0 \uac1c\ub150, Loaning.ai\uac00 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9b4\uac8c\uc694!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.loaning.ai\/ko\/8471\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4\" \/>\n<meta property=\"og:description\" content=\"\ubaa8\uae30\uc9c0\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ubaa8\uae30\uc9c0 \uac1c\ub150, Loaning.ai\uac00 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9b4\uac8c\uc694!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.loaning.ai\/ko\/8471\/\" \/>\n<meta property=\"og:site_name\" content=\"\ubbf8\uad6d 30\ub144 \ubaa8\uae30\uc9c0 \uae08\ub9ac | \ub85c\ub2ddAI \ube14\ub85c\uadf8\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-28T08:01:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-17T09:54:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1020\" \/>\n\t<meta property=\"og:image:height\" content=\"735\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"dwlee\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"dwlee\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"4\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/\"},\"author\":{\"name\":\"dwlee\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/person\\\/142a1326a9b3c62452888d2aa1a427c5\"},\"headline\":\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4\",\"datePublished\":\"2025-04-28T08:01:18+00:00\",\"dateModified\":\"2026-03-17T09:54:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/\"},\"wordCount\":31,\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/250428_USAwiki_mortgage_th-1.png\",\"articleSection\":[\"\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc6a9\uc5b4\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/\",\"name\":\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/250428_USAwiki_mortgage_th-1.png\",\"datePublished\":\"2025-04-28T08:01:18+00:00\",\"dateModified\":\"2026-03-17T09:54:08+00:00\",\"description\":\"\ubaa8\uae30\uc9c0\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ubaa8\uae30\uc9c0 \uac1c\ub150, Loaning.ai\uac00 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9b4\uac8c\uc694!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/#primaryimage\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/250428_USAwiki_mortgage_th-1.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/250428_USAwiki_mortgage_th-1.png\",\"width\":1020,\"height\":735,\"caption\":\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/8471\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#website\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\",\"name\":\"30 year mortgage rates | LoaningAI Blog\",\"description\":\"Compare 30 year mortgage rates in US\",\"publisher\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\"},\"alternateName\":\"Compare 30 year mortgage rates today in US\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#organization\",\"name\":\"30 year mortgage rates | LoaningAI Blog\",\"alternateName\":\"Compare 30 year mortgage rates in US\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo-loaning-ai-blog-light.png\",\"contentUrl\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo-loaning-ai-blog-light.png\",\"width\":574,\"height\":130,\"caption\":\"30 year mortgage rates | LoaningAI Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blog.loaning.ai\\\/ko\\\/#\\\/schema\\\/person\\\/142a1326a9b3c62452888d2aa1a427c5\",\"name\":\"dwlee\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4","description":"\ubaa8\uae30\uc9c0\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ubaa8\uae30\uc9c0 \uac1c\ub150, Loaning.ai\uac00 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9b4\uac8c\uc694!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.loaning.ai\/ko\/8471\/","og_locale":"ko_KR","og_type":"article","og_title":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4","og_description":"\ubaa8\uae30\uc9c0\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ubaa8\uae30\uc9c0 \uac1c\ub150, Loaning.ai\uac00 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9b4\uac8c\uc694!","og_url":"https:\/\/blog.loaning.ai\/ko\/8471\/","og_site_name":"\ubbf8\uad6d 30\ub144 \ubaa8\uae30\uc9c0 \uae08\ub9ac | \ub85c\ub2ddAI \ube14\ub85c\uadf8","article_published_time":"2025-04-28T08:01:18+00:00","article_modified_time":"2026-03-17T09:54:08+00:00","og_image":[{"width":1020,"height":735,"url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png","type":"image\/png"}],"author":"dwlee","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"dwlee","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"4\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.loaning.ai\/ko\/8471\/#article","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/ko\/8471\/"},"author":{"name":"dwlee","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/person\/142a1326a9b3c62452888d2aa1a427c5"},"headline":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4","datePublished":"2025-04-28T08:01:18+00:00","dateModified":"2026-03-17T09:54:08+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.loaning.ai\/ko\/8471\/"},"wordCount":31,"publisher":{"@id":"https:\/\/blog.loaning.ai\/ko\/#organization"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/8471\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png","articleSection":["\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc6a9\uc5b4"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/blog.loaning.ai\/ko\/8471\/","url":"https:\/\/blog.loaning.ai\/ko\/8471\/","name":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4","isPartOf":{"@id":"https:\/\/blog.loaning.ai\/ko\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.loaning.ai\/ko\/8471\/#primaryimage"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/8471\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png","datePublished":"2025-04-28T08:01:18+00:00","dateModified":"2026-03-17T09:54:08+00:00","description":"\ubaa8\uae30\uc9c0\ub780 \uc8fc\ud0dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc744 \uad6c\ub9e4\ud560 \ub54c, \uad6c\ub9e4\uc790\uac00 \uc740\ud589\uc774\ub098 \ub300\ucd9c\uae30\uad00\uc5d0\uc11c \ube4c\ub9b0 \ub3c8\uc744 \ub2f4\ubcf4\ub85c \uc7a1\uace0 \uc0c1\ud658\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ubaa8\uae30\uc9c0 \uac1c\ub150, Loaning.ai\uac00 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9b4\uac8c\uc694!","breadcrumb":{"@id":"https:\/\/blog.loaning.ai\/ko\/8471\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.loaning.ai\/ko\/8471\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/ko\/8471\/#primaryimage","url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png","contentUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/04\/250428_USAwiki_mortgage_th-1.png","width":1020,"height":735,"caption":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860"},{"@type":"BreadcrumbList","@id":"https:\/\/blog.loaning.ai\/ko\/8471\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blog.loaning.ai\/ko\/"},{"@type":"ListItem","position":2,"name":"\ubbf8\uad6d \ubaa8\uae30\uc9c0 \ub860? \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc6a9\uc5b4"}]},{"@type":"WebSite","@id":"https:\/\/blog.loaning.ai\/ko\/#website","url":"https:\/\/blog.loaning.ai\/ko\/","name":"30 year mortgage rates | LoaningAI Blog","description":"Compare 30 year mortgage rates in US","publisher":{"@id":"https:\/\/blog.loaning.ai\/ko\/#organization"},"alternateName":"Compare 30 year mortgage rates today in US","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.loaning.ai\/ko\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/blog.loaning.ai\/ko\/#organization","name":"30 year mortgage rates | LoaningAI Blog","alternateName":"Compare 30 year mortgage rates in US","url":"https:\/\/blog.loaning.ai\/ko\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/logo\/image\/","url":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2023\/06\/logo-loaning-ai-blog-light.png","contentUrl":"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2023\/06\/logo-loaning-ai-blog-light.png","width":574,"height":130,"caption":"30 year mortgage rates | LoaningAI Blog"},"image":{"@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/blog.loaning.ai\/ko\/#\/schema\/person\/142a1326a9b3c62452888d2aa1a427c5","name":"dwlee"}]}},"views":24,"_links":{"self":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/8471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/comments?post=8471"}],"version-history":[{"count":2,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/8471\/revisions"}],"predecessor-version":[{"id":8649,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/posts\/8471\/revisions\/8649"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/media\/8647"}],"wp:attachment":[{"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/media?parent=8471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/categories?post=8471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.loaning.ai\/ko\/wp-json\/wp\/v2\/tags?post=8471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}