{"id":9823,"date":"2025-06-10T23:41:42","date_gmt":"2025-06-10T14:41:42","guid":{"rendered":"https:\/\/blog.loaning.ai\/ko\/?p=9823"},"modified":"2025-06-10T23:56:45","modified_gmt":"2025-06-10T14:56:45","slug":"%ec%8b%9c%ec%9e%a5-%eb%b9%84%ea%b5%90-%eb%b6%84%ec%84%9d-cma","status":"publish","type":"post","link":"https:\/\/blog.loaning.ai\/ko\/9823\/","title":{"rendered":"CMA\ub780? \ubbf8\uad6d \uc9d1\uac12 \uacb0\uc815\uc5d0 \uaf2d \ud544\uc694\ud55c \uc2dc\uc7a5 \ube44\uad50 \ubd84\uc11d \uac00\uc774\ub4dc"},"content":{"rendered":"\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"735\" data-id=\"9824\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA.png\" alt=\"\" class=\"wp-image-9824\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA.png 1020w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-300x216.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-768x553.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-120x86.png 120w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-750x540.png 750w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><strong>CMA(Comparative Market Analysis, \uc2dc\uc7a5 \ube44\uad50 \ubd84\uc11d)<\/strong>\ub294 \ucd5c\uadfc \ub9e4\ub9e4\ub41c \uc720\uc0ac \ubd80\ub3d9\uc0b0\uc744 \ud3c9\uac00\ud558\uc5ec \ubd80\ub3d9\uc0b0\uc758 \uc801\uc815 \ub9e4\ub9e4\uac00\ub97c \ud310\ub2e8\ud558\ub294 \ub3c4\uad6c\uc785\ub2c8\ub2e4.<br>\uc9d1 \ub9e4\ubb3c \ub4f1\ub85d \uc804\uc774\ub098 \uad6c\ub9e4 \ud611\uc0c1 \ub2e8\uacc4\uc5d0\uc11c \uac00\uaca9 \uacb0\uc815\uc758 \ud575\uc2ec \uc790\ub8cc\ub85c \ud65c\uc6a9\ub429\ub2c8\ub2e4.  <br><br><br><br><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cma-\uc65c-\uc911\uc694\ud55c\uac00\uc694\"><strong>CMA \uc65c \uc911\uc694\ud55c\uac00\uc694?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"621\" data-id=\"9833\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131-1024x621.png\" alt=\"\uc2dc\uc7a5 \ube44\uad50 \ubd84\uc11d\" class=\"wp-image-9833\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131-1024x621.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131-300x182.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131-768x466.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131-1536x931.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131-750x455.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131-1140x691.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc911\uc694\uc131.png 2032w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>CMA(Comparative Market Analysis, \ube44\uad50 \uc2dc\uc7a5 \ubd84\uc11d)\ub294 <strong>\ubd80\ub3d9\uc0b0\uc744 \uc0ac\uace0\ud314 \ub54c \uc801\uc815 \uac00\uaca9\uc744 \uacb0\uc815\ud558\ub294 \ub370 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560<\/strong>\uc744 \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc9d1\uc744 \ub9e4\ubb3c\ub85c \ub0b4\ub193\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790\ub77c\uba74, CMA\ub97c \ud1b5\ud574 \ucd5c\uadfc \uac70\ub798\ub41c \uc720\uc0ac \uc8fc\ud0dd\uc758 \uac00\uaca9\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2dc\uc7a5\uc5d0 \ub9de\ub294 \ud638\uac00\ub97c \ucc45\uc815\ud560 \uc218 \uc788\uc5b4 \ubd88\ud544\uc694\ud55c \uc190\ud574\ub098 \uac70\ub798 \uc9c0\uc5f0\uc744 \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <br>\ubc18\ub300\ub85c \uc9d1\uc744 \uad6c\ub9e4\ud558\ub824\ub294 \uc0ac\ub78c\uc5d0\uac8c\ub294 CMA\uac00 \ub9e4\ub3c4\uc790\uc758 \uc81c\uc2dc \uac00\uaca9\uc774 \uc801\uc808\ud55c\uc9c0 \ud310\ub2e8\ud558\uace0, \ud611\uc0c1 \uc804\ub7b5\uc744 \uc138\uc6b0\uac70\ub098 \uacbd\uc7c1\ub825 \uc788\ub294 \uc81c\uc548\uc744 \ub9cc\ub4dc\ub294 \ub370 \uc2e4\uc9c8\uc801\uc778 \uadfc\uac70 \uc790\ub8cc\uac00 \ub418\uc5b4\uc90d\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc774\ucc98\ub7fc CMA\ub294 \ubd80\ub3d9\uc0b0 \uac70\ub798\uc758 \uc2dc\uc791\uc810\uc5d0\uc11c \uc911\uc694\ud55c \uc758\uc0ac\uacb0\uc815 \ub3c4\uad6c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cma-\uc2dc\uc7a5-\ube44\uad50-\ubd84\uc11d-\ub294-\uc5b4\ub5a4-\uc694\uc18c\ub85c-\uc774\ub8e8\uc5b4\uc838-\uc788\ub098\uc694\"><strong>CMA(\uc2dc\uc7a5 \ube44\uad50 \ubd84\uc11d)\ub294 \uc5b4\ub5a4 \uc694\uc18c\ub85c \uc774\ub8e8\uc5b4\uc838 \uc788\ub098\uc694?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"571\" data-id=\"9832\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c-1024x571.png\" alt=\"\uc2dc\uc7a5 \ube44\uad50 \ubd84\uc11d\" class=\"wp-image-9832\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c-1024x571.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c-300x167.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c-768x429.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c-1536x857.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c-750x419.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c-1140x636.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uad6c\uc131\uc694\uc18c.png 2032w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>CMA \ubcf4\uace0\uc11c\ub294 \ub2e8\uc21c\ud788 \uc8fc\ubcc0 \ub9e4\ubb3c \uac00\uaca9\ub9cc \ub098\uc5f4\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, <strong>\uc8fc\ud0dd \uac00\uce58\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ub2e4\uc591\ud55c \uc694\uc18c\ub4e4\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824<\/strong>\ud574 \uc791\uc131\ub429\ub2c8\ub2e4. \ub2e4\uc74c\uc740 CMA\ub97c \uad6c\uc131\ud558\ub294 \ud575\uc2ec \uc694\uc18c\ub4e4\uc785\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ube44\uad50 \ub9e4\ubb3c<\/strong><br>\ub3d9\uc77c \uc9c0\uc5ed \ub610\ub294 \uc720\uc0ac \uc870\uac74\uc758 \uc778\uadfc \uc8fc\ud0dd \uc911, <strong>\ucd5c\uadfc 3~6\uac1c\uc6d4 \uc774\ub0b4 \uac70\ub798\ub41c \ub9e4\ubb3c \ucd5c\uc18c 3\uac74 \uc774\uc0c1<\/strong>\uc744 \uae30\uc900\uc73c\ub85c \uc0bc\uc2b5\ub2c8\ub2e4.<br>\uac70\ub798 \uae30\ub85d\uc774 \ubd80\uc871\ud55c \uacbd\uc6b0, <strong>\ud604\uc7ac \ub9e4\ubb3c(Active listings)<\/strong>\uc774\ub098 <strong>\ubcf4\ub958 \uc911 \ub9e4\ubb3c(Pending)<\/strong>, \uc2ec\uc9c0\uc5b4 <strong>\ub9cc\ub8cc\ub41c \ub9e4\ubb3c(Expired)<\/strong>\ub3c4 \ucc38\uace0\ud569\ub2c8\ub2e4.<br>\u2192 \ub9cc\ub8cc \ub9e4\ubb3c\uc740 \u2018\uc2dc\uc7a5\uc5d0 \ub9de\uc9c0 \uc54a\ub294 \uac00\uaca9\u2019\uc758 \uc2e0\ud638\ub85c \ud65c\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc704\uce58<\/strong><br>\ube44\uad50 \ub300\uc0c1 \uc8fc\ud0dd\uc740 \uac00\ub2a5\ud55c \ud55c <strong>\ub3d9\uc77c \ub3d9\ub124\ub098 \uc0dd\ud65c\uad8c \ub0b4<\/strong>\uc5d0 \uc704\uce58\ud574\uc57c \ud558\uba70, \ud544\uc694 \uc2dc <strong>\ud559\uad70, \uce58\uc548, \uc18c\uc74c, \ud3b8\uc758\uc2dc\uc124 \uc811\uadfc\uc131<\/strong> \ub4f1\uc744 \uae30\uc900\uc73c\ub85c \uc720\uc0ac \uc9c0\uc5ed\uc744 \uc120\uc815\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud1a0\uc9c0 \ud06c\uae30 &amp; \ud3c9\ubc29 \ud53c\ud2b8<\/strong><br><strong>\ub300\uc9c0 \uba74\uc801(\ud1a0\uc9c0 \ud06c\uae30)<\/strong>\uc640 <strong>\uac70\uc8fc \uac00\ub2a5 \uba74\uc801(\ud3c9\ubc29 \ud53c\ud2b8)<\/strong>\uc740 \uc8fc\ud0dd \uac00\uce58\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4.<br>\ud2b9\ud788, \uac19\uc740 \ubc29 \uac1c\uc218\ub77c\ub3c4 \uba74\uc801 \ucc28\uc774\uac00 \ud06c\uba74 \uac00\uaca9 \ubcf4\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uac74\ucd95 \uc5f0\ub3c4 &amp; \uc0c1\ud0dc<\/strong><br>\uc0c8\ub85c \uc9c0\uc5b4\uc9c4 \uc9d1\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uac00\uce58\uac00 \ub192\uc73c\uba70, \uc624\ub798\ub41c \uc8fc\ud0dd\uc774\ub77c\ub3c4 <strong>\ucd5c\uadfc \ub9ac\ub178\ubca0\uc774\uc158 \uc5ec\ubd80<\/strong>\uc5d0 \ub530\ub77c \uac00\uaca9\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uce68\uc2e4\uacfc \uc695\uc2e4 \uc218<\/strong><br>\ub9e4\uc218\uc790 \uc120\ud638\ub3c4\uac00 \ub192\uc740 \uc694\uc18c\ub85c, \uc77c\ubc18\uc801\uc73c\ub85c \uac1c\uc218\uac00 \ub9ce\uc744\uc218\ub85d \uc2dc\uc7a5 \uac00\uce58\uac00 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud2b9\ubcc4 \uae30\ub2a5<\/strong><br>\uc218\uc601\uc7a5, \ubcbd\ub09c\ub85c, \ud30c\ud2f0\uc624, \ucc28\uace0, \uc644\uacf5\ub41c \uc9c0\ud558\uc2e4 \ub4f1\uc758 <strong>\ubd80\uac00 \uc2dc\uc124<\/strong>\uc740 \uac00\uce58\ub97c \ub192\uc77c \uc218 \uc788\uc9c0\ub9cc, \uc9c0\uc5ed\ubcc4\ub85c \uc120\ud638\ub3c4\uac00 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>\u2192 \uc608: \uce98\ub9ac\ud3ec\ub2c8\uc544\ub294 \uc218\uc601\uc7a5 \uc120\ud638\u2191, \uc2dc\uc560\ud2c0\uc740 \uc2e4\ub0b4 \ub09c\ubc29 \uc120\ud638\u2191<\/li>\n\n\n\n<li><strong>\ud310\ub9e4\uc77c<\/strong><br>\uc2dc\uc7a5 \ubc18\uc601\ub825\uc744 \ub192\uc774\uae30 \uc704\ud574, <strong>\ucd5c\uadfc 3~6\uac1c\uc6d4 \uc774\ub0b4\uc5d0 \uac70\ub798\ub41c \ub9e4\ubb3c<\/strong>\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4.<br>\uc624\ub798\ub41c \uac70\ub798\ub294 <strong>\uae08\ub9ac\ub098 \uacf5\uae09\ub7c9 \ubcc0\ud654\uc5d0 \ub530\ub77c \uac00\uaca9 \ubcf4\uc815\uc774 \ud544\uc694<\/strong>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc790\uae08 \uc870\ub2ec \ubc29\uc2dd &amp; \ud310\ub9e4 \uc870\uac74<\/strong><br>\uad6c\ub9e4\uc790\uac00 \uc0ac\uc6a9\ud55c <strong>\uc735\uc790 \uc870\uac74<\/strong>, <strong>\ud310\ub9e4\uc790 \ud560\uc778(Concessions)<\/strong> \uc5ec\ubd80 \ub4f1\ub3c4 \ubd84\uc11d \ub300\uc0c1\uc785\ub2c8\ub2e4.<br>\u2192 \uc608: \ud310\ub9e4\uc790\uac00 \ub9c8\uac10 \ube44\uc6a9\uc744 \ub300\uc2e0 \uc9c0\ubd88\ud588\ub2e4\uba74 \ud574\ub2f9 \uae08\uc561\uc740 \uac00\uaca9\uc5d0\uc11c \ucc28\uac10 \ud544\uc694.<br>\u2192 \uad6c\ub9e4 \uc870\uac74\uc774 \uae4c\ub2e4\ub85c\uc6b4 \ub9e4\ubb3c\uc740 \uc2e4\uc81c \uac00\uce58\ubcf4\ub2e4 \ub192\uac8c \ud45c\uae30\ub420 \uc218 \uc788\uc5b4 \ubcf4\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><br><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uad00\ub828-\uac1c\ub150-\ube44\uad50\"><strong>\uad00\ub828 \uac1c\ub150 \ube44\uad50<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th><strong>CMA (Comparative Market Analysis)<\/strong><\/th><th><strong>Appraisal (\uc8fc\ud0dd \uac10\uc815\ud3c9\uac00)<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>\uc815\uc758<\/strong><\/td><td>\uacf5\uc778 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uc774 \ucd5c\uadfc \uc720\uc0ac \ub9e4\ubb3c\uacfc \uc2dc\uc7a5 \uc9c0\ud45c\ub97c \ud65c\uc6a9\ud574 <strong>\uc8fc\ud0dd\uc758 \uacf5\uc815 \uc2dc\uc7a5 \uac00\uce58<\/strong>\ub97c \ucd94\uc815\ud558\ub294 \ube44\uacf5\uc2dd \ubd84\uc11d \ubcf4\uace0\uc11c<\/td><td>\uac10\uc815\ud3c9\uac00\uc0ac\uac00 \uc8fc\ud0dd\uc758 \uc2e4\uc81c \uac00\uce58\ub97c \uc0b0\uc815\ud558\uae30 \uc704\ud574 \uc218\ud589\ud558\ub294 <strong>\uacf5\uc2dd \ud3c9\uac00 \uc808\ucc28<\/strong><\/td><\/tr><tr><td><strong>\uc791\uc131 \uc8fc\uccb4<\/strong><\/td><td>\uacf5\uc778 \ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00(\ub9ac\uc5bc\ud130, \ube0c\ub85c\ucee4)<\/td><td>\uc8fc(\u5dde) \ub610\ub294 \uc815\ubd80 \uae30\uad00\uc5d0 \ub4f1\ub85d\ub41c <strong>\uacf5\uc778 \uac10\uc815\ud3c9\uac00\uc0ac<\/strong><\/td><\/tr><tr><td><strong>\ubc95\uc801 \ud6a8\ub825<\/strong><\/td><td>\uc5c6\uc74c \u2013 \uac70\ub798 \uc804\ub7b5 \ucc38\uace0\uc6a9<\/td><td>\uc788\uc74c \u2013 <strong>\ub300\ucd9c \uc2b9\uc778\uc5d0 \ud544\uc218<\/strong>, \uae08\uc735\uae30\uad00\uc5d0\uc11c \uc694\uad6c<\/td><\/tr><tr><td><strong>\uc0ac\uc6a9 \ubaa9\uc801<\/strong><\/td><td>\ud310\ub9e4\uc790: \ub9e4\ubb3c \uac00\uaca9 \ucc45\uc815\uad6c\ub9e4\uc790: \ud611\uc0c1 \uc804\ub7b5 \uc218\ub9bd<\/td><td>\ub300\ucd9c \uae30\uad00: \ub300\ucd9c \uc2b9\uc778 \uc5ec\ubd80 \uacb0\uc815\uad6c\ub9e4\uc790: \uc2e4\uc81c \uc790\uc0b0 \uac00\uce58 \ud655\uc778<\/td><\/tr><tr><td><strong>\ud65c\uc6a9 \uc2dc\uc810<\/strong><\/td><td>\uc8fc\ud0dd \ub9e4\ub9e4 \uc804 \ub610\ub294 \ud611\uc0c1 \uacfc\uc815 \uc911<\/td><td>\uad6c\ub9e4 \uacc4\uc57d \uccb4\uacb0 \ud6c4, \ub300\ucd9c \uc2e0\uccad \uacfc\uc815\uc5d0\uc11c<\/td><\/tr><tr><td><strong>\uae30\uc900 \ub370\uc774\ud130<\/strong><\/td><td>\ucd5c\uadfc 3~6\uac1c\uc6d4 \uc720\uc0ac \ub9e4\ubb3c, \uc9c0\uc5ed \uc2dc\uc138, \ud2b9\uc131 \ube44\uad50 \ub4f1(\ub9e4\ub3c4\uc790 \ub610\ub294 \ub9e4\uc218\uc790\uc758 \ubaa9\ud45c\uc5d0 \ub9de\uac8c \ubd84\uc11d)<\/td><td>\uc8fc\ud0dd \uc0c1\ud0dc, \ube44\uad50 \ub9e4\ubb3c, \uc704\uce58, \ub9ac\ub178\ubca0\uc774\uc158, \uc2dc\uc7a5 \ubcc0\ud654 \ub4f1 <strong>\uac1d\uad00\uc801 \uae30\uc900<\/strong>\uc5d0 \ub530\ub77c \ud3c9\uac00<\/td><\/tr><tr><\/tr><tr><td><strong>\uc2dc\uc7a5 \ubc18\uc601\ub825<\/strong><\/td><td>\uc2dc\uc7a5\uc758 \uc2e4\uc2dc\uac04 \ud750\ub984\uc744 \ubc18\uc601\ud558\uba70, <strong>\uc2e4\uc81c \uac70\ub798 \uc804\ub7b5 \uc218\ub9bd\uc5d0 \uc720\ub9ac<\/strong><\/td><td>\ube44\uad50\uc801 \ubcf4\uc218\uc801\uc774\uace0 \uc911\ub9bd\uc801\uc774\uba70, <strong>\ub300\ucd9c \uc704\ud5d8 \uad00\ub9ac \ubaa9\uc801\uc5d0 \ub9de\ucda4<\/strong><\/td><\/tr><tr><td><strong>\uacb0\uacfc\uc758 \ud65c\uc6a9\uc131<\/strong><\/td><td>\uac00\uaca9 \ud611\uc0c1, \ud638\uac00 \uc124\uc815, \uc624\ud37c \uc870\uc815 \ub4f1 <strong>\uc758\uc0ac\uacb0\uc815 \uc911\uc2ec<\/strong><\/td><td>\ub300\ucd9c \ud55c\ub3c4, \uc870\uac74 \ud655\uc815 \ub4f1 <strong>\uae08\uc735 \ud310\ub2e8 \uc911\uc2ec<\/strong><\/td><\/tr><tr><td><strong>\ub300\ud45c \uc608\uc2dc<\/strong><\/td><td>\ub9ac\uc5bc\ud130\uac00 CMA\ub97c \ubc14\ud0d5\uc73c\ub85c \uc801\uc808\ud55c \ud638\uac00 \uc81c\uc548<\/td><td>\uc740\ud589\uc774 Appraisal \uacb0\uacfc\ub97c \ubcf4\uace0 \ub300\ucd9c \uc2b9\uc778 \uc5ec\ubd80 \uacb0\uc815<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud575\uc2ec \uc694\uc57d:<br>CMA\uc640 Appraisal\uc740 \ubaa8\ub450 \uc8fc\ud0dd \uac00\uce58 \ud310\ub2e8 \ub3c4\uad6c\ub77c\ub294 \uc810\uc5d0\uc11c \uc720\uc0ac\ud558\uc9c0\ub9cc, \uc6a9\ub3c4\u00b7\uc791\uc131\uc790\u00b7\ud65c\uc6a9 \ubaa9\uc801\uc5d0\ub294 \ubd84\uba85\ud55c \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Appraisal\uc740 \uc911\ub9bd\uc801\uc774\uace0 \uacf5\uc801\uc778 \ud3c9\uac00 \uae30\uc900\uc73c\ub85c, \uae08\uc735\uae30\uad00 \ub4f1\uc5d0\uc11c \ud544\uc218\ub85c \uc694\uad6c\ud558\ub294 \ubc95\uc801 \ud6a8\ub825 \uc788\ub294 \uc808\ucc28\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>CMA\ub294 \uc2e4\uc2dc\uac04 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc6a9 \ub3c4\uad6c\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubb38\uc81c-\ud574\uacb0-\ubc29\ubc95\uacfc-\ud589\ub3d9-\uc720\ub3c4\"><strong>\ubb38\uc81c \ud574\uacb0 \ubc29\ubc95\uacfc \ud589\ub3d9 \uc720\ub3c4<\/strong><\/h2>\n\n\n\n<p>\ucd5c\uc2e0 CMA\ub97c \ud655\uc778\ud55c \ud6c4 \ub9e4\ubb3c \ub4f1\ub85d\uc774\ub098 \uad6c\ub9e4 \ud611\uc0c1\uc744 \uc9c4\ud589\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucd5c\uadfc 3~6\uac1c\uc6d4 \uac70\ub798 \uc0ac\ub840 \ubc18\uc601 \uc5ec\ubd80 \ud655\uc778<\/li>\n\n\n\n<li><strong>\ube44\uad50 \ub9e4\ubb3c\uc5d0 \ub300\ud55c \uac00\uaca9 \ubcf4\uc815 \uacfc\uc815\uc774 \ud3ec\ud568\ub418\uc5c8\ub294\uc9c0<\/strong> \ud655\uc778<\/li>\n\n\n\n<li><strong>\ud310\ub9e4 \uc870\uac74(Concessions \ub4f1)\uc774 \ubd84\uc11d\uc5d0 \ubc18\uc601\ub418\uc5c8\ub294\uc9c0<\/strong> \ud655\uc778<\/li>\n\n\n\n<li>\uc9d1 \uc0c1\ud0dc(\uc5c5\uadf8\ub808\uc774\ub4dc \ud3ec\ud568)\uac00 \ubc18\uc601\ub418\uc5c8\ub294\uc9c0 \ud655\uc778<\/li>\n<\/ul>\n\n\n\n<p><strong><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=USAwiki_CMA&amp;utm_content=Comparative_Market_Analysis\" target=\"_blank\" rel=\"noreferrer noopener\">Loaning.ai<\/a>\uc5d0\uc11c\ub294 \ud55c\uad6d\uc5b4 \uc0c1\ub2f4\uc744 \ud1b5\ud574 \uc8fc\ud0dd \uad6c\ub9e4\u00b7\ub300\ucd9c \uc900\ube44\uc5d0 \ud544\uc694\ud55c \ud575\uc2ec \uc815\ubcf4\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div style=\"text-align: center\">\n<a\nhref=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&#038;utm_medium=loaning_kr&#038;utm_campaign=USAwiki_CMA&#038;utm_content=Comparative_Market_Analysis\"\nstyle=\"background-color:#49CF7E; border-radius: 6px; color: #ffffff; display: inline-block; padding: 20px 36px;\nfont-weight: bold; text-align:center; text-decoration:none; width: fit-content; min-width: 120px;\n-webkit-text-size-adjust:none;\"\n>\n\uc0c1\ub2f4\uc744 \ud1b5\ud574 \ub098\uc5d0\uac8c \ud544\uc694\ud55c \uc815\ubcf4\ub97c \ud655\uc778\ud574\ubcf4\uc138\uc694.\n<\/a>\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc8fc\uc758\uc0ac\ud56d\"><strong>\uc8fc\uc758\uc0ac\ud56d<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc624\ub798\ub41c \uac70\ub798 \uc0ac\ub840\uac00 \ud3ec\ud568\ub41c CMA\ub294 \uc0ac\uc6a9\uc744 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4. <br>\u2192 \uc2dc\uc7a5 \ubcc0\ud654\uac00 \ube60\ub974\ubbc0\ub85c \ucd5c\uc2e0 \uac70\ub798\ub97c \ubc18\uc601\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc720\uc0ac \ub9e4\ubb3c \uc120\uc815 \uae30\uc900\uc744 \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. <br>\u2192 \uc704\uce58, \ud559\uad70, \uac74\ucd95 \uc5f0\ub3c4 \ub4f1 \uc720\uc0ac\uc131\uc774 \ub192\uc740 \uc0ac\ub840 \uc704\uc8fc\ub85c \uad6c\uc131\ub410\ub294\uc9c0 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ube44\uad50 \ub9e4\ubb3c \uac04 \uac00\uaca9 \ubcf4\uc815 \uc5ec\ubd80\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. <br>\u2192 Rocket Mortgage\ub3c4 \uac15\uc870: \ud2b9\uc131\ubcc4 \uac00\uaca9 \ubcf4\uc815\uc774 \uc5c6\uc73c\uba74 \uc815\ud655\uc131\uc774 \ub5a8\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>\u2192 \uc608: \u201c\uc774 \uc9d1\uc740 \uc695\uc2e4 \ud558\ub098 \ub354 \uc788\uc5b4\uc11c $5,000 \ubcf4\uc815\u201d \ub4f1\uc758 \uc870\uc815 \uae30\ub85d \ud655\uc778 \ud544\uc694.<\/li>\n\n\n\n<li>\uc790\ub3d9 \uc2dc\uc138\ub9cc\uc744 \ubbff\uace0 \uac00\uaca9\uc744 \ucc45\uc815\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. <br>\u2192 Zestimate \ub4f1 \uc790\ub3d9 \uc2dc\uc138\ub294 \uc9d1 \uc0c1\ud0dc, \ub9ac\ub178\ubca0\uc774\uc158 \uc5ec\ubd80 \ub4f1\uc744 \ubc18\uc601\ud558\uc9c0 \ubabb\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><strong>Loaning.ai \ud301:<\/strong> \uc9d1 \uad6c\ub9e4 \uc804 CMA\uc640 Appraisal \uacb0\uacfc\ub97c \ubaa8\ub450 \ud655\uc778\ud558\uace0, \uae08\ub9ac\u00b7\ub300\ucd9c \ud55c\ub3c4 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uba74 \uc774\ud6c4 \uc2b9\uc778 \uac70\uc808\uc774\ub098 LTV \ucd08\uacfc \ub9ac\uc2a4\ud06c\ub97c \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\uc790\uc8fc-\ubb3b\ub294-\uc9c8\ubb38-faq\"><strong>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/strong><\/h2>\n\n\n\n<p><strong>Q. CMA\uac00 \uc798\ubabb\ub41c \uac00\uaca9\uc744 \uc904 \uc218\ub3c4 \uc788\ub098\uc694?<\/strong><br>\ub124. \ube44\uad50 \ub9e4\ubb3c \uc120\uc815\uc774 \ubd80\uc801\uc808\ud558\uac70\ub098 \uac00\uaca9 \ubcf4\uc815 \uacfc\uc815\uc774 \ub204\ub77d\ub41c \uacbd\uc6b0 \uc815\ud655\uc131\uc774 \ub5a8\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>Q. \uad6c\ub9e4\uc790\ub3c4 CMA\ub97c \uc694\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/strong><br>\uadf8\ub7fc\uc694! \uad6c\ub9e4\uc790\ub3c4 \ub9ac\uc5bc\ud130\uc5d0\uac8c CMA \uc694\uccad \uac00\ub2a5 \u2192 \ud611\uc0c1 \uc804 \ud544\uc218\ub85c \ud655\uc778\ud558\uc138\uc694.<\/p>\n\n\n\n<p><strong>Q. CMA\uc640 Appraisal \uacb0\uacfc\uac00 \ub2e4\ub974\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694?<\/strong><br>Appraisal \uacb0\uacfc\uac00 \ub0ae\uc73c\uba74 \ucd94\uac00 \ud611\uc0c1 \ub610\ub294 \uc7ac\uac10\uc815 \uc694\uccad \uace0\ub824 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cma\ub780-\ud55c\ub208\uc5d0-\uc815\ub9ac\"><strong>CMA\ub780? \ud55c\ub208\uc5d0 \uc815\ub9ac<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-4 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"531\" data-id=\"9834\" src=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac-1024x531.png\" alt=\"\uc2dc\uc7a5 \ube44\uad50 \ubd84\uc11d\" class=\"wp-image-9834\" srcset=\"https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac-1024x531.png 1024w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac-300x156.png 300w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac-768x398.png 768w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac-1536x797.png 1536w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac-750x389.png 750w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac-1140x591.png 1140w, https:\/\/blog.loaning.ai\/ko\/wp-content\/uploads\/2025\/06\/CMA-\uc815\ub9ac.png 2032w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><strong>CMA(Comparative Market Analysis)\ub294 \uc720\uc0ac \uc8fc\ud0dd \uac70\ub798 \uc0ac\ub840\ub97c \uae30\ubc18\uc73c\ub85c \uc8fc\ud0dd \uc2dc\uc138\ub97c \ubd84\uc11d\ud55c \ubcf4\uace0\uc11c\uc785\ub2c8\ub2e4.<\/strong><br><strong>\ube44\uad50 \ub9e4\ubb3c \uac00\uaca9 \ubcf4\uc815\uacfc \ud310\ub9e4 \uc870\uac74\uae4c\uc9c0 \ubc18\uc601\ud558\uc5ec \uc2e4\uac70\ub798\uac00\uc5d0 \uac00\uae4c\uc6b4 \uc801\uc815 \ub9e4\ub9e4\uac00\ub97c \uc0b0\ucd9c\ud569\ub2c8\ub2e4.<\/strong><br><strong>\ub9e4\ubb3c \ub4f1\ub85d \uc804\/\uad6c\ub9e4 \ud611\uc0c1 \uc2dc \ud544\uc218 \uc790\ub8cc<\/strong>\uc774\uba70, Appraisal(\uac10\uc815\ud3c9\uac00)\uc640\ub294 \ubaa9\uc801\u00b7\uc791\uc131 \uc8fc\uccb4\uac00 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<br><hr>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\ubbf8\uad6d-\uc8fc\ud0dd-\uad6c\ub9e4\ub97c-\uacc4\ud68d\ud558\uace0-\uacc4\uc2e0\uac00\uc694\"><strong>\ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uacc4\ud68d\ud558\uace0 \uacc4\uc2e0\uac00\uc694?<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/loaning.ai\/ko?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=USAwiki_CMA&amp;utm_content=Comparative_Market_Analysis\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Loaning.ai<\/strong><\/a>\uc5d0\uc11c&nbsp;<strong>\ubbf8\uad6d \ubaa8\uae30\uc9c0, <a href=\"https:\/\/loaning.ai\/ko\/homebuying-guide\/homebuying-guide\" target=\"_blank\" rel=\"noreferrer noopener\">\uc8fc\ud0dd \uad6c\ub9e4\uc758 \ubaa8\ub4e0 \uc808\ucc28\uc640 \uac00\uc774\ub4dc<\/a><\/strong>\ub97c&nbsp;<strong>2025\ub144 \ucd5c\uc2e0 \ubc84\uc804<\/strong>\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud574 \uc54c\ub824\ub4dc\ub9bd\ub2c8\ub2e4. \ub85c\ub2dd\uc758 \uc8fc\ud0dd \uad6c\ub9e4 \uac00\uc774\ub4dc \ud655\uc778\ud558\uace0 \ubbf8\uad6d \uc9d1 \uad6c\ub9e4 \uacc4\ud68d\uc5d0 \ub3c4\uc6c0\uc744 \ubc1b\uc73c\uc138\uc694!<\/p>\n\n\n\n<p><br><br><br><\/p>\n\n\n\n<br><hr>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\uad00\ub828-\ucf58\ud150\uce20-\ucd94\ucc9c\"><strong>\uad00\ub828 \ucf58\ud150\uce20 \ucd94\ucc9c<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/9553\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9ac\uc5bc\ud130\ub780? \ubbf8\uad6d \uc9d1 \uad6c\ub9e4 \uc804 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 \ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00\uc758 \uc870\uac74<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/4569\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ubbf8\uad6d \ubd80\ub3d9\uc0b0 \ud544\uc218 \uc815\ubcf4: \uac10\uc815\uac00(Appraised Value)\uc640 \uc2dc\uc7a5\uac00(Market Value)\uc758 \ucc28\uc774<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.loaning.ai\/ko\/8221\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ubbf8\uad6d \uc9d1 \uad6c\ub9e4 \ub2e8\uacc4\ubcc4 \uacfc\uc815: \ud55c\uad6d\uc778\uc774 \ubbf8\uad6d\uc5d0\uc11c<\/a><a href=\"https:\/\/blog.loaning.ai\/ko\/8221\/\"> \uc9d1 \uc0ac\ub294 \uac00\uc7a5 \uc26c\uc6b4 \ubc29\ubc95 \ucd1d\uc815\ub9ac (2025)<\/a><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons loaning_cta_bottom is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/loaning.ai\/ko\/homebuying-guide\/homebuying-guide?utm_source=blog_official&amp;utm_medium=loaning_kr&amp;utm_campaign=USAwiki_mls&amp;utm_content=USAwiki_mls\" style=\"background-color:#49cf7e\">\ubbf8\uad6d \uc9d1 \uad6c\ub9e4 \uac00\uc774\ub4dc \ubcf4\ub7ec\uac00\uae30<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>CMA(Comparative Market Analysis, \uc2dc\uc7a5 \ube44\uad50 \ubd84\uc11d)\ub294 \ucd5c\uadfc \ub9e4\ub9e4\ub41c \uc720\uc0ac \ubd80\ub3d9\uc0b0\uc744 \ud3c9\uac00\ud558\uc5ec \ubd80\ub3d9\uc0b0\uc758 \uc801\uc815 \ub9e4\ub9e4\uac00\ub97c \ud310\ub2e8\ud558\ub294 \ub3c4\uad6c\uc785\ub2c8\ub2e4.\uc9d1 \ub9e4\ubb3c \ub4f1\ub85d \uc804\uc774\ub098 \uad6c\ub9e4 \ud611\uc0c1 \ub2e8\uacc4\uc5d0\uc11c \uac00\uaca9 \uacb0\uc815\uc758 \ud575\uc2ec \uc790\ub8cc\ub85c \ud65c\uc6a9\ub429\ub2c8\ub2e4. CMA \uc65c \uc911\uc694\ud55c\uac00\uc694? CMA(Comparative Market Analysis, \ube44\uad50 \uc2dc\uc7a5 \ubd84\uc11d)\ub294 \ubd80\ub3d9\uc0b0\uc744 \uc0ac\uace0\ud314 \ub54c \uc801\uc815 \uac00\uaca9\uc744 \uacb0\uc815\ud558\ub294 \ub370 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc9d1\uc744 \ub9e4\ubb3c\ub85c \ub0b4\ub193\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790\ub77c\uba74, CMA\ub97c \ud1b5\ud574 \ucd5c\uadfc \uac70\ub798\ub41c [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":9824,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[955],"tags":[],"class_list":["post-9823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-955"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>CMA\ub780? 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